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Login to WebMoney wallet: how to log into your personal account. Webmoney payment system: Step-by-step registration and wallet creation

The WebMoney personal account is the main means of managing an electronic wallet in this system. The Webmoney electronic payment system is one of the very first on the network and is characterized by a high degree of protection, lack of anonymity and a fairly high percentage for any payments, except for purchases directly on the Internet.

Due to the relatively high security of payments and the certificate system, Webmoney services are widely used for various payments, utility payments, and ticket payments. It is possible to obtain a plastic card or attach an existing bank card upon receipt of the appropriate certificate.

Personal account features

The capabilities of your Webmoney personal account are quite wide. If you have a confirmed certificate, you can even participate in a special credit program, lend money at interest or borrow money.

  • There is a search for wallet owners and correspondents.
  • From your personal account you can get complete information on each of your wallets, payments, and see the balance of money in your account. It is possible to create foreign currency accounts.
  • Using a standard certificate, payments for services, telephone payments, online utility payments and fines, online purchases, transfer of money between wallets and withdrawal of funds to other systems are made.
  • When making Webmoney transfers, you can leave an additional confirmation code upon request.
  • To transfer money to bank cards you will need an additional certificate.

Registration and login to your personal account

To enter your Webmoney personal account, you need a login, which can be an individual number in the Webmoney system or a mailbox, and a personal password. The system recognizes input devices and stores data for each entry. To log in from a new device, you will need additional confirmation from your phone or from a special internal Webmoney confirmation system.

Registration in the system requires confirmed personal data to carry out any monetary transactions. You are required to provide full passport details, phone number, and email. When confirming passport data, a formal standard certificate is assigned, an individual number is assigned, and it becomes possible to create electronic wallets.

Login to your WebMoney personal account is done via an internal link or through a system application. The standard login to your personal account is carried out from a confirmed device; any login to your Webmoney personal account from another device will be carried out with a warning by email.

You can recover your password upon request using the email address to which confirmation notification will be sent and the telephone number registered in the system.

  • Official site: http://www.webmoney.ru
  • Personal Area: http://www.webmoney.ru
  • Hotline phone number:

The personal page of the Webmoney payment system is the main tool aimed at managing a registered electronic wallet. The system itself is one of the first in the modern network and is characterized by a fairly high level of protection, an increased percentage of payments made and the complete absence of such a factor as anonymity. An increasing number of users decide to carry out a process such as webmoney registration.

Users use their accounts to pay for a variety of payments, to pay utility bills and to make payments for a variety of purchases. Owners of personal pages have a fairly large number of opportunities open to them, and if a certificate is issued, the range of services expands significantly. You can link a bank card to your account and carry out all financial transactions as quickly as possible by logging into your WebMoney wallet.

A person who has registered a personal section in the system receives a fairly large number of different opportunities. If you confirm a special certificate, you can even lend money to other users at a certain interest rate or take out small loans.

Among other, no less important, advantageous features of the profile, after registration has been carried out in WebMoney, the following can be noted:

  • Carrying out a search for correspondents and owners;
  • Obtaining information regarding each account, payment and studying the account balance;
  • It is possible to open a foreign currency account;
  • If you have a standard certificate, you can pay for communication services, utility bills, and fines. You can also make purchases online and transfer funds between users of this payment system;
  • Possibility of transferring funds to a card if you have a special certificate.

Transfers of funds to a WebMoney wallet, which is easy to create, are made as securely as possible. Everything is securely protected. Each user has the opportunity to enter an additional confirmation code during the transfer process. It is installed upon special request.

How to register?

To start using your webmoney wallet comfortably, you will need to log into your personal account by going through a relatively simple authorization. There is no need to register invoices, you just need to do general registration and get the WMID category identifier. To carry out a process such as registration, you will need to enter the following data in a special form:

  1. Mobile number or link to a social network where you have an active account.
  2. Personal – full name.
  3. Official residence address.
  4. Contacts.
  5. Official information for full restoration of access to one of the accounts.

After filling out the form, you need to indicate confirmation codes. They can be on your mailbox or on your mobile phone. Then all you have to do is create accounts - ruble and foreign currency.
The registration process requires mandatory confirmation of personal data. Only after this can all necessary monetary transactions be carried out.

For this purpose, you need to provide your mobile number, email, and passport information. If the information from the passport is verified, the user will be issued a formal certificate. This significantly expands the overall range of financial services provided and performed.

WebMoney wallet login to your personal account by phone number

After registration, you can log into your personal account. This can be done through a special WMKeeper system. There are several types and categories of them:

  • Classic is the most multifunctional method;
  • Standard Mini is a special browser application;
  • Client of the Light;Mobile category.

In a webmoney wallet, you will need to enter your personal account by phone number on your part of the payment page by specifying the WMID given during registration. You also need to enter a password intended for Classic / WinPro. The payment site suggests using a special key file. This will restore login access.

If necessary, you can log in through E-num Storage. If you are using a browser application, you will need to go to the site and click the Login button. In this case, the mobile number will be used as the login. In all cases where you are required to enter a password, it will be displayed in hidden form. For this reason, you need to enter data very carefully, monitoring for accidental pressing of CapsLock and layout.

In case of certain problems, the access password can be restored. This can be done through a postal address, where a special notification is sent to confirm the pre-registered mobile number.

Creation

You can receive an account only after registration. These tools tend to be created automatically. The owner has every right to create different types and categories using special WMKeeper software.

The only condition here is to create a large number of accounts, but only one type. The exception is objects of categories D- and C, intended for fixing assigned debt obligations, as well as for issuing money received on credit. They can only be created in a single copy. According to the WM Keeper Standard and mini programs, the owner has access to only one for each individual currency.

At the moment, the user of the payment portal has the right to create for his use not only wmz, wmr, wme, wmb, wmu, which are tied to national currencies, but also a special system designed for conducting transactions with precious metals and bitcoins. All this can be seen in the instructions, WebMoney wallet on how to use.

Features of WebMoney

Using this payment application opens up a large number of advantages for each user. You can make a deposit using a variety of accessible and comfortable methods, just knowing how to use your account. Here are the most basic of them:

  1. Using a wm card of a special suitable category.
  2. Any exchange office, the list of which is available on the official portal.
  3. A special section of the currency exchange exchange Exchanger.
  4. Electronic systems and various online portals.

A large number of categories can have their own individual replenishment methods. If you have WMZ at your disposal, you will need to use a bank card, payment terminals, bank transfers, and various cash transactions. For WMR, you can use WM cards, various payment terminals, Internet banking, mobile and postal transfers, you can also carry out cash transactions through standard cash desks of retail chains.

If they have WMB, users have the opportunity to use scratch cards, as well as act through post offices and a current account in any modern financial institution. The user can view the full list of methods on the payment company’s portal.

Official website Webmoney

Through a standard official resource, the owner has the opportunity to transfer funds based only on a specific registered account number. If necessary, you can use internal functionality, not only transferring funds, but also issuing certain invoices.

If the user does not want to make a mistake in the process of transferring funds using a wallet, it is worth sending a request to the recipient to process the transfer exactly as requested. Having an invoice at your disposal is a guarantee that the funds will be sent accurately.

Conclusion

A WM wallet in a given payment company is an official requisite specially designed within the WM identifier. This is the optimal tool for receiving funds, allowing you to take into account and store information regarding title units and other valuable objects. To gain comfortable access to numerous My WebMoney functions, you should use special software. This can be done on the official resource by selecting any suitable application from the list presented on the website.

  • Official website: http://www.webmoney.ru
  • Personal account: http://www.webmoney.ru
  • Hotline phone: +7 495 727-20-07

The popularity of electronic payment systems is due to the convenience and accessible control from mobile devices and tablet computers. You can manage your finances using PS at any time. One of the most popular online services is WebMoney. Logging in to Webmoney is not difficult: read about the methods in the article.

Those who want to open an electronic web wallet in the WebMoney payment system need to familiarize themselves with some features.

To create a wallet, you will need to go to the main page of the service. Mobile device users It is recommended to download the WebMoney application. The standard registration process using your email address and mobile phone number is quite simple. Completion of registration is confirmed by a code that is sent to the specified phone number.

On subsequent visits, when you log into the site, the “Login” tab opens, which, when clicked, opens an identification page. Next, the system will ask you to enter a login (usually a WM identifier, phone number or email address) and password. Next, you need to enter the captcha (numbers from the picture) and confirm your entry using the code from the SMS sent to your phone or via E-num.

How to log into your wallet from different versions of WM Keeper

Logging into the browser version of the WM Keeper Standart payment system occurs in standard mode. You will need to enter your username and password, and confirm your entry by entering a captcha and SMS code. Option WM Keeper Standard Mini- the simplest and most convenient version even for those who use the electronic service for the first time. The only negative: any operation in the system requires confirmation with a code from SMS, for which a fee is charged.

Keeper WinPro SMS- a classic application for advanced users, available for OS - Windows 7, 8, 10, XP, Vista and Windows 2003. Online resources also offer a version for download for mobile devices. Login is carried out by entering a login-password pair and is confirmed via E-num and SMS message.

WM Keeper Webpro (Light)- service with advanced capabilities. Login is available in several options:

  • entering your login and password;
  • using identification through the system.E-num;
  • through a personal digital certificate.

WM Keeper Mobile- application for almost all mobile device platforms. Login is carried out using a secure connection.

Login to WMR wallet

If you can't log in

It is not possible to log into the resource if the login and password are entered incorrectly. The user should pay attention to the layout and language of the water. In some cases, the system crashes and requires reinstallation.

Important! If the password and login are entered correctly, but you cannot log in, there is a risk of your account being hacked by scammers. In this case, you should immediately contact support.

If you enter the code from the SMS message incorrectly, a second request is possible after 20 minutes.

| , | 25.08.2016

The WebMoney Transfer electronic system began operating in 1998, and is now known to every RuNet user. During its operation, WebMoney has grown into the largest international network of mutual settlements and has become an environment for doing business online.

The WebMoney electronic payment service is the undisputed leader in the Russian Federation and the countries of the former Soviet Union. Only giants - PayPal, QiWI or Yandex.Money - can compete with WebMoney Transfer in domestic regions.

Let us remind readers that we previously published step-by-step instructions about electronic payment and transfer systems:

WebMoney now has over 32 million members, and over 5,000-7,000 new profiles are added daily. Regional coverage is also growing.

The unit of account and title value sign of WebMoney is WM. Fixed commission imposed on any financial transactions - 0.8% from the 1st transaction. Each participant receives a unique identifier - WMID. The user can create several currency wallets combined into a single system (storage) - Keeper.

For the convenience and safety of participants, 5 options for managing wallets and finances are provided:

1. Keeper Standard (Mini).
2. Keeper WebPro (Light).
3. Keeper WinPro (Classic).
4. Keeper Mobile.
5. Keeper for social networks.

IMPORTANT: since this instruction is aimed at beginners and describes the simplest operations with electronic money, we will consider only the first option - Keeper Standard (Mini).

BUT web entrepreneurs and experienced users prefer to use more secure methods of managing finances: Keeper Classic or Keeper Light. We will say more about this at the end of the article.

General information about the WebMoney system

There is no point in duplicating general background and statistical information here, which the reader can independently view using the following links:

– WebMoney statistics: https://www.wmtransfer.com/rus/information/statistic/index.shtml
– Briefly about the system: https://www.wmtransfer.com/rus/information/short/index.shtml
– Management methods: https://www.wmtransfer.com/rus/information/manage/index.shtml
– Tariffs: https://www.wmtransfer.com/rus/information/rates/index.shtml

We will focus on practical work with WebMoney. We will study the main stages of mastering the system, from registering a new participant to creating wallets and performing simple financial transactions. After reading these instructions, the reader:

– will gain access to the WebMoney system;
– learn to create wallets and manage finances;
– set up the participant’s personal profile;
– will be able to continue studying the service without our help.

Note: for long-term work with WebMoney, we advise you to indicate only real personal data in the forms (phone number, full name, residential address, passport details, credit card numbers). Providing real information will increase your status in the system, give you an advantage in controversial situations and allow you to restore access in case of loss of your login or password.

1. How to register in WebMoney step by step, with examples

1. To register in WebMoney, follow the link (as you can see, the URL already contains language settings - lang=RU - Russian):

http://start.webmoney.ru/?lang=RU

If you start registering from the main page, you can click on the “Registration” button. The result will be similar.

2. Enter your mobile phone number. The number is written in international format (country code, operator code, number). Next, click the “Continue” button:

Note: the screenshot shows that the user can change the language on the page if desired.

3. Entering personal data. We indicate your date of birth, country of residence, contact email, security question and answer. For residents of the Russian Federation - put a check mark in the field “I give OJSC Bank KKB consent...” (this item is not displayed for users from other countries). Click the “Continue” button:

Note: when selecting a secret question/answer, it is better to use fictitious data or illogical chains, intentional errors and typos. For example, to the question “Favorite number” you can indicate the answer “many digits” or “1 large 1 digit”. This way you will be protected in advance from attempts to grossly hack your WebMoney, and in unpleasant situations you will be able to restore access.

4. Once again, check that you have provided the correct data and that everything is correct. Click “Continue”. If you notice an error somewhere, click the “Back” button and correct the inaccuracy.

5. An SMS with a 5-digit secret code is sent to your phone. The SMS sender is WMT (WebMoney Transfer). Enter the secret code from the SMS in the special field and click the “Continue” button:

6. If the phone verification was successful, then this number is then used to confirm all operations in the system. Now we are asked to come up with a password:

– we come up with or generate a password in online services;
– enter a new password in the first field;
– repeat it in the second field (so as not to make a mistake);
– rewrite the numbers from the picture (protection from robots);
– click the “OK” button (located at the bottom of the page).

Note: if the browser prompts you to remember your password, do so at your own discretion, but experts do not advise doing this (in order to increase personal security).

IMPORTANT: after getting into your account, pay attention to the upper right corner of the page. The user ID is indicated here - WMID. It is advisable to write it down in a working notebook, since the identifier can be used as a login to enter the system, to receive payments, restore access and other important operations!

Although the personal WMID number is not confidential information of a closed type, it is also not necessary to advertise it excessively.

Then the process of creating a new profile continues, and we are immediately offered to create our first WebMoney wallet, but... To structure this step-by-step instructions, we will look at creating wallets a little later, but for now we will exit the service and try to authorize/log in using a new Login and Password.

2. How to log into your WebMoney Transfer personal account

You can log in to WebMoney in different ways from any internal page in the system. To enter/authorize on the site, we use the buttons and links “Login”, “Login”, “Authorize” - depending on which internal page of the service we are on.

Here we will look at the simplest login option from the WebMoney Transfer main page. For this:

https://www.webmoney.ru/

– In the LOGIN field – registration email address, phone number (only numbers without the plus sign), WMID (only 12 digits).
– In the PASSWORD field – the password that was created at the previous stage
– NUMBER from the picture – protection from robots.

3. Here you need to confirm your login using E-num or via SMS with a code. We did not connect the E-num system, and therefore we perform verification via SMS. Click the “Request code” button, and in the new message from WMT that arrives on your phone, we find the confirmation code - it’s 5 digits.

4. Enter the received code from the SMS message in the following form. We press the “Login” button and automatically get into the personal account of the “Mini” WebMoney service (to the page with the history of financial transactions, which we do not yet have).

Note: The above-described 2-step authentication (authorization/login) using a password and code from SMS is used to increase the level of security. In the future, you can simplify the login procedure by connecting to the E-num service.

3. How to create a WMR, WMZ, WMU WebMoney wallet

After registering a new account and logging in, we can already create new WebMoney wallets. However, to create a WMR wallet (equivalent to the ruble), we first need to increase the level of the certificate, but we will talk about this in the following subsections of the instructions. Now let's learn how to create WMZ and WMU wallets.

1. Go to the “Finance” menu and click the plus sign “+”, then in the submenu – “Create a wallet” (the last step is not visible in the screenshot, but it is elementary).

2. Select in the upper field by clicking the mouse the currency cats that you want to create (let it be WMZ - the equivalent of USD). We agree with responsibility - “I accept the terms of this agreement.” Click the “Create” button:

– a unique number of your WMZ “dollar” wallet (Z123456789123 – the letter Z (prefix) means currency, followed by 12 digits);
– account balance (initially all zeros);
– empty window “transaction history”;
– buttons “replenish”, “withdraw funds”, “exchange”;
– many different options, functions, buttons, menus and links.

4. You can create the next WebMoney wallet in the same way as the first one - the “Finance” menu, the “Plus” icon, “Create wallet”.

4. WebMoney participant certificate. Types of WebMoney certificates

– gets access to the advanced capabilities of WebMoney (new options and functions);
– partially or completely removes the restrictions of the previous level (limits on financial transactions);
– increases the degree of personalization and trust in the profile (provides more personal information about your person).

Certificate upgrades are carried out through the Certification Center:
https://passport.webmoney.ru/asp/aProcess.asp

Information about certificates is on the page:
https://wiki.webmoney.ru/projects/webmoney/wiki/attestaty

Alias ​​certificate

Minimum entry level, which is given immediately after registration. Trust in “Pseudonym” is minimal. Limits on financial transactions are limited to tiny amounts. You cannot create WMR and other personalized wallets.

Formal certificate

Given to the system participant after specifying real passport data, TIN code, and uploading scans of basic documents into the system. This action significantly expands the capabilities of the service, but removes anonymity from WebMoney participants.

Initial certificate

Assigned after verification, confirmation of passport data and uploaded scans. At this step, the system unambiguously establishes the user’s identity and reveals additional capabilities of the system and increases limits. You can receive an initial certificate automatically or during a personal meeting with a trusted representative of the WebMoney system in your region.

Personal certificate and seller certificate

The following types of certificates are issued to participants on an individual basis. At this level, the user can conduct full-fledged commercial activities using WebMoney tools. Receives automated payments for services or goods, connects online stores to the service, and conducts full-fledged commercial activities.

Note: we said above that you won’t be able to create a WMR wallet immediately after registration. It is not available to owners of the “Pseudonym Certificate”. This restriction can be removed by providing passport data and uploading scans into the system (that is, by increasing the participant’s certificate).

IMPORTANT: you can check your or someone else’s passport using a special form:
https://passport.webmoney.ru/asp/VerifyWMID.asp

Information on transaction limits is provided here:
https://www.webmoney.ru/rus/help/start/operation_limits.shtml

5. How to top up your WM balance in the WebMoney system

There are many ways to replenish WM wallets. Let's name 7 main options:

1. Transfer money directly from a credit card (Visa, MasterCard) through the Trasfer system.
2. Top up through any offline offices of WebMoney partners (for example, through the Svyaznoy network).
3. Get money from freelancing.
4. Buy WM for cash from a friend or acquaintance (by agreement or issue an invoice).
5. Make a transfer from a credit card through online exchangers.
6. Use any of the payment terminals in your region (each of them will have the ability to top up WebMoney).
7. Use your bank’s online banking capabilities….

In one case, you will have to attach a card to your account, in another, you will only need to indicate the card details, in the third, you will have to use cash, and in the fourth, you will have to top up through intermediaries or payment terminals.

Note: to top up your account offline, you will need your WMID and/or wallet number in the format R123456789123 or Z R123456789123.

The option to replenish your wallet is located in the “Finance” – “Top up your wallet” menu. Along the way, you need to indicate which currency wallet you want to top up:

6. How to exchange WM within WebMoney

In your WebMoney personal account, you can exchange currencies and transfer money between your wallets at the system’s exchange rate. For example, let's try to exchange WMR for WMZ.

1. Go to the “Finance” menu and find the “Exchange Funds” button. Click on it:

Note: the option is also available via direct link– https://mini.webmoney.ru/exchange.aspx

2. In the top field you need to indicate what currency we are buying and how much specifically. In the lower field - what currency we are giving (the amount will be calculated automatically according to the exchange rate).

3. To start the exchange, click “OK” below, and as a result we get to the report page.

IMPORTANT: the WebMoney system charges 0.8% for any action with wallets, and therefore when exchanging funds you need to take this percentage into account. Otherwise, the service may report that there are not enough funds on your balance!

USEFUL: for WebMoney participants who often deal with currency exchanges in large volumes, we recommend taking a closer look at the special exchange service WebMoney Exchanger: https://wm.exchanger.ru

Here you can get a better exchange rate and even win on the exchange. But this is a topic for a separate article, and we will not dwell on it.

7. How to withdraw WM WebMoney to a card or bank account

There are as many ways to withdraw funds from WebMoney as there are ways to replenish funds. Much will depend on the region in which the user lives. Here are 7 main ways to withdraw money from WebMoney wallets:

1. To the attached bank card.
2. To a verified bank account.
3. Through an intermediary with pre-sale of WM title units and subsequent receipt of bank transfer or cash (through friends who need WM).
4. Through a special prepaid WebMoney card.
5. Through the bank office or certified WebMoney partners (we immediately receive cash).
6. Through online exchange offices.
7. Through exchanger.ru.

IMPORTANT: when withdrawing money to a credit card, it must first be added to the system (attached). Without linking a card, you can withdraw through online exchangers, BUT for this it is important that the full name of the WebMoney user and the full name of the card owner match! Withdrawing funds to cards and accounts of third parties is prohibited!

To withdraw funds, the interface provides a special option, which is located in the “Finance” menu – select a wallet – “Withdraw funds”:

Map of WebMoney offline offices – https://geo.webmoney.ru/wmobjects/
Alternative withdrawal methods – https://mini.webmoney.ru/HowToWithdrawFunds.aspx

8. How to attach a credit card to WebMoney

By attaching a card, financial transactions can be speeded up and simplified. When transferring funds, you will not have to contact third-party exchangers or intermediaries. This means you can save on all intermediate commissions and get rid of unnecessary risks.

Attaching a new card is carried out in several stages:

1. Go to the menu item “Finance” – “Bank cards” – “Attach or order” – “Attach your card”:

Note: functionality is also available at the following link: https://mini.webmoney.ru/card-attach.aspx

2. Specify the details of the card that needs to be added and fill out the form fields. Next, select the wallet to attach and click “Continue”:

IMPORTANT: To attach a card, you must be its owner. Otherwise, nothing will work. You cannot link someone else's card here.

3. The next step is to check the specified data and verify (confirm) the card. As a check, the banking service blocks an arbitrary amount from 1 to 10 rubles on the account, and therefore the card balance must be positive and exceed 10 rubles!

In this way, the service checks whether you are the owner of the specified card or not. After successful verification, the card is linked to a currency wallet and the deposit/withdrawal of funds is greatly simplified.

9. How to pay for services via WebMoney. Top up your phone

There is a “Payment” menu section in the system, in which a system participant can spend funds from his wallet by paying for a particular service. Let's go to this menu and see what the system offers:

There are mobile communications, Internet, telephony, transport services, social networks, games, television and so on. All these points are just CATEGORIES. When you expand each of them, you can see even more nested features and options. For those who stably and constantly use the WebMoney service, this is very convenient. Payments can be made without leaving your home.

1. For example, let's top up a mobile phone number. This option is in the Mobile category:

Note: Pay attention to the region settings located in the upper right corner. To replenish, say, Ukrainian mobile operators, these settings will have to be changed to UA Ukraine!

2. Now select your operator (let it be MTS), and then enter in the form that opens:

- phone number;
– amount for replenishment (taking into account the balance on wallets + 0.8% commission);
– wallet for debiting funds;
– confirmation method (via SMS with code):

3. After clicking on the “OK” button, you need to confirm the operation using the code from the SMS. The SMS is sent to the number specified when registering your account, and not the one we top up! This is an important point.

After confirmation, the money is sent to your phone within a minute. A notification about the successful completion of the operation appears on the screen, an SMS notification and an email are sent.

If an error occurs, the operation must be repeated. Each top-up is subject to a WebMoney commission of 0.8%, plus your operator’s commission. That is, the final payment amount will be higher than the top-up amount.

Note: you can top up not only your own mobile phone account, but also any other numbers (for example, your relatives, friends, acquaintances). Similarly, we pay for other services according to the following scheme:

“Request for payment – ​​Confirmation – Result”.

IMPORTANT: for those who like to buy e-books, music, programs and other information products, there is a special “Market” menu item. We recommend that you look here at least to get acquainted with the capabilities of the system:

10. WebMoney for businesses and individuals

We invite the reader to familiarize himself with the full list of capabilities of the WebMoney service. We will not duplicate this information here, but will only indicate how to view it on your computer using the tabs at the top of the screen.

Opportunities for individuals:

Opportunities for business and entrepreneurship:

You can improve your knowledge, study full versions of recommendations and references, and get help with working with WebMoney in the corresponding “Help” section:

11. Individual settings for WebMoney Transfer

To complete the step-by-step instructions, we will consider setting up the service for the individual needs of the participant. The settings functionality is opened by clicking on the icon in the lower left corner of the interface:

The settings of the “Profile” section provide complete information about the account, and opposite each item there are options for possible actions - “information”, “change”, “go”, “enable”:

The “Security” section allows you to manage the protection of our profile, allow or disable trust management. By the way, if you want to connect the E-num service to WebMoney in order to manage your account using a smartphone and the secure E-num application of the same name, this is done here - in the security settings:

The Restrictions section controls how you interact with unauthorized participants (conversants who are not in your contacts list).

The “Applications” section enables and disables WebMoney integration with popular platforms and social networks:

To set up full interaction with social networks, there is a “Linked Accounts” section.

WebMoney Transfer: increasing security and protection

We reviewed the functionality of the personal account of the WebMoney “Mini” system and now you can work with the service yourself. To enter your personal account from anywhere in the world, you only need a Login, Password, and a mobile phone linked to your profile.

However, specialists and experienced entrepreneurs have long abandoned the Mini version. Perhaps, over time and gaining personal experience, you will also switch to secure storage facilities like:

1. Keeper WebPro (Light). The browser application is tied to a specific computer through a so-called “key file” (with a KWM extension and a size of 164 bytes). This means that you will only be able to log in if you have this file. Those. It will no longer be possible to work with WebMoney from an Internet cafe. Can be installed on a mobile phone.

2. Keeper WinPro (Classic). This is a highly secure program that is installed on a computer and uses a key file (password storage). If desired, the program is combined with the E-num mobile authorization service, and then hacking your account becomes almost impossible.

3. Keeper Mobile. It cannot be said that this application is highly secure, but it is tied specifically to an Android OS mobile phone. If you have a mobile Internet, the user can fully manage their WebMoney accounts.

1. Information about the key file - http://wiki.webmoney.ru/projects/webmoney/wiki/fayl_klyuchey

3. Download and install the Keeper Mobile application for Android (here are instructions on how to use the application and a download link): http://wiki.webmoney.ru/projects/webmoney/wiki/podklyuchenie_webmoney_keeper_dlya_android_k_wm_keeper_standard


Today, everyone can pay for their purchases and all other payments not only using bank cards, but also through a large number of electronic payment systems. Such systems allow you to very quickly purchase goods in online stores, pay utility bills, and make money transfers. One of the most popular payment systems in Russia and other CIS countries is Webmoney, which has created its own unique currency that replaces real money and is its equivalent.

To start using this electronic system, just go to the official website and register your Webmoney wallet in your personal account. Registration takes some time, but later you will be able to appreciate the convenience and ease of use of the payment system.

In this article, we will look at the features of the Webmoney payment system, as well as describe in more detail the registration of a personal account and wallet and consider all possible ways to enter your personal account.

What is Webmoney

Webmoney is one of the largest electronic payment systems, which is used by more than 28 million people in the post-Soviet space. This is the only system that is not authorized in Russia as a payment system, since by law it uses specially created title units that have equivalents among world currencies. In some other countries, this payment system is an official and full-fledged participant in financial transactions.

This payment system was founded in 1998, after which it began to develop rapidly and gained the popularity and trust of millions of users. The Webmoney electronic payment system is one of the safest today. This became possible thanks to the most complex protection system via E-num, SMS, via email, via mobile phone number. To register your personal wallet in this system, you must provide all your passport data, which allows you to receive new certificates and access to new advanced functions. The latest innovations in Webmoney are the ability to give loans to other wallet owners at certain interest rates, as well as the ability to link the Bitcoin system to Webmoney.

Features of using the Webmoney wallet

The popularity of the Webmoney payment system is growing every year, as evidenced by the huge number of users and the constant expansion of the functions and capabilities of the wallet. Let's look at the most basic features of the electronic payment system.

  • When replenishing an electronic wallet, your funds are automatically transferred to title units of the payment system and are the equivalent of real banknotes. Each title unit is attached to a specific currency and has its own designation: WMR - Russian ruble, WMB - Belarusian ruble, WMZ - dollar, WME - euro and others.
  • Upon registration, each user is assigned a unique number called WMID, consisting of 12 numbers. With its help, you can log into your Webmoney personal account and manage your title units.
  • Depending on the passport data you uploaded, there are several types of certificates. The set of additional functions, the limit on withdrawal of funds, and the percentage for transactions will depend on the specific type.
  • The electronic payment system can be used using specially developed applications. These are Webmoney Keeper Standard, Webmoney WinPro, WebPro. Keeper is the most basic program that allows beginners to use electronic payments; all the others are suitable for more advanced users. There is also an application for smartphones with IOS, Android, Windows. All of these applications are used primarily to log into your account.

Features of your Webmoney personal account

When you register in the Webmoney electronic payment system, you have a personal account through which you can make various payment transactions and manage your title units. Depending on the certificate you have, through your personal account you can make not only payments, but also participate in banking operations such as obtaining a loan or issuing a loan to another user of the system.

  • In your personal account, you can quickly and easily add the required number of electronic wallets - equivalent to various world currencies.
  • On webmoney.com in your personal account you will see all your operations, all messages from the system administration and other users.
  • By logging into your personal account, you can find a specific wallet user or correspondent using the search system. This is very convenient when you need to make a payment, transfer money or get a loan.
  • Undoubtedly, in your personal account, the payment system displays the status of all your wallets, as well as specific transactions for each of them.
  • Depending on the type of your wallet (initial, formal, personal), you can make payments through your personal account for all utility bills, fines, and make purchases in online stores that accept Webmoney title units for payment.
  • In your personal account, you can attach a bank card to your wallet, to which you can subsequently withdraw funds.
  • Through your personal account, you can quickly exchange one title unit for another with a commission established by the system and at a specific rate.

Login to your WebMoney personal account. Registration in the electronic payment system Webmoney

Before you start using the Webmoney payment system, you need to register with it. It's easy and completely free. It is standard that to get your personal account or personal account in the payment system, you need to go through 4 stages of registration.

  • First of all, you need to go to the official Webmoney website and find the button in the upper right corner of the page Registration. You need to click on it.

  • A page will open in front of you with all the registration stages that you must go through. And the first one is to enter your current mobile phone number. This is necessary in order to be able to confirm payments via SMS. After entering the number, press the button Continue.

  • Next, we move on to the next stage, where the system requests the entry of personal data. You need to indicate your last name, first name and patronymic, your full date of birth, country of residence, valid email address, and also select a security question and answer to it. Then press the button Continue. It is imperative that you enter real data, otherwise you will not be able to confirm it, and therefore will not be able to use the functions of the system.

  • At the third stage, your mobile phone number, which you entered at the first stage of registration, is verified. Until recently, verification was carried out via SMS, which was sent to your phone, after which it had to be entered into a special field. Recently, the system administration has been trying to strengthen security measures, so to confirm your mobile phone number you need to send a message or use a special application to read the code. After that, click the button Continue.

  • The last step will be to create a strong password for further login to your Webmoney personal account. Create it thoughtfully, preferably something different from your mailbox passwords.

  • On the page of your personal account that opens in front of you, you need to pay attention to the number consisting of 12 numbers. This is your WMID, which will serve as your login to log into your account. Immediately after registration, you receive an alias certificate - the lowest level with little trust in the system. To receive advanced features, you must enter your passport information and send scans of your passport pages. Then wait for approval and receive a new certificate.

Login to your Webmoney personal account

You can log into your personal account and use the system’s functions in different ways, depending on what application you use. Let's look at the most common of them.

Login to your Webmoney personal account via the Webmoney Transfer or Keeper Standard website

  • This method is the easiest to log into an electronic wallet. Using it, you get into the elementary Webmoney Keeper Standard or Mini system. To log in, you do not need to install anything additional; you just need to have a computer with a browser and the Internet at hand.
  • Go to the official website of the payment system and in the upper right corner next to the button Registration see the button To come in. Click on it.

  • A page will open in front of you to go to Webmoney Keeper. To do this, you need to enter your login, which can be your mobile phone number authorized in the system, your email address or your individual WMID number. You also need to indicate your password and enter the captcha from the image. The system prompts you to remember your password for further login. Experts do not recommend doing this for the security of your account.

  • After entering the correct data, the system will notify you that you have been successfully authorized and a page with your personal account will open in front of you. You can start using the payment system.

Login to your Webmoney personal account via Webmoney Keeper WinPro

  • This application is for more advanced payment system users. This is software for managing your wallets and using the Transfer system.
  • This system application is installed on your computer only with the Windows operating system.
  • You can download it on the official website of the electronic payment system in the tab For Individuals - Wallet Management - Keeper WinPro.

  • To enter your personal account in this application, your personal WMID and the specified password are still used. If you have installed such an application, you can register directly from it.
  • This application is not easy to download; you need to switch the control method on the system website. Then you will be required to download the keys and install the program on your computer. After that, enter your username, password and captcha to log in.

Login to your Webmoney personal account via Keeper Mobile

  • Since today everyone is accustomed to performing important and everyday transactions using a mobile device, you can log into your personal account in the Webmoney payment system through a special application.
  • To do this, depending on your operating system, you need to go to IOS, PlayMarket and find the required application. Install it on your mobile phone.

  • After installation, you need to log into your personal account for this application. To do this, as in other methods, enter your username and password. This way your payment wallets will always be at hand.

Webmoney is a very popular payment system that takes care of its users and maintains the security of their title units. It is for this reason that logging into your personal account is always accompanied by entering your login and password, as well as constantly notifying you via SMS and email about how you entered your account.