What devices does Android Pay work on? Detailed instructions for using Samsung Pay

How much does it cost?

No additional fees.

Only the plastic card itself is paid (usual fees for issuance, servicing, loan interest, etc.) in accordance with the Client’s PU.

There are no additional fees for the token, as well as operations on it. Even if there are 20 tokens.

I lost my card - what should I do?

Block the card in any usual way.

If the card is blocked through a branch, call center or Alfa-Click, all tokens will be blocked automatically.

If a card is blocked through Alfa-Mobile, only the card will be blocked, the tokens will continue to work. You can block or delete tokens separately from the card through Alfa-Mobile or through the SamsungPay application.

I lost my phone - what should I do?

Lock your smartphone using the Samsung Find My Mobile service. This will stop all payment card tokens added to Samsung Pay on the device.

If you have access to the Alfa-Bank application, block the tokens in it.

Otherwise, block your bank card through the call center, Alfa-Click or Bank branch - all tokens of this card will stop working automatically.
What can you do with tokens in Alfa Mobile?
View all tokens issued for the card

View token transactions in the statement (the word “SamsungPay” will be added to the comments to the transaction)

Block/unblock tokens separately from the card itself (in the “Cards” menu)

What is the PIN code for the token?

If, when paying with a token, the cashier asks you to enter a PIN code at the terminal, you must enter the PIN code of your plastic card.

The virtual card does not have a PIN code, so you can pay with a token only where a PIN code is not required. By the way, you may not be asked for a PIN code even for purchases over 1000 rubles.

- this is how the most advanced terminals can work.

Also, using the Samsung Pay service, you can withdraw cash from ATMs and pay for purchases on websites and mobile applications.

What happens to the card if I delete the token?

Nothing. The plastic card will work as it did. Tokens can be deleted and recreated at any time. And it's free.

Why was I unable to create a token?

The most common reasons:

Phone does not support SamsungPay
The card parameters are incorrect (number, expiration date, CVC2 code)
Card is blocked, or invalid, or inactive
There is no valid phone number that you provided when contacting the bank
Incorrect SMS code entered
Unstable Internet connection
Unstable cellular signal
The number of simultaneously created tokens has been exceeded (maximum 10 different tokens per phone, 20 tokens per card to different devices)

If the above steps do not help, contact Samsung technical support by phone. 8-800-555-55-55

The design of the card on the screen is different from the design of the plastic card

It's OK. This does not affect the ability to pay with a token.

The bonus card number is not visible on the screen on the card

That's how it should be. The phone does not save the photo of the card itself, so it does not remember or display the bonus number.

Where will the SMS arrive?

SMS will be sent to the phone number registered in the Bank’s systems (from any service)

Does Samsung Pay work with Samsung Gear S3 classic and Samsung Gear S3 frontier?

Will I receive bonuses on my card (Aeroflot, World of tanks, Russian Railways, etc.)

Yes, they will. When paying with Samsung Pay, all bonuses of the original card are preserved - except for M-Video cards connected to Samsung Pay in M-Video stores. This is a feature of a partner’s work. When paying with Samsung Pay in other stores, bonuses will be awarded, including when paying with a token for an M-Video card.
To pay for a purchase using M-Video bonus points, you need to present an M-Video plastic card or provide the phone number that you indicated when receiving the plastic card. If you notice that bonuses were accrued incorrectly or were not completed, please contact the bank.

In some countries, cash payments are extremely rare. Their popularity is declining here too. Bank cards have forever found a place in the wallets of many Russians. Gradually the cards become more and more interesting. Like modern smartphones, they also receive support for modern technologies. In particular, cards with NFC chip. To pay with it, you just need to touch the card to the terminal, if it is equipped with support for the appropriate technology.

If you use the appropriate service, then in theory you can completely stop carrying a credit or debit card with you. After making a purchase, you just need to touch your smartphone to the terminal and the funds will be debited from your account. At the same time, you will not waste traffic, since the transaction is processed by the terminal itself - the smartphone only provides information about your card, and even then indirectly.

The South Koreans realized in time that not all terminals are yet equipped with an advanced wireless chip. Therefore, many Samsung smartphones have received support for the technology MST. They can emit a magnetic field - it is analogous to the magnetic stripe found on almost every bank card. As a result, payment using Samsung Pay works even if the terminal is not designed for contactless payments. And such devices may well be installed in small grocery stores, coffee shops, restaurants and fast food outlets - anywhere where the owner of the establishment does not yet want to spend money on replacing the terminal. Interestingly, sellers may not even suspect that they can be paid in such an unusual way.

Does Samsung Pay work in Russia?

Now in Russia there are over one and a half million payment terminals. NFC technology is currently supported by approximately 200 thousand of them. Smartphones Galaxy S6 And Galaxy S6 Edge work only with them, which somewhat limits their use. The rest of the devices, a list of which we will give below, are equipped with MST technology. This allows them to be used with any terminals. The only exceptions are those establishments that have very old terminals, where you must insert a card. Fortunately, there are fewer and fewer such places in Russia every day.

There are still restrictions on using Samsung Pay in Russia. It lies in the fact that the service must be supported not only by the smartphone, but also by the bank that provided its client with the card. At first, banks did not trust the new service. But recently the situation has improved greatly. Now you can enter cards from Raiffeisen Bank, Tinkoff Bank, Alfa-Bank, Sberbank, VTB24 and many others into the corresponding application.

But this only applies MasterCard. Unfortunately, with Visa Cooperation is developing a little more slowly. Its support is currently available only in Raiffeisen Bank, VTB24, MTS Bank, Tinkoff Bank and Alfa-Bank. But there is no doubt that this list will expand in the future. The current list of banks can be found on the official website Samsung Pay.

What devices does Samsung Pay work on?

To work with the payment service, it is not enough to install the application. You need to make sure that your smartphone is equipped with support at the level of firmware and built-in components. Not all South Korean phones support Samsung Pay yet. The service began rolling out two years ago with the Galaxy S6 and S6 Edge. But, as mentioned above, they are limited to interaction with payment terminals equipped with an NFC receiver. Therefore, we would recommend not buying these two smartphones for now. Better look towards the following models:

Samsung Galaxy S6 Edge+,
Samsung Galaxy S7,
Samsung Galaxy S7 Edge,
Samsung Galaxy S8,
Samsung Galaxy S8+,
Samsung Galaxy A7 (2016),
Samsung Galaxy Note 5,
Samsung Galaxy A5 (2017),
Samsung Galaxy A7 (2017).

It should be noted that these are all devices of different price segments. Only budget devices do not support Samsung Pay yet. But it is possible that in the coming years this service deficiency will be eliminated.

How to use Samsung Pay?

An important advantage of the service is that you can start using it without visiting your bank branch. You just need to make sure that your bank and smartphone support payment via Samsung Pay. You also need to select a fingerprint or PIN code as the screen unlock method. The first option is much more convenient, since the selected method will be used to confirm the purchase - you will quickly get tired of entering the PIN code every time.

To use the service you will need to download the application Samsung Pay, and then activate it. Next, your card details are entered into the program. This can be done manually, or automatically - by photographing the card. If your bank is on the list of those supporting the service, then you will then be asked to accept its agreement, as well as the agreement of Samsung Pay itself.

In a few seconds, you will receive an SMS on your phone containing a one-time code. It must be entered into the application window. The last step is your signature. It can be entered with your finger or stylus. This is necessary for those cases when the seller wants to compare it with the signature that you leave on the check. This is required in very rare situations.

In total, a smartphone can contain ten different bank cards. And on how many devices you can enter the data of one card - this already depends on the specific bank.

Samsung Pay security

Many people think that when using Samsung Pay they can easily lose their funds. Such people have the impression that a fraudster only needs to bring the terminal to his pocket or purse, and the money will literally fly away into nowhere. But read the reviews for this service! No one has encountered such situations before! Why? There are three reasons for this:

Samsung smartphones use a special protection system KNOX. She checks the device for presence root rights, viruses and firmware modifications. If something does not suit this technology, then the application simply will not install. Virus checks are carried out on a regular basis - in which case the Samsung Pay program is blocked.
To carry out financial transactions, authorization using a PIN code or fingerprint is required. Without this, it is impossible to write off even minimal funds from the card. And if the PIN code can theoretically be spied, then such a trick will not work with a fingerprint. In any case, with such protection, you don’t have to worry about the money on your bank card if your smartphone gets lost somewhere.
It might seem to you that Samsung Pay stores information about a bank card - its number, owner’s name, etc. But that's not true. This is why the system does not work with all banks, because the application functions in a special way. It does not remember the card data, but randomly creates a special digital code. When paying for a product or service, so-called tokenization occurs - this code is sent to the bank, and not card data.

From all of the above, we can conclude that Samsung Pay is a secure payment service that is almost impossible to hack. This is also a very convenient system that allows you to forget about your bank card at least for a while. In large Russian cities it can be used literally every day. Well, as for villages and towns... Unfortunately, payment terminals have not yet reached there in such a large volume as we would like. Interestingly, some problems may also arise in the USA - there some of the functionality of the terminals is sometimes disabled, supposedly for security reasons. But you are unlikely to go abroad without a bank card.

The technical process does not stand still. Everything is developing, including the banking sector and payment systems.

This material will discuss how to install Samsung Pay, connect a card, and pay for goods and services. Documentation for use, supported phone models.

What is Samsung Pay?

First of all, it is a safe and convenient way to pay for purchases using your Samsung smartphone. You can pay for purchases in stores that have the ability to accept payments using contactless technology (NFC), a bank card, and also using a magnetic stripe.

Download the application

You can download Samsung Pay from the official Play Store app store using this link.

What phone models does Samsung Pay support?

Before downloading this application to your device, please note that it will work with the following models:

Galaxy A5 (2016);
Galaxy A7 (2016);
Galaxy S 7 edge;
Galaxy S 6 edge+;
Galaxy S6 Edge (NFC contactless payment available since November 2016);
Galaxy S7;
Galaxy S6 (NFC only since November 2016);
Galaxy Note 5.

What to do if your phone is not supported?

If for some reason your Samsung smartphone does not support this payment service, you can proceed as follows:

After some time, you will receive a notification when exactly the service will be available on your device.

How it works? Details

At the first stage, for the payment system to work correctly, you will need to register and create a Samsung account. Then you need to create and verify your fingerprint. Next, you need to create a PIN for Samsung Pay.

Then you need to add your bank card. This can be done by scanning with a camera or entering the data yourself. The bank must send confirmation in the form of an SMS message with a one-time password. In the window that appears, you need to put your signature.

The card will be fully registered in 10 minutes.

The last 4 digits should appear in the card information, as well as the 4-digit token number. That’s it, now, using a mobile device, you can pay for purchases in stores.

Having selected a card that has money on it, for the transaction to be successful, you need to place your finger on the “fingerprint” icon or enter the PIN code for the Samsung Pay service. Next, bring your smartphone to the terminal to pay. If the purchase amount exceeds one thousand rubles, you will need to enter the PIN code of your bank card.

Which banks work with Samsung Pay?

This service works with Mastercard cards from the following banks:

"VTB 24";
"ALFA BANK";
Raiffeisenbank;
"MTS-Bank";
"Russian Standard Bank";
Payment system "Yandex".

Later the service will be available in other banks. We would like to remind you that Sberbank of Russia previously plans to connect the Samsung Pay service soon.

Samsung Pay Visa/Mastercard. What payment systems does it work with?

For now, the application works with Mastercard cards. Visa cards will be supported at a later date. The payment service supports working with no more than 10 cards.

Before adding a card to the Samsung Pay payment service, it is important to make sure that this system is supported by the bank and the card.

Go to the application on your device and click “Launch”.
Next you need to set a pin code or fingerprint. In the future, they will be used to confirm all purchases.
When a card is added for the first time, you need to click on its symbol. If this is not the first card added, then click “Add”.
You can take a photo of the card data or enter it yourself. Then click “Next”.
Next, you need to accept the agreements of the bank and the payment service.
After the agreement, an SMS message with a disposable number will be sent to your smartphone to confirm registration.
The resulting combination of numbers from the SMS message must be entered into a special field, and then click “Send”.
Using a stylus or finger, you need to sign an electronic signature, then click “Done.” An electronic signature may be required if the cashier wants to compare it on the receipt and the card.
After this, the card will be added to the Samsung payment service. By the way, you can add only 10 bank cards to one mobile device.

Samsung Pay security and privacy

If you still think that using the payment service is not safe and that scammers can somehow take advantage of it to withdraw funds, we will hasten to reassure you of this.

The fact is that there are three systems at once to protect personal information: tokenization, fingerprint confirmation and Samsung KNOX.

Tokenization

As soon as payment for purchases is made, the system randomly creates a token (a special digital code). At the same time, the user’s personal information does not appear anywhere during the transaction.

Transaction confirmation using fingerprint

This or that payment transaction cannot go through without your fingerprint. So, even if the smartphone is lost, it will be impossible for the finder to pay for purchases from someone else’s smartphone.

Samsung KNOX

The security system inside the device is designed in such a way that it can prevent any third-party hacker attack. It continuously monitors smartphone vulnerabilities. Even if a smartphone can be infected with malware, the card data will be securely encrypted inside the Samsung KNOX container.

This week will mark the official launch of Samsung Pay, a service that was originally planned to be launched in Russia a year ago, but for various technical reasons this did not happen. Unfortunately, there are many myths surrounding such services, as well as misunderstandings about how they work, what they are needed for, what new they bring to the market, and whether they bring it. Let's together try to understand what Samsung Pay and similar systems are, what prospects this project has, and what you as a consumer can get. But first, it is necessary to outline the Russian banking market so that you understand with whom and how these systems will work.

Russian banking market – plastic cards and their owners

Look into your wallet or pocket, take out your bank cards and count how many of them are always with you, and how many are still put aside at home. I did this simple operation and found out that I had the following cards with me: the main card on which money is stored, a credit card with profitable cashback in some categories (both MasterCard cards), another ruble Visa card, which also provides cashback up to 5 % for any purchases. This is what I always have in my pocket. When I travel, I use additional cards to my main account; they are denominated in dollars and euros to avoid conversions or reduce them to one transaction. In total, it turns out that I have six cards, which I use more or less constantly.

For residents of large cities, the number of plastic cards ranges from 2 to 3, and if you take the whole country, then, according to the Central Bank of Russia as of July 1, 2017, there are almost 249 million of them (data can be viewed). There are only 30 million credit cards from this number, which can be considered a drop in the ocean.

Let's take a look at the report of the national payment card system for 2015, it contains a division of all cards by payment systems, MasterCard became the market leader - 49.4%, Visa takes second place - 44.7%, almost 6% of the market is accounted for by all the others combined.

Every year, the number of card transactions increases; if ten years ago, salary cards served only for people to withdraw money from them once a month, today this is no longer the case, and many consciously use plastic, as they understand its benefits. Often these are not the same cards on which employees receive their salaries, but the fact remains that people are no longer afraid of electronic money.

Contactless cards PayPass from MasterCard or PayWave from Visa have become something commonplace. For example, according to the latest data from Visa in Russia, 41% of those who use the system’s services own such cards. I am sure that MasterCard has a similar picture. This is a convenient and completely secure way to pay at terminals, when you do not need to insert a card, but simply touch the window and then enter a PIN code (if the amount exceeds the safe limit or the security settings are set this way).

According to various estimates, at the end of 2015, about 65-70 thousand POS terminals with NFC were installed in Russia, which can service contactless transactions.

It is impossible to say that contactless payments are something special. In the Moscow metro, terminals at the entrance already accept such cards; you just need to touch them or go through the turnstile, no need to buy anything additional. And it's very convenient.

Let's take a break from payment systems for a moment and count how many commercial banks there are in Russia. As of September 2016, there were 610, but row cleanings continue and their number may decrease in the near future. In fact, the top ten banks account for the main piece of the pie, and those who work with the population occupy the bulk of the cards; the undisputed leader here is Sberbank, followed by VTB (also VTB24), Alfa Bank, and then all the rest. For example, Raiffeisenbank is not among the top ten in terms of assets, but is the strongest player in the retail market based on its user base.

And literally the final touch. If MasterCard is not trying to somehow independently climb into the clearing of mobile payments, acting as a partner in the endeavors of other companies, then Visa is creating a system that should become an analogue of Apple Pay or Samsung Pay, following its own development path. This is important for understanding what is happening and how in this area. Having briefly outlined the situation with banks and cards in Russia in broad strokes, it’s time to move on to explaining what Samsung Pay is.

What is Samsung/Apple Pay and what are the differences between the systems

The greatest asset of any company in the 21st century is its consumers, the loyal base that purchases products and services. Technology has changed the world so much that sellers today can not only sell their main product, but also provide part of the audience with additional products or services that are not directly related to what the company does. For example, telecom operators create their own banks to service subscriber accounts, open cards together with payment systems, but store money in subscribers' current accounts, not bank deposits. An example of such a service is a card project from MegaFon. A not entirely obvious product that has gained more than one hundred thousand users in a short time. This is an example of how a company uses the effect of a user base and “sells” a service that is not at all obvious at first glance.

The ideology of Samsung Pay, as well as Apple Pay, is very similar. In fact, this is exactly the same story of using your own user base and extracting additional profit from it. A distinctive feature of such projects is that they can never become larger than the company's core business. For example, in the case of mobile payment systems, this is impossible, since Apple or Samsung will not be able to install applications on all devices on the market, but only on their own. This means that the maximum penetration level in theory can be one hundred percent, but in practice it is also unattainable due to other restrictions.

People are ready to pay from their mobile devices, and many banking applications provide such opportunities, for example, Tinkoff on phones with NFC support allows you to do this for a long time; they were the first in Russia, along with the same MasterCard. An increasing number of banking applications allow you to do exactly the same thing.

In fact, banking applications do exactly the same thing as systems from Apple/Samsung. They store your card data electronically and encrypted, and are able to contact the payment system using the mobile Internet and confirm the payment. In this case, the terminal does not receive all your card data, but a temporary token, which, even if intercepted or lost, will not compromise your bank card. What started out as a story for online online payments at a time when data interception was a reality has suddenly become a key feature of modern systems. Both Samsung Pay and Apple Pay have a central, secure data storage that stores all your data about the cards or cards entered into the system. At the same time, this data is not on the device, but there is simply a copy of the card, which, by and large, cannot be stolen, since it is useless without being linked to the unique code of your device. This is an additional line of defense for the future. One can imagine that someone will learn to intercept data, but it will also be much more difficult to emulate the device number that is stored in the system.

The next step is entering data into the system. It's not enough to have the app on your iPhone or Samsung; your bank and payment processor also need to support the service. Firstly, all data about mobile devices is stored in a payment system, for example, MasterCard (and this is in addition to the fact that Apple has them). Companies agree on the format in which they exchange data; in fact, this is a separate protocol that is needed to ensure security as well as system functionality. Secondly, the payment is authorized in a bank that is connected to the payment system, and this already gives the go-ahead that the payment can be made. Everything happens exactly the same as when paying with a regular bank card. It doesn’t matter in what way, but you provide the card details, for example, by attaching it to the terminal, confirm the PIN code, and then the payment system contacts your bank and checks the account balance. If the terminal cannot connect to the bank, then the operation is indicated on the card, the available balance is reduced, and the operation takes place at the moment when the Internet becomes available in the terminal.

You don’t need any Internet to make payments via Samsung/Apple Pay, you can pay for purchases without a connection, the only drawback is that you won’t see a message about the transaction, it will come with the advent of the Internet. As you can see, this is an almost complete replica of how bank cards work. The only difference is that a conditional copy of your card is located in a smartphone or smartwatch; in the future it could be any device.

Hardware manufacturers charge banks a fee for payment, usually 0.15% in the case of Apple Pay (0.1-0.2% depending on the country for Samsung Pay). The bank, not the user, always pays for a transaction from a mobile device. This partly explains why cashback or other loyalty programs often do not work for mobile payments, since these payments generate a commission to the smartphone manufacturer.

Now let's look at another point, you lose the card. What happens to her impression on the phone? Absolutely nothing until you notify the bank that the card is lost and it will be blocked. From this moment on, the system will not be able to pay for anything; the card will also become blocked. You will have to enter new information when your card is reissued. If you decide not to report the loss, the card in your smartphone will continue to work as usual. But the security flaws outweigh the benefits, with one exception - if you leave the card at home and travel with its virtual version on your phone.

Another important point. When paying from a banking app, you log in either using a code or a fingerprint (the Galaxy Note 7 also has an iris). In my opinion, the fingerprint that you put on your phone is a very convenient, fast and easy way that is attractive. But it still doesn’t give you much of a speed boost; you pay for purchases with a contactless or regular card with a PIN code just as quickly, the difference is in seconds.

Now let's look at the features of Apple Pay. The system works only with contactless terminals (NFC), therefore, it can only be used in those points where there are corresponding POS terminals. Let me remind you that in Russia many chain coffee shops (Starbucks), fast food establishments (McDonalds) and simply modern stores and supermarkets are equipped with such terminals. In Moscow, in about half of the places I visit regularly, such POS terminals are present, in the regions everything is much sadder, they often simply do not exist.

The list of supported Apple devices is as follows: iPhone SE, iPhone 6, 6 Plus and later. Where the information came from that Apple Pay is supported starting with iPhone 5 is not very clear, since the company’s website states the opposite. The system can be configured on a number of iPads, which is not very interesting, as well as on Apple Watch (a mandatory requirement is to enable a password, which is often inconvenient, since there is no fingerprint scanner).

In Russia, the main partner of Apple Pay is Sberbank, the launch of the service is scheduled for October, perhaps the presentation will take place in the first days of this month. Apple Pay will only work with MasterCard cards, since it was not possible to reach an agreement with Visa. It is unclear when Visa will be added and whether it will participate in this project. The total volume of iPhones operating in Russia that support this technology is about two million devices (not sold, since more of them were sold; these are devices on networks that are used constantly). In Apple's presentations to banks, the figure is 4 million devices, but they take into account watches (this is a companion device, there is no point in counting it separately), tablets (I can hardly imagine a person in a store paying from a tablet every day), as well as all phone activations, but not constantly working devices. That is, even secondary activations of the same iPhone on the secondary market are considered as plus one device, which, in my opinion, is wrong. This is an artificial inflation of the base; live devices on networks need to be counted.

In addition to Sberbank, a number of major retail banks will be Apple Pay partners, all of which will happen with the support of MasterCard. You should not expect any difficulties or technical problems in the operation of the system; there are few pitfalls here.

Now let's look at Samsung Pay. In addition to payments using NFC, payments are supported at any terminal that can accept a card with a magnetic stripe and/or chip. The technology that allows this to happen is called MST (Magnetic Secure Transmission), developed by LoopPay, which Samsung bought in 2015. There is no need to scan your bank card, you simply enter it into the Samsung Pay program and then receive a “snapshot” of it. You only need one thing for your bank to work with the system. Just like in Apple Pay, banks must install special software, otherwise the system simply will not work. This is a general limitation, which explains why it is impossible to deposit any card; the support of the payment system and the bank is required.

The main partner of payment systems in Russia is MasterCard. Exactly the same situation as with Apple Pay, there is no Visa, it all comes down to their reluctance to support third-party solutions. The list of banks that support Samsung Pay is almost identical to those that are going to work with Apple Pay. At the start of the service, cooperation with the following banks will be announced: ALFA-BANK JSC, VTB 24 (PJSC), MTS PJSC, Raiffeisenbank JSC, Russian Standard Bank JSC. In addition to banks, the Yandex.Money payment system is involved. By the end of the year, Sberbank and a number of other banks will announce cooperation with the service. The division of banks at the first stage is virtual; everyone was choosing between Apple Pay and Samsung Pay from a PR point of view, what to announce on the market and with whom to go in this direction. But by the end of the year, the main players will have support for both systems. By the end of the year, the number of banks supported by Samsung Pay will be 15, and the service will potentially be available to 65% of all private depositors in the country, as well as 80% of the urban population. This is largely the merit of Sberbank and the main partners of this service.

Now about supported models from Samsung. These are Galaxy S6/S6 EDGE/EDGE+, S7/S7 EDGE, Note 5/7, Galaxy A5 (2016)/A7 (2016). At the beginning of September, the number of devices operating on networks was slightly more than a million units. The watch also supports Samsung Pay, but you can safely ignore them. The peculiarity of all phones that support this technology is that they have the KNOX system, which is necessary for security.

The second key point is that Samsung Pay is available not only on flagships or devices costing from 35 thousand rubles (iPhone SE), but also on inexpensive ones (the same A5 costs 25 thousand rubles). With the launch of the service, the number of mid-segment models supporting Samsung Pay will increase monthly, ultimately reaching at least 3.5-4 million units in 2017. In terms of the base of devices that will be in the hands of consumers, parity between Samsung Pay and Apple Pay will occur by the end of next year.

Does this mean Apple Pay will be the preferred system for mobile payments? Not at all. The ability to pay only at 70 thousand points versus a million points with regular POS terminals without NFC turns the situation exactly the opposite. Potentially, it will be possible to pay for services or goods from a Samsung phone in more places, which will expand the geography of the service throughout the country, to any location.

But all calculations are disingenuous, since we do not understand the most important thing, how exactly consumers will be encouraged to pay from a mobile phone in a particular system. For example, Apple Pay is different in that in no country in the world do they carry out marketing campaigns to attract people; as a rule, partners do this. At the same time, Samsung in the USA follows exactly the opposite policy: for activating the application together with Visa (in the USA Visa works with these systems!) They give $10 for expenses. In other countries, you can get bonuses in the form of discounts on accessories and services. I am sure that in 2017, Samsung’s marketing activity regarding its Pay system will be at a very high level, which will mean better knowledge of the system, at least a greater number of those who will try to use it out of curiosity. If one of the partner banks can create a motivation system, for example, the same cashback for purchases from a phone, then this could become a driving force for using a smartphone as a means of payment. As far as I know, MTS is conducting such research, but has not yet reached something formalized and understandable. It is MTS that can benefit from the presence of such a motivation system; here you can come up with very interesting scenarios. It is difficult to expect any activity from Apple Pay in this area; they are unlikely to choose Russia as a field for such experiments.

And just one figure to understand that by taking even a small bite from banks, you can get a lot - Samsung Pay in its native South Korean market reached a turnover of $1.77 billion. This is the company's home market, but there is already a developed banking system there, and this is just a demonstration that loyalty systems work and give a real response.

Bottom line

In the coming weeks, we are doomed to read news about the launch of Samsung Pay/Apple Pay, as well as which system is better. In my opinion, technically they are the same, plus or minus, just as they are supported in Russia by the same MasterCard, as well as by a set of banks. The only question is which phone is in your hands. I sincerely doubt that anyone will choose their next smartphone based on the support of this or that system; this is obviously stupid. In any case, until there are no motivation programs and cashback, which still cannot be something very special and different from those banking products that are already on the market.

My phone has two banking apps that allow NFC payments. But I have two cards from these banks in my pocket, which also allow me to pay with a touch. And I often use cards and almost never use my phone (out of curiosity, I paid this way a couple of times, that’s all). Will I use Samsung Pay? In case they give me not just the opportunity to pay from my phone, but something additional and it will be attractive. Otherwise, I don't see much difference with the card I already have.

Technical point - Samsung Pay will be launched in stages, first you can get into the service by invitation from your bank or from Samsung, then it will become available to everyone (the second will approximately happen in November). There is no competition as to who is first, since Apple Pay and Samsung Pay are each aimed at their own audience, those who have already made a choice in favor of one company or another. And once again I will repeat a simple thought, these services are basically the same, they just allow you to pay. I foresee a wave of excitement among Apple fans who will discover contactless payments for the first time, but all this has been on the market for a long time and has not made much of a revolution. It won’t happen now, we’ve just been given another way to spend money.

Amendments dated September 27. The Galaxy S6 model will not work in Russia with Samsung Pay. Also, on the Russian market, banks do not pay a commission for using the service; it is free for them, if you do not take into account the cost of implementation.

How to install and configure Samsung Pay. What to do if a connection error occurs. Samsung pay connection error

What devices does Samsung Pay work on: what is it and how to use it

What Samsung Pay is and on which devices you can install the application will be discussed today in this article. The ability to access payment systems is a common option that phone manufacturers offer their customers. Samsung is a Korean company that is in particular demand among Russian buyers, since the phones of this brand are maximally adapted for our country.

So, let's take a closer look at how to set up and use the application's services, where to download it and what gadgets support this service. Is it possible to disable Samsung Pay and how to do it.

What is Samsung Pay and how does it work

Not long ago, a new payment system, Samsung Pay, was launched in Russia. A unique application made it possible to pay various bills from a regular phone. In less than a year, over a million users connected to the service. Thanks to the application, you no longer need to carry plastic cards from banks that work with Pay. You just need to touch your mobile phone to the terminal and the operation will be carried out.

In fact, the new system is an analogue of a plastic card, but more modified and convenient. Since we are talking about contactless banking transactions, many users ask the question: do you need the Internet to make payments? The answer is negative, since the program stores a copy of the personal card in the phone and has a built-in special magnetic wave emitter. It is enough to bring the gadget to the terminal so that it can read the card data. The only drawback of the application is the inability to withdraw money from an ATM.

Which Samsung devices support the application?

The main difficulty that limits the use of the application is that some phone models do not have magnetic cards, as a result of which the system does not start or displays a connection error. Below you will find which phones support Samsung Pay, and on which gadgets you can download and install the application. We are talking about the following models:

Before you try to connect the system on a specific phone, it is worth checking whether the model is adapted for Samsung Pay or not. Another significant point is the fact that the platform can only be combined with factory firmware. “Gray” models (Eurotest) are not suitable for this purpose and most likely will not work correctly. You will be able to download and install the application, but when you try to make a transaction, the message “connection error” or “inappropriate SIM card” will appear on the screen.

Which Russian banks support Samsung Pay. List of partners

The list of banks with which the Pay system cooperates today includes about 49 organizations. Not all institutions are exclusively banking. Some provide payment transfer services as additional services, for example, Yandex Money or Megafon, the Euroset “Corn” card. The largest and most well-known banks support Visa and MasterCard payment systems. These banks include:

Sberbank of the Russian Federation;
Rosselkhozbank;
Tinkoff Bank;
Gazprombank;
Binbank;
Home Credit Bank;
Raiffeisen Bank;
Promsvyazbank;
Bank opening.

The list of Russian banks cooperating with the new payment system does not end there, and anyone can familiarize themselves with this information in detail on the Samsung website. Unfortunately, some types of cards do not work in Crimea, since not all Russian banks are present there.

What cards does the system work with?

Initially, the system worked only with one type of plastic card – MasterCard. Later, as users connected, support for Visa and MIR cards was added.

To obtain more accurate information, company representatives recommend that users from the Russian Federation go to the manufacturer’s website and ask all the necessary questions online.

Where to download, how to connect. What to do if an error occurs during connection?

Having learned about the existence of a new opportunity, citizens who have a smartphone of a suitable model begin to wonder how to install Samsung Pay and where to download the application. First, let's look at the second question. The application can be downloaded from the Play Store, which is available on every smartphone. All you have to do is find the service, download and install. You can do this for free.

Registering a SIM card in the system will require certain actions on the part of the user, namely:

Make sure your phone has maximum protection against possible hacking or in case the device is lost. If it doesn't exist, it needs to be installed. For this purpose, the standard ones are suitable: a scanner-verification or a password, which will also serve as a PIN code. You will need to remember it, since you will have to use it for every payment transaction.
Download the application.
Confirm attaching the card and scan it with the device’s camera. Enter all the necessary information about the owner of the plastic manually.
Pass the banking test using SMS, where a special code will be attached.
The card has now been added and can be used.

At this point, the procedure for connecting Samsung Pay can be considered complete, and the payment system is ready for use.

It is important to note that if the system does not activate within 30 minutes, the phone owner can contact a support representative and find out the reason for the delay. Usually the service is activated immediately. Sometimes a message appears that it is temporarily impossible to connect to Samsung Pay, please try again later. This is due to technical violations, therefore, you must act exactly as indicated.

How to use Samsung Pay. How does the payment process work?

Having figured out how to set up Samsung Pay, you can start using it, that is, start paying for purchases. The principle of operation of the application is not much different from the process of using standard bank plastic. In general, it is enough to perform sequential manipulations:

Turn on your smartphone and the Pay app.
Place the screen on the terminal.
Place your finger on the fingerprint sensor.
Wait for confirmation.

What to do if you forgot your Samsung Pay password

A situation where it is necessary to recover a password from a payment system can only arise if the user initially selects one identification method - entering a digital code. The method is determined immediately before linking the card to the system.

Unfortunately, people often forget the set PIN code, and in this case it becomes temporarily impossible to connect to Samsung Pay and use the system to make purchases. If a problem occurs, customers contact support, but it is not possible to find out the password, since such a function is not available for security reasons. The issue can be resolved in two ways:

Reset all settings and data through the application manager in the main menu item. To do this, just select the “Clear data” item.
Register in the payment system again, that is, re-enter all information about yourself and bank cards.

Once again, it is worth noting that it will not be possible to restore the PIN code, so when registering in the system, it is better to choose different identification methods.

Disabling the service if necessary

Sometimes the owner of a smartphone realizes that this payment system is not suitable for him and contacts the call center with a question - how to disable Samsung Pay?

You won't be able to disable the service without deleting the entire application from your phone. At the same time, the client can choose the option to disable alerts that come to the account. To do this, you will need to go to settings and select the appropriate service. To completely remove it, you must first erase bank card data in the application, and then remove the service itself.

banks7.ru

Why doesn't Samsung Pay work and what should I do?

One such system is Samsung Pay, which allows you to use a Samsung phone as a means of payment. Although this system is officially available in Russia, some users may encounter the fact that Samsung Pay simply does not work on their device. This can happen for a variety of reasons.

First let's check

The bank card you are trying to download is not suitable (for information about banks working with the service, see here.
You haven't created a Samsung account yet. In this case, simply go through the quick registration procedure.
Your cell phone simply does not support contactless payments. Since operating a smartphone in contactless card mode requires the installation of various additional modules, Samsung decided to take the path of least resistance and simply not install these modules in its products in the lower price segment. In this case, it is physically impossible to make Samsung Pay work on your device, because it simply does not have the necessary components for this.
This is common, especially in Russia - your phone may turn out to be “gray”, that is, the official region of its sale is not Russia.

Smartphone blacklisted

Unfortunately, many sellers in our country sell just such phones, mainly in order to reduce their price. Smartphone manufacturers consider this practice wrong and are constantly developing new methods to combat it.

For Samsung, one of these methods was blocking Samsung Pay on phones in some regions. If the device is on the list of officially supported ones, but Samsung Pay does not work on it, this is a clear sign that your gadget is “gray”.

Fortunately, this problem can be solved by going to a service center, where specialists, using special programs, will change the region to the correct one, and it will begin to support contactless payments.

However, there is a third reason: you or someone else could have “reflashed” the device. Many companies (including Samsung) are not against users making modifications to the software of their devices.

However, the Korean company, fearing that “reflashed” devices could be used for fraudulent purposes, has built in a special mechanism that blocks the use of a smart device as a means of payment after its first “reflash.”

Unfortunately, the blocking is irreversible, and if Samsung Pay does not work precisely for this reason, then nothing can be done. You can also check whether the blocking worked on your cell phone or not at the service center.

If for some reason you were unable to get Samsung Pay to work on your smartphone, then there is no need to despair, because many Russian banks offer special bank cards that allow you to make contactless payments without using your phone.

Payment app problem

It happens that the application responsible for making payments freezes or becomes glitchy. In this case it will help:

Hard reboot your smartphone, watch the video on how to do it.
Reinstalling the entire application. Uninstall the program using system tools and download it again from the Play Market
Installing updates. How to do this, see below or in the video at the end of the article.

Physical damage

A situation may well arise where Samsung Pay refuses to work due to damage to the internal mechanisms, in particular the NFC chip. The chip may simply be defective or poorly secured after a previous repair.

In this case, there are two ways out

Service center
Try to repair it yourself (but it’s better not to meddle without experience in repairing smartphones)

First, check the device itself for external damage and only after you find visible traces of physical impact, proceed with repairs.

Updates needed

First, let's look at the reason why the problem with launching the application may occur in the first place. This reason is an old software version. If the necessary updates are not installed on your smartphone, the Samsung Pay application will refuse to launch.

There are two options to solve this problem:

The smartphone itself will prompt you to install the latest software version on it
You need to update the firmware on your own initiative.

There are two ways to update your phone's firmware: using a special program on your computer and without a computer, using Android itself.

But no matter what method you choose, you need to remember that you cannot return to the previous version of the software after updating the firmware, and also that you should save the information you need before taking further actions.

Conclusion

Although Samsung Pay is generally considered a reliable payment method, problems do occur and you need to be prepared for them. The article discussed the main points why Samsung Pay may not work, but there may be many more reasons. Therefore, the article will be updated, see you on the site!

Video

elvip.ru

Samsung Pay doesn't work | schel4koff.ru

Contactless payments are gaining more and more popularity around the world. This trend has not bypassed Russia, and in 2016, many Russian banks joined systems that allow you to pay for purchases using a smartphone.

One such system is Samsung Pay, which allows you to use a Samsung phone as a means of payment. Although this system is officially available in Russia, some users may find that Samsung Pay simply does not work on their device. This can happen for a variety of reasons.

The first and most common is that your phone simply does not support contactless payments. Since operating the phone in contactless card mode requires the installation of various additional modules, Samsung decided to take the path of least resistance and simply not install these modules in its products in the lower price segment.

In this case, it is physically impossible to make Samsung Pay work on your device, because it simply does not have the necessary components for this. You can check whether your phone supports contactless payments at the physical level on the official Samsung website in the Samsung Pay section.

The second reason is also quite common, especially in Russia - your phone may turn out to be “gray”, that is, the official region of its sale is not Russia.

Unfortunately, many sellers in our country sell just such phones, mainly in order to reduce their price. Phone manufacturers consider this practice wrong and are constantly developing new methods to combat it.

For Samsung, one of these methods was to block Samsung Pay on phones in some regions. If your phone is on the list of officially supported ones, but Samsung Pay does not work on it, this is a clear sign that your phone is “gray”.

Fortunately, this problem can be solved by going to a service center, where specialists, using special programs, will change the phone’s region to the correct one, and it will begin to support contactless payments.

However, there is a third reason: you or someone else could “reflash” your smartphone. Many companies (including Samsung) are not against users making modifications to the software of their devices.

However, Samsung, fearing that “reflashed” devices could be used for fraudulent purposes, has built a special mechanism into its phones that blocks the use of the phone as a means of payment after the first “reflash”.

Unfortunately, the blocking is irreversible, and if Samsung Pay does not work on your phone for this very reason, then nothing can be done. You can also check whether the lock worked on your phone or not at the service center.

You can also look at the recordings

schel4koff.ru

how it works, how to use the system, installation and configuration instructions

Owners of smartphones and smart watches from Samsung have the opportunity to instantly pay for services and goods using the special Samsung Pay payment system. To do this, you need to bring your smartphone to a special terminal and confirm the payment with your fingerprint or PIN code. The main characteristic features of the service are convenience, reliability and safety of each operation.

A little about the service

Samsung Pay is a special instant mobile payment service that was founded by Samsung Electronics Corporation. It first started operating in South Korea in August 2015, and the following month it became widespread in the United States of America. In Russia, the system began to be supported in September 2016.

Unlike similar services developed by competitors, it is capable of emulating the magnetic stripe of payment cards. This feature provides the ability to make payments in all terminals that support magnetic tape payments.

You can add data from both plastic and discount cards to the application installed on your smartphone.

To ensure maximum payment security, special tokens are used, as well as two patented technologies:

Samsung Knox, designed to recognize all existing vulnerabilities;
ARM TrustZone, which is a reliable storage for keys and tokens.

The developers guarantee security

At the end of March 2018, the total number of payment service users exceeded 10 million. In this regard, the developers decided to add support for a PayPal service account, which is a popular alternative to traditional bank cards. Users of Samsung smartphones and smart watches will now be able to make payments from PayPal e-wallets without commission.

Today the system is used in more than twenty countries around the world.

How the Samsung Pay payment system works and how to use it

The principle of operation of the service at the time of making payments is as follows:

The mobile device sends a request to the acquirer’s POS terminal, which contains a cryptogram and a token instead of a card number.
The acquirer receives a request with a token, and then transmits it to the payment system network.
Upon receipt of the token, the payment system accesses the storage and begins searching for the corresponding card details.
After finding the payment card details, authorization occurs at the issuing bank and the system receives approval or refusal to make the payment.

What devices support the system

The payment service is supported by Samsung Galaxy devices: A3, A5, A7, A8, A9, A9 Pro, S6, S7, S8, Note 5, Note 7 and Note 8.

The devices also include smartwatches: Samsung Gear Sport, Gear S2 and S3.

What banks and cards are supported?

The Samsung Pay service supports cards of the international payment systems Mastercard and Visa, as well as the Russian national system MIR.

Currently, cooperation is concluded with the following Russian banks:

Vanguard;
Argoros;
Asia Pacific Bank;
Alfa Bank;
AK Bars Bank;
Binbank;
Volgozhanin;
Eastern Bank;
Gazprombank;
JSC Gazenergobank;
Devon-Credit;
Zenit Banking Group;
Credit Ural Bank;
Moscow Industrial Bank;
Credit Bank of Moscow;
United Reserve Bank;
Bank opening;
Post Bank;
Promsvyazbank;
PSKB Bank;
Raiffeisen Bank;
RosDorBank;
Rocketbank;
RosEvroBank;
Rosselkhozbank;
Russian Mortgage Bank;
Russian Standard Bank;
Bank "Saint-Petersburg;
Sberbank;
SKB-bank;
Union Bank;
City-bank;
SNGB;
Stavropolpromstroybank;
Tinkoff Bank;
Dot;
Ural Bank;
Uralsibbank;
Bank Center-Invest;
Home Credit;
Chelyabinvestbank;
Chelindbank.

In addition, major partners of Samsung Pay are the mobile operators MTS and Megafon, as well as the electronic payment system Yandex.Money.

How to download and install

Before proceeding to install the application on your mobile device, make sure that the bank that issued the payment card supports this system. You can download it from the Google Play store.

Check if your bank supports Samsung Pay

In most modern Samsung smartphones, the payment application is already included in the basic set of programs, as evidenced by the presence of a corresponding icon on the device screen. In this case, nothing additional needs to be installed.

The application can be downloaded to your mobile device from Google Play

How to setup

To start using the application, you need to create a Samsung account.

To use the payment system, you must create a Samsung account

On your mobile device, open the “Settings” section, and in it select “Accounts”.
Then select “Add account” - “Samsung account”.
Fill out all the required fields and confirm your registration with a message that will be sent to the specified email.
To improve the security and stability of the application, it is recommended to check for the latest updates. To do this, open the “About device” section, and then select the “Software update” menu item. When a new version of the application is detected, you need to confirm the start of the installation process and wait for it to complete.

After installing or updating the application, you can start setting it up:

Open the application on your mobile device.
Determine your preferred payment verification method: register your fingerprint or create a secret passcode.
Add a bank card.
Follow the “Next” link and indicate that you agree to the terms of the agreement.
Confirm your actions with your fingerprint or signature using the stylus.

The registration and setup process will take no more than ten minutes in total.

How to enter a card into the payment system

To add a card to the Samsung Pay payment system, you need to complete the following steps:

After authorization and confirmation of data, a message will appear stating that the card has been added

After completing all of the above steps, “Done” will appear on the screen. In the same way, you can add up to ten bank cards.

How to pay

To make payments at retail outlets you must:

How to completely remove

To remove an application from a mobile device, you must ensure that you have superuser rights. Then open the list of applications, select Samsung Pay and click on the “Delete” button opposite it.

If you do not have superuser rights, you can only disable the application.

Open the Settings app on your mobile device.
Select Applications or Application Manager.
Find Samsung Pay and click on the “Disable” button. After this, the application will become inactive.

Is it possible to restore

If necessary, a disabled application can be restored and continued to be used. To do this, select it in the “Application Manager” and click on the start button. All previously entered data will be saved.

Features of using the payment system and possible errors

The Samsung Pay system is compatible with all types of terminals and is characterized by stable operation. But there are some peculiarities of using the service.

In what cases is it impossible to use the system?

In some cases, the error “Unable to connect” appears. The problem is temporary and is explained by the lack of communication between the terminal and the banking system. In such cases, you need to try again after some time.

Please note that the system does not work on incompatible mobile devices, as well as in the absence of all necessary application components.

Using the service in Belarus

The payment system is also supported on the territory of Belarus, but the list of banks is much smaller:

BPS-Sberbank;
BelGazpromBank;
MTBank;

What to do if your device is lost

If your mobile device is lost or stolen, you must block all application data using the Find My Mobile remote service. After this, contact your bank and report the situation. In this case, the token will be blocked and payments will become unavailable.

How to protect yourself from scammers and viruses, is the application safe?

The security of the Samsung Pay app is guaranteed by three factors:

tokenization;
authorization using a unique fingerprint;
Samsung Knox technology.

Samsung Pay is the main competitor to a similar mobile payment service from Apple. By installing the application on your mobile device and adding a bank card, you can make payments as quickly, reliably and safely as possible.

dadaviz.ru

Samsung Pay does not work on rooted smartphones

This month, testing of the Samsung Pay payment system, announced at the beginning of 2015, began in South Korea. Unfortunately, bad news is coming from South Korea for those who like to get root rights on all their devices - the payment system simply refuses to work on “hacked” smartphones.

Users participating in the Samsung Pay trial program reported that when attempting to make a payment from a rooted device, Samsung Pay displays an error message: “Samsung Pay blocked due to unauthorized modifications.” Devices with unrestricted access to the file system are simply not allowed to use the service.

Interestingly, Google Wallet, for example, has nothing against root access. However, the principle of operation of Samsung Pay, in turn, is a little more complicated. The payment system of the South Korean giant is based on Magnetic Secure Transmission (MST) technology, due to which Samsung previously acquired LoopPay.

MST allows you to outsmart legacy payment terminals that are unable to work with NFC. For such terminals, swiping a regular bank card through a reader is emulated. This technology may have more versatile applications than systems using only NFC, but it seems that MST is also more vulnerable. This is probably where the ban on using Samsung Pay on rooted devices came from.

It is unknown whether this restriction will be removed when the payment system is fully operational for the whole world. Users may have to choose between payment convenience and root access.

xakep.ru

Frequently asked questions about Samsung Pay

How to start using Samsung Pay on your smartphone

Add a Samsung account to your device.
Update your smartphone firmware to the latest version.
After updating, find the Samsung Pay icon in the menu and click on it.

If there is no such icon: a) the smartphone is not for the Russian market; b) the smartphone has non-original firmware; c) the smartphone does not support Samsung Pay.

For detailed information, contact Samsung's toll-free support team.

Click "Launch".
Add your fingerprint or PIN to verify purchases.
If you are adding your first card, click on the card symbol. If this is not the first card, click "Add".
Take a photo of the card or enter the information manually. Click Next.
Accept the Samsung agreement and the bank agreement.
Click on the SMS button to confirm your registration. A one-time code will be sent via SMS to the phone number specified in the bank.
Enter the code received via SMS and click “Submit”.
Enter your signature using your finger or stylus and tap Done. A signature may be required if the store cashier wants to compare the signature on the card and on the receipt.
Wait about 10 minutes until the card is fully registered.

How to start using Samsung Pay on Gear

How to view your purchase history in Samsung Pay?

Samsung Pay displays your 10 most recent purchases. To view them:

Open Samsung Pay.
Select a card.
The purchase history for this card will be displayed below.

Some sellers have policies that do not allow purchase history to be shown in the listing. We apologize for the inconvenience, we will do our best to correct the issue.

Can I use Samsung Pay abroad?

Samsung Pay is guaranteed to work only in the Russian Federation. The possibility of international purchases depends on the issuing bank. Check with your bank to see if card payments are possible abroad via Samsung Pay.

Can I pay online using Samsung Pay?

Not yet, but support will be added soon.

How can I return a purchase if I used Samsung pay?

Returns of purchases occur in the same way as with regular purchases - in accordance with the laws of the Russian Federation and the rules of the store. To return a purchase, you must contact the store.

If you paid for your purchase with Samsung Pay, use your phone to return it.

If a return requires a written application with a bank card number, then enter the number of the bank card that is linked to Samsung Pay.

Do I need an internet connection to use Samsung Pay?

An Internet connection is required only for card registration. It is not required to make purchases.

What to do if the card has been reissued?

Remove the old card and add the reissued card.

Which card is installed by default in Samsung Pay?

Samsung Pay does not have a default card. When you activate Samsung Pay, when you swipe up from the bottom (from the Home button), the card you registered, used, or last viewed appears first.

I bought a smartphone in another country. Will Samsung Pay work in Russia?

The card is not registered. What to do?

Make sure you are registering a card from a supported bank and payment system. If the card is supported, contact your bank, as... It is he who blocks the registration. Perhaps there are some restrictions on the map. All cards from the list above have been tested more than once.

How to remove Samsung Pay?

Samsung Pay cannot be deleted. If you find reminders asking you to try a service annoying, turn off notifications from that app.

helpform.ru

Samsung Pay - on which devices to connect and how to use Samsung Pay Sberbank

A few years ago we paid for services and goods with bills and coins, and a little later non-cash payments appeared - plastic bank cards. Developers do not stop developing technology. Today, holders of bank cards and mobile devices have a unique opportunity - contactless transactions made using the Samsung Pay Sberbank payment service.

This service was released by the bank together with companies that produce mobile gadgets. Samsung holders have the opportunity to use the Samsung Pay Sberbank system. This service can be used by holders of Visa Electron Sberbank bank cards. This opportunity, compared to similar services, is unique.

Card registration failure in Samsung Pay Sberbank - what to do

Officially, this payment system became available at the end of 2016, beginning of 2018. Most users have just begun to master this method of conducting contactless transactions and quite often encounter problems installing the necessary applications and during the registration process.

You can download Samsung Pay absolutely free of charge and while using this system you do not need to pay any commissions or interest.

To download the application, you can go to the official website of Sberbank - https://www.sberbank.ru/samsung-pay

How to connect Samsung Pay Sberbank? To do this you need to follow the following guidelines:

Launch the application and select the identification method: PIN code or fingerprint.
Add your bank card details and accept the user agreement, having previously read the terms of use.
Enter the code sent via SMS to confirm registration and sign in a special window using a stylus or finger.
After activating the contactless payment system, you can start paying for services and purchases using your smartphone.

What devices does Samsung Pay work on? Please note that the system only works on the following devices: Galaxy S7, A5, Note 5, S6. It is important that the gadget supports NFS.

If you follow the installation recommendations, an error will not occur. Any user can connect to Samsung Pay, following step-by-step instructions. There is no need to engage in amateur activities and try to register without studying the recommendations.

Read here: Sberbank contactless card - what is it

When installing Samsung Pay, you can follow the wizard's tips, completing all the registration steps in order. This will eliminate the possibility of any errors during authorization and the use of a system of uncontrolled transactions.

How to use Samsung Pay

Before using Samsung Pay, it is recommended that you read the instructions. After installing the application, when the system is operational, you can make payments using your smartphone. The peculiarities of this service are that payments can be made not only through those terminals that are designed for attaching bank cards, but also those developed using MST technology. The fact is that Samsung supports this technology, causing a special magnetic field that is also present when using bank cards.

That is why, using Samsung Pay, you can transmit a signal to make a payment on any terminal, even those that do not support contactless communication. This option for paying for services and goods is very convenient, as it allows you to combine all bank plastic cards in one device and monitor your balance.

In order to pay, just unlock your smartphone and log in to the application. An image of the card will appear on the screen, which should be attached to the terminal. Authorization is necessary so that only the owner of the bank card can use the account.

Benefits of Samsung Pay

The developers of a mobile application for making contactless payments through terminals are confident that users will appreciate their idea. After all, such transactions not only reduce the time for making payments, but also make the process of using bank cards safer than before. Now attackers will not be able to take over customer data, since complete confidentiality is maintained when using Samsung Pay.

Among the main advantages of Samsung Pay over similar services are:

Easy to use. Passing authorization using a fingerprint or PIN code (optional).
Security token. Reliable encryption of personal data using tokens.
Versatility. Possibility of use for calculations through any terminals.
Control. You can track your withdrawals instantly. Even if errors occur on the part of terminal systems, unjustified write-off of funds is excluded.

Stealing money from a bank card is much easier than hacking the multi-level security system of Samsung Pay. Therefore, this service is not only convenience, but also safety!

Among the differences from Apple Pay, support for banks such as Russian Standard and Raiffeisenbank should be highlighted. Soon, clients of other financial organizations who own Samsung phones will be able to use the Samsung Pay system, since the developer does not stand still and is constantly improving.

Today, not every consumer can afford to use Apple products. Samsung offers a wide range of mobile devices that are not inferior in functionality to Apple gadgets and in some ways even surpass their capabilities. Now a mobile device can replace your wallet and make transactions when paying for goods or services safe and fast. Install the Samsung Pay Sberbank contactless system on your phone and keep up with the times!