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Personal webmoney certificate of withdrawal amount. Types of WebMoney certificates. WebMoney limits: Video

WebMoney enjoys well-deserved authority in our country. This is the most common system among freelancers and online shoppers. electronic payments. It serves as a means of saving capital, allows you to make transactions around the clock from several wallets simultaneously and with currency conversion, and is well protected. Like any other payment system, it has a number of restrictions or limits. In this article we will look at what a WebMoney limit is.

What's the point

The system of restrictions in WM is quite complex, and there are plenty of nuances in it.

The limit depends on the type of application used, the passport and the method of confirming the transaction.

The established system for issuing certificates makes it possible to distinguish users according to the degree of trust in them and, accordingly, empower them different possibilities. In WebMoney, passport limits are determined by the user’s status:

  • pseudonym;
  • , which also has several types (seller, developer, Capitaller).

If the user manages the account using Keeper Mini and wallets created in account WM Keeper Standard, maximum amount funds on the balance are limited (subject to activation of the confirmation option via SMS or ENUM).

The limits of a wallet managed by WM Keeper Standard are affected by the type of passport and security settings. Without sending personal documents for verification, the user will not be able to carry out transactions using his ID.

Spending limits

Restrictions are imposed on the amount of withdrawal amounts and on the balance on the balance, and the limits can be daily, weekly, or monthly. How much money can be stored on WebMoney is rarely of concern to anyone in the current economic situation. But the issue of withdrawing money is of interest to everyone. Moreover, the limits on such operations are regularly updated, making life easier active users systems.

Formal WebMoney certificate It has significant restrictions volume of transactions, although it allows you to make small purchases in online stores. Agree, 60,000 rubles and 3,000 dollars a day are by no means small.

It is important to note that these are the limits for a formal WebMoney certificate for debit transactions with confirmation of transactions enabled using ENUM or SMS when specifying a phone number in WM Keeper Standard.

Without using this feature, the restrictions are as follows:

  • 5000 rubles/200 dollars/145 euros per day;
  • 15,000 rubles/500 dollars/375 euros per week;
  • 30,000 rubles/1000 dollars/750 euros per month.

Holders of initial status have more opportunities, since WebMoney withdrawal limits are more flexible here. Therefore, this certificate is the most popular.

300 thousand rubles or 12 thousand dollars is enough for a decent deal. But, if you do not connect ENUM or SMS confirmation, the picture is somewhat different:

  • per day – 15,000 rubles/600 dollars/420 euros;
  • per month – 45,000 rubles/1,500 dollars/1,125 euros;
  • per week – 90,000 rubles/3000 dollars/2250 euros.

The WebMoney personal passport has the lowest limits, allowing you to use the system with virtually no restrictions. Excluding foreign exchange transactions.

You can always find out the current limits in your personal account on the official website. To do this, you need to go to the wallets section and select the one you are interested in, and find the corresponding section in the drop-down menu. In addition, limits can be managed. For this purpose, you need to install a client program Keeper Classic or Keeper Pro Light.

Common Mistakes

Quite often, work in WebMoney is slowed down by errors - both of the system itself and of its users. Among the latter, the most common is the following: “There are not enough funds in the wallet or the limit has been reached.” Is not system error, so it's easy to fix.

This message appears when a transaction is made with a small balance or the system commission is not taken into account. If Keeper Mini is used, this is in order, because the restrictions there are significant and, perhaps, the client has actually exceeded the limit. But incorrect commission calculation is the most common user mistake. In this case, you need to reduce the amount or top up the balance.

WebMoney also warns the client when the limit of funds in the recipient's wallets is exceeded.

This happens when money is sent to the wallet of, for example, a merchant working with a large number buyers. It is impossible to track the balance on someone else's wallet, and at the same time, the system cannot process the request due to limitations of the passport used. If there is actually less money in the account, perhaps the reason is related to restrictions on incoming transactions for pseudonym certificates. In this case, it is necessary to either change Keeper.

In the same way, WebMoney reports that the account replenishment limit has been exceeded.

This happens when transactions are carried out frequently, and the amounts are close to the limit, or a card without a link is used. But if the volume of funds withdrawn is not satisfactory, it is better to choose a certificate with a higher status. It doesn't cost that much.

To similar problems did not arise, WebMoney recommends that you fulfill all the requirements during registration, install Keeper at least Classic and receive a certificate, as they say, with a reserve.

WebMoney limits: Video

Hello, dear readers and guests of the blog site!

Not long ago I finally received personal certificate Webmoney. Why is it needed, what opportunities does it provide and how to get a personal Webmoney certificate?

You will learn the answers to these questions from this article.

On the topic electronic money I have already written several posts on the blog, here they are:

I needed identification in Yandex.Money to link my Webmoney wallet to an account in Yandex.Money, as well as to remove a number of restrictions that apply to unidentified users, with a view, so to speak, to the future.

Any online business is unthinkable without electronic wallets and accounts. Depending on what you are going to do in the future, the need to obtain various certificates is determined, namely a personal Webmoney certificate.

If you do not plan to earn a lot of money on the Internet, then there is no need for a personal certificate. You can transfer money, pay for goods and services, and also withdraw earned funds without a personal certificate. However, you will have limitations that, in principle, you can live with.

But if you have big plans to make money on the Internet, then you simply need a personal certificate.

Why do you need a personal Webmoney passport?

Providing your personal data to the Webmoney payment system is necessary, first of all, to build trust in you as a person who is engaged in serious business on the Internet, and not in fraud and deception. This is the most important point personally for me.

The next point is that I am going to seriously engage in Internet business in the future, and I will need a Webmoney seller certificate, which is impossible to obtain without having a personal certificate.

In addition, holders of a personal certificate have advantages over holders of formal and initial certificates:

— participation in the WebMoney Transfer “Credit Exchange” credit exchange, which will allow you to earn money by issuing loans, as well as receive loans;

— participation in the budget planning and automation service “Capitaller” (Capitaller) – web service collective management of wallets and funds on them;

— the ability to submit applications for registration in the Megastock catalog (any sections);

— You will receive the status of “System Consultant”;

- opportunity to participate in affiliate program certification center for issuing initial certificates;

— posting news on different Webmoney system sites;

— in case of loss of control over WMID, it will be possible to restore it using a simplified scheme;

- the possibility of obtainingfor withdrawal Money from the systemStar/Plus cards;

— the possibility of filing claims against other participants in the arbitration system without restrictions;

— the ability to automate the receipt of funds from customers using the interfaces of the Merchant WebMoney Transfer service.

These are the benefits participants have WebMoney systems Transfer with a personal certificate.

2. Then select a registrar from the list provided on this page.

The simplest and in a fast way is a personal meeting with a person authorized by the system to issue personal certificates or a visit to the Webmoney office (personal meeting with the registrar). Therefore, if your city has such an opportunity (there is a registrar), then it is better to choose this method.

After choosing a registrar, you need to pay for your application, the amount is from 15 WMZ.

3. Then you need to download the application from this page, print and fill it out.

4. After this, you need to call the registrar and make an appointment. When meeting, you must have a photocopy of your passport and a completed application with you.

There were no registrars in my city, so I had to send all the documents by mail. Now I will tell you more about this.

When receiving a certificate via mail, you need to follow steps 1 to 3 exactly as I described above. You just need to choose a registrar with the ability to send documents by mail.

Opposite such registrars there is special icon -

The personal meeting icon looks like this -

Personally, I chose Certification Center No. 1 from the list, which is located in Moscow. Then I paid for the application, it cost me 19 WMZ.

Attention!!! There is no need to sign or date when filling out the application! You will do this later in the presence of a notary!

Before going to the notary, I made photocopies of important pages of my passport (the main photo page and the page with the place of registration).

The next step, going to the notary, did not go very smoothly for me. I only managed to get my signature certified by a notary the third time with another notary.

If you are refused certification of your signature (not a statement, but a signature!), then It’s better to contact another notary, because it’s useless to argue with them and prove anything!

After you have certified your signature, you need to obtain information about him and contact information from the notary: this is required by registrars. I took the business card.

Attention!!! If you have not yet reached the age of majority (18 years), then you must have your signature certified by a notary in the presence of your parents!

That's it, now all you have to do is go to the post office, put all the documents (application, notary business card, photocopies of important pages of the passport) in an envelope and send it by registered mail to the registrar's address. I sent an email to:

119049, Russia, Moscow, PO Box 38, WebMoney.Ru LLC

About a week later they called me on my mobile phone and asked a couple of simple questions:

— did I really apply for a Webmoney personal certificate? ;

— why do you need a certificate?

After which they said that they would issue me a certificate within 24 hours.

Right after telephone conversation I went to the certification center and saw the following picture:

That's all for me. I hope my article was useful to you.

    Congratulations! You've taken your online business seriously. I respect you!

    Super article)

    Congratulations on receiving)

    and what did you answer to the question “why do you need a certificate?”?

    Oleg

    I wanted to ask this too, but I was embarrassed :)

    P.S. Where are the emoticons?

    I think that obtaining a seller’s certificate will not be a problem for you either! 🙂

    Congratulations! Very useful article. I’m just thinking about doing this, now I’ll know how)

    And I’m trying to move away from using webmoney) This schizoid defense system is killing me. I try to use Yandex money. Who cares - what kind of crap is this when anyone can block your wallet for $5 by writing a complaint? In general, the only thing I like about webmoney is the clinking of coins - when the money comes, it’s always nice))

    It’s a pity we don’t like PayPal!

    Toha is damn right. Webmoney's parodic protection system

    For example, formal suits me, all transactions go smoothly...

    When I applied for a personal certificate, at first I thought it was such a red tape and took a very long time... the natary took only 100 rubles and that’s it... everything was sent without any problems, no one called. After 1.5 weeks, I received a message by email that the application had been reviewed and a type of personal certificate was assigned.

    But the next step - obtaining a seller's certificate, it seems worth thinking about... I recently encountered such a problem that transferring money to a seller's certificate is impossible... or rather, I sent money for a prize place in a competition with such a certificate, but their trace disappeared... and before It was an inconvenience for the person... she made me wait a long time. After contacting technical support, they found the money and returned it to me again, warning that it was impossible to transfer money to a seller’s certificate, only to one that was the same as mine or lower...

    Alexander, will it be possible to sell with a personal certificate?

    Hello.

    Perhaps you can give me some advice.

    I sent documents by regular, not registered mail (nowhere on the site is there information that you need to send them by REGISTERED mail) two weeks ago.

    Should I ask technical support how things are going with the consideration of the application or should I wait a little longer?

    Alexander Bobrin

    Of course it's worth it!

    What I don’t like about WebMoney is that it’s always a long and costly transaction, not like in Yandex Money, but I still use WebMoney =)

    How muddy everything is. It's a pity $19) I'll get it later, there's no need for it right now. Although transferring funds between Wevmaney and Ya.Money would not hurt now.

    Depending on what certificate is in the system, will this be the percentage when cashing out money in the Republic of Belarus?

    Interesting article. And I kept wondering why this WebMoney certificate is needed, but here it’s all written, and now I know. Thank you.

    I have so far received an initial certificate, but in the future I plan to receive a personal one.

    It’s good, Alexander, that you wrote this article. It is really useful for those who have wallets. And for those who don’t have wallets, this information will also come in handy.

    By the way, I will say that I recently received an “entry” certificate. After checking it, I want to get a personal one. But I was lucky. The initial certificate was given to me by a person who lives in my city. But the documents for obtaining a personal certificate will need to be sent by mail.

    To anyone who has doubts about whether to get a certificate or not, I say - definitely get it! Don't even doubt it.

    Alexander, hurray! I received my initial certificate. More precisely, I received it on September 11th. It just had to be checked and confirmed. It happened. Now I will order a personal certificate. Thank you for the article and for telling us about your personal experience.))

    Alexander Bobrin

    Great, Vadim, congratulations!

    I received it in person! I rewrote the application 10 times, that’s a minus for you computer technology, I’ve already forgotten how to hold a pen)))) Something cheap, $15, I paid $29.34.

    I had to use a more in-depth scheme to get a certificate, since I am under 18 years old. But anyway, I managed it based on your instructions. Shake your hand. Thank you.

    I paid 19 wmZ for verification + 500 rubles in cash for the application + 7 rubles for stamps for the letter.

    Alexander, is it possible to withdraw money from WebMoney with an initial certificate?

    I have a completely idiotic case with a notary - I certified everything, sent everything. The moderator called her, and she refused to confirm the fact of certification, guided by the law. That is, it is not even disclosed that I came and called another notary - they said the same thing. WebMoney says that “Unfortunately, a certificate cannot be issued without notarization.” I do not know what to do. There are no registrars in our city. Russia is a country of idiots.

    Alexander Bobrin

    Maxim, look for another notary. Some people refused me too.

    Can you tell me what number they called from? Mobile, landline? Can you at least remember roughly?)

    I’ve been waiting for 2 weeks already, no call, no certificate... Either send the notary again, but it’s money, and again time. Maybe, I’m thinking, send by courier service, and not by Russian Post - expensive, but quickly and in your hands, as they say))

    I already sent the documents a month ago, but there was no result. I wrote to the registrars two weeks later and they replied that they were waiting for my documents. The day before yesterday I wrote - they answered “Tomorrow the mail is being collected”, I wrote today - how did the excavation bring results? They are silent...

    You could have said yourself, “Apparently your docks have been lost...” and I would have continued to act according to the scheme. They see the payment date, the correspondence continues for almost a month, but no results are achieved. Overall I'm very pleased with the system. And as someone here already advised - those who have wallets, be sure to get a Persian.

    Well, I (see above), after waiting about 5 weeks, sent the notary again, this time by courier service (SDEK has such, 510 rubles, delivery in a day)... Sent it on Friday, delivered to Mon at lunchtime, received by a security guard (I controlled the delivery process, I learned about the delivery 2 minutes after the fact of delivery), next. day I asked for technical support, they answered “docs are under review.” On the trail. day the docks were “considered”.

    In total, I waited 2 days for the review - and oops, I just received my certificate yesterday))

    So, guys... forget about Russian Post, well, at least about simple items - it takes a long time and is completely unreliable. Where is my envelope now? In the trash after opening a dishonest employee? Or did he simply “disappear”, as if he had sunk into a black hole? It’s generally incomprehensible and in some ways even offensive. Yes, okay with them, I forgot.

    And the personal certificate cost me $10, they also made the card for free, now it’s very easy to withdraw money directly to the card

    We do not charge less than $75 for a personal meeting. Some more.

    In Belarus, there is only one bank that deals with webmoney transactions, and it made a regular visa card. And my commission will be higher...3% if I'm not mistaken.

    I received it in person! I rewrote the application 10 times, that’s the minus of computer technology, I’ve already forgotten how to hold a pen)))) Something cheap, $15, I paid $29.34.

    Now it seems that you can even get a Persian without a trip to the bank. And I remember going all the way to the capital, to the bank, to stand in line and get a personal certificate.

    Of all the listed advantages of a personal passport, the last one is important for an ordinary blogger - the ability to automate the receipt of funds from customers. I'll try to do it next month.

    Thanks Alexander for the information, I’m just thinking about getting a WebMoney certificate. No matter what they say, I think it’s a necessary thing.

    The article is interesting, described in detail.

    Alexander, you are on top as always.

WebMoney is the largest payment system. It is easy to use, offers many functions, and is quite reliably protected from attacks from outsiders. This explains its popularity. Therefore, the question of how to make a personal WebMoney passport logically arises for many users.

What it is

A WebMoney passport is a digital ID that is certified by the signature of the service user. It contains the following data: last name, first name, patronymic of the registered person, passport data, contact information. And the higher the level of the issued certificate, the more opportunities the payment service provides.

A WebMoney personal certificate can be purchased by a system user who has registered by submitting the necessary documents to the Certification Center. This is the participant’s passport in the WM Transfer service. After or you can apply for a professional certificate. The most popular is the sale of personal WebMoney certificates with the status of Seller or Buyer.

About the benefits

There are several types of certificates. What does a personal WebMoney passport give depending on the status? Let's try to figure it out. So, the certificate:

  • Seller – allows you to receive an unlimited number of payments.
  • Capitaller – can only be assigned individual number collective budget management.
  • Payment machine - issued legal entities, which are combined into specialized offices for Internet-oriented businesses.
  • Developer – for participants in work on software W.M.
  • Registrar - the highest level of trust certificate that can be obtained by the user. A mandatory requirement is to be involved in the certificate registration program or participate in the arbitration system.
  • WMT service – this passport receive for effective commerce.
  • WMT Guarantor – to ensure payments on behalf.
  • WMT operator – it is opened only to the owner and administrator of the WM service.

So, having selected the required status level, you can submit documents for registration personal account. And if it is not possible to go to the Certification Center, how can I make a personal WebMoney certificate without personal presence?

How to get

Completing an application and receiving a personal WebMoney certificate takes approximately seven days. To do this you need to do next chain actions:


Subsequently, you will receive an email confirming that your application has been approved.

Important: do not waste your time trying to answer the question of how to get a personal WebMoney passport for free - its registration is designed for professionals and is carried out only on a paid basis.

How to get a WebMoney certificate: Video

Using WebMoney electronic money in the same name payment system allows users to transfer funds much faster without using postal services or banks. However, to be able to work in the system, certification is required. The presence of a certificate that identifies a person and links him to passport data allows minimizing the risk of fraud using the payment system. Immediately after receiving the WMID, each user is issued an alias certificate. You can get another one for free, a formal one, where only real information about the owner should be indicated. However, the maximum benefits are provided only by a personal WebMoney certificate, for which you will have to pay, albeit a relatively small amount.

What is a personal certificate?

Answering the question of what a personal WebMoney passport is, it is worth noting that among all the available to an individual This option has the maximum capabilities and privileges. The owner's level of access to the WebMoney service is higher than that of other users. And the only restriction for obtaining is the presence of a formal or initial certificate, the availability of which can be checked on your WebMoney page.

Before you receive a personal WebMoney certificate, you will have to find a registrar (certifier) ​​and, most likely, arrange a personal meeting with him. In addition, you will have to pay from 10 to 20 WMZ for the certificate.

The Wikimoney website recommends taking the Lazy Investor Course, where you will learn how to get out of your financial ass and learn how to earn passive income. No enticements, only high-quality information from a practicing investor (from real estate to cryptocurrency).

Opportunities for personal certificate holders

After receiving a personal WebMoney passport, its owner’s capabilities in the payment system increase:

  • a function for automating the receipt of funds is added, which can be useful and convenient, for example, for operating an online store. Getting rid of manual confirmation of each payment significantly simplifies the sales process;
  • the user can receive a loan from the WebMoney service;
  • To withdraw funds from electronic wallets, you can use a specially issued bank card;
  • You can post news on WebMoney service websites, issue initial certificates, and even become a payment system consultant.

And a WebMoney user with a personal passport can use the DigiSeller service to create his own trading platform. Or register your sites in the Megastock catalog of Internet resources.

Those who really need these opportunities should find out how to quickly get a personal WebMoney passport, especially since this process usually does not take much time.

Obtaining a certificate

The method for obtaining a personal WM certificate is relatively simple. And the period during which the user’s application will be considered depends on the chosen method. When meeting with the assessor, this will take several days. If you are interested in how to get a personal WebMoney passport without a personal meeting, it will take a little more time.

The main steps include:

Before making a personal WebMoney passport, the user of the system will have to contact the selected registrar, and, having met him, give him both the application and a copy of the passport. If the person receiving the certificate is under the age of majority, he must be accompanied by one of his parents at the meeting with a representative of the system.

In order to receive a personal WebMoney passport without the user’s personal presence, you need:

Features of use

When using certificates of this type There are practically no restrictions. So, when withdrawing through WebMoney application Keeper Standard allows you to withdraw up to 3 million rubles per day. Whereas the weekly and monthly limit of a WebMoney personal certificate reaches 9 million, which opens up almost any opportunity to use such access for both personal and work purposes.

Hi all! In this article I will answer the question: “How to get a personal WebMoney passport?” Read about what I did for this and how it happened in this article.

Recently, or rather on July 29, 2013, on my Mailbox I received the following message: “your application for a WebMoney certificate has been satisfied. To view your WMID certificate, open this page.

Well, for those who don’t even know what webmoney is, I’ll stop with a few words. If you make money online or want to buy various products online, then you can electronic wallet Webmoney is not enough. Therefore on webmoney official website, download the Webmoney Keeper Classic client and install it on your computer following all the system instructions. After you install this client on your computer, you will be assigned a 12-digit WMID, then create your personal electronic webmoney wallet of any currency (R - rubles, Z - dollars, E - euros).

After creating it you will be given your personal number webmoney wallet which also consists of 12 digits. After receiving WMID and you need to get the wallet numbers formal certificate giving the webmoney system your passport and other data for verification.

Wallets can be replenished using a payment terminal, bank card, mobile phone. I top up using my mobile phone, it’s the most convenient way and you don’t even have to leave the house.

Well, you can spend money from WebMoney anywhere, buying clothes, products, services, etc. You can even withdraw money to plastic card, in general there are a lot of possibilities. Read more on the official website.

Why do you need a personal certificate?

  • Of course, what everyone basically wants to get a personal passport for is to later replace it with a seller’s passport. And receiving it will make it possible to automate it from buyers on your blog or website using the interfaces of the Merchant WebMoney Transfer service. I am sure that many of you have already paid for something on the Internet via webmoney. automatic mode, click the “pay” button, a window pops up asking you to enter a captcha, then click the “receive password via SMS” button, enter the password sent to your phone and that’s it, the purchase is completed;
  • You can participate in the work of the credit exchange.
  • Participate in partner program of the Certification Center by issuing initial certificates, making money from this;
  • Get debit bank card Star/Plus and use it to withdraw funds from the system;
  • Serve without restrictions arbitration system claims against other system participants.

There are a number of other possibilities, but I won’t go into them, because... you can write a separate article about them, especially since you can more detailed information read here, I told you these 5 opportunities, which, in my opinion, are most interesting at the initial stage of the formation of an Internet business. Also, the presence of a personal certificate, like a business card, indicates the seriousness of your intentions, that you did not come to fool around and scam people out of money, that this is not part of your interests. Now it is clear? It's not just good, it's very good)

Two ways to obtain a personal certificate

The first method is the method I used. Let me tell you in more detail what and how I did to obtain a personal certificate.

1. I went to the passport control panel in the application form and clicked "Get a personal certificate" . Next we see a list of registrars, participants in the Certification Center’s affiliate program, who, in fact, issue personal certificates . Here you will see two ways to get it . The first is by meeting in person with the registrar and providing necessary documents; the second is by sending notarized documents sent by mail. Registrars for the first or second method can be found by the corresponding icons. I used the first method, so I chose an attester who lived in the city closest to me.

2. Went to the section certification documents and rules, downloaded to your computer and printed out the applicant’s application for the WebMoney Transfer system for citizens of the Russian Federation with a bar code.

You need to fill it out. There's nothing complicated there. In the field (indicate your VM ID) I entered the 12-digit WMID number, each digit above each stroke in large, clear numbers. The fields signature, surname, initials and date do not need to be filled in; you will do this in the presence of the attester.

3. Scanned the main page and registration page of my passport.

4. Arrived by specified address, provided an application and scanned passports. All! On the same day, or rather July 29, 2013, I received a message to my e-mail: “Your application for a WebMoney certificate has been approved.

Second way. You do everything the same (pay for the application), except:

1. Fill out an application and go to a notary to have it certified. The notary will check your data in the application with the data in your passport. If everything is filled out correctly, he will tell you to fill out the remaining fields (signature, surname, initials and date), put two stamps, pay him the money and you’re done with the notary). Attention!!! WebMoney requires you to provide them with the contact information of the notary with whom you certified the application, so take a business card from your notary;

2. You also make scans of your passport (main and subscription pages);

3. Go to the post office, buy an envelope for sending a letter first class and put in it: a) a notarized application b) a scan of your passport c) a notary’s business card Send the letter to the address: 119049, Russia, Moscow, PO Box 38, LLC "WebMoney.Ru" EVERYTHING!!!

In about 5 days you will receive an email informing you that you have received your personal WebMoney certificate. That's basically all, I hope this article was useful to you. Well, when will I make my first paid one? information product, then I will need to automatically receive funds via WebMoney , and in order to accomplish this, I will apply for a seller's certificate. And when I get it, I’ll write a detailed article, so follow the blog news to keep abreast of all events. I wish you success!

P.S.

Best regards, Alexander Sergienko