Credit calculation method. Credit payment method for MTS in Belarus: how to connect and deactivate the service

A large number of subscribers of the MTS Belarus operator ask the same question: how to disable the Credit Trust service on MTS? It can be turned off in three clicks, just like the On Full Trust service. This service provides a loan after your balance expires and it begins to go into the negative. The trouble is that it is commonplace that you may not notice the expired balance in time, and various kinds of SMS subscriptions and additional services can well drive your account into the minus. Therefore, disabling this service will allow you to spend only the money that you put on your balance, and not a penny more.

A simple combination of numbers and symbols, viz. *111*32# . Dial on your phone and press the call button. But be careful - this combination will connect you to the service if you don’t have it. It works both to activate this service and to refuse its use;
You can try using your personal account on the MTS operator website. You need a section called “Connect/disable services”. If you have never used your personal account and you do not have access to it, then feel free to connect the “Internet Assistant”. This is a very useful function, because through your personal account you can view statistics of all incoming and outgoing calls, debiting and replenishing funds, and simply manage services directly without leaving your home. Extremely convenient and functional.
Take your passport and head to the conveniently located customer support department. MTS employees will definitely help you and give advice on issues that concern you.

Service cost

“MTS Trust Credit” is a free service and provides you with a credit in the amount of 300 rubles after your phone account balance has expired. If you use communications from MTS for more than six months and spend 500 rubles or more per month, then your loan will reach 750 rubles.

Always pay attention to paid subscriptions! In short, these are the services when you send an SMS message to a short number to receive a daily horoscope, for example, or download a particular melody or image. The cost of such services varies and you may be unpleasantly surprised by a one-time charge of 300 rubles. Or maybe 20 - 30 rubles leave your balance every day. With the “MTS Trust Credit” service active, you can easily go into a negative amount in your account and not even notice it. Of course, spending extra money is unpleasant, so always carefully understand what services you have connected to, how much they cost and whether they are necessary. If you accidentally paid for a paid service, then immediately call customer support and explain the trouble that occurred and ask for a refund.

Pros of the service

Undoubtedly, the advantage is that you can call at any convenient time, when you need it urgently, but there is no money in your account. No interest is charged and you will pay exactly the amount that went into the minus. But many people prefer to control their communication expenses themselves, so disabling or connecting the Credit Trust service on MTS is a purely voluntary matter.

The usual system of advance payments for the MTS operator is quite simple - first we pay, then we talk. But not everyone will find this payment scheme convenient, because you have to constantly ensure that the account balance is positive.

The option of the mobile operator MTS, called “On Full Trust,” precisely provides for payment for calls after the fact. Let's consider in detail how to activate the service, what opportunities it provides and how to disable the credit of trust on MTS.

How to connect?

When connecting to the service, the subscriber is usually allocated a credit limit of 300 rubles. The limit is subject to revision monthly and the revision algorithm is simple - the more money we spend on communication services, the higher the limit becomes.

The operator automatically analyzes the subscriber's expenses for the last three months, displays the arithmetic average and adds 20% to it. The amount received becomes the limit for the next month.

A new credit limit is assigned if the resulting figure is 50 rubles or more higher than the previous one. And after six months, the credit limit will increase by 50% based on average monthly expenses.

The main thing is not to forget to regularly top up your balance after issuing, in this case the number will be blocked. The number will also be blocked if the established credit limit is exceeded.

Let's look at how to activate the “In Full Trust” service from MTS. Subscribers who meet several parameters can receive the service. This:

Subscribers who connected MTS mobile communications at least three months ago
Those whose total top-up amount over the last three months was at least 200 rubles
Subscribers who have fully repaid all debts on all their accounts
Those subscribers who have a positive balance at the time of connection to the service

When all these conditions are met, then feel free to activate the “In Full Trust” service and you will receive a credit limit from MTS of 300 rubles. The connection can be made using the USSD command *111*32#. You can again, if you wish, use the Internet assistant.

How is the credit limit calculated?

We can independently influence the final figures in order to fix the limit assigned to us and by prohibiting or enabling its recalculation, although the limit itself is calculated automatically by the operator. This is due to the fact that eventually the credit limit may become quite large, which is why many subscribers will want to forcibly limit it, thereby preventing too high communication costs. You can manage the limit both through the “Internet Assistant” and using the SMS menu *111*2136#, called by the USSD command.

Payment

Now let's talk more about paying bills. Payment must be made on the 24th of each month for the previous period. For example, September calls must be paid before October 24th. One week and one day before, a warning SMS will be sent to your number indicating the amount of debt for the service.

You can find out the amount yourself by dialing the USSD command *132#. In response, you will receive a message that will contain both the amount of debt and the current limit from MTS. The service can also be managed using the Internet Assistant.

How to disable?

If, after trying the mobile service, you decide to disable the limit completely and not use this service anymore, then the short USSD command *111*32# will help you.

The MTS “In Full Trust” service has existed on the mobile market for several years now, and such an offer from the operator, how to take out a loan from MTS for mobile calls, is deservedly popular among many subscribers of this network. Since MTS introduced this service for the convenience of users, try it too - take credit from MTS.

USSD requests are a simple and fast way to get the necessary information from your mobile operator. All you have to do is enter the required request on your phone. However, it is simply impossible to remember them all. So save and use the HF directory with all USSD requests for MTS subscribers.

general information

*100# - find out balance
*145# - get information about the last five paid actions by phone number
*111*10# - find out your phone number
*111*11# - find out the list of connected services
*111*12# - find out your tariff

Account management

*111*31# or *113*amount# - enter the Promised payment
*111*32# - view credited payments
*111*33# - find out accruals for the current month
*113*0# - cancel Promised payment
*114*amount# - enter Urgent loan
*114*1# - find out the maximum available amount of a Term loan
*115*payment_card_code_(14_characters)# - top up your account with a payment card
*115*payment_card_code_(14_characters)*375YYXXXXXXX# - top up the accounts of another MTS number with a payment card
*121# - Request for replenishment menu
*121*375ХХХХХХХХХ# - send a Request for account replenishment
*150# - connect Credit method
*150*0# - disable Credit method
*150*1# - find out the availability of the Credit method
*363*375YYХХХХХХХ*amount# - transfer money to another MTS number, Share balance

Connecting/disabling services

Internet services

*111*40# - Internet service management menu
*111*401# - enable/disable Data transfer (Internet, MMS)
*111*421# - Hyper.Net
*111*422# - 3G-Lite
*111*423# - Excellent Internet
*111*424# - Internet Person
*111*403# - Internet Guest
*111*431# - Internet Guest 100 MB
*111*432# - Internet Guest 500 MB
*111*433# - Internet Guest 1 GB
*111*434# - Internet Guest 2 GB
*111*435# - Internet Guest 3 GB
*111*436# - Internet Guest 5 GB
*111*441# - Internet 2
*111*442# - Internet 4
*111*443# - Internet 6
*111*463# - Unlimited VIP
*111*464# - SuperBIT
*111*465# - BIT
*111*466# - MiniBit
*111*407# - Wi-Fi access
*111*471# - Wi-Fi
*111*472# - connect MTS Wi-Fi 60
*111*473# - connect MTS Wi-Fi 180
*155# - connect Internet Person
*155*0# - disable Internet Persona
*790# - connect 3G Lite
*790*0# - disable 3G Lite
*510# - connect Unlimited Internet from your phone
*510*0# - disable Unlimited Internet from your phone
*530# - connect Unlimited Internet from your phone, per day
*530*0# - disable Unlimited Internet from your phone, per day
*531# - connect Internet 2
*531*0# - disable Internet 2
*532# - connect Inte 4
*532*0# - disable Internet 4
*533# - connect Internet 6
*533*0# - disable Internet 6
*534# - connect Internet Mini
*534*0# - disable Internet Mini
*535# - connect Internet Midi
*535*0# - disable Internet Midi
*536* - connect Internet Maxi
*536*0# - disable Internet Maxi
*740# - connect MiniBIT
*740*0# - disable MiniBIT
*741# - connect BIT
*741*0# - disable BIT
*742# - connect SuperBIT
*742*0# - disable SuperBIT
*743# - connect Unlimited VIP
*743*0# - disable Unlimited VIP
*714# - connect Turbo button
*880# - connect to the “Native Language” service
*202# - connect Mobile Cinema
*202*0# - connect disable Mobile Cinema
*208# - connect Home Cinema
*208*0# - disable Home Cinema

International communications

*111*20# - enable/disable International access
*111*21# - enable/disable SMS roaming
*111*22# - activate Roaming

SMS/MMS services

*111*233# - connect/disconnect Receiving SMS from the site
*111*234# - connect/disconnect Receiving SMS from email
*111*251# - connect SMS package 50
*111*252# - connect SMS package 100
*111*253# - connect SMS package 300
*111*254# - connect SMS package 500
*111*55# - enable/disable SMS-Extra
*111*261# - connect MMS package 10
*111*262# - connect MMS package 25
*111*263# - connect MMS Drive

Convenient communication

*111*231# - connect/disconnect 1st class voicemail
*111*232# - connect/disconnect Class 2 Voicemail
*111*235# - enable/disable Call Forwarding
*111*236# - enable/disable Caller ID (service cost - according to tariff plan)
*111*237# - connect/disable Caller ID (service cost - according to tariff plan)
*111*238# - connect/disconnect Call waiting (hold)
*111*239# - connect/disconnect Conference call
*111*240# - connect/disconnect Call barring
*500*1# - connect Live balance via USSD
*500*0# - disable Live balance via USSD

other services

*106*200# - connect 200 minutes to all networks - for the "Corporation" tariff
*106*400# - connect 400 minutes to all networks - for the "Corporation" tariff
*106*600# - connect 600 minutes to all networks - for the "Corporation" tariff
*106*0# - disable 200 minutes to all networks, 400 minutes to all networks or 600 minutes to all networks - for the "Corporation" tariff
*108# - connect My company - for corporate tariffs
*108*0# - disable My company - for corporate tariffs
*111*241# - connect/disconnect Mobile Office
*111*242# - connect/disconnect Internet Assistant
*111*243# - enable/disable Monthly detailing (service cost - according to the tariff plan)
*111*244# - connect/disconnect Don't sleep! - for tariffs "Start", "All yours"
*111*245# - connect/disconnect Have a nice weekend! - for tariffs "Start", "All yours"
*160# - connect Urgent unlimited
*160*0# - disable Urgent unlimited
*170# - connect/disconnect services at the "Onliner.by" tariff (cost of services - according to the tariff plan)
*118*0# - MTS dating
*550*0# - learning English
*770*0# - learning Russian language
*987*0# - disable the “Be in the know” service

Changing the tariff, favorite numbers

*111*13# - change the tariff to "ULTRA", "Be more practical", "All yours", "Internet", "Easy to say", "MTS SMART", "MTS SMART+", "Communicate!", "Excellent ", "Native" (the cost of changing the tariff is displayed in the menu)
*111*14# - add, change, delete Favorite numbers (you can check the cost of adding, changing, deleting a Favorite number in the description of your tariff plan)
*170# - change tariff to "Onliner.by"

Locks, settings

*111*15# - set Voluntary blocking (the cost of setting up a voluntary blocking is displayed in the menu)
*111*16# - cancel Voluntary blocking
*111*17# - set a password for the Internet Assistant
*111*18# - USSD portal encoding settings menu *111#
*111*000*1# - set the Cyrillic encoding for the USSD portal *111#
*111*000*2# - set “translit” encoding for the USSD portal *111#
*303# - order WAP, Internet, MMS settings
**62*110110# - activate someone called you
**62*321321# - set forwarding to Voicemail
*190*1*375YYХХХХХХХ# - activate At my expense (375YYХХХХХХХ - subscriber number on the "Children's" tariff)

Other services

*110# - menu “They called you” and “We have a connection!”
*120*375YYХХХХХХХ# - send a request “Call me back!”
*300# - "TONING" menu
*310# - connect Unlimited TONING
*310*0# - disable Unlimited TONING
*393# - connect Music player
*393*0# - disable Music player
*922# - enable/disable Personal dial tone
*800# - “Mobile TV” (ITV) menu

MTS Bonus

*707# - connect packages of minutes, sms, internet, bonus codes
*706# - find out the balance of bonus points, the number of bonuses and their expiration date

Payment for services

*111*1212# - pay for MTS services from a Priorbank OJSC bank card
*111*1213# - pay for MTS services from a bank card of VTB Bank CJSC (Belarus)
*111*1221# - pay for MTS services using EasyPay electronic money (available for registered users of EasyPay electronic money. Available with a negative balance)
*111*1222# - pay for MTS services from a bank card of OJSC "BPS-Sberbank"
*111*1239# - pay for MTS services from a bank card of OJSC Belinvestbank
*111*1250# - pay for MTS services from a bank card of OJSC "Belagroprombank"
*111*1255# - pay for MTS services from a bank card of ZAO JSCB BELROSBANK
*111*611# - pay for MTS services from a bank card of JSC "ASB Belarusbank" (available with a negative balance)
*212# - USSD-Bank Prior Mobile+ (payment for various services, including MTS services from a Priorbank OJSC bank card. It is not necessary to register SMS banking. Available only with a positive balance).

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MTS credit calculation method | quick money

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An MTS loan is a useful offer that can help you out when traveling around the country and beyond, but there are situations when you want to turn off such a service. How this happens, what methods there are, you will find out in our article.

This service is called “Promised payment”, and it is provided to MTS clients who do not have the opportunity to top up their account through a cash register or terminal and want to borrow money. In this case, they will be able to receive a loan, the amount of which depends on how often you use the company’s services and the amount of your expenses.

The maximum amount issued is up to 800 rubles, the return period is 3 days. You can connect with a limit of up to -30 rubles. The commission will depend on the payment that will be approved for you, if up to 30 rubles - then it’s free, and then the fee will vary from 7 to 50 rubles.

For many, such expenses are unnecessary, and therefore the question arises: is it possible to remove this limit? We answer: yes, you can turn it off provided that you pay off the debt in full, and then use one of the methods suggested below:

First option— use the Internet Assistant system if you already have it connected. Go to the “Personal Account” section of the site, and then select “Connect/disable services”. As the name implies, there you can both enable and disable credit in your existing subscriptions,
Second– call the operator and inform about your desire. He will answer you and tell you what needs to be done, and you will need to provide your full name and passport details. You can do this by calling the helpline number 0890 if you are calling from another operator or by landline - 8 800 250 0890.
Third– contact the MTS branch in your city with a passport. The branch staff will choose the best method for you and help you refuse the service.

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