Withdrawal of funds from the Paypal system to a Sberbank card, to a Qiwi and Webmoney wallet - algorithm of actions and commission. How to use PayPal in Russia

How to transfer money from Paypal to Paypal to other people? The procedure is not difficult to perform and takes little time.

To transfer money from PayPal to PayPal, it is important to know the following:

You and the recipient must have free access to the Internet.
The recipient and you must have an account in this system. If it is not there, then it is necessary register with PayPal.
The required amount of funds in your account.
You can transfer money to an unregistered user. In this case, use the recipient's e-mail. The opportunity to withdraw money will appear for him only when he goes through the registration process (using this e-mail address) and opens an account.

To transfer funds you will need:

On the page that opens, select the “Send funds to friends and family” tab.

In the window that appears, you will need to enter the recipient's email address and click the “next” button.

In the new window, enter the transfer amount and the currency you will transfer. In the “add note” section, if necessary, you can write some text, for example, from whom and for what the translation was made.

Click the “continue” button and you will see an inscription about where the payment is coming from, how much money you are sending and what the commission will be. Click the "Send Funds" button to confirm the transfer.

Please note that you must have your bank card linked to your PayPal account. Then the money transfer will be carried out.

In this field, a message confirming the transfer will appear.

After completing the transaction, the entered amount will be withdrawn from your account. The recipient's account will be replenished in a few seconds without any delays.

How to receive a money transfer from another user of the system?

How to accept money into your PayPal account? If you already have a wallet, then no further action is required from you. When transferring funds to you, the sender indicates your e-mail to which the account is linked, and the money is credited to your account.

Is it possible to receive a sent money transfer if you do not currently have a PayPal wallet? In this case, you will receive a notification to the email address specified by the sender.

In order to receive this money, you will have to register in this system.

Even if the recipient of the funds never registers with PayPal, the money will still not be lost. After a month, the unreceived transfer will simply be returned to the sender’s account.

Advantages and disadvantages of transfers using PayPal

Advantages:

Simple and quite convenient interface.
The system accepts various currencies and works in cities and countries around the world.
There is no charge for the PayPal registration process. You must enter your personal information and link your bank card to your PayPal account.
Large selection of currencies.
Transfers between PayPal accounts are carried out quickly. To do this, it is only important to know the recipient's email address.

With a PayPal account, you can keep all your savings in one place and manage them with ease. This will make it much easier to control expenses and income. The encryption system protects funds from illegal activities. You can know for sure that your savings are safe.

Flaws:

Linking a bank card is a mandatory condition when replenishing your account in the system.
To transfer or receive money, you need Internet access. A person cannot always be online.
Quite a high commission for certain types of translation.

If you didn’t already know, now you may have realized that anyone can use this system. The site is easy to navigate and transferring money does not take much time. Once you get to know PayPal better, you won't want to look for another payment system.

B virtual payment system PayPal is one of the most popular in the world. In fact, this is a real luminary among this kind of online services. Today the financial market is quite saturated and there are many good payment systems, but PayPal surpasses them all in scale. The system currently serves clients from more than 200 countries. And the main thing that interests many domestic PayPal users is how to cash out?

The content of the article :

Standard default methods

By default, this payment system supports the following withdrawal methods:

Bank transfer;
To a plastic card;
To virtual wallets of other payment systems.

At first glance, everything is simple. In fact, for domestic users, withdrawing funds from PayPal is not such an easy task. In fact, only US residents can use this system on “preferential” terms. The rest are forced to put up with large commissions, long withdrawal times and other problems that can destroy many nerve cells. In total, for those who are looking for ways to cash out PayPal in Russia, the following methods will be relevant:

PayPal withdrawal to bank account

We immediately need to make a reservation: due to the fact that international sanctions have been introduced against some Russian banks, you need to be especially careful to study the status of your financial institution by reading the sanctions list or contacting the payment system support service. If the bank is under sanctions, withdrawing money will be impossible - PayPal will simply block the transaction.

If everything is clear with the bank, you can start withdrawing funds. This can only be done to a confirmed bank account. To do this, you need to go to your PayPal account, open the “Withdraw Funds” tab and click the “Add Bank Account” button. The system will prompt you to fill out a form in which you need to indicate all the required details, namely:

Type of account (individual or legal entity);
FULL NAME.;
Bank's name;
Bank identification code;
Account number.

This will be followed by an owner verification. PayPal will send two checksums that you must enter in the verification window.

It takes on average 5–7 days for money to be credited to a bank account. If the bank rejects the transfer for any reason, PayPal will still deduct a refund fee. In general, users who have previously worked only with Webmoney or YaD will clearly not be happy with this situation.

You can watch a detailed video on how to withdraw money from PayPal to a bank account:

How to exchange PayPal for cash and make money on it (without intermediary and exchanges)

Surely you know that PayPal cooperates directly with eBay. You can simply buy a good and popular product at a good price, and then sell it for cash. If you buy cheaper than you sell, you can still make money on it.

If you need to regularly withdraw money from PayPal, for example, $300-800 per month, then you can simply buy some fashionable equipment or accessories, selling it in your city.

You can buy not only on eBay, but also from others. This method may be the best, because instead of giving 15-20% for withdrawal to a card from which you will also pay a commission for maintaining the card and withdrawing money, you can receive cash not only without interest, but also with a profit.

There are 2 ways to cash out PayPal through a Webmoney wallet:

By independently creating an application on the payment system website;
Use the services of third-party exchangers.

To withdraw money directly, you need to go to the WebMoney exchange exchange (https://exchanger.money/emoney) and create a request:

Before creating an application, you need to indicate the exchange directions at the top.

After creating an application for a certain exchange amount, it will appear in the general list. All you have to do is wait for confirmation, which may come to your Personal Account or Keeper WM. When you receive a message, follow the link and follow the instructions.

The second way is to use the services of exchangers. This method is one of the fastest and simplest (everything takes a maximum of half an hour). As for the disadvantages, these include a high commission (on average 16–17%). However, many agree to such an overpayment in order to get their money faster.

Offers and commissions for exchanging PayPal to WMZ through exchange sites.

There are also some requirements. In particular, these are:

Availability of a personal certificate for Webmoney.
Registration of PayPal and Webmoney at one email address.

The minimum transaction amount is $3.

How to cash out PayPal via Qiwi (urgent, but expensive)

The Qiwi payment system impresses with its ease of use and versatility. But these benefits, unfortunately, do not apply to working with PayPal. Payment services do not provide for direct transactions, so you will have to use network exchangers (for example, bestchange.ru or its equivalent). Losses in this case can reach a devastating 30% of the total transfer amount. However, this is partially compensated by the high speed of the transaction (from a few seconds to 2-3 minutes).

To withdraw money using this method, you need to find a suitable exchanger through bestchange.ru monitoring and then follow its instructions (exchange conditions may differ on different sites).

Offers of exchangers for withdrawing money from PayPal to QIWI.

Withdrawing money from PayPal via Yandex.Money

For this service, the process of withdrawing funds from PayPal is generally identical to Webmoney. You can get money in several ways:

Withdraw them to an electronic wallet through exchangers;
Place them on the account of a real or virtual YaD card, which can be linked to your PayPal account.

When converting into rubles, the total commission will be approximately 20%; The transaction takes a few minutes to complete.

PayPal withdrawal through the company office

Is there a way to easily cash out PayPal quickly and with minimal fees? Such a scheme exists and it is a direct receipt of funds from a wallet at the company’s office. This method could be considered ideal (cash is immediately issued to your hands, and the commission is a measly 5%), if not for one significant BUT - there are only two official PayPal representative offices in the whole of Russia - in Moscow and St. Petersburg.

PayPal withdrawal to Payoneer card

Payoneer is a popular international payment system owned by MasterCard. It works all over the world and supports transactions with PayPal, which a domestic user can take advantage of. Withdrawal to a Payoneer card can generally be considered the most interesting and convenient option for working with PayPal. The main problem here is to apply for a Payoneer Prepaid MasterCard. This process occurs according to the following scheme:

Registration on the Payoneer website;
Opening a virtual account in the USA;
User verification (here you need to not only send a screenshot of your passport as in YaD or Webmoney, but also indicate the sources of transfers to the card);
Waiting for the finished card to be issued and delivered to your residence address (on average this takes 2–3 weeks);
Activate the card by phone or on the website.

The PayPal account is linked to the Payoneer wallet in your personal account (menu “Virtual bank account in the USA”). There is a fee for using the card ($20.95 per year), the transfer speed is 3–5 days, the commission averages 5–6%.

Risky ways

Another option is to use the services of private intermediaries, whose advertisements regularly appear on thematic forums and groups on social networks and look something like this: “ cash out PayPal carding; I bring out both white and gray; I turn it into cash, transfer it to a card or send it to any account».

Such intermediaries can sometimes be very useful indeed. For example, if you need money urgently or need to withdraw money from a “gray” wallet. In addition, such dealers lure with relatively low commissions (on average 5–10%, not counting the commission for the transfer itself). However, you need to understand that using the services of such people, you can fall for a scammer and be left with nothing.

Withdrawal through a virtual intermediary (problematic method)

Tired of crazy commissions, savvy users came up with another interesting way to withdraw money from PayPal - using various commercial sites that support replenishment via PayPal as an intermediary. Such sites include some Forex brokers, gaming sites, online casinos and other resources. The process itself is as simple as two times two - first you need to top up the deposit from your PayPal wallet, and after a while withdraw funds, but in a different way (to a bank card or wallet of another payment system). Moreover, there is no need to spend money on the site.

However, such an exotic method may be associated with some problems. In particular, not all sites work with PayPal. In addition, the administration is usually already aware of such tricks, so the rules of all such resources indicate that money can only be withdrawn in the same way as it was replenished. Accounts created purely for the purpose of withdrawing funds are usually quickly blocked.

How to cash out from PayPal in Belarus

The operation of the PayPal payment system in Belarus is associated with some restrictions. In particular, users can only pay for purchases in online stores that work with this virtual currency and withdraw funds to the accounts of some local banks. What is the easiest way to cash out PayPal in the Republic of Belarus? There are also different options available here, however, the most preferable is output to Qiwi.

Those who encountered problems saw in correspondence with the seller an offer to return money to PayPal. That is, the seller, instead of returning the money through a dispute on Aliexpress, offers you to return the money via Aliexpress to PayPal.

This topic has been around for many years, and we have answered these questions about PayPal on the site many times, but questions arise again and again. Well, let’s answer in more detail, but without going into too much detail.

What is PayPal

is a payment system. Like Qiwi, Yandex.Money or WebMoney. With PayPal you can send and receive funds all over the world. This is one of the oldest payment systems, the largest and most famous in the world. In Russia it now (as of 2017) has a clear legal status and can be safely used. You can easily withdraw money from it to your bank account.

How to get money to your PayPal account

PayPal account is email. That is, in order to receive money to your PayPal account from a seller on Aliexpress, you only need to tell him your email address. You don’t even have to be registered with PayPal (although it is advisable).

After the seller sends the money, you will receive a letter to this email with instructions on how to register for PayPal and receive your money.

Does Aliexpress work with PayPal?

No. Aliexpress does not work with PayPal in any form. Neither for accepting payments nor for returns. All current available payment methods can be found at (scroll down to the Trusted Us section).

If you have agreed with a seller on Aliexpress about any payments via PayPal, then Aliexpress does not participate in these payments in any way and does not protect either your interests or the interests of the seller. This is a relationship between two private individuals.

To get a refund for a problematic order, Aliexpress has a Dispute. And this is the only correct way to solve problems.

Read our articles about what it is. And how to conduct it correctly.

Should I agree to return money from Aliexpress to my PayPal account?

Highly undesirable. If Aliexpress Order Protection has not yet expired for your order, you can open a dispute or, if a dispute is already open, then agreeing to a refund on PayPal is strongly not recommended. There is no need to agree to tearful requests, threats, promises and promises if you have at least a minimal chance of getting your money through a dispute.

You can agree only if you can't open a dispute. For example, because the protection period has expired. But you need to understand that in this case the seller simply has no reason to return your money. Without a dispute, you have no tools to put pressure on him other than a recall. Yes, sellers love good reviews, but they love money, even small ones, more. Therefore, if they can not return your money, then they will not return it.

Why you should NOT agree to a refund on PayPal

Most often, promises to return money to PayPal are: it's just a way to stall for time . So that the protection expires, the deadline for publishing a review, or simply in the hope that the buyer will forget or make a mistake somewhere.

However, there are times when a seller from Aliexpress still sends money to your PayPal account. And here you need to be careful.

The fact is that PayPal has two types of payments - Payment for a product or service or Transfer to friends and family.

PayPal has its own buyer protection system. This protection on PayPal lasts for a full 180 days. Moreover, historically this protection has been very loyal more to buyers than to sellers.

If you received a payment on PayPal from an Aliexpress seller registered as a Payment for goods, then within 180 days the sender of the payment (in your case, the Aliexpress seller) can open a dispute against you on PayPal. Allegedly, he sent you this payment for the goods, but you did not send this goods. And will ask for a refund.

I decided to agree to a return to PayPal, how to protect myself

It is necessary that the payment from the seller be formalized as a Transfer. In this case, the seller will not be able to withdraw the payment.

Accepting payment on PayPal

Don't forget to accept payment via PayPal. It does not immediately fall into the account, but first gets into the Payment Processing status and needs to be accepted.

How to distinguish a payment for a product from a transfer to PayPal

The PayPal interface may change, but at the time of writing, the interface does not have such a bold mark to make the payment status immediately clear and distinguishable. The main features of Payment for goods may include such inscriptions as the delivery address, order numbers in the order notes, and the presence of a transaction fee.

At the moment (beginning of 2017), a clear identifying feature of Payment for goods BEFORE ACCEPTANCE is the presence in the payment of the inscription “See. on a site with a classic interface”, and AFTER ACCEPTING the payment, a bunch of obvious inscriptions will appear to the left of the payment data.

What to do if the seller on Aliexpress sent money to PayPal as payment for the goods

The best thing to do is to contact the seller, discuss the details and decline such payment. If your PayPal account is not valuable to you, then, of course, you can take the money and spend it. Which is wrong, and in the event of arbitration, your account balance may go negative. And if a card is linked to your account, the money will be debited from the card.

How to deposit money into PayPal: top up your account through an exchanger + 4 quick ways to top up your PayPal account + 2 alternative options for how to transfer money to PayPal.

One of the largest payment systems in the world has become available in the Russian Federation. If you have a desire to make purchases on trading platforms such as Amazon or, you definitely cannot do without an account in the PayPal system.

Due to the fact that the resource has only recently become available in our country, users often have a question: how to deposit money on PayPal?

Today we will give comprehensive information about ways to replenish PayPal.

Some will require a lot of time from you, but in the future you will receive an account in a universal payment resource available almost anywhere in the world.

3 quick ways to deposit money into PayPal

The site design is very simple, and after adding the Russian language, any network user can easily work in the PayPal system.

All the methods discussed are easy to understand and do not require lengthy fiddling with the monitor.

PayPal Registration: 4 Basic Steps

How to deposit money into PayPal without your account? That's it. Therefore, the first step is to create your own PayPal account.

After registration, re-login to your account.

The beginning has been made, you can proceed to further actions with PayPal.

1) How to transfer money to PayPal via card?

Without linking a card, your account will not be able to help you pay for services and goods.

Therefore, in your personal account, go to the section for linking a VISA or MasterCard bank card.

You will be asked to fill out basic information: card number (2), expiration date (3), address (4). The place of residence in the last paragraph is taken from your personal data.

If the default option doesn't suit you, you can add another address.

PayPal supports 4 types of cards:

Visa;
MasterCard;
Discover;
American Express.

For our country, only the first two are optimal options. Some types of cards, such as Visa Electron and MaestroCirrus, are not supported by the PayPal payment system.

After adding, the bank card will appear in the accounts section. The resource does not limit the number of credit cards added by the user.

There is no direct deposit to PayPal as such. The resource directly debits money from the linked credit card, and there is no particular need for funds in the service wallet itself.

However, if you suddenly need money on PayPal itself, you will need to send a payment request.

2) How to deposit money to PayPal through a bank?

Another type of depositing money is a transfer from someone else’s card for the provision of services or payment for goods.

The best option is to put the lot on Ebay, and when indicating the payment method, select the PayPal service. The funds will be sent to PayPal itself, and not to your credit card, within 3 days.

3) How to deposit money into a PayPal account from a similar account?

The fastest of the presented methods. If you know a PayPal system participant, receiving funds will take up to 30 minutes.

How to make a transfer:

Now we know how to deposit money into a PayPal account for a loved one or friend.

There are no restrictions on the number of transactions. Receipt of money will occur within 3 calendar days.

4) How to deposit money to PayPal through an exchanger?

Fast and practical if you have other electronic wallets. Qiwi, WebMoney systems support conversion on exchange resources to PayPal.

To solve the task of how to deposit money on PayPal, find a quality resource that allows you to convert currency notes.

Replenishment algorithm through an exchanger:

Depending on the service, the time it takes for money to be credited to PayPal can vary from 2 minutes to 1 hour. Commission from 2% to 5%.

Alternative PayPal Funding Options

The previously discussed methods of how to deposit money on PayPal were based mainly on working with just one system. There are 2 more ways that require some effort on your part to achieve your goal.

1) How to deposit money into PayPal through the terminal?

In the Russian Federation, unlike European countries, some of the functions of the PayPal payment system are not available. You won’t find direct replenishment through the terminal now.

Perhaps the situation will change in the future, but for now the only way is to top up through a Qiwi wallet.

Instructions for replenishing via the terminal:

As you can see, in order to deposit money into PayPal, you need to work with another payment system. Qiwi terminals are located at every step, so there simply cannot be any further difficulties.

2) How to deposit money to PayPal via phone?

It's not that simple here either.

You won't be able to deposit money directly into PayPal. You can use services on the Internet to transfer money from mobile to PayPal.

One of the best - smsdengi.com. Funds are debited and credited to your balance within a few minutes.

The same is true for replenishment from other mobile operators. The average commission is 50 rubles. Enrollment time is up to 30 minutes.

Want to know how to deposit money into PayPal?

This video instruction will help you with this:

So far in our country this payment system is not so popular due to its limitations, so there are many difficulties in resolving the issue: how to transfer money to PayPal.

The widespread use of non-cash payments and the refusal to use cash even in small retail led to the emergence of electronic payment systems. Many users who are just starting to use them should know the basic principles of how to withdraw money from Paypal through other systems, commission rates, and methods of transfers between different accounts.

What is the Paypal payment system?

The PayPal electronic wallet system (popularly and online called “stick”) was founded back in 1998. In its current state, it allows the user to operate with their own funds using a computer, smartphone or through a terminal. How to withdraw money from Paypal in Russia, is it possible to do this on Webmoney, Qiwi? The full range of functions was launched only in 2013, when the company allowed internal circulation of rubles between internal users and between the bank and the owner of the wallet.

Initially, Paypal was focused on paying for purchases of goods in online stores (owned by eBay), but in its current state it conducts all types of monetary transactions in the Russian Federation and abroad. Registering a wallet is no different in complexity from creating an electronic mailbox and is accessible from any device connected to the internet.

Which banks work with Paypal in Russia

About 30 banks already operate this service in our country. Most of them are large all-Russian institutions, but small regional “subsidiaries” are also represented on the list. The PayPal website provides a complete list, but it is better to check it yourself via the bank’s hotline, as sometimes cooperation may be suspended due to sanctions. An approximate list of banking organizations cooperating with PayPal:

Alfa Bank;
Ak Bars Bank;
Sberbank of Russia;
Binbank;
VTB 24;
Gazprombank;
Master Bank;
Bank of Moscow;
Primorye Bank;
Promsvyazbank;
Raiffeisen;
Rosbank;
Russian standard;
Rus-Bank;
Citibank;
Svyaznoy Bank;
Tinkoff Credit Systems;
Fiabank;
Khanty-Mansiysk Bank;
Center-Invest Bank;
Uniastrum Bank.

Withdrawing money from Paypal

The movement of funds through PayPal is possible in any direction: between internal Paypal accounts, to a bank account or card, accounts of other electronic payment services. It is important to remember that almost any action outside the “stick” implies the withdrawal of interest either from the client or from the recipient. Even linking your credit card requires that you have at least $3 in your account, which is withdrawn upon registration, and a month later you get back $2.95, minus a minimum commission.

Bank transfer

How to withdraw money from Paypal to a bank account? The transfer of funds for any bank occurs according to a single scheme. Unlike other payment systems, it is multi-stage and can take several days when you first link your card to your PayPal wallet. The company claims that this is required for complete reliability and user protection. Procedure:

Linking a bank account to an electronic wallet indicating the BIC and your details.
The system automatically sends 2 test amounts to verify the user as an account holder. It receives transfers of several rubles (the exact figure is not indicated when sending). The exact amount of trial transactions must be indicated in the confirmation field in your PayPal account.
After verification, you can fully withdraw funds to your bank account (minimum $10 in ruble equivalent).
Next, wait from 3 to 6 days (a feature of the payment system).

To a bank card

How to withdraw money from Paypal to a credit card? Transferring funds directly to a card is completely identical to a bank transfer. After linking the credit card in the system and confirming the owner, you can withdraw it without any restrictions. It is important to remember that there may be a commission, which will depend on the bank with which the user cooperates and the amount of the transfer. If there are insufficient funds, the transaction will not be possible. The amount of additional payment should be checked with your bank.

To wallets of other payment systems

A feature of PayPal when transferring to other electronic wallets is the high commission. The main nuance is that you cannot work directly with different services. Then how to withdraw virtual money from Paypal? All transactions go through different exchangers (intermediaries), which are presented on the network. The process itself occurs instantly, unlike working with bank accounts, but you will have to pay up to 30% of the amount. In this case, commission losses when exchanging between, for example, Webmoney or Qiwi, will be about 15%.

How to withdraw money from PayPal to a Sberbank card

As of 2019, transactions with Sberbank of Russia occur without any difficulties. The algorithm for linking an account to a Paypal wallet was described above. The main thing is to carefully fill out the form in your personal account of the payment system. The bank account number is entered (20-digit set of numbers, not the 16-digit number from a plastic card), it and the BIC can be found on the Sberbank Online website. Key Features:

you can add several accounts, but only one will be the main one;
waiting time – about 4 days;
there is no commission.

Methods for withdrawing money from Paypal to electronic wallets

How to withdraw money from Paypal to other systems with a minimum commission? It was stated above that direct transfer from PayPal to other wallets is not implemented. The user will have to use network exchangers or WebMoney, Yandex functionality. In any case (except for virtual YaD cards), an instant transaction is paid with a high percentage of commissions due to the difference between the real and network exchange rates. This nuance remains one of the most negative in using Paypal.

On QIWI

The Qiwi payment system wallet is one of the most attractive for the population due to its ease of use: only a phone is required for registration, and you can use it to pay any payments, including utilities. A serious problem arises when you need to transfer funds from Paypal. Direct transactions between payment services are not supported and network exchangers must be used.

Services such as, for example, bestchange ru offer ways to withdraw money from Paypal and a list of sites where you can choose the most favorable rate. However, you need to be prepared for losses of up to 30% of the transfer amount (depending on exchange rate differences). It does not matter in what currency the exchange takes place. To use these systems, you need to find a service that works with PayPal (some exchangers do not support it), select the type of wallet and then follow the instructions.

Receipt of funds occurs instantly (from a few seconds to a couple of minutes). Example: the average rate of the three top exchangers in the ruble sector is 1.16 rubles, this is the cost of converting one ruble received on QIWI (which means the loss is approximately 16%). When transferring dollars from Paypal to a ruble wallet, the rate is 48.9330, which is almost 10 rubles lower than the official Central Bank rate on the same day. Each person determines the acceptability of such losses due to urgency for himself.

Exchange Paypal to Webmoney

How to withdraw money from Paypal to WebMoney wallet? The first method, through a network exchanger, is described above. The difference in rate is slightly lower than for Qiwi, and will be about 12-14%. The second way is to use the internal Webmoney service on the official website and create an exchange request. However, there are several limitations:

WebMoney certificate must be no lower than a personal resident;
the lower transaction limit is 100 rubles or 3 dollars (3.5 euros);
Paypal and Webmoney must be registered on the same email.

Transfer to Yandex money

How to withdraw electronic money from Paypal? For the Yandex service, the process of transfers through exchangers is completely identical to other payment systems. The ruble commission will be about 20%, and the difference in the dollar exchange rate will be a little more than 10 rubles. It is worth mentioning separately about Yandex.Money cards. Transfers to them are carried out according to the principle of bank transfer and take the same 3-5 days. It makes no difference whether the card is real or virtual.

How to receive money at the Paypal office in Moscow and St. Petersburg

How to withdraw cash from Paypal? There is an ideal way to withdraw funds for those who are lucky enough to live in the capitals, because only there are PayPal offices open. A huge advantage is the almost instant receipt of money. Waiting time is maximum 15 minutes. In addition, the commission will be only 5%. To do this, you need to come to the office and contact the manager. All information and addresses of representative offices are listed on the PayPal website. It is better to clarify them, as well as opening hours.

Paypal withdrawal to Payoneer card

An interesting and convenient option for working with PayPal is to make a Payoneer Prepaid MasterCard. To do this, you need to register on the Russian-language Payoneer website, open a virtual account in the USA, go through two-step verification (you will need to indicate the sites where the transfers to the card are made and send a screenshot of your passport as for a WebMoney personal certificate). After a positive response, the credit card will arrive by mail in 2-3 weeks. It will need to be activated by phone or on the website.

The account is linked to the wallet in your personal account with the indication in the field “Virtual bank account in the USA”. This card costs $20.95 per year to maintain. The transfer will have to wait 3-5 days. In fact, this service is no different from regular bank accounts, except for the absence of fees for any transfers from Paypal and the ability to use any ATMs.

Fee for withdrawing money from Paypal

A huge advantage of PayPal is that the service does not charge a commission for direct transfers to bank accounts and cards. Only some banks can prescribe it, but in the current state it is rare. Payment for online purchases is also not subject to additional fees; it is compensated by the seller in the amount of 10 rubles plus 3-4% of the cost. The commission is removed if you cash out funds at the company’s office, or when transferring between payment systems (this was mentioned above).

How long does it take for money to arrive?

Transfers from Paypal to bank cards and accounts (the same applies to Yandex.Money cards) take approximately 3-5 days. This is the most unpleasant feature of the system, but commission funds are not lost this way. PayPal believes that a long bank transfer period will secure the transaction and confirm the authenticity of the account owner and the fact of the movement of funds. Exchanges through special services between wallets of different companies (WebMoney, Qiwi) occur in the shortest possible time, but are paid with a serious commission.