Yandex Money – wallet registration, money withdrawal, Yandex Money virtual card. How to create a Yandex wallet. Brief instructions

Hello, dear readers of the site. In this article, we will look at how to register and create a wallet in Yandex.Money. How to deposit or withdraw money, top up, cash out or transfer funds.

Yandex money is the main competitor to systems such as Qiwi and WebMoney. And this is quite natural, because the virtual wallet has a simple and intuitive interface, as well as a lot of advantages due to which YandexMoney is valued by most users.

If you still don’t have your own e-wallet and you’re reading this article, then it’s probably time to create one.

What are the advantages of the Yandex system?

Most people choose YandexMoney due to advantages that its competitors do not have. Namely:

• Simple and fast registration
• Intuitive interface that even a child can understand
• Possibility of using virtual money on smartphones
• Wide service capabilities
• High level of security. It is almost impossible to hack, which cannot be said about WebMoney

The only drawback is that Yandex Money only works with rubles. However, if you want to convert them into another currency, you can use online exchangers.

How to create your own wallet in Yandex Money

To create a Yandex wallet, you need to go through a mandatory, simple registration procedure. It is quite easy to do and will take you no more than 2-3 minutes. Your actions:

• Go to the official website at - https://money.yandex.ru
• Click on the “Create Wallet” button.

• Enter your first and last name
• Create and enter a login
• Create a strong password consisting of letters, numbers and symbols
• Provide your phone number
• Click "Get code"
• Check the box “Terms of user agreement”
• Click “Register”

Please note that it is not necessary to enter a phone number. As an alternative security measure, you can click on the "I don't have a phone" tab, where you need to select a security question and provide an answer that only you will know. Read also: . Upon completion of registration, you will be taken to the “Passport” section, where you will need:

• Select “More”
• Click on the line “Money”

After this, the default home page will display “Open Wallet.”

To enter you need:

• Enter phone number

• Then, in a special window, enter the code that was sent to you via SMS
• Enter your email
• Agrees with the terms
• Click “Open wallet”

In an earlier version of Yandex, a permanent password was used, transmitted over a closed channel (at the time of replenishing an account, debiting or cashing out funds). However, today they decided to abandon it in favor of one-time codes that are automatically sent to your phone number.

Although this security measure is more reliable, nevertheless, in the future, you can replace it with a more convenient permanent password. Moreover, it will be synchronized across all your devices in a special Yandex application, which can be downloaded from GooglePlay or AppStore.

Additionally, authorization in YandexMoney is automatically terminated 15 minutes after the last action. Accordingly, if you accidentally forget your smartphone somewhere with an open virtual wallet, then after 15 minutes access to it will be blocked and no one except you will be able to withdraw funds from your account.

How to use YandexMoney, payment system features and security settings

After opening the web wallet, you will see the number “0” at the top right corner. This is your current balance. By clicking on it, you will find out the number of your own Yandex Wallet.

As a standard, the central part of the page lists the options with which you can start working (linking a bank card, replenishment, payment for services, transfers, etc.).

And to better understand how the web wallet works, let’s take a look at its settings. You will need to do the following:

• Choose your balance
• In the pop-up context window, click on “Wallet Management”
• Next, you get to this page

Now in order:

Possibilities

Initially, the Yandex wallet can be considered anonymous, since during registration you can enter any of your information. However, now there is no way to refuse a phone number (you can only change it).

It is also worth considering that anonymous status imposes some restrictions on your Yandex wallet. There is also an alternative way of working. To do this, you will need to go to the “Change Status” section. Then you will need:

• Select the status “Name”
• Enter your last name, first name, patronymic and passport details in a special form

It is important to note that only residents have the opportunity to change their status to “Named”. If you want to receive the “Identified” status, then in this case you will need to visit the nearest Yandex branch and provide your passport information. But there is an alternative option for obtaining status - sending a scan of your documents to the administration. After confirming your identity, you receive more expanded work opportunities.

Safety

In the “Informing” section you can use the SMS-informing service. This will allow you to track and control all operations and transactions. The cost of subscribing to this service is only 20 rubles per month. Email notifications are naturally free.

It was said above that previously YandexMoney had a permanent payment password, which is more vulnerable to one-time codes sent free to the user via SMS message. Now the client of the payment system has the opportunity to choose the most relevant option for himself. Additionally, you can insure yourself (in case you lose your mobile phone) by ordering emergency codes. Using these passwords, the user can confirm payment for services, transfers, etc. without a phone.

Installing Yandex wallet on a smartphone

Do you plan to use your web wallet often? Then the best solution would be to install the YandexMoney application on your own smartphone. The mobile program will generate one-time payment codes, which is very convenient. After all, SMS messages cannot be delivered consistently and in a timely manner, and therefore the application will be more reliable.

In order to install the program on your smartphone, you will need to perform the following steps:
For Android devices:

• Login to GooglePlay
• Enter “Yandex. Money - online payments"
• Install

For devices running the iOS operating system:

• Go to AppStore
• Enter “Yandex. Money - online payments"
• Download

Once the download is complete, you will be required to log into the application and do the following:

• Enter your username and password
• Additionally, you will need to come up with a password for the application itself (in some gadgets you can replace this security measure with a fingerprint)

After that, you will be taken to a page where the interface is very simple and looks quite nice.

Now that everything is installed and configured, you can fully use the system (replenish your account, make transfers, cash out or pay for goods and utilities). All you need to do is follow a few simple steps.

For example, to transfer funds to another Yandex wallet number, you need to select the “Transfer” section. Then:

• Specify the purpose of the payment, enter the recipient's number
• Specify the amount you want to transfer, indicate notes
• Click on the transfer button, enter the received one-time payment code

To avoid accidentally transferring funds to another number, you can set a protection code. This protection must consist of a digital code, without which the recipient will not be able to receive the transfer. You should also set the validity period of the protection. Accordingly, if the recipient does not enter the correct code within a certain time, the funds will be returned.

The Yandex payment system covers a fairly impressive number of goods and services that are available to the user. Here you can pay:

• Popular online games, taxes, fines, duties
• Utilities, railway and air tickets
• Goods and services, loans, etc.

Additionally, you will have access to automatic payment for services. For example, you can set up automatic replenishment of your mobile account. Money will be debited when the amount is below the specified parameter in the settings. Agree, it is very convenient.

Of course, the system will each time request a one-time payment code, which is sent to your connected phone number via SMS message or generated from an application on your smartphone. If you forgot your gadget somewhere, you can use one of the emergency passwords.

Cards for YandexMoney, link

The system settings provide the ability to work with bank cards. So, by selecting the “Bank Cards” section, you will be offered several options:

Card for payments. You can link your MasterCard or Visa card to make purchases in online stores that require other types of currencies (for example, dollars, tenge, etc.) to pay for services and goods. Funds will be debited directly without going to your wallet.

However, why is this necessary? For comfort. The fact is that by linking your card to Yandex, you make your payments secure. Additionally, to pay for certain goods or services, you will not need to provide your details each time. However, bank verification will still be present. Linking does not involve any commission.

Yandex.Money card. A convenient financial instrument that appeared relatively recently. A similar innovation is also present in Qiwi and WebMoney. In essence, it is a full-fledged plastic card, on which the balance is equivalent to the contents of the electronic wallet. It turns out to be a very convenient tool for withdrawing finances.

Pay in restaurants, cafes, supermarkets, gas stations, etc. Additionally, you can withdraw money at the nearest ATM. At the same time, the commission will be only 3%, which is lower than most banks. You can order such a financial instrument completely free of charge, however, you will have to pay for postage.

Virtual card. Some sites do not accept payment via YandexMoney, however, you can use an electronic card (just enter its details to pay). The number of this financial instrument is stored on the company’s server, and passwords are communicated to you by SMS message or email. There is no fee for using a virtual card.

How to top up your online wallet account

There are many ways to deposit money into a Yandex virtual account. The main ones can be considered:

• Transfers from bank cards
• From any terminal that can often be found in shopping centers, supermarkets, communication stores, etc.
• Transfer from another e-wallet
• From a prepaid card. Can be purchased at almost any mobile phone store

In general, replenishing a Yandex web wallet is as easy as putting money into your phone number.

Withdrawal of money from the payment system

Regardless of which method you choose, the withdrawal fee will always be 3%.

So, let's look at the most popular methods of cashing out funds:

1). Multi-pass. It consists in the fact that you transfer funds to the Otkrytie card from Alfa Bank, and only then go to the nearest ATM and cash out.

2). Through payment transfer systems. The easiest way to withdraw is through intermediaries, such as RNKO "RIB" or CONTACT (available only for registered and identified users).

3). Transfer to any bank to an individual. Everything is clear here, no comments.

4). Transfer to an account opened for a legal entity(available only to identified users). Are you engaged in business activities? Then this withdrawal method will be relevant for you. If you receive payment in Yandex money, then you should change your status to “Professional”. You will then have the opportunity to withdraw quite large amounts.

5). Purchase of goods and services. Many users most often, instead of withdrawing funds, prefer to spend them on paying for various goods and services. For example, to top up a phone, online games, to purchase goods, pay utilities, fines, etc.

6). Order a Yandex card. It was said earlier that it is no different from a regular bank credit card. It allows you to pay wherever there is a payment terminal using Yandex or can withdraw money from the nearest ATM.

Yandex wallet is by far the most popular virtual financial instrument. In this article we looked at how to register and use the payment system. Undoubtedly, Yandex money has its advantages and disadvantages, however, it is up to you to decide whether to open an account or not. Good luck!

Users have long appreciated the advantages of different payment systems. One of the most popular and recognizable services is Yandex.Money. The number of users exceeds 22 million. At the same time, the daily registration of new accounts averages more than 12 thousand. Progress in attracting customers is achieved through a well-thought-out, friendly interface and the constant penetration of services into all economic spheres of activity.

What is Yandex.Money and how to use it

Those who have a Yandex wallet number using a computer or mobile device can make a large number of different payments:

• mobile phone replenishment;
• payment for Internet services of popular providers and Internet telephony (Skype);
• for cable and digital television;
• repayment of traffic police fines;
• payment to utility companies;
• tax deductions (debt verification and repayment);
• purchases in online games, social networks;
• purchase of tickets for railway and air transport;
• replenishment of a single electronic ticket;
• repayment of loans from the most popular Russian banks;
• payment according to available details.

The list of areas of application is expanded and updated. Therefore, in order to have access to up-to-date information, you need to register with Yandex.Money.

To make purchases on the Internet, you do not need to meet the seller in person and transfer him a sum of cash. All you need to do is choose the product you like, indicate the delivery method and pay for everything using bank transfer. But first you need to create a Yandex.Money wallet and top up your account with the required amount.

In all settlement transactions, only one currency is used - the Russian ruble. This simplifies calculations; there is no need to constantly monitor exchange rates and lose on conversion costs as in other similar services. Therefore, when figuring out what Yandex.Money is, you need to understand that it is the non-cash equivalent of the ruble.

Registration in Yandex Money

To fully work with all Yandex services, including making payments with Yandex.Money, you need to have your own account on this site. To do this, it is enough to register an electronic mailbox, which is the account for entering all subsections of the Internet portal.

Registration in mail is available from the yandex.ru page, the button for entering data is in the upper right corner of the page. Residents of citizens of other countries, for example, Ukraine, may be redirected to the website yandex.ua. This is just a “mirror” of the main site, so all manipulations on such a page can be continued with confidence.

When registering in the mail, be sure to indicate your phone number to ensure greater security. It is advisable to write down the password in a paper notebook or desk diary so that if you lose it, you do not have to recover it through the support service. However, this password to enter the Yandex.Money service will need to be created differently, more complex than for mail.

Having registered in the mail and logged in with your username and password, in the very top line on the page you need to find the word “Money”, which is an active link. When you click on it, a form will open that you must fill out carefully. Important data from it should be duplicated in a paper notebook or diary.

In the password entry line, it is advisable to come up with an intricate combination of numbers and Latin letters. For greater security, you need to use small (lowercase) and large (uppercase) letters in your password, which are obtained by simultaneously pressing the letter and the Shift key. This increases protection against burglary. You can make your password visible when entering by clicking on the eye icon located on the right in the entry field.

The same email address will be used to notify you of completed transactions. It will receive messages about deposits and withdrawals from the account. After entering the phone number in international format (with a “+” sign before the country code), click the Continue button. Next, an SMS with a confirmation code will be sent to the phone number you provided during registration. This code must be entered in the “Code from SMS” field and press the virtual “Open wallet” button.

To confirm all operations, a secret one-time password will now be sent to your phone. It will need to be entered each time to confirm payments. You can log into your Yandex.Money virtual account from any computer connected to the Internet and on which an Internet browser is installed. The system will automatically disconnect from your account if you are inactive for more than 15 minutes. To resume logging in, you will need to re-enter your account login and password.

Yandex wallet registration process

When you log into your Yandex mail account, you need to click on the “Money” link again and the service interface will now be available. Or you can bookmark money.yandex.ru and go to this address.

How to use Yandex Money

The wallet number and the account number in the system are one and the same instrument. Therefore, the answer to the question of how to create a Yandex Money wallet is the instructions for opening an account in Yandex.

The amount of money is reflected in the upper right corner of the page. When you click on it, a pop-up window provides the opportunity to link a bank card, issue a physical plastic card with which you can pay in supermarkets, actually issue a virtual card for services that have not yet linked their payments to Yandex, you can also manage your wallet ( attach a card, change the password, etc.).

Opening a Yandex.Money account

To carry out transactions to transfer money to other users, there is a link in the left menu “Transfers”. In the “To” field, enter the recipient’s wallet details. In the “How much” line, fill in the transfer amount. Below is the total transaction amount that will be debited from the sender's account. It takes into account the system commission of 0.5% for each payment. There must be a sufficient amount in the account, otherwise the transfer will not take place.

Transfer to Yandex wallet number

Payments can be protected with a protection code. This service helps protect the sender from entering the wallet number incorrectly. After all, when receiving funds with such protection, the recipient must enter the code in the appropriate field, and only then the money will be credited to the wallet. This code can be set for a specific time. If confirmation does not take place during this period, the amount is automatically returned to the sender.

Refill

To deposit funds into your account, you can use various. On the monitor screen you need to select the appropriate system, then indicate the wallet number (you can first write it down in your mobile phone or on a piece of paper). After this, insert the bills into the bill acceptor and press the button to confirm the operation. Funds are credited very quickly.

To replenish your wallet, it will be enough to have a bank card. Having inserted your plastic card into the ATM, you need to find a replenishment item with a familiar logo in the menu. Then follow the prompts on the screen.

Many online banking services have a separate point for crediting funds to a Yandex wallet. Therefore, using your personal account, you just need to send money via the Internet.

Withdrawal from wallet

To withdraw funds, you can order a bank card directly from your account page. Its cost for Russian citizens will be 149 rubles, for non-residents the service will cost 199 rubles. The card is standard and has a magnetic stripe for payments. You can make non-cash payments wherever MasterCard payments are accepted. When receiving cash, a 3% commission will be charged.

It is possible to withdraw to an existing bank card or open account of individuals and legal entities. Transfers via the CONTACT and RNKO RIB systems are also allowed.

You can open a virtual card that has all the details for paying for purchases remotely via the Internet. You can pay in this way in any virtual store.

Mobile applications Yandex Money

A large number of mobile devices forces service developers to pay more and more attention to the users of these gadgets. Often it is such participants who move the system towards progress. Indeed, according to Yandex developers, one out of ten payments is already made using mobile applications.

To download the corresponding application to your smartphone or tablet, you need to click on the “Mobile applications” link at the bottom of the screen. When moving to the next page, the user will be able to enter a phone number in the window. By selecting the appropriate operating system, you can access the store to download the application. A download link will be sent to your phone.

For the most common Android system, the application will download and you will need to enter a password to log in from your smartphone. This function is installed to prevent an unauthorized user from transferring funds from the wallet.

Hello, dear readers of the blog site. Today we will talk about one of the most popular payment systems on the Russian-language Internet - Yandex Money. If you need to use this payment system, then the first thing you need to do is register and create a YaD wallet. You can work with it directly through the web interface. So let's get started.

Registration and creation of a Yandex Money wallet

To use the web interface of the Yandex Money service for personal purposes, you must go through the registration procedure. First of all, create a mailbox in Yandex and using the received login and password, all other services of the company will become available to you.

In order to secure further work, you will need to indicate your own mobile device number. This step is optional and can be skipped by clicking on the “I don’t have a phone” button. For such a case, there is another protection option - choosing a security question with an answer to it. But I strongly recommend that you use a mobile number for the security of your account.

The essence of the question is that with a linked mobile device number, if you lose access, you can restore it in the shortest possible time. To do this, you must be informed via SMS about transactions carried out on your account. This will also make it possible to use a one-time payment password, which will be sent by SMS message to your mobile phone.

At the next stage of registration, you need to enter a code that will be sent by SMS message to your mobile device number, specified earlier in the first stage of registration. Next, agree to the terms of use of the service and click on the “Register” button.

After registration, the Yandex Passport page will open, in the “Means of Payment” section, click “Open Wallet” as shown in the picture below.

If you already have an email in Yandex, then you need to log into your account. After that, follow the “link”, click on the “Open wallet” button.
Next, you will need to enter your mobile phone number and click “Continue”. An SMS confirmation will be sent to your mobile phone, enter it in the field that opens and click “Create wallet”.

The Yandex Money wallet has been successfully opened, its number is indicated in the middle of the screen - copy and save it!

It should be remembered that the operation of the poison system is designed in such a way that after 15 minutes of ceasing to use the service, your authorization will be automatically terminated. This feature is made for forgetful users who forget to close the page with an active wallet. So in 15 minutes all your information will be closed not only from you, but also from prying eyes, and you will not have to subsequently complain about your forgetfulness. No one will withdraw, cash or transfer your money. Yandex worried about you in advance.

Using a wallet

By default, you will have anonymous status in the Poison system. With an anonymous method of operation, your actions and possibilities for using the wallet will be limited. To get new opportunities, you need to click on your balance and click on the “Anonymous” line.

If you would like to receive a personal status, then click on the “Get status” button and enter your real passport details and full name in a special form. And in order to obtain the “Identified” status, the system administration will ask you to provide them with data in your office. Personally, I limited myself to personal status on my main account - there are quite enough limits. With these statuses, you will be able to enjoy extended limits on payments, transfers and withdrawals.

Since you are already a full-fledged user of the Yandex Money payment system, you can now top up your account, transfer the required amount of money to the wallet of another member of the system, withdraw and cash out money. To perform these actions, the corresponding buttons are located on the left side of the menu.

For example, if you need to transfer money, then to complete this action you need to click on the “Transfers” button. Next, in the window that opens, you indicate your wallet number or email address or mobile phone number and complete this by entering a one-time payment password, which will be sent to you via SMS. All data you enter will be checked in real time against the database, after which you will receive a message if something is wrong or there is no such user in the system.

You can also accept invoices from various services for payment. For example, you need to pay for the services of an Internet provider, top up your mobile balance, or pay for any other service. To do this, you need to select the Yandex Money option for payment and you will be redirected to the page where you confirm this payment.

You can also transfer funds to a recipient who does not have Yandex Money. To do this, you need to indicate the recipient’s mobile operator number in the “To” field. Then he will be asked to register in the system indicating his phone number to which the transfer was made. Upon completion of the registration procedure, from the “Top-ups” section, he needs to go to the payment history and click on the “Receive” button.

Any transfer in the Yandex Money system can be protected with a protection code. It is possible to set the period during which the code will be valid. After this period, if the recipient does not show up or mistakenly enters the wrong protection code, the money will be returned to you. Without entering the protection code, the recipient will not be able to receive the transfer.

You will need to confirm each payment by entering a one-time payment password received in an SMS message or taken from a mobile application. If suddenly your mobile device is inaccessible to the operator or lost, then in order to avoid incidents with this matter, you must first print or save the emergency codes.

How to top up your Yandex Money wallet

There are several ways to top up your account in the system:

1. Replenishment via self-service terminal.
2. You can top up your account using any linked bank card, or directly through an ATM. You can top up using the online banking service.
3. You can also top up your account using , in exchange for other electronic currencies.

Making a withdrawal

To withdraw and cash money from the YaD system, you can use several methods.

1. If you use bank cards, feel free to transfer money to them.
2. To withdraw money, you can use a bank transfer to an individual’s account.
3. Individual entrepreneurs can transfer money to a legal entity’s bank account.
4. Also, many had to withdraw money by paying for various types of goods and services. So it is possible to pay for utilities, mobile operator, hosting, Internet services...
5. Order a Yandex Money card and use it to pay for goods in any supermarket, online store or gas station.
6. Similarly, with replenishing your balance, you can withdraw funds using

Each of the above methods will charge you 3% commission for this operation, except for transferring to other Yandex wallets - only 0.5% will be charged there.

Hello dear blog readers. Topic of this article Yandex money registration.

Today you will learn how to register with Yandex Money, create your own electronic wallet there, how to withdraw and deposit funds in the Yandex Money system, how to top up, transfer and cash out funds in the Yandex Money wallet.

There is a lot of electronic money circulating on the Internet; in order to perform any manipulations with it, there are various programs and online payment services for replenishing, exchanging, withdrawing and other operations with electronic money. At the very end of the article you can watch a short video lesson on how to register with Yandex Money.

The most popular online payment services in Russia and the CIS countries are WebMoney, Yandex Money, Qiwi wallet and RBK Money. I am registered and use most of these services. My first electronic wallet appeared in the WebMoney system, after which on Qiwi, Yandex Money, PayPal, Perfect Money, Liberty Reserve and others.

In order for you to have your own electronic wallet in Yandex, you need to go through a simple registration process with Yandex Money.

Let's start registration

The first thing you need to do is get yourself an email account on Yandex. If you don't have one yet, you can use the information - registration. The Yandex portal has many useful services, access to which can be used with your login and password data received during registration in the mail.

If you already have an email on Yandex, then just log into it. You can also use an alternative option, log in using social networks, and.

After we have entered the mail, you need to go to the Yandex Money service using your login or social networks in which you are registered. It’s more convenient for me to log in using my Twitter account, but it’s up to you to decide how convenient it is to do so.

After this, you need to click on the big orange Open wallet button.

The Opening an Account in Yandex Money tab will open in front of us. Here you need to indicate your mobile phone number and characters from the picture.

By indicating your mobile phone number, you can restore access to your Yandex e-wallet at any time, for example, if you lose your password or it becomes known to third parties.

If you have difficulty seeing or the characters are not legible, you can click on the gray link - show another picture, enter new characters and click Continue.

After a few seconds, another window will open where you need to enter some information about yourself. You should receive an SMS message on your mobile phone with a code that you must enter in the appropriate line.

You also need to come up with a complex payment password in order to make transactions with electronic money.

The payment password must be different from your username and password for logging into Yandex money. If you haven’t received the SMS, you can specify a different number or ask to send the SMS again.

Don't forget to write down your login, password and payment password in your notebook, diary or wherever all your passwords are stored. They can be forgotten, but if everything is written down, they can be remembered.

Next, put two checkboxes and accept the user agreement. If you want to get acquainted with them, you can follow the corresponding links or read in the How to connect subsection. After that, click on the Open account button.

You need to wait a little, the registration process may take several minutes.

If the user is inactive in the Yandex wallet, after fifteen minutes your session is closed. In order to resume operations in your wallet, you need to log in again. Such a protective system was not invented just like that.

If you forget to leave your wallet, the system will automatically do it for you, thereby reducing the risk of hacking and loss of your money. This security system is present in most reliable electronic wallets and online services.

That's the whole simple procedure for registering a wallet in Yandex money, now I suggest moving on to setting up your Yandex wallet.

How to set up and use Yandex wallet

After opening an account, you will see a page with your wallet number, which you need to write down.

In the center of this page there are small tips on how to use the wallet: link a bank card, top up your account, receive Yandex Money, make purchases, make transfers, withdraw your funds, and more.

First of all, you need to go to the Yandex wallet settings, where you can get acquainted with important information. In order to get into the settings of your wallet, you need to follow the Manage wallet link, which is located on the left side of the page.

Here you can manage your e-wallet, change personal data and much more.

Now let's look at each item in order to manage our wallet.

Account management

In your account, you can change additional settings that were specified when registering your wallet.

In the Account tab you can add or edit your passport.

Change your mobile phone number if you specified it during registration. Change your status from anonymous to identified user of the Yandex Money system.

If you do not intend to carry out monetary transactions and transfers exceeding the amount of 15,000 rubles, then you can remain anonymous.

If you have your own business and you need to make large transfers for large amounts, then I recommend going through the identification procedure. You will have more functions and possibilities with money transactions.

In the account column, you can upload your photo or select a portrait.

Password tab

If you change one of your passwords and forget it, it may take time and a little effort on your part to recover it.

If you are obsessed with security, then this sub-item is especially for you. Here you can change your main password, change and restore your payment password, and also switch to one-time passwords, which have a higher degree of protection than regular passwords.

Here are three different methods of one-time passwords, let's take a closer look at each of them:

Passwords in SMS

Passwords in SMS are probably one of the most reliable means of encryption when handling electronic money. If you have an electronic wallet on the WebMoney service, then you understand what we are talking about.

For each payment transaction, to confirm it, the security system sends an SMS to your phone with a code that must be entered in the appropriate field. Only after this procedure the payment is completed. If you do not enter the code, then there will be no payment either.

Electronic token

Electronic token is a small plastic card, a bit like a credit card, that has an electronic dial and a small push button. Its cost is around 700 rubles. You can buy such a token in the Softkey online store. The principle of operation of the token is the same as that of SMS.

When making a payment transaction, the system requests a code, you click on the token button and in the upper part, where the dial is, a unique code appears that must be entered in the appropriate field. The declared service life of such a token card is about 4 years.

Code table

A code table is a small table in which codes, letters and numbers of the Latin alphabet are written. It is similar to a chessboard, a game of minesweeper and a sea battle.

The principle of operation is that the system asks you which symbols are located in certain squares, you find these squares, take the symbols indicated there from there and insert them into the appropriate field.

If you do not often use electronic payment services, you can leave a regular password or switch to SMS passwords. If you often manipulate electronic money, then password protection in SMS or an electronic token is suitable for you.

Bank cards

Let's say you have a bank card, in this section you can link this card for further use in the Yandex Money service.

There is also the opportunity to issue a new Yandex Money bank card, costing 149 rubles, if you live in Russia.

If you live in any other country, then this amount will be 199 rubles.

Informing

In this item you can set the settings for receiving news from Yandex Money. If you do not want to receive news, you can turn off email notifications.

You can also edit the E-mail address to which notifications about all completed transactions with your Yandex money will be sent.

Delivery of invoices

Invoice delivery is a free service of reminders and notifications of regular payments due.

If you run out of funds, for example, on Skype, payment for hosting and domains, advertising campaigns in Yandex Direct.

Collecting money

The Yandex Money service has a useful function of collecting money for various needs. Anyone can donate a certain amount for the development of your project or other event if they wish.

So we went through all the important settings of our Yandex Money electronic Internet wallet. Now you can top up your account, transfer a certain amount to another wallet, withdraw, cash out or simply withdraw your money.

How to deposit funds into a Yandex Money wallet

In order to top up your wallet, you need to go to the Top up account section.

The How to top up your account window will open in front of us, where there are four types of top up, which in turn are divided into subtypes.

Let's take a closer look at each of them:

Bank cards

Top up your account with a bank card. If you have a credit card, then you can transfer funds from it to your e-wallet, the commission will be 49 rubles, regardless of the replenishment amount.

However, there are small nuances; this card must be issued by a Russian bank (if you live in Russia). If you live in Ukraine, then Yandex Money accepts bank cards only from Privat Bank. And your card must also allow online payments.

Cash

Top up your account with cash.

If you want to top up your wallet with cash, you can do this in different ways through terminals, sales offices (if there are any in your region), bank branches, Contact and Unistream transfer systems.

Electronic currency

Topping up your account with electronic currency. If you already have electronic wallets in other payment systems, then you can transfer funds from them to Yandex wallet (if such a possibility exists, of course).

Yandex Money cooperates with WebMoney, the RoboxChange.com service and some other exchange services. For transfers from WebMoney to a Yandex wallet or vice versa, a commission of 4.5 percent is charged.

Prepaid cards

Prepaid cards are no longer issued; you can use the first three methods to replenish your wallet.

Before exchanging money at any exchanger, I advise you to read reviews about it. WebMoney has a special service for this, called Web Money Advisor. On it, anyone can leave a review about this or that electronic exchange service.

In order to see reviews for the desired exchanger, I suggest pasting this text into the address bar of your browser.

For example, I took the exchanger roboxchange.com, you can replace it and insert your exchanger address.

How to transfer money in Yandex wallet

In order to transfer funds to another Yandex wallet, you need to go to the Transfer tab.

A money transfer window will open in front of us, in which we need to indicate the recipient: account number or Yandex mail address or phone number. Then indicate the transfer amount, how much money you want to transfer, the amount to be paid along with the transfer fee will appear under this line. This commission is 0.5 percent of the transfer amount.

Your transfer can be protected with a protection code - in simple words, these are numbers without which the recipient will not be able to withdraw money. You can specify the number of days this code is valid. It is also possible to write a short message or comment to the payment recipient.

How to withdraw and cash funds in Yandex Money

Here we come to the most interesting point (withdrawal of money) of our article, registration in Yandex Money. You can withdraw and cash funds from your Yandex wallet in different ways. For cashing out money, Yandex takes its 3 percent.

I will list the main ways to withdraw funds from a Yandex wallet:

1. Withdraw to a bank card that you link to your wallet account or an issued Yandex Money card, costing 199 rubles.
2. Transfer money through a bank to an individual’s account, if you have one, of course.
3. Transfer and withdrawal of money through a bank to a legal entity, but for this type of operation you must have a professional account in the Yandex Money system.
4. We withdraw money in cash through the Contact system, RiBank and.
5. Perhaps you will not withdraw funds at all, but pay for various everyday payments such as utility bills, telephone, Internet, purchasing goods in online stores, paying for hosting, Skype, and so on.

Let's sum it up

The topic of our article was about electronic money, and more specifically about Yandex Money registration. Today we talked to you in detail and went through the entire process of registering a new wallet on Yandex. We sorted out most of the settings of the electronic wallet, learned how to deposit, transfer and withdraw Yandex Money funds. Now you can make purchases on the Internet and use electronic money at your discretion.

And now I propose to consolidate our knowledge and watch a short video lesson about Yandex Money.

Perhaps you have questions related to registering with Yandex Money. You can ask them below in the comments to this article, and also use the form with me.

Thank you for reading me on

Greetings to my blog visitors!

Recently I started using the Yandex.Money e-wallet very often. I pay for purchases in online stores and receive money for my freelance services. Some clients who do not have such a means of payment ask me: how to create a Yandex electronic wallet. Money.

And I decided to write detailed step-by-step instructions for creating a Yandex Money electronic wallet. Before you start registering your Yandex.Money wallet, you need to log into your Yandex mailbox. If you don’t have Yandex mail yet, then you need to create one.

Step 1. Go to Yandex and find the Yandex Money service.

Go to the Yandex main page: https://yandex.ru. Click on the word “more” above the Yandex search bar. In the menu that opens, click on “All services”

On the next page we find the yellow “Open wallet” button and click on it.

Step 2. We begin registering a wallet on Yandex

In the window that opens, enter your Yandex email address, your phone number and click on the “Continue” button.

Step 3. Confirm your phone number and complete wallet registration

At this step we need to confirm your phone number. To do this, we need to wait for an SMS with a password from Yandex and enter it in the appropriate field.

We are waiting for this very minute and Hurray! - our wallet is open!

In the window that opens, we can see the account number of our wallet.

Note! Now, when we need to find out the number of our wallet in Yandex.Money, we open this pop-up window in the upper right corner.

Topping up your Yandex money wallet

Now you can top up your wallet in any way available to you.

Note! Yandex.Money can be topped up for free, without commissions, instantly from a Sberbank card through an ATM, or without a card through Sberbank ATMs where cash is accepted.

In the latter case, payment may take up to 10 days. Tested by me personally 😉

Another proven way to replenish a Yandex.Money wallet is Euroset salons, where the commission for replenishing a Yandex.Money wallet is also zero.

That's all. Thank you for your attention!

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See you soon on the pages of my blog!

P.S. Feel free to ask questions in the comments or on the Contact page. I will answer everyone.