Create an electronic wallet Perfect Money. Perfect Money is a very convenient payment system

A payment system with which you can conduct monetary transactions on the Internet with maximum confidentiality, without disclosing personal information. Registration on the Perfect Money website is simple and takes a few minutes, after which a wallet will be available in 4 currencies: US dollar, euro, gold, Bitcoin. The company has been operating for more than 10 years and has earned the trust of users. In addition, it charges 4% per annum on the account balance, similar to a bank deposit.

Perfect Money official website: perfectmoney.is.

With the help of Perfect Money, you can anonymously accept and send payments, receive money for the provision of services, pay wherever PM is accepted, and exchange for other payment systems in exchangers.

Depositing and withdrawing money from Perfect Money

To withdraw or deposit money to your Perfect Money account, you can use another payment system, Advcash. Official website: advcash.com. You can transfer money to Advcash from your Perfect Money wallet and withdraw it in a way convenient for you: to a Visa, Mastercard card of any bank in the world; cash; convert to cryptocurrency (Bitcoin, Ethereum); pay for the phone (Russian operators); exchange for electronic payment systems (Yandex Money, Qiwi, Payeer, etc.). Conversely, you can top up your Advcash account and transfer money to PerfectMoney by selecting the “Transfer Funds” section of the site. Similar service: Payeer payment system.

Buy, exchange, withdraw Perfect Money (PM) can be profitably using . List of reliable and proven services for exchanging electronic money Perfect Money, which I personally use:

Prostocash.
60sec.
Platov.
Ramon Cash.
Xchange.
Baksman.
X-Pay.

You need to select a direction (indicate the currency you are giving and receiving (Perfect Money USD or EUR), indicate the amount and enter the necessary information. For example, buy Perfect Money for Sberbank rubles:

If you have any questions or to increase your reserve, please contact the online support of the exchanger.

Registration in Perfect Money

As I wrote above, the Perfect Money website is perfectmoney.is. Available in 23 languages, including Russian and Ukrainian.

For registration in Perfect Money go to the site:

After this, a form to fill out will appear:

Account name (any);
Last name First name Patronymic (if verification is needed in the future, please write real data);
address data;
e-mail;
select the account type (personal or business);
password.

Be sure to read the User Agreement and the Perfect Money terms of use, which you must agree to, to complete the registration procedure. This is necessary to know your rights and responsibilities.

After registration, you will receive an email with an ID code, which you enter in the Login field when entering the Perfect Money website.

Citizens from all countries can register, including Russia, Ukraine, Belarus, and Kazakhstan. Exception: US residents. Perfect Money account maintenance is free.

Account deletion is possible at any time, after notifying the administration. The reinstatement fee is $100.

Each month, 4% per annum is charged on the balance if you want to use Perfect Money as a company to invest your savings.

Review of Perfect Money

As we can see from the picture below, half of the visits to the Perfect Mane website: perfectmoney.is come from Russia - 51%, Ukraine - 10%, and the rest from other countries. We can conclude that, regionally, the payment system is popular in Eastern Europe and Asia.

Legal information. The idea to create a company Perfect Money originated in 2006 under the leadership of Andrew Draper (CEO) and Erich Hans (CTO). After selecting and analyzing the legal aspects of the legislation of various countries, they settled on registration in Panama.

For information: Panama is a country with offshore jurisdiction and low taxation. Registration costs little money - from 1 thousand dollars. Among the features: no authorized capital required; the company is not required to file any reports (if operating outside Panama); there are no conditions and requirements for accounting; 3 employees, 3 directors, one auctioneer required; the company cannot engage in banking and insurance activities.

After searching the Internet, I was able to find some information about Perfect Money on the registrar's website:

As you can see, the company was registered in 2008. License No. 1267339-1-596918-2008-105548, issued by the Financial Supervision Commission of Panama. Full legal name: Perfect Money Finance Corp. Can carry out the following activities:

Purchase, sale of goods (factoring);
Purchase, wholesale trade of precious metals (gold, silver, platinum) on the Internet;
Acceptance and payments to third parties on the Internet.

It is known that the main office is located in Zurich.

According to Panamanian legislation, client accounts can be blocked only by decision of a Panamanian court. Perfect Money itself is loyal and does not block accounts without serious reasons, which makes it the most confidential and safe in this regard. There is no fear that your data will become known to a third party. For this reason, along with law-abiding clients, the services of the Perfect Money company are used to launder money obtained illegally.

In 2013 merged with Startup Research & Investments, registered in Belize, which acts as a management company, and PerfectMoney Finance Corp. - operating room.

Login to your Perfect Money personal account

For security purposes, you need to enter a PIN code, which will be sent to the email specified during registration:

Registration with perfectmoney is simple and takes minimal time. If everything is done correctly, then by going through the Account item on the main page you will be taken to your account:

From which you will perform all operations available in the system:

deposit and withdrawal of funds,
internal translation,
exchange,
change profile information,
undergo verification,
change security settings,
view transaction history and more.

The system offers three statuses to registered users:

Normal. Given immediately after registration, it gives the right to use all services without restrictions;
Premium. Received by the user after 1 year after opening an account or in case of large operational (cash) turnover. I advise you to register now if you plan to use the Perfect Money payment system constantly, as this affects the commissions when performing a transaction. This status is assigned to a user with funds in the account of more than 50 thousand dollars and registered for more than three months;
Partner. It is not possible for ordinary users to obtain status if you are not going to build a business relationship with the company. It is received mainly by partner exchangers.

the amount and number of accounts when performing transactions;
reviews and complaints about you from other users;
account age.

This indicator will change depending on your activity when using the system. Immediately after registration, the Trust Score is zero.

Registering a Perfect Money wallet

To register with Perfect Money, go to the website: perfectmoney.is and fill out the form. A Perfect Money account can be opened in:

US dollars (USD). Designated Perfect Money wallet: U12345678. The maximum number of wallets is 3;
Euro (EUR). Designation - E12345678. There are 3 of them you can open;
Gold - G12345678. Maximum - 2 accounts;
Bitcoin (BTC) - B12345678.

Each wallet is assigned a number consisting of the first letter of the currency code and 8 digits. After registration, 3 accounts are automatically created (in dollars, euros and gold), but you can always add additional ones:

Internal money transfer Perfect

Perfect Money allows internal transfers between user accounts, which is convenient if you need to pay for a service or transfer money to someone who is registered there.

You can create a list of recipients. The minimum transfer amount is 0.01 dollar or euro. If the payment is from a Gold account, then the equivalent is 10 dollars. Commission for Premium account and verified users: 0.5%; for non-verified: 1.99%. The transfer amount with commission can be viewed by clicking Preview.

Internal exchange Perfectmoney

You can exchange the currency of one account to another, for example, transfer from a wallet in dollars to a wallet in euros. At the same time, you can make money on the difference in rates by selling at a higher price and buying at a lower price. You can go to the exchange from your PerfectMoney personal account by clicking Exchange at the top:

The corresponding form will appear, with internal courses. It is unknown who supplies them (bank, financial institution). You only need to indicate the direction and amount.

The minimum transfer amount is 1 dollar or euro.

The company invites you to familiarize yourself with the Analytics menu on the situation in the financial market, which is presented in English.

How to top up Perfect Money

There are few ways to top up Perfect Money directly:

This is a bank transfer
cryptocurrency Bitcoin.

But the situation is saved by exchangers, with the help of which you can exchange almost any payment system for electronic money Perfect Money (PM).

For example, fast, simple and reliable exchanger Prostocash. With its help, you can top up your Perfect Money account from cards of Sberbank, Alfa Bank, Qiwi, Yandex Money and many other directions.

Select exchange currencies, amounts and enter data:

The operation lasts 5-10 minutes, after which the Perfect Money account will be replenished.

Exchanger website: Prostocash.com

All existing methods of depositing funds presented on the site:

I will describe each method presented on the payment system website.

Deposit to Perfect Money wallet via international bank transfer. The minimum amount to enter is 300 dollars (euro, etc.). If the amount is less, then you need to resort to exchange partners.

System commission: 0%, but banks can charge their commission for the transaction. Money arrives within 3-5 days. You must go through the account verification procedure. Create a deposit order by filling out a form on the website, a sample of which is presented below, according to the instructions given on the website. After this, transfer money to the specified details that will appear after filling out the form, indicating the internal order number in the note:

Replenishment using e-Voucher. This is a code with which you can top up any account in the system. It may be sent to you for the provision of services or for payment for goods.

You can create it yourself and transfer it to any Perfect Money user who needs to pay:

Replenishment through exchange offices. The most important way to deposit money into your wallet in Perfect Money. By going to the page, you will see all partner exchangers. With their help, you can exchange any payment system for PM, deposit funds from Visa or MasterCard plastic bank cards, etc. They charge a percentage commission for completed transactions.

An example of exchangers through which you can exchange electronic payment systems for Perfect Money: Prostocash; monitoring Kurs-expert or bestchange.ru: .

BestChange monitoring capabilities:

There is an exchange and subsequent input to Perfect Money with:

Yandex money,
Kiwi (Qiwi),
PayPal,
AdvCash,
Sberbank,
Alfa Bank,
Privat24,
from Visa or MasterCard bank cards in rubles, hryvnias, dollars, euros,
from Webmoney

Withdrawing Perfect Money from your wallet

By registering in it and transferring money from your Perfect Money account, you can then withdraw it using any available methods: transfer PM money to your bank card or order a card from Advcash on the website (costs only $5) and withdraw funds from any ATM anonymously; withdraw to cryptocurrency (Bitcoin, Ethereum, Bitcoin Cash) or exchange for another electronic currency. Transfer from Perfect Money to Advcash is carried out directly without commission and without the help of exchangers.

Also, to withdraw Perfect Money, I recommend the reliable exchanger Prostocash, which I talked about just above.
With its help, you can withdraw Perfect Money to rubles, to a Visa and Mastercard, and to other electronic currencies. For example, withdrawing PM to a Sberbank card in Russian rubles:

On the official website itself there is a little way to withdraw money from Perfect Money, namely:

Bank transaction,
using an e-Voucher,
to electronic money and other payment systems using partner exchangers,
exchange for Bitcoin,
through the credit exchange.

There is no direct withdrawal to Visa or MasterCard bank cards, but you can use transfers to the Advcash payment system: advcash.com, which I mentioned above.

Withdrawal by bank transfer (SWIFT). The service is available only to verified users. You must fill in the details of a bank account opened in your name. The website contains detailed instructions for filling out this form. Commission: 1.5%, plus bank commission. Money is credited within 3-5 days. There are no restrictions on the maximum amount;
Transfer to an e-Voucher and payment for services and goods provided;
Using the credit exchange, lend funds or borrow them from another user:

Exchange Perfect Money for Bitcoin. Withdrawal fee: 2.5%. Minimum exchange amount: 0.01 BTC.

To do this, you need to create an application by selecting a wallet, Bitcoin address and amount:

To search for an exchanger, you can use monitoring, for example, Kurs-expert, and display Perfect Money on:

Yandex money,
Qiwi,
WebMoney,
Sberbank,
VTB 24,
Alfa Bank,
Russian Standard Bank,
Privat 24,
Payeer
Okpay,
Bitcoin,
bank plastic cards Visa or MasterCard.

Perfect Money does not issue its own plastic cards, so you can use the Advcashs card to withdraw and withdraw your earned money online at any ATM in the world. I use it myself, read more about it.

The history of all operations in Perfect Money can be seen in the corresponding menu:

There is a filter by transaction period, selection of completed actions, and the ability to download transaction history.

PM personal account settings

After logging into the site, you need to set up your Perfect Money personal account. You can do the following:

profile changes,
selecting security parameters,
setting up notifications,
setting up information for public access,
creating subaccounts,
pass account verification, and much more:

Security settings include:

Verifying the authenticity of the client, if you have accessed the site from a different IP, a pin code is sent by e-mail;
SMS - authorization upon entry. The service is paid;
A code card, when activated, you will need to enter a code to confirm payments;
API. Interface for automatic payment acceptance.

Setting up notifications in the Perfect Money system. It is possible to enable SMS notifications (for a fee) or change the mailbox and select the operations for which notifications will be received:

You can create no more than three subaccounts to provide access to other persons, while selecting a limit for each wallet:

Perfect Money account verification consists of three stages:

name identification, while uploading a scanned or filmed copy of an identity document (passport, driver’s license);
proof of address, includes sending a copy of the utility bill, indicating your name and place of residence;
phone verification, comparison with the one specified during registration.

Support

Contact Perfect Money support service by creating a ticket and filling out the appropriate form:

Pros and cons, reviews of Perfect Money

Disadvantages of Perfect Money:

a small number of direct ways to deposit and withdraw money, the best option is to use exchange offices
there is no possibility of transferring funds to the Perfect Money wallet from Visa or Mastercard plastic bank cards,
commission of partner exchange offices,
I don’t have my own plastic cards,

Advantages of Perfect Money:

the main advantage is the anonymity and confidentiality of client data, the inaccessibility of information to the tax authorities,
a large number of partner exchangers through which you can easily top up Perfect Money
multilingual website,
accrual of 4% per annum on the balance of funds
no need to submit data to the tax office.

Leave your feedback on working with the Perfect Money payment system in the comments.

Welcome, dear readers and guests of the blog!
Today we are reviewing the electronic payment system Perfect Money (official website), which is one of the most popular and well-known on the market. It has been operating since 2007 and is widely used in highly profitable investment projects. Perfect Money is an absolute must-have for everyone who plans to make money on the Internet.

The Perfect Money wallet is convenient for its anonymity and bulletproofness, which implies non-interference in internal transfers between users and sending money simply by wallet number. Due to its popularity and stable operation over the years, there are many ways to top up Perefct Money and withdraw money from it.

Main characteristics

Start: 2007
Category: electronic payment system
License: Perfect Money Finance Corp., registered in Panama
Languages: more than 20 languages, including Russian and English
Verification: optional, you can start using immediately after registration; it is advisable to go through, as it reduces commissions for internal transfers
Safety: configured in your personal account; high level of system security
Website: presented entirely in Russian - all EPS capabilities are described in detail on the website; somewhat outdated design; SSL protection, GreenBar, DDoS protection
Support: standard ticket system; They usually respond within a few hours
Currencies: USD, EUR, XAU (troy ounce of gold),
Commissions: internal transfers with a commission of 2% for unverified and 0.5% for verified users; for input and output may vary, you need to check immediately before the operation
Loyalty program: on the first day of each month, a reward is calculated on the minimum balance in the previous month at the rate of 4% per annum
affiliate program: one-level - 1% per annum on the minimum balance of referrals, similar to the loyalty program
Map: not provided
Mobile service: Android app available on PlayMarket

Perfect Money - registration and login to your personal account

To register a wallet, you need to go to the official website and click on the “Registration” button at the top right.

Next, you should enter your real data into the form: full name, address, email. Be sure to pay attention to the correctness and reliability of the data provided, as this will be required when passing account verification. This is discussed in more detail below. Select “Personal” account type. Just below in the form you need to agree with the terms of use of the service, indicate the code from the picture and set a password. Since it concerns the security of your finances, choose complex passwords that contain capital letters, numbers, and symbols. It is also important that the password you set is not used anywhere in other services. These are the basic rules for internet safety.

After checking the entered data and clicking “Registration” below, you will receive an email with your client ID (consists of numbers, for example 9876543), which will later be used to log into the system, that is, it is a login.

The Perfect Money wallet looks, for example, like this: U12356798 (US dollars) and E87654321 (euros). Using these wallet numbers, you will make all transfers within the electronic payment system, and other users will be able to send you funds if you tell them your wallet number.

⬇ The whole process is shown in more detail in this short video. ⬇

Verification

We recommend that all our readers undergo verification in the system immediately after registration. This will allow you to significantly reduce the commission on internal transfers from a noticeable 2% to an almost imperceptible 0.5%. Moreover, verification in Perfect Money is quite quick and simple, namely in 3 stages:

Name verification. You will need to confirm your personal data by uploading a high-quality scan or photo of your passport or other identification document.
Address verification. A utility bill or bank statement showing your residential address will work here.
Phone verification. The number specified in your profile will receive a call from a robot, which will dictate a four-digit code in English.

When all three stages are completed, your account will receive the “Verified” status, as shown in the screenshot.

Account types

The Perfect Money payment system provides 3 types of accounts, which, we note right away, do not particularly affect the functionality of the account.

Normal: assigned to all new accounts and does not impose any restrictions on use.
Premium: assigned upon reaching a certain turnover or one year after the start of using the account. If you think that you have already fulfilled the necessary conditions, you can independently send a request to obtain this status through the Perfect Money ticket system. Premium implies some commission deductions when working with payments.
Partner: can be assigned by unilateral decision of the administration to business or entrepreneurial accounts. Accordingly, it provides some advantages when working with the system.

There is also the so-called Trust Score— a certain internal rating characterizing the account from the point of view of business activity. Accordingly, the higher this number, the more active the account can be considered. Conventionally, we can say that this is a kind of “trust rating”, which sets the general vector of attitude towards a particular account, but is not any guarantee of quality.

How to deposit and withdraw money

In your personal account, in the “Input” and “Output” tabs, a number of options are presented. For example, bank transfers. We will consider the most popular and simplest method: electronic currency exchangers. On the special bestchange aggregator website you can find many proven exchange services that work with Perfect Money and offer dozens of different exchange directions. Including directly from bank cards, which can be very convenient.

Affiliate program and referral link

The affiliate program directly resonates with the system’s loyalty program, which essentially works like a bank deposit. Interest is accrued on the minimum account balance every month at the rate of 4% per annum (this is 0.33% monthly). Accordingly, from referral accounts at the rate of 1% per annum. These percentages are quite enough to compensate for commissions for transfers within the payment system.

“Where can I find my referral link and list of referrals?” - the user may wonder. In Perfect Money this information is somewhat “hidden”, but accessible. To do this, select the “History” menu item and then click on the link, as shown in the screenshot.

Perfect Money: opinion, reviews, advantages

Perfect Money is definitely worth having for anyone who is going to work with or simply transfer money online. Having your own business, you can also connect payment through Perfect Money. Let's once again briefly consider all the advantages of the payment system:

Instant payments and transfers
Low commissions for verified accounts: only 0.5%
Anonymity - transfers are made using the account number. The recipient will not know the sender’s personal information and vice versa
Abuse resistance - the system does not interfere with internal transfers between users. No one will ask the reason or purpose of the transfer, as might be the case, for example, in a bank
Use of the payment system in almost all
Convenient and fast deposits and withdrawals through exchangers
Possibility of deposit/withdrawal almost all over the world using bank transfer
Stable work for over 10 years
Loyalty program is an analogue of a bank deposit with 4% per annum in foreign currency
Referral program with 1% per annum on the minimum balance on referral accounts
Complete and high-quality translation of the site into Russian and a number of other languages
High degree of protection if you make the necessary account settings. We recommend activating the code card
Possibility to protect transactions with a protection code. Without knowing the code, the counterparty will not be able to receive money

This concludes our review of the Perfect Money electronic payment system. We hope that we were able to answer all the questions you have about working with payment. If you still have questions, you can always contact us for advice using the contact information provided on the website.

You may also be interested in checking out other popular EPS.

Hello, dear readers of the blog site. I want to continue, and today it’s our turn Perfect Money- the main competitor of the popular, as well as.

All these payment cards are in demand among those who deposit or withdraw money from various high-risk income-generating schemes, such as (financial pyramids) and the like, because traditional payment systems shy away from such things.

The Perfect Money company is registered in Panama and blocks accounts (according to their assurances) only in the event of a decision of a Panamanian court, without complying with international requirements. Unfortunately, it will not be possible to issue branded payment systems like or here, but at least you will receive monthly credits to your account balance accrue 4%(calculated per annum), which is even more than in a regular bank.

But first things first...

What opportunities does the Perfect Money wallet provide?

Safety level of working with Perfect Money can be called quite acceptable. It is carried out from which you access the system’s website, and if they are different, you will be sent a one-time PIN code to the email specified during registration, which you will need to enter additionally in a specially opened form.

There you can also connect to receive one-time transaction confirmation codes in the form of SMS messages to your mobile phone (when working with some cellular operators, problems or delays of several hours may arise before the SMS with a confirmation code arrives) or receive a graphic file with a list of one-time codes that will need to be entered.

Earlier input and output Perfect Money was possible only to a bank account via SWIFT (with a commission of 2% and a minimum wage of $300), either through the network directly or through the mediation of a service for monitoring the best exchange rates. However, on the wave, it became possible to enter and deposit money into Perfect Money through.

Yes, I forgot to say that in Perfect you will have three wallets by default: in gold (in troy ounces), dollars and euros. But it will be possible to add another one to BTC, i.e. in bitcoins by clicking on the “Add account” button on the page for viewing your account data (in your personal account):

Between your wallets in different currencies, money can be exchanged at the internal rate of the system (close to the market rate, I must say). To do this, simply right-click on the desired wallet and select the “Exchange” option:

You can create three wallets in dollars, euros and bitcoins (the screenshot shows that I, for example, have two accounts in euros), but in gold there are only two, but that doesn’t matter. It is important that this payment system is trying to catch the wave and allows you to work with cryptocurrency, and the percentage for its input/output is zero, or something like that (input without commission, and output - only 0.5%).

Registration and login to your Perfect Money personal account

To do this you will need to home page of the Perfect Money website Select “Registration” from the top menu. If your interface is not in Russian, you can select the desired language from the drop-down list located at the top of the page:

You will see a page with a registration form where you will have to provide information about yourself. Since the matter involves money (albeit electronic), I advise you to indicate your real personal data in order to avoid further problems with managing your Perfect Money account or restoring it in the event of blocking or losing your password (or any other force majeure).

It is better to enter data into the registration form. Only fields marked with asterisks are required. When entering a password, you can use the on-screen keyboard, the icon of which is located to the right of the password entry fields. This will reduce the likelihood of it being stolen by programs that analyze characters typed on a physical keyboard.

When registering with Perfect Money, you are free to choose the type of account. The business account option is suitable for those who intend to install the API of this payment system on their website to accept payments.

After you enter all the data and click on the “Registration” button, an email with your individual number in the system(Your personal Member ID) and your personal referral link, with which you can attract new users to the system () and receive 1% per annum on the minimum balance per month on the account of the user you attracted.

Login to your PerfectMoney wallet carried out on the page of the same name, where you enter the ID sent in the letter and the password you created during registration:

As I already mentioned, by default the IP address from which you last logged into your wallet is tracked, and if it changes, then in addition to the main login form an additional window appears for entering a PIN code, which will be sent to your mailbox specified during registration (at the moment the most resistant to hacking, where you will have):

How to recover ID and password for logging into your personal account

If upon entering you forget your ID in the Perfect Money system, then simply click on the “Forgot?” link. and enter on the page that opens the Email that you indicated during registration. Without any additional questions or delays, the forgotten ID will be sent to you by email.

Everything is much more complicated if, upon entering, you find that forgot your PerfectMoney password. Here you will have to begin the whole procedure of restoring it. First, you will need to click on the “Lost password” link on the login page:

At the first step of the wizard, you will be asked to fill out the form fields indicating your ID in the Perfect Money payment card, the Email that was used during registration, and the mobile phone number to which the SMS confirmation code will be sent and to which you should actually have access:

You will immediately receive an SMS with a code on your cell phone, which you will need to enter in the second step of the password recovery wizard:

Well, after this, we will finally be given the opportunity to prove that we are the owner of the wallet whose password we are recovering. How to prove this? It will be enough to send scan of your passport and any payment receipt anything with your address indicated on it:

We upload each document using the “Select file” buttons and then click on the “Complete” button, within three days the password to enter your PerfectMoney wallet will be sent to you by email.

I myself recently forgot the password for my wallet, which I registered back in 2009 (at that time Perfect had a promotion for webmasters - for posting their banner they paid ten dollars a month for each unit of the PageRank value of the main page) and restored it according to this scheme. True, I did not send the screenshot of my passport, but the first image I came across from Yandex, however, less than a day later the password was already in my mailbox.

Setting up an account in your PerfectMoney personal account

Actually, immediately after successful login you will be taken to your account (profile):

By default, only checking the IP address from which you last accessed the PerfectMoney.is website is enabled (user authentication). However, you can use SMS authorization, and then every time you log into your wallet you will receive an SMS with a one-time code. This service is paid and will cost you ten cents per message.

A more economical and no less reliable option is to choose the option "Code Card", on which one-time codes will be written for each entry to the Perfect Money website:

This is a regular picture that you can save on your computer and type passwords from it each time you log into your wallet. It will also come as an attachment to a letter to your mailbox (). When thirty one-time passwords run out, you will be free to generate as many more for yourself on this page.

From the settings page of your personal account, you can also follow the link " Verification Management", where you will have to confirm your name using a scan of your passport, your address using any payment card and your mobile phone using a code sent via SMS. Whether or not to undergo verification in Perfect Money is up to you.

Let me remind you that unverified users of the system will have reduced limits and higher fees for internal transfers. But for some, anonymity is most important.

How to top up wallets and withdraw money from PerfectMoney

You can carry out all basic operations with your wallet by selecting them from the top blue menu. For example, to top up your account You will need to go to the “Input” tab:

As you can see, deposits from a bank account are limited to a minimum of 300 bucks, although the commission here will not be high - 0.5%. Only depositing in Bitcoins is cheaper - 0% commission. A good option, in my opinion, would be to use one of the online exchangers with the most favorable exchange rate for you, which can be found using the monitoring services BestChange and CourseExpert.

Withdrawing funds from your wallet carried out on the tab of the same name:

Withdrawal to a bank account is only available for verified accounts, so either go through this procedure or use the services of online exchangers. If you use cryptocurrency, then the low commission for withdrawal in bitcoins may seem attractive to you.

Well, or look for your options in BestChange And CourseExpert .

Exchange Perfect Money for rubles (withdrawal to Sberbank)

What’s great about online exchangers is the variety of withdrawal options, including transferring money to accounts in popular Russian banks.

You can, of course, also withdraw by exchanging popular electronic money in RuNet for other electronic money, for example, Qiwi or Yandex money, which in turn can be cashed out using cards linked to them (read about this in articles about and).

But I decided to show everything with an example withdrawal of perfect money to an account in Sberbank. Actually, you don’t even have to open an account with Sberbank—it’s enough to have at least one of their cards in your hands. Just call their support and find out the bank account number to which this card is linked.

Write it down and you can use it to withdraw money from the Internet to real life (just indicate your account number and your full name). It is clear that anonymity is lost in this case, but who cares.

As an example, I used my favorite exchanger 60sec- he almost always has the best or close to the best exchange rates, and I have checked his reliability countless times over the past year. So, let's go.

P.S. I recommend using your chosen exchanger register, because in many of them they operate cumulative discounts and with each new exchange you will save a little more due to the reduction in the commission charged to you.

Open the site for 60 seconds and go to the first tab of the top menu "Exchange". In the window that opens, first select what you will change (in our case, perfects), and then what exactly you want to receive in return (in our case, Sberbank rubles).

After selecting the exchange direction, several fields will appear below that need to be filled out. In our case, you will need to indicate your wallet in Perfect Money, from which you will need to withdraw money. Then your contact information - Email and account number in Sberbank (see how to get it, see just above), as well as the full name in which this account is registered.

After that, click on the button "Exchange", agree to the terms and proceed to pay for this operation (pre-log in in the same browser in PerfectMoney, because the payment will take place on their website):

After pressing the button "Go to the payment" you will be redirected to the Perfect page, where you will need to pay the payment receipt issued by the exchanger:

Choose where you will pay from (invoice or their voucher), look at the information about the exchanger account and click on the button "Make a payment", after which you will once again be asked to enter your ID and password for your account in Perfect Money.

Then you look at the data again (including, you see the commission assigned for this transfer - my account is not verified and therefore almost 2% of the commission is withheld, but it could only be 0.5%) and confirm the payment button located below:

That's it, congratulations - the payment has been made. Just in case, write down the transaction number and you can safely click on the “Continue” button to return to the exchanger.

You will be notified there that your application to exchange PerfectMoney for rubles has been successfully accepted:

You will receive a letter from the exchanger in the mail with a detailed breakdown of the exchange and a link through which you can track the fate of your application.

There will only be wait a few minutes until you receive an SMS on your phone from Sberbank informing you that money has arrived in your account (if you have SMS notifications enabled) or until you receive a letter from the exchanger to the specified email confirming the successful completion of the application and a link to the page where information about successful completion of the transfer of rubles to your Sberbank account:

That's all. Simple, and most importantly fast and reliable. At the same time, the exchange rate is quite acceptable, and if I had not been lazy and verified my account in PerfectMoney, I would have saved another 1.5% on the payment system commission for an internal transfer to the exchanger’s wallet.

Good luck to you! See you soon on the pages of the blog site

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Perfect money – account statuses “Normal” and “Premium”

Registering in the Perfect money system is very simple, it will not take much of your time. For those who already use other electronic systems, I want to say: registering and creating a Perfect Money wallet account will not be superfluous - this will be very useful to you in online investing.

The fact is that by registering, you receive the “Normal” status, and to obtain the “Premium” status, the wallet must be registered for more than 1 year.

Possibilities of “Premium” status in the Perfect money payment system

This status in the Perfect money payment system provides users with expanded capabilities of an electronic wallet, and also (which is important!) reduces the commission when making transactions. Therefore, I recommend registering it and just waiting to receive the status - because you never know when it might come in handy.

How to register in the Perfect Money system

As I already mentioned, everything is very simple:

We go to the official website of the system Perfect Money official website, find the “Registration” function.
In the registration form, we indicate all the necessary data: we come up with a login and password, name, address, etc.
In the agreement column with the terms and conditions of the system, put a tick.
Next, click “Register”.
After this, you will receive a notification about creating an account with an ID number to your email specified in the registration form. I recommend writing it down or saving it in a separate file; you will need to indicate it when logging into the Perfect Money system.
Now you can log into the Perfect Money system and use your ID number and password to go to your personal account.

I strongly recommend that you immediately go through the account verification procedure, since after completion the commission for transactions is significantly reduced (from 1.99% to 0.5%). I didn’t know about this for a long time and lost a lot of money on transfers, so don’t repeat my mistakes!

Verification procedure in Perfect money

To undergo verification in the Perfect money system, in your personal account go to the “settings” menu and click the “verification” button. The procedure itself includes three stages:

Name verification in Perfect Money

To undergo name verification in Perfect Money, you must send a scanned copy of your international passport. Don’t worry - this information is securely stored in the Perfect Money database and for the entire time I have been using this wallet (and this is more than 4 years), neither I nor any of my referrals and partners have encountered any abuse, so feel free to scan and send.

Address verification in Perfect money

After you have received confirmation of name verification, we move on to the next stage - address verification in Perfect money. To do this, you must provide a copy of your utility receipt indicating your place of residence. If you do not live at home, ask your family to scan your latest utility bill or simply send a photo by mail, WhatsApp, Skype, etc.

Phone verification in the Perfect money system

That's all! Go through this procedure once and enjoy a reduced commission for transferring funds!

How to create an electronic wallet Perfect Money - transfer, replenishment and withdrawal of money

After an account has been created and registration in the Perfect Money system is completed, 4 types of electronic wallets are automatically available to each user: dollar, euro, hryvnia and the equivalent in gold.

Each wallet number has a corresponding letter attached to it (U - dollars, E - euros, Z - gold).

During all the time I worked with the Perfect Money electronic wallet, I only used the equivalent in dollars, everything else is rather a nice addition, but I know that many investors use other types for payments on the Internet and withdrawal of funds.

Reviews from Perfect Money users and the opinion of the blog author - transfer, replenishment and withdrawal of money, commissions in the system

Having taken upon myself the promise to present my readers with an objective review of the Perfect Money system, talk about user reviews, how to deposit and withdraw money, I have no right not to mention the few disadvantages of the wallet that still exist:

The main disadvantage for me personally is no personal bank card, to which you can withdraw funds. By the way, less popular payment systems have them, but I will talk about them in the following reviews.

On the other hand, the lack of a card is not a big problem for users: we have a huge number of proven exchangers at our service, which in a matter of minutes allow you to change PM funds to almost any payment aggregators (Yandex.Money, WebMoney, withdrawal to Sberbank cards , Alfabank, Privat 24 and many other options!). You can view the full list of exchangers here.

Electronic payment system (hereinafter referred to as EPS) Perfect Money (hereinafter may be called PM) was created in 2007 and since then has been one of the most popular payment instruments for all people whose work is in one way or another connected with the Internet. EPS (official website) allows you to make instant money transfers on the Internet with a low commission of 0.5%. Agree, it is very convenient, quick and inexpensive to send money anywhere in the world to absolutely any participant in the system. To top up your Perfect Money wallet, you can use any of the many exchangers on the Internet. A list of the most trusted exchangers can be found on the website bestchange.ru. There is also a replenishment through cash terminals. In the article we will analyze the features of registration, creating a wallet and verification in the system. Let's move on to the features of the Perfect Money payment system

Features of the Perfect Money payment system

commission only 0.5% and it is paid by the person transferring the money / The recipient does not pay any commissions
system in Russian
accrued interest on account balance at 7% per annum
I have an opportunity I/O operations around the world via bank
supported all Internet exchangers, i.e. You can exchange it for dollars or rubles at the market rate at any time, receiving it to your bank account or card, or transfer money to your account in other electronic payment systems.
There is currencies alternatives are U ($) G (gold) E (Euro) and Bitcoin.
there are payments with support patronage. That is, the recipient will receive the money only after you tell him a special code.
authorization via PIN sent by email. Transfer protection system using code cards and SMS authorizations.
the system is absolutely loyal treats its users and does not block anyone, like WebMoney, QIWI or Yandex. You can be calm about your money.
Verification there is, however it is not required, it gives a commission of 0.5% on transfers, without verification 1.99%

Registration and creation of a wallet in Perfect Money

I propose to examine in more detail the question of how to register in. Registration will only take you a few minutes and there is nothing complicated. First you need to go to the official website of the system: perfectmoney.is

After clicking the button, we are taken to the registration page, which you need to fill in with your reliable data in order to then successfully pass verification and thereby receive a super profitable commission of 0.5% for the transfer. An example of filling is shown below:

How to log into the Perfect Money system?

After registration, you should receive an email with your unique ID. This ID will be used as a login in the PerfectMoney system. To log into your Perfect Money wallet, follow the simplest instructions in the picture below:

How to create a wallet in Perfect Money?

After registering in the system itself, 3 wallets in different currencies are automatically registered for you - in US dollars (usd), in euros (eur) and in gold (Troy oz.). If necessary, you can create more wallets. This is done in 2 clicks and I will not dwell on this in detail. Bitcoin support has recently appeared, which makes handling this cryptocurrency very convenient. To work with Bitcoin, you need to create a Bitcoin wallet directly in the system; simply select Bitcoin from the proposed wallet currency options. After which we get the opportunity to transfer, receive, and also save bitcoins directly in the Perfect Money system. This is what PM wallets look like:

How to deposit and withdraw Perfect Money?

The website itself describes ways to deposit and withdraw money from the system. But I prefer to use the universal site bestchange.ru () This is a service for monitoring exchangers. It displays the most favorable exchange rates from only verified exchangers. The service allows you to exchange any currency on the Internet without risk, and of course you can buy or sell perfect money there. To replenish your account, select the exchange direction that is convenient for you, for example, VISA RUB - Perfect Money USD (to buy Perfect Money dollars from a ruble card of any Russian bank), then select an exchanger, sorting by such criteria as the exchange rate and the number of reviews. Then we go to the exchanger’s website and make an exchange. All payments are secure and encrypted, the exchanger does not have access to the data you enter, so you can not be afraid to enter your card details. In case of any problems or questions that arise, bestchange technical support helps to resolve any disagreements between the client and the exchanger presented on the site. In the event of a unilateral refusal by the exchanger to fulfill its obligations, strict sanctions are immediately imposed on it, so that all issues are resolved quickly. BestChange values its reputation.

How to verify Perfect Money

Perfect Money verification is the process of confirming your identity, thanks to which, first of all, we receive a very profitable commission on all payments - 0.5%, and also increase loyalty and trust in ourselves on the part of the system administration and all other participants. In addition, verification opens up greater opportunities for managing your accounts and payments.

Verification management can be found in your personal account settings. The whole process takes place in 3 stages:

My review of working with Perfect Money

The Perfect Money payment system is easy to use and convenient, allowing you to quickly manage your money. The system is reliable, as evidenced by its long service life. This allows you to safely store large sums of money there. And 7% per annum in foreign currency on the account balance makes storing money also profitable.