How to create a webmoney electronic wallet. How to create your own e-wallet

WebMoney is commonplace. They are well aware of why this payment system is needed, what opportunities it provides and how to ensure the security of their data and funds. For those who are just about to start working with the WebMoney service, this article will be very useful.

From this material you will learn:

Advantages of the WebMoney system;
How to create a wallet;
How to pay via WebMoney;
How to ensure the security of payment information.

So, let's start getting acquainted with this payment system.

A few words about the payment system

For many network users who work with Internet money, WebMoney evokes only good emotions. In fact, this payment system is the most widespread in the world, in Russia and Ukraine as well. The number of grateful users is growing rapidly, and this is not surprising!

A wide range of services and goods available for payment via WebMoney is attracting more and more customers. The low interest rate for making payments and transfers pleases employers on the Internet, as well as freelancers.

Security is the hallmark of the payment system. Here the user has four ways to manage wallets, which will be discussed below. Various systems for protecting entry to the site and making payments are also provided. A one-time SMS password, an e-num protection system or password-protected electronic keys will ensure the secure storage of the user’s money.

Some aspects of the WebMoney payment system will be discussed in more detail during wallet registration.

Registering a WebMoney wallet

Open the main website of the WebMoney service. It looks like this – webmoney.ru or webmoney.ua depending on the user’s country. We go to the main page and see a brief overview of the site and payment system, as well as some news. In the upper right corner, click on the orange “Registration” button.

Please note that registration in the system takes place in four steps - specifying your phone number, personal data, checking your phone number and assigning a password to log in. The first step is to enter your mobile phone number. Attention, please use a valid cell phone number to successfully complete registration in the system. An SMS with confirmation passwords will be sent to your mobile device.

The second step when creating an account in WebMoney is to provide your personal information. These include the user's date of birth, a valid email address, as well as selecting a security question and indicating the correct answer to it. Proceed further by clicking on “Continue”.

Check the boxes if you want to receive newsletters or information about promotions from the payment system by email, or uncheck them if you don’t need it. Next, you should double-check that all data is entered correctly and proceed to the third step - confirming your phone number.

It is worth noting that this service is paid. A new user will have to pay for forwarding one SMS message to any of the specified numbers. If you have a smartphone and a program for reading QR codes, you can scan the code and simply click on send message. After waiting for the delivery report, you can safely click on “Continue”.

Let's move on to the last point, namely assigning a password. You should come up with a secure password yourself, using various symbols, lowercase and uppercase letters and numbers. The longer the password, the more secure it is. You can also use special password generator services. They will create a secure password for you without much effort on the part of the user.

Using WebMoney

Having completed the registration process in this payment system, we find ourselves on the main page of the service. It looks like the screenshot below. What do we see here? The message window allows you to conduct a dialogue with other system participants and receive notifications from it. At the top right you can see your 12-digit WMID. On the left there are buttons for managing the system - funds, correspondents, you will also find payments and a market there, the ability to borrow funds. At the very bottom of this column there is an account settings button and a logout button.

What is WMID? No, this is not a wallet to which you can receive funds and transfers. This is the internal user ID. To make it easier to understand, WMID is similar to ID in social networks, for example, VKontakte. Using WMID, you can add a correspondent on the corresponding page. Just enter your user ID and security code. You will see information about the owner of the WMID - add him to the list of correspondents. Now you can communicate with a person, make and accept payments.

Creating wallets

Even if you receive a personal WMID, you will not be able to make payments or receive transfers to WebMoney! To do this, you need to create a wallet. How to do it? Go to the "Wallets" tab in the left column.

Now you should click on the plus next to the words “Finance”. The system will open a wallet creation page for you. At this stage, you need to select the type of wallet, otherwise its currency. As you can see, WMR corresponds to the ruble, WMZ to the dollar, WME to the euro, and WMX to cyber currency (bitcoin). Select the required currency, review the agreement, and then click the create button.

A user can create more than one wallet. Register as many currency wallets as you need. You can also create multiple wallets in the same currency to use your funds as efficiently as possible.

account settings

The wallet creation process is complete. Now let's take a closer look at the user profile settings. To enter the settings menu, click the corresponding button at the bottom of the control column. Here the user has access to profile and security settings, the ability to install and configure access to WebMoney applications for mobile devices, as well as the ability to connect the payment system with social networks (VKontakte, Odnoklassniki, Mail.ru, Facebook, Yandex " and etc.).

Profile Settings

In this subcategory of settings you can edit and add information about the user. Here you can see WMID, user passport, levels, phone and email, as well as settings for account management methods.

Let's talk more about the certificate. What is it and why should it be done? This is a digital certificate based on the user's submitted data. The certificate serves for the level of identification of the client, as well as the status of the wallet in the Yandex Money system. The more data is known about the user, the higher the certificate he can receive. Accordingly, the best certificate provides more opportunities to its owner. Here are just some of the advantages of a formal certificate over an anonymous one.

There are several certifications for ordinary users. Anonymous, formal, initial and personal certificates open up everything they need. If a person decides to conduct business through the WebMoney system, then he may need a certificate of a seller, service, guarantor or operator in case of cooperation with the system.

You can obtain a formal certificate without leaving your computer. All you need to do is upload scanned documents and fill out the fields correctly. But with initial and personal certificates the situation is more complicated. To do this, you need to visit the official office of WebMoney or one of its representatives. This information can be found on the website.

To obtain a formal certificate, you need to provide all personal information - full name, passport details, registration, as well as postal address, upload copies of documents to the website and wait for the certificate to be issued.

Recently, it is possible to obtain higher certificates without visiting representatives. Detailed instructions are provided in the help on this page - http://wiki.WebMoney.ru/projects/WebMoney/wiki/Certificates

In principle, for basic operations with the system (depositing and withdrawing funds), a formal certificate will be quite sufficient. When you receive it, it will be displayed in your profile settings as follows:

Ways to manage WMID

This point should be given special attention to each user. The security of his data and funds depends on which management method a person chooses. Let's take a closer look at them.

The old names were replaced by new ones, but the methods remained the same. Immediately after registration, the user works in the system through Keeper Standard - a simplified web version of WebMoney. By choosing management through WinPro or WebPro Keepers, you get a full range of services and access to them. It is worth noting that to connect WebPro you must have a personal certificate.

WinPro is a way to manage your own WMID using a program installed on a PC. For it to work successfully, you will need to download the program, upload electronic keys and create a separate password for this control method. Let's do this.

Click on the underlined “Enable” button next to the WinPro control method. We see that to continue the intended actions, you must log in with confirmation. Click on the link and you will be taken to the authorization page.

You can confirm authorization by entering a code from an SMS received on your cell phone. It is also possible to secure your account and all actions in it through the e-num protection system. How to activate it?

Creating e-num protection

Since you will need to download the e-num application for your mobile device, we will do it right away. Let's look at the example of the Android operating system. We go to the Play Market and download the official application, and then launch it.

In the first window we see the “Register now” button - click on it. At the next stage, we indicate your email address (preferably the same as in WebMoney) and mobile phone number. Enter the security code and continue.

The next point is confirmation of the mailbox. Open your email and you will see a letter confirming your registration in the e-num system. Click on confirmation. Then we return to the application and enter the code from the message received on the phone in the field.

The final stage will be authorization in the system. Enter your email and account activation code in the last window (will also be sent via SMS). Do not delete it; you will need it if you lose access to the application. It is recommended to install a security code or pattern for the e-num application for greater security.

Linking two accounts is quite simple. Go to the security tab in your WMID settings. Then in the e-num line, click on connection. Enter your data in the system, confirm in the mobile application through a question and answer - and e-num will begin to be used as protection.

We also recommend adding this security system to “Confirmations”. Thus, attackers will not be able to log into your WebMoney account, much less make payments without your confirmation through the mobile application.

Changing the control method (continued)

The application of this security system is designed very competently and conveniently. If at the time of going to this page your smartphone was online (the Internet), then the application itself will notify you of such actions and offer to receive a response number. Enter it in the appropriate field and confirm your entry.

On the next page you need to create a password for the new way to manage WMID. Remember that the password for the site will remain the one you specified during registration! So, enter a new strong password and duplicate it. Click on the green button!

Key generation. These are electronic keys for managing your account in the system. They need to be downloaded as a single file, which weighs almost nothing. Attention! Proceed ONLY after successful download of the electronic keys.

Let's start installing the WebMoney Keper WinPro program. You can download the installation file for the Russian version using the link http://download.WebMoney.ru/wmk_ru.exe.

We agree with all points, including the license agreement. Be sure to download the plugin required for correct operation (just agree in the dialog box). After installation is complete, open the application.

When starting the program for the first time, given that the user is working with it for the first time, there is no need to specify the electronic key file. They will be useful if you need to restore access to the identifier. At this stage, it is enough to enter your personal WMID and password for this management method.

Remember an important detail: the password for the electronic key file is the same as for WinPro. When reinstalling the system or trying to log in from another computer, even when re-equipping your own, the program will require electronic keys.

When you first start, an error may occur, as in the picture. Don't be afraid of possible problems. This is the usual confirmation of your actions. To do this, you need to go to your email and copy the registration code from the letter from the WebMoney support service. You can go to the page specified in the error description directly from it or from an email.

Enter the code in the required field, and also enter the captcha correctly. WMID should be filled in automatically. Click the activation button. Agree that you really want to activate Keeper on your equipment. Activation is now completed successfully!

That's it - Keeper is created. Now you can manage electronic money through the program on your PC. All the functions of the usual method and even more are now available to you, a person who until recently did not even have a WebMoney account.

Summarize. The WebMoney monetary system is the undisputed leader among its competitors. Registering an account and receiving certificates does not take much time. Using all security measures will ensure the safety of your personal data and funds. Several control methods allow you to choose the most convenient option for you. Use WebMoney wisely and have fun!

What is Webmoney?

Webmoney is a payment system that allows you to exchange real money for electronic money and then make payments with this electronic money on Internet sites.

So, for example, you can buy with electronic money by paying with webmoney.

You can also do the opposite operation, exchange electronic money from your webmoney wallet for real money through a network of exchangers, or withdraw money to your bank account or plastic card account.

Wallet..wallet...Where can I get it? :)

So, step by step instructions.

Click "Continue"

After this, you will need to enter a password to enter the wallet. The password must be entered normal, and not “123456”, so that bad people cannot pick it up, but also so as not to forget it yourself :) Enter it and click “Next”.

A window like this will appear. And here you need to press the keyboard and move the mouse until the entire bar is filled with green.

After this, the key generation process will start.

You will be assigned a WebMoney ID. It is usually referred to as WMID. This number must be remembered, because... it will be the login to enter the wallet.

After this, you will need to indicate the disk and directory where to save the file, and also indicate the access code for the keys. You will need this code if you install the wallet on another computer or after reinstalling Windows. Therefore, this code must also be remembered.

After this you will need to check your email again.

and enter the activation code.

A window like this will appear. Uncheck the "Start procedure...." checkbox. Click "Finish"

All. Now your webmoney wallet will start.

Now click on the "Wallets" tab

This bookmark will be empty and we need to fix this :)

Click the right mouse button and select “Create” ... we mean create a wallet.

And we create, for example, a WMR ruble wallet. Or dollar WMZ. Or in another currency - hryvnia, Belarusian rubles, etc.

After you finish, the wallet, amount, and the actual wallet number will appear in the wallets tab. If someone wants to transfer you WMR webmoney rubles, they will need to provide your R-wallet. Report along with the letter R, not just numbers!

After you have made one wallet, you can create wallets in other currencies.

Obtaining a formal certificate.

After you have installed your wallet, it initially has an alias certificate.

This is the youngest certificate in the WebMoney system and this means that not all opportunities are available to you. Therefore, you need to obtain at least a formal certificate.

Attention. If you have problems at this stage, it means something is wrong with your browser’s security settings. Set them as default. To do this, go to the browser menu Tools - Internet Options - Security tab and set the default settings there.

If everything is OK, then remember the code that is shown to you, click “Login”

Enter this code into the form and click Yes

The WebMoney certification page will open.

Click on the icon that I have circled in red. *

Here you need to fill in all fields marked with a red asterisk.

All. Now you can start replenishing your webmoney wallet.

How to top up your wallet.

Click the right mouse button and select “Top up”.

We select the wallet that we want to top up and select the method of replenishment.

The most convenient way is probably through terminals, which are usually already installed in many places.

Or select in the keeper the item “Where can I top up my wallet in my city?”

Webmoney is a worldwide system that works with Internet payments and a person can receive earned money, make an online purchase, pay for services, etc. But for all these manipulations it is necessary to create a Webmoney wallet. The convenience of this method is beyond doubt, since all transfers are carried out within 5 minutes, which significantly reduces the time required to resolve all financial issues. At the same time, the user has the opportunity to withdraw his funds from the system at any time and transfer them into real money.

WMID

WMID is a unique account number that is provided once and remains in the system forever. Despite this, it can be obtained again, but only with the same registration data. This is done in order to carry out, for example, commercial activities through one WMID, and use the other for personal needs, etc.

Each user can create a wallet within their account. Webmoney works with various currencies, but more on that later. A wallet is a place where personal funds are stored. Any user has the right to create as many cash accounts as he needs. In order to have access to your wallets, you need to install “Keeper”, with which you can log in to WMID. Therefore, if you decide to create a Webmoney wallet, then the first thing you need to do is register.

Registration in the system

In order to go through the registration procedure, you must first go to the official website and find the necessary link there.

When you have found it, after clicking, the system should redirect you to a page where you need to enter your mobile number. This is followed by several sequential steps, during which you need to indicate your data, mailbox, TIN, passport. After this, you will receive corresponding notifications by email and phone with confirmation of registration.

"Keeper"

Each new user who has not yet been verified gets the opportunity to manage only Keeper Mini, which has fairly modest capabilities and a limit on daily transfers of funds, which can protect its owner from unauthorized hacking and theft of funds. So, if this happens, the owner may suffer only minor losses. Login to this "Keeper" occurs using a login and password.

During your first login, you need to note whether you already have a previously created account and just want to add another means of authorization, or whether you are a newbie. As you can see, wallets do not exist in this “Keeper” yet. In order to create them, you need to find the “+” icon, then “Add”, and then select the required currency. All payment transactions in this “Keeper” undergo mandatory SMS confirmation; you can remove it in the settings.

Certificates

Before creating a Webmoney wallet, any user needs to become familiar with the term “certificate”. This is nothing more than a personal identifier, thanks to which the system can recognize you, something like a virtual passport. There are several types of such certificates, namely:

Pseudonym certificate - issued to those users who have chosen not to provide their personal identification information. In this case, there are certain restrictions on the system's services.
A formal certificate is issued if you have filled out personal information about yourself and provided confirmation in the form of scanned documents. It is basic and most common among system participants.
A personal certificate is issued to those users who contact an authorized representative for personal confirmation of documents and the compliance of their person with them. Thanks to this, the system participant has access to some additional functions, such as the ability to take out a loan.

Types of wallets

Before you start Webmoney, you need to figure out exactly what type of finance is needed, because they differ somewhat from generally accepted abbreviations in the world:

US dollars - WMZ (Z).
Russian rubles - WMR (R).
Ukrainian hryvnia - WMU (U).
Euro - WME (E).
Belarusian rubles - WMB (B).
Gold - WMG (G).

These are the main types that will be available to the user, not counting wallets for credit transactions.

Creating a wallet

Any participant in the system has the opportunity to create exactly as many wallets as he needs. It’s just worth noting right away that there is no need for extra ones, since it will be impossible to remove them.

Let's look at creating wallets using the example of "Keeper Mini". First, you need to carefully consider everything that appears before your eyes in order to quickly navigate. Now you need to find the corresponding tab, which will say “Wallets”. After clicking, the corresponding window opens, where when you click “Add more,” a special creation page appears. Here you need to select the equivalent, for example, US dollars, then read the user agreement and, having accepted it, click on the “Create” button. If everything is done correctly, the wallet will instantly appear in Keeper. However, you can create only one wallet for one currency. If this is not enough for the user, you must use other login methods, for example, Keeper Classic.

By the way, in “Keeper Classic” the whole process is similar.

How to open a Webmoney wallet in Belarus?

In fact, there is nothing complicated about registering from any country, and especially from the CIS. It all comes down to simply indicating in the registration form all the necessary data about your actual location, be it Belarus or another country. Similarly, you can create a Webmoney wallet in Ukraine.

As for novice users, the best option would be Keeper Mini, since it has the easiest registration, which takes no more than 2 minutes.

At the same time, "Keeper Light" will be more difficult to register. Keeper Classic will remain the most difficult due to the fact that you need to install it on your PC, and then save a special key file. But in fact, it is also the most secure, not to mention all its capabilities.

For the convenience of users, there is also a mobile version; it is easy to install, quick to register, but limited in its functions.

Operations with wallets

After you have succeeded in creating a Webmoney wallet, you should top it up. This can be done in various ways, depending on where you live and what type of funds you have. It should immediately be noted that there are a large number of such methods, and of all that the official website offers, it is worth noting the following:

From a bank card online.
Payment terminals.
Internet banking.
Electronic money.
From a mobile phone account.
Through the cash registers of retail chains.
Transfer to the Guarantor for storage.
Through a bank branch.
Remittance.
Postal transfer.
Prepaid cards and vouchers.
ATMs.
Bank transfer.
Webmoney exchange offices.

As you can see, the list is really impressive, and if necessary, everyone will find their preferred method. The only difference is the commission interest rate and the time it takes for the funds to arrive in the wallet. You just have to adhere to the required sequence: first we open a Webmoney wallet, figure out how to use it, and then top it up.

In some cases, when making a direct payment, you only need to indicate your wallet number in the selected currency. For other methods, for example, when purchasing a card through an authorized point of sale, this is not necessary. Since everything is done either in “Kiper” itself, or through the official website. So creating a Webmoney wallet is only half the battle; you need to manage it correctly, replenish and withdraw funds.

Beware - scammers!

To summarize all of the above, it is worth noting that after we open a Webmoney wallet, additional responsibility falls on our shoulders, because money loves accuracy and thrift. Therefore, in no case should you forget about such problems as scammers and swindlers. You should never trust “miracle” electronic currency exchangers that offer very favorable rates; you should not transfer money to those accounts (if it is not your friend) that cannot provide you with an invoice. And in general, in the event of any unusual situation, it is better to double-check everything on the official Webmoney website or ask your more experienced comrades than to end up with nothing.

Now you know how to create and top up a Webmoney wallet without experiencing any problems, and how not to fall for the tricks of scammers. Remember that all money loves to be counted and carefully stored, and it makes no difference whether it is in a real wallet or in a virtual wallet.

Hello everyone and good mood. Want to break into the world of e-commerce? Today we will go through step by step how to create a WebMoney wallet. My instructions take into account all the nuances and will teach you how to use virtual money.

WebMoney was founded in 1998. Now this is a huge electronic money payment system with more than 30 million users in the CIS, most of whom are from Russia, Ukraine and Belarus. Suitable for various purposes from running a business to making purchases online.

In a nutshell, I’ll tell you about the scheme of work in the system.

Each user is assigned a unique number - WMID. It is used for all actions with the account.

There is a system of wallets, the main ones, of course, are ruble and dollar, but there are also many other currencies. The abbreviation is WMR for ruble, WMZ for dollars. Wallets consist of the letter R or Z and 12 numbers.

There are levels of access to system functions, they are called certificates. The first levels are given for free. The first level is a pseudonym, the second is formal, then initial and then personal. To obtain it, you need to provide scans of your passport data to a special person - the registrar.

Why do you need an electronic wallet?

If you have come to the world of online earnings, you can’t live without virtual money. It's like an online wallet. For any work, for example, for completing a task on, you will be paid in electronic money.

Therefore, first of all, create web wallets, now the most popular ones are WebMoney. After that, calmly look for a job and receive a well-deserved reward.

This will also allow you to:

Make purchases online in a few clicks. Let's say topping up your phone will take a few seconds.
Withdraw money to a plastic card (provided you have the required system certificate).

Register in WM

It’s very easy to register and get yourself a wallet; you can do it even without a passport. To do this, go to the site webmoney.ru via your favorite browser. Click "Registration".

First, enter your current phone number. I recommend entering a phone number that you use regularly; changing it will be problematic.

Next, enter your personal information. Be careful when entering your security question; it will be very useful later. I advise you to uncheck the boxes offering to receive news, because there will be a lot of them. Then, if you want, you can set them in your personal profile settings. Of course, you agree to the processing of your personal data, without this you will not be able to move forward.

In the next step, you will be asked to check the data again. Next, enter the password that will be sent via SMS to the specified phone number.

Create a password to log in. It is advisable not to use banal combinations of numbers. Enter the code shown in the picture to continue.

Registration is completed. Check your email for a link to activate your account. Walk along it.

You will receive a message that your email has been confirmed.

Creating a wallet

In your personal account, click on the section "Finance".

Press the blue plus sign and select “Create a wallet”.

Select a currency. We get acquainted and accept the terms of the agreement, click "Create".

I created two main wallets - dollar and ruble. Look at the screenshot, you can give these numbers to customers to receive money earned on the Internet.

For now, you have a pseudonym certificate, with it you can receive and send transfers within WM, replenish wallets through terminals with cash, make purchases in stores and pay for utilities. Except that withdrawal to a plastic card is not available (for this you need an initial certificate), but for now this is quite enough.

A little later I’ll tell you how to expand the functionality of WebMoney by receiving the following certificates.

Now you can download the WebMoney Keeper application to your mobile device for easy management of your personal account.

Conclusion

Congratulations. You have taken the first step towards making money online. You can receive your first fee today. Just give the customer your brand new WebMoney wallet number, complete the task efficiently and wait for the salary to be credited.

Ask your questions in the comments. All the best to you.

1 vote

Hello, dear friends! I come to you with bad news. Today we will talk about how to create a webmoney wallet. If you read somewhere that it’s simple, don’t believe it. It's not easy at all! Life is especially complicated by the strange, incomprehensible logistics of the WebMoney website and a bunch of stupid articles on the Internet. The authors don’t even try to install the programs they describe themselves, but only tell how magical those seconds of heaven that you spend on installation will be. Blatant lie!!!

Unfortunately, there is nowhere on the Internet without this wallet (). Therefore, I will try to explain as clearly as possible everything that will be needed during registration. I hope this really helps you. You will go through all the circles of hell quickly and become the happy owner of the most popular wallet in Russia - WebMoney.

I understand that the difficulties with registering in this wallet are caused by concern for the security of our funds, but sometimes this concern backfires.

I really love WebMoney wallet.

You can pay for 99% of your purchases online.
90% of employers, job applicants and payment systems needed by a website developer work here.
99% of online money transactions are related to webmoney.

No matter how much you want it, webmoney is necessary.

But the most positive thing for me is that recently I can’t withdraw money from there, which means I spend less! The portal takes care of my savings. So, so you don't end up in the same unfortunate position as me. Let's talk about everything in more detail.

About registration, receiving a wallet and the importance of the truth

So, to create your wallet you need to register. The first stage will be quite simple. We go to the site and click “Registration”.

Now you need to enter your phone number.

Now personal data. Take this issue seriously. Changing anything later will be incredibly difficult. You will have to communicate with technical support, where they don’t really want to bother with customers.

And don’t forget to uncheck the boxes at the bottom of the form if you don’t want to receive a ton of emails about promotions and offers.

Be sure to double-check that all information is correct. My problem, why I cannot withdraw funds, is that I have lost access to the old number and Keeper, but more on that later. Any change in your life is a new circle of hell when working with electronic money. The first thing you should think about is how to continue working with them.

I recommend that you buy a separate SIM card. Let it lie at home, put it in an ancient phone, ask the operator what needs to be done so that it is not blocked under any circumstances and pray for it, check it every month. Stroke to be sure:).

Now you need to enter the code. To do this, open the next tab and go to your email. A letter from the system has already arrived, open it. In the middle you will find a code, copy it and paste it into the appropriate form.

A confirmation message will now be sent to your number. Enter a code.

Create a password and enter the numbers from the picture ().

Now you need to make a wallet. A form will open in front of you. WMR is a ruble wallet. It is designed to work in rubles. WMZ – dollar wallet. Usually everyone installs these two wallets, although there is also WME - for working with the euro, WMU - with the Ukrainian hryvnia and others. You can do more, will you really use them?..

Select the desired wallet.
Accept the terms of the agreement.
Click "Create".

How to find out the number of your new WebMoney wallet? Click on the wallet icon and you will see all the necessary numbers, as shown in the picture. You can call it anyone, this is open information. Don't forget to include the letter R to avoid possible misunderstandings with your partner.

By the way, when transferring to other wallets, you also need to always enter this letter.

If you want to add a few more wallets, click on the plus sign next to the word “Finance” and complete the previous step again.

Copy the vmid number. It is located in the upper right corner of the screen. You will need it to log in again and perform many operations.

About certificates and bank cards, as well as exposure of WebMoney developers

Certificates make it possible to work with WebMoney at different levels. Some are able to withdraw funds, others are not.

Be sure to create a separate folder for WebMoney in your browser bookmarks and save all the links that you may need in the future. Finding anything useful on this site is incredibly difficult. This takes a lot of time. At this address you can find out about the possibilities of different certificates: https://passport.webmoney.ru/asp/WMAtstBasic.asp.

Now you have a pseudonym certificate. You can transfer money from WMZ to a WMR wallet and send funds to other users of the service. That is, you can pay for someone’s work and get money if the person also uses this system. Such a wallet also allows you to pay for online purchases, provided that the wallet number is indicated in the system.

Until you have a Keeper, for each operation you will need a code that will be sent by the system every time you make a request to your linked phone number.

How to deposit money? Only through payment terminals and prepaid cards. Now I’ll tell you where you can do this.

We enter the required city, let’s say “Vladimir” and we get the following data.

We click on the section we need and this form appears with complete information about the object.

I live in a small town. Recently I tried to use the services of Contact and Western Union to transfer funds. The consultants of these systems looked at me with bulging eyes: “Webmoney? What it is? Are you sure we are working with this?” Hopefully you won't have to fight anyone or explore every place in your city.

To settle once and for all the question of how to transfer money. I believe that it is better to immediately link your card and not suffer. To begin with, I will leave you screenshots with information about the capabilities of various types of certificates. Just in case, bookmark this article as well, I assure you that you will look for it in the future.

Formal certificate. What benefits does it actually provide? Formal...inconsequential. Despite the kilometer-long text, it gives nothing.

Initial certificate. Its benefit? Well, you can write on the forums... Well, the amount of saved funds has increased slightly. In fact - nothing!

Well, the last one is personal. You receive it and really don’t think about anything else. Link your card to your wallet and go happy and independent.

So, how to check your webmoney passport and change it? Go to settings and click on the pencil.

Here they write to you that after receiving a formal certificate, withdrawing money from webmoney to a Sberbank card or any other will become possible for you. Nothing like this! Firstly, a little later they will write that 7 days must pass from the moment of registration, and only then you can claim something. Secondly, they will write that to connect your card you need a personal passport. They deceive people, what can you do with them. In any case, click “Continue”.

You will not be able to register a new passport without a passport. And even if the passport is expired, then nothing will come of it either. You will get this message. Everything is very serious.

Now we enter SNISL (green plastic card), TIN (if you don’t have it, you’ll have to go to the tax office) and department code (it can be found in your passport).

I cannot go further with you, since my passport details are already registered, and finding the INN and SNILS of some Vasily Petrov from Voronezh seems to me to be a difficult task. If you have any problems at this point, write in the comments. I will answer faster than WebMoney support.

Now we are gradually starting to apply for a personal certificate. Attached are photographs of the documents.

https://passport.webmoney.ru/asp/aProcess.asp— open your WebMoney passport. We are looking for copies of documents.

Everything is serious. We come with confirmation. An SMS will be sent to your phone. Enter a code.

Enter it into the window that appears.

Now they convince you that everything is safe. Otherwise, someone might think that this is dangerous! They created so many problems, you can’t figure it out on your own... safe... jokers.

Load and continue.

Select from the list the documents you are currently attaching. Now you will need to upload your passport (main page and registration). You'll add the front of the card a little later.

Over time, a check mark will appear here. It will mean that the document has been checked and everything is fine.

Now you wait for your documents to be checked, and then you start looking for someone in your city who you can pay money to look at your documents in person. This will truly complete the registration.

To find such a person, return to WebMoney Geography, I asked you to save the link. I repeat again: https://geo.webmoney.ru/wmobjects/default.aspx?lang=ru.

Choose a city. Find the gold bank icon and usernames will appear in front of you. Meeting them will end your journey through torment.

Click on the person's name and you will see a lot of information about the completion of the transaction. Including instructions with a phone number. Call and ask them to send you an application for a personal certificate. Let them help you with at least something, at least pay them for something besides watching.

After receiving the certificate, you will link the card to WebMoney and be able to transfer money. By the way, another useful link: the percentage that webmoney takes for depositing and withdrawing - https://www.webmoney.ru/rus/inout/topup.shtml.

About the profitable operation of WebMoney and interaction with other electronic wallets

You can transfer money from webmoney to Qiwi wallet or Yandex money in two ways: link your accounts (full names must match) or turn to electronic exchangers for help. In the first case, an unprecedented commission awaits you, so we won’t even touch on this issue. The second method involves transferring from your wallet to yours, but in a different electronic system. All names and data, as in the first case, must match. You cannot use this method to pay for the work of others.

But there is also a positive side; there are services that will help you save a little on such operations. Personally I use BestChange .

Enter the name of the currency you are willing to give.
Choose from the list what you would like to receive.
Click the “Find the best rate” button.
View the list of proposed options. Please pay attention to additional fees and reviews.

Use the calculator to find out the exact amount.

This service is the most profitable solution for transferring from Yandex Money or any other wallets to WebMoney and back.

How to save on transactions, connect the WebMoney Keeper program and how I hate the authors of most instructions on the Internet

Having at least some kind of certificate, even a formal one, you have the opportunity to save on transfers from one wallet to another. Yes, there is a fee for this too! However, you can install a program on your computer that will allow you not to overpay.

Yes, I would, of course, recommend buying a separate computer for this so that there are no problems with reinstallation later, but I won’t. A flash drive will be enough. If you plan to perform many operations and surf the Internet, install Keeper WinPro (Classic). Although this is a tedious task, it is necessary. Saving money, time and effort in person.

After downloading, run the program. Click: “Next” - “I agree to all the conditions. Next” – “Next” – “Done”. If you start it now, nothing good will come of it.

When I write instructional articles, I always try to do everything together with the user. Act exactly the same as he would have to. Now, as usual, I’m doing everything together with you and for the life of me I can’t think of anything to do with the key files. It was useful to look for help on the Internet.

On all sites they write that to register you need to go into the program, find “Tools - program settings - security”. Such smart people! There's no way in hell you'll be able to get in there! There is not enough swearing in the Russian language to convey how angry I am with them now. It’s as simple as that… “Go into the program!!!”

To enter the program you need to already have key files on your computer!!! No other way.

In short, go back to the settings, to your account profile. And you are trying to enable another method of managing WMID.

Request a code and enter it after it arrives on your phone.

Come up with a new password to manage the keeper and change the management method.

Here it is... the long-awaited “Download keys” button!!!

Download and stick it somewhere so you don't lose it. I created a folder on my desktop. Don't do the same as me, your file should be hidden more securely and not so much because it can be stolen. You yourself delete it somewhere and new circles of hell will begin.

I even recommend additionally downloading this file to a flash drive. Then the next time you install, you simply download the program again, put this file in a certain folder, specify the path to it, and that’s it.

Well, stop being happy. We're not in the program yet. Let's continue. Open the program, enter a new password and vmid. Find the “Recovery” button in the lower left corner.

In the window that appears, specify the path to the folder. Just click on the dots and you will get a standard explorer. The password for the file and the keeper are the same. You're just repeating yourself.

Now create new wallet files.

All!!! Keeper works!!! Now you can use e-wallets quickly and painlessly. Payment for work and transfer of money to other wallets will be free and very fast.

But the most important thing is that now you can top up your wallet through Internet banking, using a bank card or from a mobile phone. For this you can use the service WMSIM .

The main thing is that your keeper is turned on. Just enter the data in the fields of the form and that’s it, in a few minutes the money will be credited to your account, regardless of what kind of certificate you have.

That’s it, now I’ve told you all the most difficult things about how to use WebMoney and I think I deserve a little rest. Just like you. I can safely say that if you succeeded, then you will not be afraid of any difficulties, because all the most difficult things are behind you. I am sure that only pleasant things await you in the future. All the best to you.

Subscribe to my blog and your problems won't seem so serious. All programs will seem like children's toys. Making money will turn into a pleasant hobby. At least I will make every effort to make sure everything is exactly like this.