Review of programs for maintaining a family budget - Introduction. The best free mobile apps for managing a family budget

Maintaining home accounting is a guarantee of maintaining wealth in families. Users can control their finances both the old fashioned way, that is, in notebooks, and in modern ways, by installing appropriate applications on their computers. In this review, the best program for tracking income and expenses will be selected.

HomeBank

A free utility that allows you to do home accounting. With this, the user can control the family budget, analyze expenses, etc. The application allows you to import data from the Quicken service and utilities for managing personal funds. The program for accounting income and expenses works with QIF, QFX, CSV and OFX formats.

Incoming transactions are automatically added to the database. The user can enter tags and edit several lines at the same time. This will speed up the work and simplify the settlement process. The application allows you to create an annual or monthly plan for each category, as well as generate dynamic reporting that reflects your current financial situation. For clarity, diagrams are added to the text.

"Family Budget Lite"

In order to start working in this program, you just need to indicate your income and expenses in the appropriate columns. All operations are performed automatically. Data is reported in several main categories. In the program, you can keep monthly records of loans, deposits, etc. When specifying the names of goods, the application automatically selects the required category from the list.

To create a detailed report, you need to make 1 click with the computer mouse. The program works with HTML, BMP, TXT formats, as well as MS Word and Excel. If necessary, you can print and save the document. Each user who wants to work with the utility needs to register. The password can be set when starting the program.

Searching for invoices is very convenient. The user can customize the issue using several filters: “product”, “date”, etc.

"Family Accounting"

The utility allows you to analyze and control income. The user will learn to plan expenses and think through a budget. He will no longer have to remember where the funds set aside for an important purchase went. The program allows you to keep records of revenue and debts in various currencies and analyze financial transactions.

The user can not only work in the application independently, but also provide access to other people. Each participant in the system will have their own credentials. The program for accounting income and expenses creates archival copies of the database, which are saved for later restoration or export to Excel.

CashFly

This is a simple and very user-friendly utility. The PC owner can create visual, multi-level structures and complex graphs that display input data and other important financial information. Here the user will find an address book, a list of companies and a personal diary.

The organizer allows you to save notes about important events. The utility was created to keep track of income in any currency, carry out planned operations and print information. To restrict access to the database, the user must set a password.

"Home Accounting Lite"

This utility is designed for daily accounting of incoming funds. The user can systematize personal and family expenses. The application will also appeal to owners of small firms and enterprises. The interface of the program for accounting income and expenses of individual entrepreneurs is simple and understandable. To work with the utility, it is not necessary to have special knowledge in the field of accounting.

The user can take into account income, expenses and other transactions. There is no limit on the number of accounts in the program. The user can choose a currency, adjust the interface to suit their own needs, and look for answers to questions in a special help system. To start working with the application, you must enter your username and password.

AbilityCash

Using this application, you can keep financial records both at home and in an organization. The user has access to a large number of options. At the same time, the free program for tracking expenses and income does not take up much space on your PC. The utility's interface is quite simple. Thanks to this, the application can be used without special knowledge and skills.

The program allows you to adapt any function. The user can keep separate records for each item of personal expenses. He does not have to enter data into the proposed category. Accounting for incoming funds is carried out in any currency.

Using this utility, you can create a plan for cash receipts and expenses for any period. The program helps you accumulate the required amount of money within a specified time frame.

Personal Finances

Another convenient app for managing money. The developers offer users to download a trial version of the income and expense accounting program for free or purchase a license. The utility has a user-friendly interface. Using the demo base, you can master the program in a short time. The application allows you to control the expenses of all family members, track bank deposits and loan payments, and plan a budget in different currencies.

The user can transfer money from one account to another, view a list of debts, and create reports on selected categories. The utility was created for Windows and iOS operating systems. The application can also be launched from a USB drive.

Family Pro 11

This is another paid program for tracking income and expenses for the home. The developers offer PC owners to download a trial version of the utility. This is necessary so that the user has the opportunity to explore all the options and understand whether he will purchase a license. The interface is convenient and clear. The application can be mastered in a few hours.

A program for tracking income and expenses allows you to track loan payments, create goals, and plan a family budget. The user can save reports for a specified period and synchronize with other devices. The disadvantages of the utility include the lack of an option to add categories.

Keeping a book of income and expenses in the program is very convenient. To store data, just install the utility. After this, the PC owner can begin to make calculations, while simultaneously systematizing income and other financial transactions.

conclusions

Users who want to work with a full-featured utility will appreciate the HomeBank and CashFly applications. The Family Pro 11 program will be chosen by people who know how to succinctly manage a family budget.

In order to competently and easily maintain family accounting, there is a program for the family budget called “Home Accounting”. This software allows you to manage general and personal finances from various devices with data synchronization and exchange between your computer and mobile devices, since its versions work on Android, iPhone, and iPad. In free trial mode, you can use it for 30 days, after which you will be offered to buy the software. However, for those who do not want to spend money, there are other services that are freely available that structure household expenses and income. The best programs for accounting and maintaining a family budget, which can be downloaded for free, are presented in our review.

Home Accounting Program

Since the offer from “Home Accounting” (http://www.keepsoft.ru/) can be used for free for a month, users who choose intuitive, simple and functional versions of the software can use this example to compare the capabilities of paid and free programs “in the field.” conditions." Thanks to the function of uploading data to Excel after a month, you can return to the tables if you wish without losing records.

The distinctive advantages of “Home Accounting” include:

Availability of using not just a list of income for each of the partners, but linking the status of several accounts to the “common wallet” - cash, bank cards, electronic money.
An interface in which you can see both the overall picture in one table and each of the subsections in a separate window displayed on the screen (for example, the loans and debts window).
The ability to create visual diagrams that at a glance allow you to assess the current financial situation in the family.
Additional features:
- planning of income and expenses,
- importing data from bank statements,
- export to Excel, Word, Access, HTML

Unlike many free “blank templates”, here the basic part is already written out. For example, items of possible expenses are included in such detail that it is extremely rare that there is a need to add something (although there is such a possibility, as well as the opposite - deleting an “extra” item). Thus, the 16 main basic categories of expenses are divided into many subcategories. For comparison:

in the “Car” category there are already 9 subcategories “by default”: Car wash, Gasoline, Spare parts, Tax, Repair, Parking, Insurance, Inspection, Fine.
in the “Clothing” category – 44 subcategories.
in “Household Goods” there are 62 options from nails and hangers to light bulbs and filters.

Thanks to such detail and even “meticulousness” of the authors, it is much easier to plan, since the menu itself seems to suggest what is usually forgotten in everyday troubles.

Separately, it should be noted the search function with details by names, categories-subcategories, repaid and outstanding debts, notes, etc. That is, by entering a marker word in a note, you can, using the search, immediately see all the movements that relate to the “encrypted” topic .

The mobile version of the service differs from the offerings of most competitors in its functional diversity, which becomes noticeable even when looking at the start menu.

“Home Accounting” has many good reviews from users with many years of experience, noting its merits, and one “disadvantage” - it is paid. The software allows you to log in, changing user names, and conduct independent budgeting. However, in a paid offer this advantage is offset, because for free use by several family members, you will most likely need to buy a more expensive license.

There are 3 main options and a monthly subscription with renewal:

Private license for installation on one computer – 800 rubles. during the discount period and 990 rubles on an ongoing basis.
Family license for two computers RUB 1,200. at a discount and 1490 rub. - without.
The portable (manufacturer-recommended) option for freely moving the program on a flash drive costs the same amount.

“Family Budget”: program, reviews, opportunities

“Family Budget” is a program for Android, the free version of which can be considered as a successful example of introducing a useful product to the market for free. The only downsides to using are:

the presence of advertising that can be turned off for money,
the ability to backup only to the memory card of a mobile device in version 2.1.11, while you can download the family budget program for free and without registration in versions 2.2.5–2.2.7 (for example, here http://top-android.org/programs /1379-semeynyiy-budjet/) – general requirement: Android 2.1 and higher.

“Family Budget” is an official mobile application for Android that duplicates the functionality of a web service for accounting.

The advantage over desktop competitors is that all expenses can be entered in the mobile application, “without leaving the cash register” and without forgetting about them.

But there are a lot of such everyday petty waste and it is they that require special accounting, since, judging by statistics, the general treasury is imperceptibly melting not when buying TVs and refrigerators, but because of snacks, coffee breaks and unaccounted for beer on Fridays.

To create a new entry in the accounting history, you need to:

select a menu item,
enter the expense amount and note,
mark a category (either create it yourself or select from a ready-made list).

Functionality added in later releases allows you to specify means of payment, recording the status of funds on your bank card and cash in your wallet. Synchronization with Mobile Banking is available. A separate section is reserved for planning potential expenses.

At the beginning of the month, the total amount of upcoming expenses is calculated and indicated.
The amount is listed by category, indicating the part planned for food, utilities, loan repayment, etc.
The end of the month shows savings or a negative balance.

As in the previous software, this application provides a search, the ability to leave notes, and also generate a report on movements in the family wallet in the form of diagrams.

"AndroMoney", "CoinKeeper", "Expense Manager"

AndroMoney

Similar to the previous and another multifunctional application AndroMoney, which is also used for household accounting on Android devices. The goal of the developers was to create an interface for housewives - an intuitive menu without sacrificing functionality.

There is a free version and a Pro version (about $5). The advantages include: choice of “step” (day, month or year), narrow budgeting for individual categories and the ability to create copies both in the device memory and in cloud storage services (Google Drive, Dropbox). Data can be password protected and, if necessary, converted into CVS format for use on a PC.

CoinKeeper

The difference between the shareware (a test version is used for the first half a month) CoinKeeper platform and others is that it allows both “manual management” of your finances and an automatic mode, for which you must first indicate your monthly income. The work will be made easier by the fact that each menu item is explained, thanks to which the platform has one of the most intuitive interfaces among similar products.

Allowed: synchronization with other devices, storage in cloud services, setting a password. But, compared to others, this application has few reports, does not have a “desktop” version, and slow animation.

Expense Manager (from Bishinews)

In Expense Manager (from Bishinews), in addition to the limited functionality of the free version (the full version also costs about $5), the absence of the Russian language is considered a relative disadvantage. In the English-speaking environment, multi-million downloads demonstrate the popularity of this software. Here you can plan the ratio of income and expenses, change settings for yourself, display a detailed schedule of expenses, and store information in the cloud or on a memory card. The interface looks minimalistic, but this only simplifies the work of both the user and the gadget.

If you and your family members have thought about a convenient home accounting in order to clearly see not only your income, but also your monthly expenses, then the usual paper notepad with a pen is already an outdated option, and standard Excel is, of course, not bad, but if you have not fully mastered this program, then a special program for home accounting, which you can download for free on the Internet quite easily, will be the best solution for realizing your goals.

There are quite a lot of programs of this kind, so among all the variety you will definitely find one that is ideal for you. Programs for keeping track of your home budget can be either paid or shareware ( limited functionality or with a test period) and completely free. I would like to immediately note that free programs do not mean “ bad» programs, because they also have all the necessary functionality for competent and accurate accounting of family funds. The differences most often lie in the design, as well as in some convenient “ chips", which, in principle, can be done without.

In our article we will look in more detail at completely free programs, as well as those that can be download for free, but in the future you will need to activate them to expand functionality. All programs in our review are released in Russian.

Free programs for home accounting

Cubux

Cubux(www.cubux.net) is a fairly convenient service for managing income, expenses and debts online. Whether you use a gadget or just a computer, the data is synchronized and saved from all devices into one database.

Maintaining a common budget for the whole family is quite possible using the “Joint Accounting” function. After leaving the store, you can quickly and easily create an expense transaction thanks to the “Multi-expense” function. The action is performed in three clicks: Account, Category, Date and after entering the amount, the expense is saved.

A report on your finances is reflected monthly in statistics. The “Debts” section will help you not to forget about your debts, as well as about your debtors.

Use the instructions for using the service or contact technical support to resolve the issue. Don't worry about the data, you can download it to an Excel file and save it to your computer.

Supported platforms: Windows, IOS, Mac Os, Android.

(http://homebank.free.fr/) – completely free an application that allows you to organize accounting of expenses and income. A distinctive feature of this program is that it supports data exchange with the service Microsoft Money, and Quicken and some other applications. Works using the following formats:

QFX (OFX);

Features of work:

the ability to break down expenses and income by category;
displaying data in the form of charts;
planning future expenses;
the ability to create transactions automatically;
visualization of current operations;
importing data into specific formats that the program works with.

If you decide to download for free (https://dervish.ru/), then when you open the program for the first time, its interface may seem too simple, uncomplicated and unattractive to you, but do not rush to close the newly installed application. If you stay in it for at least 20-30 minutes, you will understand that it is unique and completely in front of you. free without registration a lot of possibilities open up.

With AbilityCash you can:

create a variety of accounts without limiting their number and currency;
work with popular formats. xls and .xml;
print various versions of reports on paper;
use some rare languages (Ukrainian and Lithuanian);
customize the appearance to suit your preferences: add options hidden by default (“price”, “quantity”), use a tree structure with the ability to add an unlimited number of subcategories, make notes and important notes to specific cells.

By default, only the Russian ruble is preset, but you can expand the list of currencies using current data from the website of the Central Bank of the Russian Federation.

Another program released in full in Russian language (http://www.softportal.com/software-4910-semejnij-byudzshet.html).

Among the advantages Family budget The following can be noted:

can keep track of income and expenses in several accounts at once;
The auto-selection function of categories is available, i.e. When you enter a specific product, it will automatically be sorted into a specific category;
the ability to create an 8-item report by pressing just one button;
use of popular formats .bmp, .txt, .xls, .doc;
printing reports;
the ability to use the program by several people at once, and registration is free for each user with the creation of their own login and password, which must be entered when logging in.

(http://myhomesoft.ru/) in addition to the standard capabilities for accounting for income and expenses, planning a family budget, it has some individual features that distinguish the program from its analogues:

ability to create multiple accounts.
not only analysis of expenses is available, but also their control, i.e. when you reach a certain maximum you set, the program will notify you that you are approaching the mark;
the ability to account for debt obligations, both your own and those who owe you;
use of different currencies;
creating database backups, which can later be restored or uploaded to Microsoft Excel.

(http://www.domeconom.ru/) refers to free programs without registration for home accounting, so it can be downloaded from the official or any other site.

The program allows you to work on several devices at once, and through automatic synchronization.

The functions of this utility are otherwise completely identical and standard for similar programs ( for example, Home Accounting, and other free programs).

What’s noteworthy is that the help here is implemented quite competently and clearly, so if you don’t know where to start or how to organize work with the utility, then after reading the corresponding section, you can easily figure out the problem.

(http://www.ownmoney.org/) is a completely free application with great features:

accounting for income and expenses, including those that you plan for the future;
multi-currency, unlimited number of accounts;
tree structure with various sub-items and branches;
transfer of funds between accounts;
automatic updating of exchange rates;
taking into account not only purchases, but also their weight;
the ability to schedule certain operations to be carried out automatically, as well as temporarily disable such payment;
working with counters, as well as accounting for benefits and discounts.

(http://www.softportal.com/software-1128-cashfly.html) - free home accounting that allows you to calculate complex transactions related to income and expenses for various items. Among the main advantages are:

ability to archive data;
password protection;
preparation of planned operations;
constructing graphs and diagrams for various parameters;
the ability to print data;
address book for recording data of individuals and organizations;
the ability to keep a diary and set up notifications about memorable dates.

Shareware programs for home accounting

These programs can be downloaded for free without registration, but payment may be required for expanded functionality or long-term use.

(http://www.mechcad.net) is available in four versions, so you can download the full version or use the Lite version, as well as use add-ons. The Lite version differs only in that with the help of the program you can manage no more than two accounts, but for most families this will be more than enough. An account here means not only bank cards or accounts, but also the cash of family members, i.e. If there are two workers in a family, then the Lite version will be quite enough for them. Cost of the full version of the program – 1,300 rubles.

With the AceMoney program you can:

manage your funds in various currencies (more than 150 currencies are represented);
monitor online changes in exchange rates;
distribute your budget according to expense items (the program has more than 100 preset options for spending money);
tracking budget revenues and expenses;
calculation of expenses according to a certain sample for the period of interest (utilities, mobile communications, groceries, etc.);
reporting (common formats are available. xls and .html);
accounting for savings, debt obligations, mortgages;
the ability to create a backup copy, etc.

The program (https://www.keepsoft.ru/) is one of the most widespread among those distributed on the Internet completely free of charge. Today you can download the Home Accounting program for free without registration from many services, but do not delude yourself, since to get the full extended version you will have to pay 400 rubles. This computer application will not only allow you to calculate the accounting of expenses and income in the family, but will also cope with bookkeeping in a small company.

The Home Accounting program can:

keep records of expenses and income;
counting debt obligations (both yours and those incurred in front of you);
calculate the possibility of partial repayment of debts, as well as interest on debts;
remind you about the time to pay debts or mandatory payments;
build reports in the form of tables and charts;
synchronize databases, compress them, clean up unnecessary things, etc.

Main advantages over other programs:

the presence of pop-up tips for budget planning;
update via the Internet;
customizing the interface;
the ability to convert data in 15 most popular formats;
currency exchange, current information on 5 selected currencies, current exchange rate;
planning income and expenses for the future, etc.

You can download the Home Accounting program for free without registration on the official website (https://www.keepsoft.ru/), here you can also expand the functionality.

Family Pro

Family Pro(http://www.sanuel.com/ru/family/) - another shareware version of a paid program. Don’t rush to look for something else, as it is quite easy to use and in the free 30 days you will definitely be able to understand whether it is right for you or if you should look for something else. If free version will completely satisfy you, then paying 500 - 600 rubles for a complete package is not so much.

For the purposes of private business, this program for home accounting is also suitable, which can be downloaded for free from many Internet services. This utility, in the most interesting and competent way among its competitors, implements the ability to create and save reports, as well as instantly send it to print. With Family Pro you can create the following types of reporting:

family budget analysis;
detailed report on items of expenses and income;
comparative analysis by month;
analysis of debt obligations and list of debtors;
comparison of income and expenses, etc.

Using the utility’s tools, the user can plan deposits and loans for free, predict expenses and income in the budget for a certain month or period, predict possible cash flow if there are several sources of income and counting “in the head” is completely unacceptable.

(http://www.personalfinances.ru/) is unique in that by creating a specific database about your budget on your computer, you can download home accounting and on your mobile device by installing a similar application based on Android or IOS and synchronizing the information.

The Personal Finances program is presented in a free demo version with limited, but sufficient functionality for comfortable use, as well as in a paid version costing from 2,450 rubles (personal and commercial licenses). Moreover, these licenses are mutually exclusive, i.e. commercial cannot be used for home and vice versa.

The program has a lot of possibilities:

family budget management;
tracking mode online interest on deposits;
possibility of repaying loans;
multi-currency with the ability to update rates from the Internet;
organizing expenses not only by category, but also by each family member;
dealing with debts;
reports in the form of graphs, diagrams, projects, etc.

Economy

Program Economy(http://home-economy.ru/) is ideal for those who are completely unfamiliar with economic and financial terminology, and also cannot distinguish the concept of “transactions” from “investments”. There are no terms or words that are difficult to understand, so even a teenager or an elderly person can probably use this utility.

True, the program is not completely free, because... there are limitations here: if your budget is more than 14,000 rubles per month, buy the paid version.

Advantages of the application:

simple, clear, convenient and pleasing to the eye interface;
creating an unlimited number of accounts and accounts in each of them;
the ability to create foreign currency accounts, as well as maintain records in various currencies;
reminders about the dates of payment of loans, utility bills and other obligatory payments;
the ability to use various filters;
data backup, recovery option;
reference information for Russian-speaking users.

If your budget has grown above 14,000 rubles, then you can always buy the paid version, especially since its cost is only 250 rubles.

Maintaining personal accounting online

You can do home accounting completely free of charge, even without downloading any applications to your mobile devices or home computer, since today there are quite a few online services for keeping track of family expenses and income.

Among the most common and free services are the following:

Rubbishmoney;
Where is my money?;
EasyFinance;
HomeMoney etc.

The convenience of these services is that there is no need to download applications, and all data is stored on servers on the Internet, which allows you to view your entire history from any computer or device with Internet access. At the same time, functionality does not suffer at all, since you have access to all the same functions and capabilities as standard programs.

Budget planning is the key to a successful life, even with a small income.

This article does not present all currently existing programs for maintaining home accounting and. Only the most popular, successful, and also available for downloading without restrictions are described here. If desired, every Internet user can find something more suitable than what is presented here. Eg, X-Cash, Xenon, Home finance, DaReManager or anything else. Find what suits you and plan your budget!

If you find an error, please highlight a piece of text and click Ctrl+Enter, and we will definitely fix it! Thank you very much for your help, it is very important for us and our readers!

Many users find it difficult to control their home budget. To ease the situation, it is recommended to use specialized software. Thanks to a specialized program, you can control not only your income, but also your expenses. The functionality of the program allows you to list the costs even for maintaining a vehicle or paying off a loan.

Most applications are created taking into account the fact that the user is unfamiliar with accounting activities. For effective analysis, the programs are able to build graphs and diagrams. All that remains is to choose the appropriate application.

Review of the best programs

To plan a family budget, you need an appropriate program. In fact, on the global network you can find a dozen applications that can plan income and expenses. The best programs include:

"Greedy";
Home accounting;
Home Economics;

Each of the above programs for maintaining a family budget differs from each other in functionality. Therefore, before using any program, it is recommended to analyze the functionality and also compare the programs you like.

This is a multifunctional program for the family budget. The application is able to work with accounts, clients and articles. If desired, individual entrepreneurs can use the program. Users who decide to use the application to plan a family budget do not have to worry, since it is not necessary to be an accountant to understand the program.

The main features include:

Possibility of multi-currency organization of financial flows;
Group data processing;
Construction of diagrams showing the dynamics of funds;
Ability to export the report to Excel;
Composite payment support;
Data backup;
Possibility of printing a promissory note;
Update exchange rates via the Internet;
Customizing the appearance of the program.

Unfortunately, at first it will be difficult for the user to understand the program for accounting funds. This is due to the busy and poorly thought out interface. In appearance, the application can be compared to programs written in the 90s. Of course, after careful study, anyone can handle Home Finance, but it takes time.

Family accounting can be accounted for using the AceMoney program. The application has an intuitive interface, which means it won’t take much time to learn the functionality. IceMoney allows you to create bank and cash accounts. This way, all income and expenses can be taken into account. In addition, it is possible to transfer money from one account to another.

The only thing that may be difficult is the terminology used in the program. Otherwise, the fund accounting program has no drawbacks.

The main functionality can be identified:

Budget planning using articles;
Ability to manage multiple accounts;
Setting a password for the program;
Backup;
Visualization of expenses using graphs;
Ability to export data.

With such a program, the family's accounting will always be analyzed. In addition, you can generate a report for any past month.

A program with a simple interface without frills. Compared to other programs, there is such a drawback as unlabeled buttons. Sometimes it can be difficult to understand what they are for. In this case, the application can be configured so that when you hover over the button, an inscription appears, but only in the footer of the program.

As for adding income and expenses, everything is clear here. It is possible to categorize amounts. In order to keep track of the family budget more accurately, you need to take advantage of the opportunity to add information to a section such as “Debts”.

Such software has the following functionality:

Accounting for the entire family budget;
Possibility of accounting for a loan from a bank;
Accounting for debtors;
Work with an unlimited number of accounts;
Possibility of gradual debt repayment;
Generating reports in the form of text and diagrams;
Creating a backup copy of the database;
Setting a password for the program.

It should be noted that “family accounting” can be used free of charge if the total income does not exceed 8,000 rubles.

If you want your family’s accounting to always be in order, it is recommended to pay attention to a program such as “Home Accounting”. The application occupies a leading position among software designed for calculating profits and costs.

Family accounting is divided into the following tabs:

Accounts;
Expenses;
Planning;
Debts;
Income.

Such a division may not be entirely convenient. Competitors display expenses and income in one tab. This way you can understand how effective budget planning will be.

Main functionality:

Creating multiple accounts;
Credit accounting;
Possibility of partial repayment of debts;
Loan repayment reminder;
Budget planner;
Filter for quick search;
Report generation and visualization;
Possibility of database compression;
Automatic update.

The family's accounting will always be calculated; all that remains is to download the program from the official website.

The application is designed for quick budget accounting. The program occupies a leading position in its software niche. The functionality of the program is quite diverse. As for the interface, it is simple, but you will have to tinker with some features. This is due to the fact that not all functionality is available on the control panel. For example, account-to-account transfers are located in the Finance menu, although expenses and income can be found directly in the control panel.

It should be noted that you can only download the demo version for free. This is enough to get acquainted. Perhaps the functions that are available in the free version will be enough for someone. It should be noted that you can edit existing income and expense items.

The main advantages of the program include:

Ability to create an unlimited number of accounts;
Planning your budget;
Availability of a debt module;
Creation of 10 types of reports;
Availability of reference information;
Export data to Excel;
Create a backup copy.

Thanks to in-depth analysis, you can understand what is worth spending more money on and what is better to refuse. It is recommended to download the program from the official website.

A multifunctional program that allows you to protect your budget from unnecessary waste. The program is designed in the style of Microsoft Office. All sections are signed and also equipped with icons. To plan an event, you need to use an organizer.

Program functionality:

Financial event planning;
Maintaining records in multiple accounts;
Calculation of profitable deposits taking into account inflation;
Ability to view the latest financial news;
Drawing up reports.

The program fully copes with the task. The only thing worth remembering is that the program is not free, although it can be downloaded without registering on the site.

The program combines ease of use and versatility. Even a novice user can handle the controls. You can customize the categories of expenses and income. Transferring funds between your accounts is not very convenient, but you can get used to it.

Compared to other similar programs, developers devote little time to their product, so updates are released extremely rarely. It is worth noting that the program is paid, but most of the functions are available in the demo version. There is a ban on planning.

The functionality is quite diverse, but we can highlight:

High performance, thanks to which calculations and plotting are carried out in a matter of seconds;
Possibility of database backup;
Working with deposits and loans;
Export to any convenient format;
Search by specified criteria.

In general, the program can compete with analogues, and the license is only 250 rubles.

Video review of programs for maintaining a family budget

It is often difficult to monitor the flow of money within a family. You should always calculate how much to set aside for renting an apartment, for example, or for paying utility bills. What part of the budget should be allocated for food, for new clothes, or how much can be set aside for gifts for friends, without subsequent financial difficulties.

It is necessary to control the family budget due to variable earnings and expenses. After all, psychologists say that because of money issues, family relationships often deteriorate greatly and all idylls collapse.

For less hassle with a variety of papers and notebooks, you can purchase or download for free any program for maintaining a family budget. Wherein

you will be able to completely control your family’s wallet, and you will not have financial difficulties due to incorrect calculation of the necessary funds;
you will have before your eyes all the sources of budget replenishment: salaries, bonuses, gifts, etc.;
it will be possible to more thoughtfully control expenses from your home bank;
financial software can help you save a lot.

And then the question becomes which program is better. Let's consider several options at once.

Which program to choose?

« Home accounting" This accounting program is distinguished by its simplicity and the presence of the most necessary functions, such as: accounting for profit and loss, debts, payment planning, control over accounts and even exchange rates. Using this program, you can forget about the financial headache, however, this method of budgeting is paid - 500 rubles.

« Money Tracker" In fact, the program is quite well thought out for accounting, it is convenient to use, but you will have to get used to it a little. Most people note multifunctionality as a minus, because without studying the utility, many things may seem simply useless and interfere with the direct accounting process.

But there is a small trick to this program. You will have the opportunity to control price changes in stores and forecast your budget for several months or a year. The utility can evaluate how much you spend; if the green indicator is on, it means that your family treasure is in perfect order and you are managing your finances correctly.

Yellow means that in some places it is worth reducing the level of spending. Red warns that in this way you can waste all your money recklessly.

« Family 10"is a program that will immediately set you up for a friendly attitude. The main advantage is the simplicity and clarity of wallet management. There are no abstruse terms or incomprehensible functions here. Everything is shown and written in accessible human language. You will have the opportunity to keep track of absolutely any item in the house.

You will be able to record and then play back information about its price, place of purchase, warranty periods and anything else that interests you. You'll be allowed to budget for free for the first 30 days, but will then be required to pay between $10 and $20.

« AceMoney" So, let’s immediately note that this utility for monitoring income and expenses will cost you 500 rubles (there is also a free version, but only one account is available, which is inconvenient). The only negative is that there is no separation of expenses and income, but there is one single operation - a transaction. Now let's look at the advantages:

Thanks to AceMoney, it will be possible to account for shares and securities. For this purpose, it has a corresponding section “Promotions”;
There are already template categories into which you can distribute your expenses. For example, payment for cable, electricity, food, etc. You don't have to create them yourself;
You can manage not only your family accounts, but also monitor your bank accounts. You can see which account is in which bank, at what interest rates, and so on.

« DomFin"is a program that has a primitive interface with clearly defined and specific functions for successfully managing a shared wallet. The utility is absolutely free. It clearly explains where to write down the list of income and in which column to count the minus. The utility is intuitive to use and will not make you think long about the mechanism of action.

Conclusion

E If you want to benefit from specialized software and income control, you must clearly understand what you want to achieve in the end. If any points in saving and planning are unclear to you, then it is better to clarify them immediately - this will yield sweet fruit.

As a conclusion, we can say that the program should be selected based on family characteristics, because some simply do not need to account for shares and securities. Choose the accounting method that will be as clear and accessible to you as possible.