What is a paypal account. How to register with PayPal in Russia. Cards that are suitable for opening a PayPal wallet

I registered with Paypal quite a long time ago. I remember that there was no page in Russian yet and I had to suffer with registration. For a long time I didn’t use this system, making do with WebMoney. And what is the need for it, if all online stores, exchanges, services, sites work with WebMoney. But it turned out not all, it is needed to make money on the Internet from eBay (it belongs to it) and for other bourgeois services.

Paypal payment system

I personally had to master it, because Chinese entrepreneurs pay for advertising in this way. They are unfamiliar with , but are willing to pay via Paypal.

Benefits of Paypal

The system serves almost the entire planet: it has 164 million registered users, works with two dozen national currencies and is relevant in 190 countries (however, the range of services is not always the same). So from the Russian Federation you can easily pay for goods purchased in online stores in the USA or China.
Everything is simple and fast. To make a purchase, it is enough to know the recipient’s ID - the e-mail address used by the user during registration.
Safety. Here they pay serious attention to this, so your details payment card nobody will know. And in general, it’s nice that thanks to this payment system we don’t have to leave them everywhere we make purchases. By the way, PayPal is proud that, according to statistics, there are much fewer cases of fraud here than in transactions with payment cards themselves.
Another handy feature: automatic exchange currencies That is, in cases where the currencies of the accounts of the sender and the recipient of the payment do not match, the payment is instantly converted into the desired currency (and this can be done either by PayPal itself or by the bank of the sender of the payment).
This system is the most popular and convenient way settlements in the online auction eBay. More than 90% of sellers of this service In general they only work with PayPal. This is the biggest auction world wide web, where everything is sold: from antiques and airplanes, to old photos and new laptops.

The main difference between PayPal and similar virtual services, is as follows - here the funds are represented not by “title units”, but by real money. By linking one or more payment cards or a bank account to your account, you can automatically replenish your balance in the system at any time, withdraw money and accept payments directly from payment cards, even if your partners do not have a PayPal account.

In the USA, this payment system provides such a service as instant payments using mobile phones via SMS, so I think that in a few years something similar will appear here. Recently, the Central Bank of Russia issued PayPal a license as a non-bank credit organization, so over time it will be possible to withdraw money to Russian bank accounts.

How to use PayPal: registration

Go to www.paypal.com/ru, click the “Register” button
We get to the following page:

Here we select “open an account” and get to the page with the captcha, fill it out, click “continue” and go here:

Here you need to fill in your personal information and link your credit card. However, this can be done later.

Currently, Russians can pay for their purchases using PayPal without any problems, but withdrawing funds is more difficult. This can be done in the following ways:

Using online exchangers, exchanging them for another virtual currency, the commission will be 12-18%.
Transfer money to a PayPal user. In this case, the commission will be from 0.4% depending on the recipient’s country.
Withdraw first to Westernbid, then to a bank card, commission - 5.8%.
Create an account in an American bank. I’ll write about how to quickly and easily get such an account (apply for a Payoneer card) the other day, so if you’re interested this problem, subscribe to RSS.

That’s it, now you have a PayPal account, don’t be alarmed when $1.95 is charged from your card. This is necessary to verify the cardholder's identity. After confirmation, this amount will be returned to your account balance. Registration and departure itself Money They don't cost a penny. The commission is charged only to the payee.

All approvals will take several days, but then all payment issues will be resolved very quickly. How to use PayPal after this? It’s very simple - in an online store or other service, you will select the PayPal payment system in the settings, enter your data and the money will be immediately withdrawn from your card. Moreover, when paying for purchases with delivery, the money will not be credited to the seller’s account until the buyer receives confirmation of delivery.

Online store with the option of paying via Paypal

If something goes wrong, then you can use system features such as refund - return of funds or dispute - online dispute with the involvement of PayPal personnel. If you are considered the injured party, the seller will be forced to return your money. If he no longer has anything in his account, the company itself will return the entire amount.

They appeared quite recently. Every day there are more and more possibilities for their use. The very first and the very active systems steel electronic applications payment systems. PayPal is considered one of the earliest, although it was not the first.

The owners of the resource, while no one really knew what PayPal was, decided to sell it to the online auction eBay. And it was a win-win. After all, all purchases on eBay made through PayPal are not subject to additional fees.

In addition, the payment system has developed one of the most effective principles information protection. Thanks to this, all payments made through PayPal are not only encrypted, but also insured in case of purchase poor quality goods or a product that does not correspond to the expected appearance. In other words, if you don't like what the courier company delivered, you don't have to contact eBay. All you have to do is contact PayPal for a refund.

E-commerce in Russia

Electronic systems are not limited to a list of 10 companies that you may know. Every year hundreds of electronic payment systems are born. The same number fail to compete every year.

In Russia, over a decade and a half, only a few companies have withstood competition. Among them, the most popular were WebMoney, Yandex.Money and RBK Money. But their disadvantage still remains the inability to pay bills from Chinese or American online stores. And if there is such an opportunity, then transactions are subject to large commissions.

PayPal's entry into the Russian market

Due to the fact that the system operates in more than 190 countries (which is 85% of all states and 95% of the world's territories), it is international. The ability to convert and transact 24 currencies makes it unique.

Unfortunately, PayPal in Russia does not have complete package services due to its recent entry into the market, namely in 2013. But due to high demand, already in 2016 it is planned to sign an agreement for the supply of goods through Russian Post, which will significantly reduce the cost of delivery and make it possible to order medium and small quantities of goods.

Advantages over programs available in the CIS

When choosing an electronic payment system, you should always first of all pay attention to what exactly the purpose of registration is. If you just need to receive payment for Internet activities, especially on Russian or CIS sites, then the popular resources already discussed will be more than useful and convenient for you.

What is PayPal:

Consumer protection and purchase insurance.
An international system that allows you to perform financial transactions around the world with a minimum commission.
PayPal money is official electronic money. WebMoney currency is title units that can be equated to stocks and bonds. They have their own cost, but since no electronic debit system is approved in the CIS except PayPal, only this company can provide guarantees.
Card and bank details are filled in only once, along with the CVV2 code. PayPal transfer is not required additional information, except for confirming the one-time SMS password.
Instant payment and withdrawal of funds.

PayPal Registration

To successfully make purchases, issue and pay invoices, you need to create your own PayPal wallet. To register, simply enter your Email and create a password.

In general, the entire authorization process is very similar to creating an account in WebMoney - even simpler. Each step is accompanied by hints, and the web interface is concise and clear.

There will be no redirects, so all you need is a reliable email address. It doesn't matter where you are Mailbox located on Yandex or Gmail - this will not affect the activation process.

Next, you need to determine which card to link to your wallet. If your card is not supported by the system, which is very likely, then PayPal simply will not link it to your wallet. If this is the case, do not despair, because you can easily find a list of all the banks that the system cooperates with in your country. This list is constantly updated and expanded.

If you prefer any bank, then ask its nearest branch about plans for cooperation with electronic systems.

Making a purchase with PayPal

This system works as a support for many Internet resources. For example: buying and selling goods in online stores, paying on international survey sites or receiving funds for work performed as a freelancer, and so on. If you have previously encountered payment through your bank’s Internet banking, then the same rules apply here.

An important difference is that to pay for any product you need to know not the account details or the recipient’s card, but just an email address. If you corresponded by Email, then before sending money, it is better to clarify the email address to which the recipient's PayPal account is linked. Don't forget about this!

You can transfer money to a freelancer’s PayPal account in exactly the same way.

Withdrawal of funds to an attached account

It is worth noting, first of all, that according to the level of access to services, all countries and, accordingly, clients are divided into three types:

full access to all functions;
buying and selling through the system;
purchase only (that is, payment only).

If the first and second types allow you to cash out your earned money, then in the third case it is possible to cash out, so to speak, in kind, that is, through the purchase of another product on eBay. All CIS countries, except Russia, can only make purchases and challenge the wrongness of the seller in case of poor quality goods. That is, you can spend money and receive either a full or partial refund (depending on the terms of purchase).

Since 2015, PayPal in Russia allows you to withdraw funds to your personal account. checking account with preliminary conversion if this account is opened in rubles. Conversion occurs mainly from euros or US dollars.

How to link an account

It’s worth mentioning right away that attaching an account and a card are two different possibilities. Usually the account holder has only one card, but there are cases when one of the spouses makes two cards for one account so that the other can use it. It's just special case, but there is a need for separation, and PayPal complied this condition for the benefit of clients.

As at the very beginning, during registration, when you indicated and confirmed your debit card, the same procedure must be carried out with the account of the second card. After all the relevant confirmations and test payments are returned to your account, you can continue working, transfer your funds to any other PayPal account or spend everything on new collection sports sneakers, for example.

PayPal Here

The situations are completely different. It’s also not always possible to drag a laptop along with you, but you have to work through the system. In order to transfer funds and make a purchase, there is absolutely no need to carry a computer with you. All you need to do is install PayPal Here on your phone.

What is PayPal Here? This is a program that can be downloaded from Google Play or Apple Appstore to make instant payments. Since 2015, PayPal Here has released a special card reader that can be attached to the phone via the headphone jack.

Thus, the phone turns into a portable terminal.

Deviations when trying to link a card

Earlier, you already learned that there may be cases when the card is not suitable for registration in the PayPal system. The reasons for this may be different, and you will probably be informed about them from the bank by call or statement. But the most common and primitive ones are, firstly, the limit on online purchases (most likely, it is zero, because during registration in order to check the card account, PayPal blocks $1, which then, of course, returns it back), and -secondly, the limit for online purchases may be exceeded.

Both the first and the second can be resolved in 5 minutes with one call to your bank’s technical support.

PayPal versus WebMoney

You have already figured out what PayPal is: you have successfully completed registration, verification and other procedures. But before that, all their business was conducted in the WebMoney system.

How possible is it to withdraw funds to PayPal from WebMoney and vice versa? The answer is very inspiring, because the circulation of funds between these systems is absolutely possible in both directions. To do this, it is enough to create a corresponding application in WM Keeper to exchange WebMoney title units for equivalent electronic currency in a PayPal wallet.

As usual, the application will be processed within 24 hours. This is the only case when Payment: Paypal will take longer than a few minutes.

What can you buy with PayPal?

A system that covers the whole world simply must be universal in all corners of the Internet. Unfortunately, many companies cannot afford such cooperation, because, in fact, PayPal is (was until 2015) owned by eBay, while its direct competitors are AliExpress and others. Therefore, many rival companies do not have the right to use this resource.

Despite this, still a large number of ads registered on AliExpress offer an option such as PayPal payment. Since the company gained independence from eBay only in 2015, it has not yet managed to gain mass popularity on other resources. But, given the low survival rate of any electronic payment system, PayPal's prospects are even greater.

As previously reported, the prospects for PayPal in Russia and throughout the CIS are clear and cloudless. Entering the European market and approving the system at the legislative level as recommended for conducting financial transactions only strengthened our position and made it possible to develop work in the direction of the Middle and Far East, as well as the expanses of the Russian Federation.

Following this, it is planned (in 2017) to update PayPal in Ukraine, Belarus and Kazakhstan. Consequently, such changes will entail rapid development medium and small businesses, which will lead to positive changes in the economy of the entire country.

Summarize

In this short article, we discussed in detail one of the most famous international payment systems constantly used in different countries ah the world, including Russian Federation, Ukraine, Belarus and the United States of America. The article also discussed purchases made using this system, the main problems that could arise inexperienced user, and about quick ways solutions to such issues. By the way, we also touched on the topic special applications for different operating systems mobile phones so you can use PayPal anytime, anywhere.

If you were looking for detailed information about the best international payment system in the world, you have found it. The article presented to you contains information confirmed by official sources, including the official PayPal website.

Not everyone knows what PayPal is and how to use it. The economy does not stand still. Many goods and services can be obtained on the Internet. For secure payments, for the convenience of all participants in business relations, this electronic payment system was specially developed.

What is PayPal?

The main thing in payments via the Internet is security guarantees. A person should know that his money will not go in an unknown direction, and he will not become a victim of fraud. The PayPal payment system is a system through which you can send and receive financial transfers. Its main feature is ensuring the protection of the rights of sellers and buyers. The company is a kind of electronic bank, as it performs almost the same functions on the Internet.

PayPal - pros and cons

In the era of booming technological development, such a system has simply become a necessity. Like any product, PayPal service has both advantages and disadvantages. Using the payment system, you can even buy a car in a matter of seconds without leaving your home or pay utility bills. All this makes human life much easier. Let's look at the pros and cons of this system in more detail.

PayPal benefits

PayPal wallet has a huge number of advantages, among which the following must be highlighted:

to work with this system you do not need additional software for PC: you can manage your personal account from any browser and any PC;
a high level of security is a huge plus: the client’s identity is carefully checked;
an additional security measure is to link a credit card to a virtual account: this operation is necessary to confirm the client’s identity;
in case of an unsuccessful money transaction, the user receives his money back.

Cons of PayPal

Any system has its unpleasant sides. PayPal account is no exception, because it has restrictions on working in post-Soviet countries. Until recently, in Russia it was difficult to withdraw money from an account. Increased security measures, on the one hand, are good, but the system independently blocks accounts at the slightest suspicion, without warnings or explanations. Convert money to others electronic currencies it is forbidden.

What is PayPal and how to use it?

PayPal has a very simple interface. Before you start, you need to study the system in detail and register. Then link to a virtual account real map. Many domestic sellers are expanding internationally, and in Europe they have been freely using this payment system for a long time, therefore, the pressing issue remains correct use this device.

How to register with PayPal?

To create PayPal wallet, first you need to go through the registration process. You only need to provide real information. Otherwise, there is a high probability that your account will be blocked in the future. detailed instructions includes the following:

indicate the country, select the interface language;
select the account type: corporate (for companies) or personal (for use by one person);
then enter all personal data;
Upon completion of registration, a confirmation email will be sent to your email.

How to top up your PayPal account?

Second important question: how to top up PayPal. To avoid problems with replenishment, you need to link a credit card, then it will be easier to perform operations. You can top up with cash through the terminal; for this you will also need to create an . And then we tie virtual card to the account. So, there are two ways to get money into your personal account in the system:

transfer money from another PayPal account;
receive payment for goods or services offered.

How to withdraw money from PayPal?

A pressing issue for many post-Soviet countries has become the withdrawal of money from PayPal. There is a way to withdraw money through another person. For example, you need to withdraw money and buy him some goods. Then you make an exchange: he pays you in cash, and you pay for his goods in the store from your account. This method allows you not to spend a single extra penny. One of your relatives or friends will become your intermediary to receive money in this way. What is PayPal and what other withdrawal options are there?

Withdraw money from the company's office. There are not so many such offices, so only some citizens will be so lucky, but in general, this perfect way with minimal commissions.
Withdraw money to a bank card. To begin with, you will need to withdraw small amounts of money twice and wait a couple of days. Withdraw via or Qiwi. IN in this case these wallets will act as intermediaries. The operations will be carried out faster, but you will have to pay a commission.

How to pay via PayPal?

Another important point, users are interested in - how to pay via PayPal. If you need to buy an item in an online store, and it says this method payment, you just need to select it and enter your login and email address. The money will be withdrawn from the card linked to the account or from the balance on the virtual account itself. Payment fees are paid by the recipient, not the sender.

What PayPal is and what it is needed for is very clear. From all of the above, it turns out that this is a system for paying for purchases and services that contributes to the development of the economy in countries where it can be used to its fullest. The only drawback is the difficulties with withdrawing money in the post-Soviet space. Technologies are developing and, most likely, in another couple of years, and anywhere on Earth it will become possible full use system capabilities. In any case, using such a service is convenient and profitable.

Payment via PayPal purchases in foreign stores it protects 100% from the machinations of scammers. You can be sure that the money will not go elsewhere, and you will be left without goods. Customer purchases are protected in such a way that until the buyer confirms receipt of the goods, money is not credited to the seller's account. In case of incidents, the buyer receives his money back. The company is registered in the states as a money transfer company. She performs all banking transactions and reports to unified system taxation, and its work is regulated by all basic laws.

In the 21st century, it is becoming one of the most promising methods of payment between seller and buyer. Evidence of this is at least the fact that in Russia alone in 2013 the market volume electronic money exceeded 2 trillion rubles. If we compare this figure with 2012, we can see that the market ecommerce grew by 23%. From these figures it is easy to understand that electronic payment systems are gaining more and more popularity every year.

Let's consider one of the most common e-commerce systems around the world - PayPal.

Birth of the system

PayPal's history dates back to March 2000, when it was invented (as a result of a merger) by several students, one of whom was an immigrant from Soviet Union(Max Levchin).
Immediately after its creation, the company began servicing electronic auctions, in particular, the world famous eBay (in one month of its existence, more than one million eBay auctions offered settlement payment system PayPal).

In 2002, the giant eBay corporation acquired PayPal, and from that moment on, 50% of purchases at auction occur through the latter.

As of 2012, 190 countries could pay or trade using PayPal, and the system included 24 currencies around the world. The beginning of 2015 was the moment when eBay and PayPal split, and now they are two different corporations.

Registration

So, PayPal. We figured out what it is and why it exists. To get started with PayPal, you need to go through the registration process. To start registering with PayPal, you need to go to the official website (it is the same for all countries, but for convenience you can select desired language), click on the “Register” button and in the next window select the “Personal Account” tab, then click on the “Continue” button.

After this, the browser is redirected to a page where you must indicate your country of residence, email, and set a password to log in to the system (it must consist of at least 8 characters, and it is better to enter both letters and numbers).

The next stage of registration is filling out personal information (name, surname, date of birth, nationality, city, street, postcode, as well as telephone number). All data should be entered correctly in order to avoid problems in the future, since the account (or PayPal wallet) will be opened exactly according to the specified data, which is then very difficult to change.

account activation

If all fields are filled out correctly, you need to check the box " Terms of use", then click on the "I agree, create an account" button. Then you should check your email and activate account by following the link in the letter.

Adding a bank card

Let's look at how to top up PayPal. There is another important question. It goes like this: "Like PayPal?" You must first link your bank card to the system. This is done in the user menu. You need to follow the link “Connect and confirm my debit or credit card” (top right on the site). After this, you will need to enter all valid card data, namely: last name, first name, card type (Visa, Master Card, etc.), number, expiration date and the so-called security code (3 digits that are located on the back of the card ), then click on the “Continue” button.

In order for the card linking process to be successful and you can find out how to pay with PayPal, you need to have the equivalent of $1.95 on your card. The system will withdraw this amount of money in automatic mode to verify that the card really belongs to the owner. This money will not be lost, but will be returned to your account in exactly one day.

Withdrawal limits

For security purposes, PayPal sets certain limits on withdrawals of funds.

The minimum limit for CIS citizens is $50 or the equivalent in another world currency. Maximum withdrawal of funds per day (for residents of the Russian Federation) on this moment- 15,000 rubles, you can withdraw no more than 40,000 rubles per month. in Russia, whose user reviews inspire confidence, charges a minimum commission when withdrawing funds. This is a very advantageous moment.

How can I learn more about limits and how to top up PayPal? You need to go to the “My Account” tab in your account.

How to transfer money to PayPal

To transfer money in the system (for example, to another account), just go to the menu and click on the “Send money” tab. In the window that appears, you will need to enter data to whom the money will be sent (recipient's PayPal wallet), amount and currency. The default value is US dollar, but you can always select the equivalent in another currency if necessary.

If the question is about transferring to your card, which is linked to the system, then everything is even simpler, since the system allows you to transfer PayPal money to your personal account. This cannot but please users. PayPal - what is it? As you can see, this is a very convenient payment instrument.

To transfer funds, you need to select “My Wallet” in the menu and check the “Transfer to a bank card” option, indicate which card the transfer should be made to (since you can register not one, but several cards in the system), enter the amount and click “ Translate". In this case, payment occurs almost instantly, and if everything is in order with the bank (there are no problems with the network, say), then you can cash out money from the card in 2 minutes.

Types of accounts

And we figured out how to use it. Now it’s time to tell you what types of accounts there are in the system.

Globally, PayPal accounts can be divided into 4 types:

personal;
premium;
student;
business.

The most common type of account is personal (or personal). They can freely transfer PayPal money and accept currency. At the same time, contacts with various types of payers are provided. In order for the money to be delivered to the address, you only need to have a PayPal wallet and address Email. That's all there is to it. The user cannot send or receive money from any type of card; only transfers within the system are allowed.

Premium accounts add specialized features that are not available to other users. If you are interested in the question of how to transfer money to PayPal from a card, then this type of personal account will help answer it. It is in a premium account that you can freely withdraw money to the cards of other participants or accept funds onto your card through the system.

A student account is an innovation in the electronic payment system. With its help, you can easily answer the question of how to transfer money to your child’s PayPal account if he studies or lives abroad. A person must be at least 13 years old in order to open an account without any problems. One parent has the right to have up to 4 such accounts. In this case, a real account is not opened, but a system of replenishing the student account from the parent account takes place.

The business account allows the user to make maximum use of the service. You can accept payments as an enterprise, there is no limit on currency turnover per day, and, most importantly, you can accept money into your account from any other bank or electronic wallet(not PayPal). Unfortunately, there is no such option in the account types discussed above.

User verification

First, let’s define the phrase “PayPal user verification”; we’ll also look at what it is. Let's explain the word "verification" in simple words. It means confirmation (literally translated), and in our case, confirmation of the veracity of the completed information about the user who is registering in the system. That is, the system requires certain actions on the part of the user, in order to make sure that the information he provided is 100% truthful (for example, you can register as Vasya Pupkin, but in fact not be him).

While the user is not verified, payments can be made, but with certain restrictions. To remove the latter you need to send to in electronic format or by mail a scanned copy of your passport (with registration) and confirm the number mobile phone. This data is confidential, you can be sure that it will not fall into the wrong hands through PayPal.

Verification benefits:

sending and receiving any amount of money at any time of the day;
trust in a verified user is many times greater than in an unverified one;
lightning-fast sending of payments from a bank account without delays or other minor troubles;
availability of exclusive services (including seller protection)

Why PayPal?

Among all kinds of electronic ones on the network Internet PayPal takes 1st place. And this is not without reason. Because the PayPal system - what is it if not the most safe place for storing personal savings? Advanced technologies detect fraud of any kind. Get to yours personal funds almost impossible, even if the robber is an experienced hacker. The account is linked to a physical key generated by the system. This key can be stored not on the network, but, say, on a flash drive. Without access to the key, no one will ever be able to steal any amount of money from the account.

A little about the commission

How to transfer money to PayPal without paying commissions? Not really. The system charges a commission, but only on completed transactions. There is no need to pay for opening an account and its maintenance.

To withdraw funds to a check (a real one, which can be cashed at any bank), you need to give the system $1.5.

The commission depends on the country in which (or to which) the transfer will be made, on how to transfer PayPal money (bank or electronic transfer), as well as the currency of the transfer.

For example: if you withdraw money from personal account to your account in the USA, you do not need to pay anything, while in Bulgaria you will need to pay 2.5 dollars for such a transfer.

The system also provides for a return fee. If for some reason you need to return the funds back (how to transfer money to PayPal is described above), then a certain amount will also be deducted for this.

As for the commission within the system, it also exists, and depends on the country and other factors. In the system itself it will be necessary to share 0.5-2% of total amount transaction or transfer. Again, it is impossible to give a specific figure, since everything depends on many factors.

Conclusion

From all of the above, it became clear what PayPal is and how to use it. In any case, the choice will always be yours. The system has proven itself and proved its right to exist by the fact that it is trusted by millions of people around the world - it has existed for more than 15 years. If the issue is transfers within the Russian Federation, then you can find an alternative, but if the receipts are from different countries, then, of course, you should choose PayPal.

One of the most common methods of paying for purchases in foreign online stores is the PayPal payment system. In some cases, when paying, the seller may ask you to tell him your payment information, in particular, the account number.

When registering with PayPal, many people expect that their personal account will be assigned individual number, like a WebMoney wallet number or a bank account number. However, PayPal uses a different system user identification- by email address.

Among other information, you will be asked to provide an e-mail. This email address will not only be used to verify your account, receive newsletters, and restore access if you lose your password, but also as your main payment ID - PayPal ID.

Thus, the account number in the usual sense of this concept is absent in PayPal; it is replaced by the email address with which you registered your account. So if a seller needs your PayPal account number, just tell him your email address.

In order to secure your PayPal account We recommend setting up an e-mail for him at reliable service With high level security (for example, Gmail). Come up with complex password both for e-mail and PayPal account. In this case, these passwords must be different; you should not use the same password for both accounts.

For safety reasons, it is important to remember one more thing: number bank card , to your PayPal account, is not your account number, and you do not need to share it with anyone. One of PayPal's main tasks is to ensure the security of funds transfer transactions. All payments are made through a secure connection, and payment card numbers are kept secret.

If the seller asks you in addition to your PayPal account number, that is e-mail addresses, provide your payment card number, CVC/CVV code, expiration date and other information - perhaps you are dealing with a fraudster. Your PayPal ID should be enough for payment, the very essence of the PayPal system is that there is no need to tell anyone your card and bank account numbers and so on personal information, which can be used for personal gain.

By the way, when paying for goods in foreign online stores, it is not always that you will be required to provide your personal PayPal ID directly to the seller. Popular online auction eBay, for example, offers via PayPal directly from your personal account.

If the seller of the item you are purchasing accepts payment via PayPal, after adding the item to your cart, your personal account the button " Pay via PayPal" After clicking it, you will be asked to log into your PayPal account, where you can make a payment.

So, let's briefly summarize all of the above. The only identifier in the PayPal system is e-mail, for which the account was registered, it must be indicated if you are asked to provide your PayPal account number. Any other payment information - the number of the payment card linked to PayPal, its security code, etc. - must be kept secret to ensure the security of payments.