Connecting Yandex.Checkout to the online store from “whatAsoft. Payment form

Those who are going to sell their goods and services via the Internet need to connect a system to their website to accept online payments. One of the most popular systems of this kind in Russia is Yandex.Checkout. You will learn more about what it offers its users, how it works, and how to connect it to your site in this article.

There are quite a lot of Internet acquiring systems on our market, both banking and non-banking. But many of them turn out to be inconvenient to use - they are difficult to connect, configure correctly and add to the site. Yandex is trying to offer a more convenient and accessible installation such systems.

Product Brief

Convenience

The cash register is easy to connect to almost any website.

Reduced commissions are available to clients with high turnover.

Add. services

The cash register provides many different payment methods.

Availability

Advantages

• Fast and easy connection
• Various payment methods

Flaws

• High commissions for transactions

Advantages

• Fast and easy connection

  To gain access to the Cashier, simply fill out an online application and sign an agreement. You can connect a payment form to almost any site.

• Various payment methods

  You can pay for your purchase through the cash register different ways— by bank card, electronic wallet, cash and others. Available additional tools- for example, auto payments or installment payments.

• Payment Management Tools

  In your personal account you can manage payment forms and payment methods. Available detailed statistics and refund.

Flaws

• Requires connection to online cash register

  The service does not send data about purchases to tax service and OFD itself. It must be connected to cash register..

• High commissions for transactions

  The fees for making payments for this service are higher than those of many analogues. Reduced rates are set individually at high speeds.

What is Yandex.Checkout

Yandex.Checkout was launched in 2013 based on the system electronic payments Yandex money. It is an Internet acquiring service - accepting payments from individuals through the Internet. The cash register positions itself as a universal tool that is suitable for everyone who wants to accept payments from their clients online - from online stores to financial institutions.

Yandex.Cash is available to individual entrepreneurs, legal entities and non-profit organizations. Using it, you can accept payments via the Internet using any popular methods - from bank cards to the phone balance. Cashier focuses on ease of use - for both entrepreneurs and their customers - security and reliability. It complies with the requirements of laws, including Federal Law-54.

Tariffs of Yandex.Checkout

WITH detailed conditions and Yandex.Checkout tariffs you can find in the table:

Connection cost	For free
Service cost	For free
Payment methods and commission	Visa, MasterCard, Maestro, MIR: basic - from 3.5% premium - from 2.8% JCB, American Express, Diners Club: basic - from 4% premium - from 4% Apple Pay Google Pay: basic - from 3.5% premium - from 2.8% Yandex money: basic - from 3.5% premium - from 3% basic - from 6% premium - from 5% Payment terminals: basic - from 3.5% premium - from 2.8% Internet banks (Sberbank, Alfa-Bank, PSB): basic - from 3.6% premium - from 3.5% Sberbank Business Online: basic - from 3.5% premium - from 2.8% Payment in installments - individual conditions Phone balance - individual conditions
Mobile acquiring	Price m-POS terminal— 7,990 rubles Commission - 2.75% for one transaction - 15,000 rubles daily - 100,000 rubles monthly - 500,000 rubles
Payments to clients	To bank cards: To bank accounts: commission - 2.8% plus 30 rubles limit - up to 60,000 rubles per operation, up to 600,000 rubles per month On Yandex.Money: commission - 2.8% plus 30 rubles limit - up to 15,000 rubles for an anonymous wallet, up to 60,000 rubles for a personal wallet, up to 600,000 rubles per month To phone balance: commission - 4% limit - up to 15,000 rubles per operation
Payment form - simple acquiring	3,000 rubles for a package of 100 payments for total amount up to 100,000 rubles
Speed ​​of money transfer	From 1 working day
Supported CMS	With support for Federal Law-54: 1C-Bitrix, Drupal, Joomla, NetCat, OpenCart, uCoz, WordPress, Tilda Publishing and 37 more Without support of Federal Law-54:
Available SDKs	For iOS and Android

Premium-level tariffs are available if the turnover through Yandex.Checkout is more than 1,000,000 rubles per month. With a turnover of 5,000,000 rubles per month, rates are calculated individually.

How to connect and set up acquiring from Yandex

You can submit an application to connect to Yandex.Checkout on the official website. To do this, you need to have an account in Yandex. In the application you must indicate the name or TIN of your organization, place of registration, contact information and legal form - legal entity or individual entrepreneur.

After submitting your application, you will have access to Personal Area. Here you will need to fill out basic information about your business and website, and attach scans of registration and constituent documents:

Website address (if any), main activities, information about licenses, beneficial owners and beneficiaries

Contact information of the manager or his representative, as well as contact persons on financial and technical issues(if there is)

Current account details

Passport details of the manager or his representative

Scans of the passport of the manager or his representative, licenses (if any). If the application is being filled out by a representative, you will also need a scanned copy of the power of attorney.

Within 1-3 days, Yandex specialists will check your application and inform you about the results. An application will be available to you in your personal account - download it, sign all pages, scan and upload for verification. In another 1-3 days you will receive the contract number. Now you can use Yandex.Checkout.

You can connect several online stores to one Cashier account at once - just leave a request with the manager and provide information about additional stores.

To add a form of payment, Yandex provides the following tools:

HTML code. You can create it with your settings in your personal account, and then add it to the site. This method is the simplest, but does not support many cash register functions (for example, automatic payments or card binding)

Payment module for CMS is a completely ready-made module that can be embedded into a website running on one of the popular CMS. Find a module for your engine and detailed instructions by connecting you can also in your personal account

API with which you can customize the payment module for yourself. Suitable for those who use homemade or less popular CMS, or those who are not satisfied standard solutions. This method is not recommended for those who do not have a full-time web developer

SDK for mobile applications. Versions available for iOS and Android. You can also get the SDK and installation instructions in your personal account

To send payment data to the OFD and the tax service, you need to connect your personal account to the online cash register. To do this, you need to additionally set up your personal account - add information about the cash register and allow sending data for receipts.

Working with Yandex.Checkout

Manage Yandex.Checkout settings and additional functions possible in your personal account. You can connect or disconnect any of them at any time:

Linking payment information and automatic payments. The buyer can link their payment information so that they can fill out forms automatically for future purchases in the same store. All data is securely protected and is not transferred to third parties. Also, after linking the data, you can allow automatic payments - for example, according to a schedule or according to account status. Please note that auto payments are only available for bank accounts. Visa cards, MasterCard and MIR

Payments to clients. A separate contract and API are required for this feature to work. To make payments, transfer money to a special account in the Cashier and send a payout command

Invoicing. You can send links to the payment form to your clients by email, SMS, social networks or instant messengers. The further payment procedure is the same as when you go to the form from the site. The invoicing service supports the Jivosite online chat system - you can send links to clients directly in the dialogue window with the company

Deferred payment. With this payment method, the money in the buyer’s account is frozen, after which it will be debited at the seller’s command. The function is suitable for those who deliver goods - you can write off money only after the buyer successfully receives the order

Payment by credit or installments. Lending to customers is handled by Yandex.Money’s partner, the microcredit company Credit Line. It will be necessary to conclude an additional agreement with him. Credit conditions - amounts, terms, interest - are set individually depending on the store’s parameters

During the ordering process, the buyer will go to the payment form, where he can choose a convenient payment method. If the payment is successful, the money will go to the Cashier and after some time will be credited to the current account. The buyer will receive electronic check by e-mail or SMS.

Yandex.Checkout allows you to accept payments not only in rubles, but also in foreign currencies - US dollars, euros, yuan, Belarusian rubles and tenge. To do this, you need to additionally set up a payment form for foreign users in your personal account. The money is automatically converted into rubles at the rate of your bank and credited to your current account.

If necessary, you can issue a refund. This can be done through your personal account, by payment order, automatically (required API setup) or direct payment to the client. The refund applies to all payment methods except cash and phone balance. There is no commission for this.

Individuals cannot use Yandex.Checkout. But a payment form built into the Yandex.Money wallet is available for them. It can be added to a website or blog as a Cashier form. Using the form, you can accept payments from bank cards (commission - 2%) or other wallets (commission - 0.5%).

Pros and cons of the solution

This payment service looks comfortable enough for different types business. Among its analogues, Yandex.Cash highlights several advantages:

Yandex.Checkout provides many acquiring options, including mobile terminals for online stores. Everything is available to buyers convenient ways payments, and the seller - tools for setting them up

It is very easy to connect the Cashier - you can do it without leaving your home or office. Payment modules are easy to configure and integrate into the website

• The system operates on the basis of one of the largest Russian companies in the field information technologies. It is reliable enough to be trusted with online payments, and is constantly introducing new features and functions.

But the system has several rather significant drawbacks:

The service does not send fiscal data to the tax office and OFD itself - it must be connected to a cash register. Other popular acquiring systems, for example, Robokassa, themselves interact with all services.

The commission for payments made through the system is higher than that of analogues. In our market there are banks and payment systems that offer more profitable terms for popular payment methods - primarily bank cards

Conclusion

If you do not pay attention to the high commission and the lack of your own fiscalization, Yandex.Checkout is quite suitable for both small and large online store. Convenient conditions, simple connection and a variety of payment options will allow you to choose suitable solution for any store.

Yandex.Checkout is constantly developing, introducing new payment methods and tools for ecommerce. It also regularly updates the conditions and functionality of existing tools. We will continue to monitor the development of the payment service and talk about its new functions.

On the official website of Yandex.Checkout you can read more detailed conditions and instructions, as well as leave a request for connection.

Setting up a connection to the Yandex.Money payment system for legal entities. persons (Yandex.Checkout)

About the system:

Supported currencies:

RUB- Russian ruble

Checking receipt of payment- Automatic (the payment system itself automatically notifies your online store, registered with AutoWebOffice, about the receipt of payment).

« Yandex money» - electronic payment service in RuNet. It allows you to accept payments by electronic money, cash, and bank cards. You can also use some features through mobile applications. The settlement currency is Russian ruble. According to research companies Yandex.Money is the most popular and most known system electronic money in Russia.

How to connect:

Important! The payment method through the Yandex.Checkout system is available for use only if an agreement is concluded between your company and the Yandex.Money payment system!
If you are not a legal entity or individual entrepreneur, then you’d better refer to the instructions: Setting up a connection to the Yandex.Money payment system for individuals. persons (without a contract) Setting up a connection to accept payments through the Yandex.Money electronic payment system for legal entities who have registered an online store in the AutoWebOffice service, consists of two main stages.

First stage: Registration of a legal entity in the Yandex.Kassa payment system.

Second phase: Setting up a store connection on the side of the AutoWebOffice service.

If you want the setup work payment system in AutoWebOffice we took it upon ourselves, then take advantage of the “Quick Start” offer.

First stage: Registration of a legal entity in the Yandex.Kassa payment system.

To connect payment acceptance through the Yandex.Kassa system to your store registered in the AutoWebOffice service, you need to:

You will be asked to fill out a more detailed questionnaire about your organization and answer several technical questions.


Click the top yellow “Fill” button to go to the questionnaire about your organization and fill out each of the proposed sections.

You will need:

• Document on registration of a legal entity (IP).

  Information about the organization's current account.

  Passport details of the head of the organization.

  Photo of the main page and the registration page of the manager’s passport.

Below, in the “Settings” section, click the yellow “Fill” button.

You will be offered three connection methods, select “Payment module (Connecting a service on a CMS, framework, or CRM)”.

On the page for filling out the technical questionnaire, enter the following values ​​for the appropriate fields:




1. After filling out the questionnaires, Yandex.Money employees will check the documents you sent and, if the decision is positive, they will send you an agreement to sign.

   After signing the agreement, you will receive from Yandex.Money employees the data necessary for setup:

   • store identifier in the Yandex.Money system ( ShopID)

     working identifier of the storefront in the Yandex.Money system ( scid)
     Important! Be sure to save the ShopID and scid values ​​you receive in a safe place. We will need these parameters to configure the store connection on the side of the AutoWebOffice platform

At this point, the settings for connecting to the Yandex.Money payment system on the side of the Yandex.Money payment system are completed, let’s move on to the settings on the side of the store created in the AutoWebOffice service.

Second stage: Setting up a store connection on the side of the AutoWebOffice service

After you have indicated everything necessary settings connection to the Yandex.Money payment system on the side of the Yandex.Money electronic payment system, you need to specify the connection settings from the store registered in the AutoWebOffice service, namely:

Go to the store registered in the AutoWebOffice service.

In the upper navigation menu select "Settings".

On the page that opens, select “Payment methods” in the “Sales” section.

In the list of payment methods available for connection, find the “Yandex.Money (Legal Entities)” payment system and go to the page for changing the connection settings for the Yandex.Money payment system.


On the page for setting up the connection to the electronic payment system "Yandex.Money" for a registered store in the AutoWebOffice service, specify the following values ​​for the corresponding fields:


• Used– Check the box (this way you will allow your customers to choose Yandex.Money as a method of payment for your goods and services)

  In the fields "Minimum order amount" And « Maximum amount order" You can specify the minimum and maximum order amount (invoice amount) at which the withdrawal will be this method payments to customers of your online store.
  If the amount of the invoice created by the client is less than the value specified in the “Minimum order amount” field or greater value specified in the “Maximum order amount” field, then this payment method will not be offered to the customer who issued the invoice.

  Client name– Specify the name of the payment method for the client (this name will be displayed to your clients on the page for choosing a payment method for your goods and services)

  Payment system commission– In this field, indicate the amount of commission charged for using the Yandex.Money payment system. (The amount of the payment system commission will be taken into account in the costs when your clients make payments through this payment system. If you do not incur any additional costs when paying for your goods and services through the Yandex.Money payment system, then leave the commission value equal to zero.)

  Who pays the service fee– In this field, select who will pay the service commission charged by the Yandex.Money payment system (the Yandex.Money payment system usually charges a commission of 0.5% of the payment amount).
  If you indicate that the commission is paid by the Store, then after payment the payment amount will be credited to your account minus the commission for servicing the Yandex.Money payment system.
  If you indicate that the commission is paid by the Client, then final amount the payment that the client will need to pay will be increased by the amount of the commission for servicing the Yandex.Money payment system

  ShopID– indicate the ShopID parameter received from the Yandex.Money system employees (see paragraph 9)

  SCID– indicate the scid parameter received from Yandex.Money system employees (see paragraph 9)

  Password or Secret word – indicate “ secret password» which you came up with and handed over to Yandex.Money employees in the Technical Questionnaire (shopPassword)

  Payment from a Yandex.Money account– Check the box if you want your clients to be offered the opportunity to pay the bill from their wallet in the Yandex.Money system

  Payment from a bank card- Check the box if you want your clients to be offered the opportunity to pay using a VISA/MasterCard bank card

  Payment by code via terminal- Check the box if you want your clients to be offered the opportunity to pay their bills using payment terminals of Svyaznoy and Euroset communication stores

  Payment from account mobile phone - Check the box if you want your customers to be offered the opportunity to pay their bill from their mobile phone

  Payment from a WebMoney account– Check the box if you want your clients to be offered the opportunity to pay the bill from their wallet in the WebMoney system

  Payment via Sberbank-online- Check the box if you want your clients to be offered the opportunity to pay through the Sberbank-Online system

  Payment via Alfa Bank- Check the box if you want your clients to be offered the opportunity to pay through Alfa Bank

  Payment via mobile terminal (mPOS)- Check the box if you want your customers to be offered the opportunity to pay via a mobile terminal (mPOS)

  Payment via MasterPass- Check the box if you want your clients to be offered the opportunity to pay through the MasterPass service

  Payment through Promsvyazbank- Check the box if you want your clients to be offered the opportunity to pay through Promsvyazbank

  Payment via QIWI- Check the box if you want your customers to be offered the opportunity to pay through the QIWI payment system

  Payment via Kuppy.ru- Check the box if you want your customers to be offered the opportunity to pay through the Kuppy.ru service

  Description– in this field you can indicate short description payment system Yandex.Money for your clients. This brief description will be displayed on the page for selecting payment methods for your goods and services next to the name of the Yandex.Money payment system

  Show instructions for the client– check the box if you want your clients to be shown additional instructions on using the selected Yandex.Money payment system. (If you do not check this box, then additional instructions will not be shown to your clients, but will be automatically redirected to the website of the selected payment system).

  Instructions for the client– enter the text in this field additional instructions, which must be shown to your customers to facilitate the procedure for paying for your goods and services.
  In the “Instructions for Client” field you can specify regular expressions that will be replaced with the corresponding data on the issued invoice.
  For example, you can use a regular expression (account_number) to display the account number or (name) to display the name of the client who generated the account.
  WITH full list all available regular expressions You can familiarize yourself by clicking on the link to the “List of regular expressions” on the settings page of the payment system you are interested in.

After you have specified all the necessary settings for connecting the Yandex.Money electronic payment system to your store registered in the AutoWebOffice service, click the “Save” button and the Yandex.Money payment method will appear in the list of available payment systems on the payment method selection page Your goods or services.

This payment system allows you to connect online cash register, more details.

Congratulations, the Yandex.Money payment system has been successfully connected!

Good luck to you and see you again!
AutoWebOffice customer care service

Various online stores and virtual services today it is a fairly popular and rapidly developing line of business that attracts not only legal entities (LLC, PJSC), but also individuals and individual entrepreneurs. However, this vector of activity hides a great complexity: how to organize a system of payment for goods and services? Of course it is possible to develop own version. But why reinvent the wheel if it exists? convenient service- "Yandex Cashier"? It is also available for individuals. We will understand the intricacies of its operation and the advantages of using it. We will also provide detailed instructions for connection.

What is this?

First, we will look at what Yandex Cashier payments are. This is the name of the domestic payment aggregator. In other words, a service that accepts payments from buyers and consumers of services in favor of individuals and legal entities. The latter can be online stores, cafes, charities, utility companies, training centers, etc.

The Yandex Cashier service (including for individuals) is available to organizations and entrepreneurs registered in the Russian Federation and neighboring countries. But payments can be made to them by clients from all over the globe.

The aggregator dates back to 2013. Directly managed by the Yandex Money payment holding company. Expert research for 2015-2016. They rate this payment solution as the most popular in the Russian Federation. Statistics show that about 30% of Russian websites (online retailers, portals public services etc.) settled on this particular calculation system.

How do payments and withdrawals occur?

The advantage of Yandex Cashier (there are restrictions for individuals) is that buyers and consumers can choose any of the bill repayment options that are convenient for them. This sets the service apart from its competitors. How to transfer money:

• Through a bank card.
• Through Yandex Money and other popular electronic wallets.
• Directly through portals and mobile applications of such well-known corporations as Alfa Bank, Sberbank, Promsvyazbank, etc.
• Through your own telephone account mobile number.
• Through contactless technologies(for example, Apple Pay).
• Cash payments through 250,000 collection points distributed throughout Russian Federation and other states.

An entrepreneur can withdraw money from the account twice a day. It is important that Yandex Cashier cooperates with stores only in full compliance with Federal Law of the Russian Federation No. 54 (on online payment). That is, an individual entrepreneur or LLC must provide reports on each payment received through the system in tax office. Otherwise, the entrepreneur is fined or his business is closed.

Functionality

The list of Yandex Cash register functionality (they are also available for individuals) is constantly growing. Let's see what the payment aggregator can do today:

• Issue invoices via messaging apps, chats, SMS, and email.
• Connecting automatic payments (automatic debiting of funds on a certain day).
• Linking a bank card to a Yandex account (the buyer does not need to enter data from it every time).
• Pre-authorization services. In other words, freezing funds in the client’s account as part of the prepayment. Subsequently, this amount is immediately written off at the command of the store or service provider. Very relevant for those whose work may require a quick refund to the client.
• Payment is available both “here and now” and on credit or in installments.
• Latest Options: "safe transaction", mass payments, accepting payments through Telegram and Viber messengers, through mailings emails and online consultation chats on websites.

Main advantages of the service

In 2017, the Yandex Cashier service for individuals, LLCs, PJSCs and government organizations was recognized as a leader among its peers. In some ways, success was also connected with the popularity of its “big brother” - Yandex Money.

The main advantages are the following:

• Easy sending of statistics on profits received to the tax office.
• Convenient personal account.
• Maintaining statistics on income and transfers.
• Big choice ways for clients to pay their invoices.
• Relatively small commission (from 2.8 to 3.5%).
• The ability to make mass payments using prepared templates.
• Sending invoices to clients - a wide variety of methods (messengers, SMS, chats on your own website, email).
• Ready-made standard modules.
• Reliability and security of payments, guaranteed by the authority of the Russian corporation "Yandex".
• The refinement of the technical side of the issue (this is reflected in many years of experience in the functioning of the Yandex Money system), big number corporation servers).

Disadvantages of the service

Reviews of Yandex Cashier for individuals also highlight annoying disadvantages of cooperation with this service:

• Restrictions on payments in cooperation without drawing up an agreement.
• Availability of commission fees in tariffs for transfers and withdrawal of funds.
• Possibility of linking only one site.
• Difficulties in creating a payment form for those entrepreneurs who do not have web programming skills.

Is it possible not to register an individual entrepreneur?

Important Feature: To connect Yandex Cashier to your online store, you do not need to register an individual entrepreneur or LLC. However, this convenient opportunity entails a number of restrictions on using the service:

• Increased commission for withdrawal of funds (3-6%).
• Withdrawal only to Yandex Money. If the entrepreneur’s wallet is lower than his personal status, then transferring funds further to a bank card is impossible.
• Two options for paying bills for the buyer.

"Yandex Payment" - what is it?

"Yandex Payment" is a simplified "Yandex Cashier". For individuals, the principle of its operation is simple: the buyer or consumer actually replenishes it instead of an individual entrepreneur online wallet("Yandex money").

Another important advantage of connecting to Yandex Payments is that for this service you do not need to confirm your identity or fill out a cooperation document. The entrepreneur is required to register in the Yandex Money system, connect to Yandex Payment, and draw up a payment form for his clients.

How to transfer money? Consumers and buyers can pay bills in the same ways as with Yandex Cashier - through a bank card, electronic wallets, etc. The entrepreneur has the opportunity to withdraw funds only from Yandex Money to a bank card with a commission of 3% (+ 45 rubles).

Registration in the system for individuals

Let's look at how to connect Yandex Cashier for individuals:

1. Open home page"Yandex Money".
2. Click on "Create wallet".
3. You can register it through your profile on one of the social networks or choose the option of creating a login and password.
4. After registration, you just need to confirm your address Email- follow the letter with a link.
5. Log into your personal account in the Yandex Money system, click on “Accept payments”.
6. Select one of the options for what you want to see on your site. The simplest one is the standard “Form”. You can also choose “Button” or “Custom” (if you are strong in web development).
7. The designer will ask you to enter information into the form, which will be reflected on your website. Attach a bank card to your cash register to withdraw funds from clients.
8. Copy the code provided to you by the system.
9. The code can later be inserted into your own web resource. This is enough for it to work properly.

Note that the created wallet has the status “Anonymous”! This means that you can only store up to 15 thousand rubles on it. Users note that it is not uncommon for the system to delete anonymous wallets along with the funds stored on them.

Therefore, to secure your income, upgrade your status to “Name”. To do this, just send a scan of your own passport, following the system prompts. With “Name”, the volume of the wallet grows to 60 thousand rubles. In addition, such a profile is not deleted due to prolonged inactivity.

Further expansion of capabilities electronic wallet Yandex is already paid. This is the “Identified” status, which allows you to save up to 500 thousand rubles on your account.

Analogs

Of course, the Yandex Cashier service is not the only one of its kind. It was created following the example of existing foreign analogues. Among the most convenient and safest in their environment, users identify the following:

• Unit Pay.
• RoboKassa.
• Wallet One.
• Payeer.

"Yandex Cashier" is a convenient payment service created specifically for virtual stores and online service providers. To connect your business to it, you do not need to register an LLC or individual entrepreneur. However, this imposes certain restrictions for cooperation, does not allow to use functionality systems at full capacity.

After concluding the contract, you will be sent parameters Store ID in the central processing point (shopID), Shop window number in the central processing center (scid) to set up payment on the site. These parameters and the store password that you came up with earlier must be specified in the settings of your site in the section “Settings -> Product settings -> Module settings -> whatAsoft: Online store” or at<адрес-сайта>/bitrix/admin/settings.php?lang=ru&mid=whatasoft.shop.

Step 3. Testing payments

If you plan to test the operation of your store, when choosing a connection method in your personal account, check the “I will make test payments” checkbox. In the site settings, you also need to check the “Demo payment mode” checkbox. For self-testing You can place a trial order with online payment and use test data when making a payment to make sure the connection is correct.

Step 4. Putting the payment system into working mode

Upon successful completion test payment You can switch the payment system to combat mode. You can do this with the help of Yandex.Checkout technical specialists, and don’t forget to uncheck the demo payment mode box in the site settings.

Now your website is completely ready to accept customers and promptly notify you about new orders and payments!

If you have any questions when connecting Yandex.Checkout to your online store on ready-made solution from whatAsoft, write to our support team by email

Powerful and useful tool for owners of online stores, various funds and online platforms on the network. This The best decision for accepting electronic payments, thanks to which it is possible to build a business and significantly increase profit levels. What are the features of an online cash register? What are the rates? Is Yandex.Checkout suitable for online stores?

Brief overview of Yandex.Checkout: purpose, who can use it

Today it is difficult to imagine a large business without integration into global network. Searching for future partners, buyers and even making transactions takes place online. One of the most attractive directions is opening an online store or other online service. The question is how to automate the acceptance (making) of payments and “connect” several electronic payment systems (EPS) at one point of sale.

The optimal solution is to connect Yandex.Checkout. This tool is available to individual entrepreneurs and legal entities not only from the Russian Federation, but also from other countries.

Read also -

Using the service you can receive payments in various ways:

• From bank cards.
• In cash.
• Electronic money (WebMoney, Qiwi and others).
• From your phone account.
• Through online banking.
• By attracting credit funds and so on.

One of the features of the online cash register is the ability to make mass payments to clients, which is important for representatives of currency exchange platforms, lottery organizers and representatives of other “mass” areas. Available funds can be transferred to reverse direction- to EPS wallets, bank cards, financial institution accounts or phone numbers.

How does Yandex.Checkout work, and what are the connection features?

Connecting a Yandex.Money cash register- solution financial problems for representatives of Internet business. The principle of operation is mutual responsibility between the participants in the process.

To make payments, the client (individual entrepreneur or legal entity) transfers a certain amount, which acts as security for payments. Next, the online cash register is given a list of telephone numbers, cards and accounts where the funds should be credited. Based on the results of the transactions, an act is issued confirming the provision of the service and containing a full report on the work performed.

To connect Yandex.Checkout, you should do the following:

Yandex.Checkout is a good solution for online stores. By connecting special service, you can receive money from various directions (bank cards, EPS, mobile accounts and so on).

How to connect Yandex.Checkout in relation to an online store? The registration and registration process takes a minimum of time:

• . As soon as this work is completed, Yandex.Checkout opens a personal account for the user. An Internet manager is assigned to the newcomer, giving tips at each stage.

• Preparation of papers. All documents are processed through the online cash register, which does not require a personal visit to the payment system office. It is enough to enter the data in the form, scan the director’s passport and send the electronic version for verification. The next stage of registration is to download the application, print it and sign it. Finally, all that remains is to go to your personal account, study the contract and tariffs.

The last stage of connecting the Yandex.Money cash register and tariffing of services

After completing the above steps, you can begin conducting business activities through an online cash register. The money is credited the very next day, subject to the deduction of commission (fees for service services). Every day, the user of the online cash register receives registers, and monthly - a statement indicating all services provided.

Connecting Yandex.Checkout is completed by integrating the service - connecting, setting up payment acceptance, as well as checking the functionality of the system. The connection can be made using CMS settings, with or without integration.

Worthy of attention and Yandex.Cash service tariffs. If we're talking about about receiving funds, there are two options:

• Basic tariff- suitable for entrepreneurs with a sales volume not exceeding one million rubles per month. In this case, the commission ranges from 3.5 to 6 percent, depending on the payment. Most low parameter(3.5%) for bank cards and payments from Yandex.Money, and the highest for other electronic payment systems (WebMoney, Qiwi).

• Premium- Yandex. Cash register for online stores with a turnover of over a million rubles. main feature- reduction of commissions. The upper limit is 5%, and the lower limit is 2.8% (for bank cards, lending) and 3% for Yandex.Money.

If we are talking about the payment of funds to clients by the user of an online cash register, there is one tariff plan. For example, when transferring funds to a wallet within the system, to a bank account or card, a commission of 2.8% is charged. When transferring to a phone number - 4%.

A profitable and convenient solution for retail outlets working on the network. With the help of this Internet service, it is possible to optimize payments and receipt of money subject to a minimum commission.

You can read the terms and conditions and connect on the official website Yandex Cashier. Happy business.