Sovcombank gift coupon and what prizes. Promotions from Sovcombank and special offers for private clients. Other types of savings: discounts and promotions at Sovcombank

A Sovcombank promotional code is the best way to get an additional discount, gift or service for free. Minus 4 percent, 14 percent, 800 rubles from the cost, a gift or free delivery - just a couple of savings opportunities when shopping with our service.

Saving opportunities on the Sovcombank website:

• Discount coupon. You receive benefits in monetary terms. There may be a percentage discount or a discount in rubles for a certain amount. It may apply to the entire product catalog or to products of a certain category. With the help of shares, companies traditionally get rid of unnecessary goods. Used on the checkout page.
• Free shipping code. It is entered at the order confirmation stage and makes it possible to receive a discount on delivery from 50% to 100 percent.
• Promo code for a small gift with purchase. Often, the condition for receiving a gift is the purchase of a product of a certain category, i.e. There is a limit on the assortment.

Other types of savings: discounts and promotions at Sovcombank

• Cashback. The advantage of using this method is that it can be applied simultaneously with the previously mentioned saving methods. The user can save using the Promo code for a discount and additionally receive a cashback discount from 7% to 14%. Brocodes interacts with the best cashback service in Russia.
• Regular promotions and discounts, which do not require entering a promotional code. Everything is simple here. Go to the promotions pages of the Sovcombank website and find a suitable offer. Depending on the size of the store, you can find from 4 to 80 current discounts.

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This page contains all the savings offers: working promotional codes, discounts and other promotions. Buy profitably! For the most up-to-date information about the product catalog, delivery and payment, see the online store website.

Hello!

So my six-month collaboration with Sovcombank has ended. In May I applied for a loan and was offered a program to correct my credit history. I bought insurance from them on credit that I didn’t need, against an accident, and a credit card with a “zero” limit “Golden Key”. I used this card 5468********7901 as a debit card. Of course, the card is nothing like a debit card, 1500 annual service, maximum cashback of 200 rubles per month, and 4 percent for withdrawing your own cash from your own bank. Nevertheless, I used it, my salary was transferred to her monthly, I’m not a salary client, they simply transferred it, but regularly.

In short, I paid off my first loan, the program had changed by that time, and a bunch of stages were added. I came to apply for a second loan, the girl immediately saw how much it was possible... I applied for a second loan. I recently paid it off. Well, I think I’ll go through the third stage, or I’ll just get a loan, it doesn’t matter to me, I don’t need a large amount. Today I came to “my” mini-office on Vokzalnaya, 43, when I visited it last time, an employee was rude to me and I left a review about it here. Fortunately, I never saw that employee again in this office. So the bank specialists working here promptly responded to my review based on reviews, and apparently this employee was sent into exile somewhere. When I responded to my review, they said that next time I would feel changes and a gift awaits me! In short, today there was another, quite polite employee, although not very competent... I had to explain to her that I still have a credit card, albeit with a 10-kopeck limit. But the girl turned out to be stubborn and tried to hammer into my brain that I didn’t have a credit card. I explain to her that the absence of a large limit does not mean that the card is not a credit card. I thought to myself, I wish I could poke her into the contract, or let’s say, into the BKI report, so that she would stop trying to prove to me that this is not a credit card. But I decided not to argue with her, she’s a specialist)) I only asked about the gift that the bank promised, jokingly asked, maybe some kind of insurance?)) She “shrugged her shoulders” and said, “I don’t know”, slightly disgustedly added that we have some symbolic souvenirs, or something like that. Well, the whole topic of the gift was exhausted with this)) I said, I want to close the card on the second loan, since it has been paid off, why do I need a card on which there is 6 rubles interest for placing funds in the account to repay the loan. And he added that I also want to take out another loan, and if it is possible not to have a fourth card, then transfer money to this card, then there is no need to close it. Although for me it would be listed as “credit-non-credit”, I use it all the time, and it would be more convenient for me.

Then she asks how much I would like to receive, I say, but I don’t need much, as much as the bank deems possible. The girl herself told me the second loan was 10,000 rubles, well, apparently she indicated that this program for correcting credit history was working. Well, I think since he’s asking, it means I don’t really need this program now. Still, two loans were paid off successfully, I transfer salaries to the card regularly, the bank sees this. I ask, can I offer an amount of 30,000, and if the bank considers this a large sum, it will offer an alternative option. Although this in itself is strange if this is already the third loan, and I transfer approximately the same amount to the bank every month. She says it's possible.

We send. Refusal comes. He says come back in 90 days. Well, I decided not to wait 90 days and close all three useless cards. It turned out that her mini-office would not work, since the remaining money needed to be withdrawn from the cards. I went to the head office on Pervostroiteley, 15. I came and said that I didn’t like the “gift” I wanted to close the accounts and return the cards to the bank. Two were closed, and the third was just blocked, so I’ll have to come back in a few days, transactions on my purchases should go through my account. In this office, even though the employee called the credit card a credit card, apparently it already dawns on them that an insignificant limit does not cancel the agreement that the card is a credit card.

By the way, about the limit. Recently, I just contacted the bank that the information in the Internet bank regarding an unauthorized overdraft was not updated. Everything had already been repaid, and the debt was displayed. On the hotline they say everything is normal, there is no debt, I say so and I do, but I don’t like to see that it’s like I owe it. In short, they were unable to update, but then I finally found that I could update myself, there is a “round box” where you need to click. But I kept updating the page and coming in and out for a single day, and before that it was updating itself. In any case, the employees should have told me that I can click somewhere to update, they themselves apparently don’t know this.

They sent an SMS “when transferring money “card-to-card” an unauthorized overdraft occurs, we recommend that you make payment 3-5 days after the transfer.” The question is, why the hell do I need this, wait?) Wouldn’t it be easier to set a limit of some 5000 thousand, then overdrafts wouldn’t arise. I deposit many times more money into my card every month. In short, goodbye.

*According to the Banki.ru portal

Advantages of the Halva card

The Halva card makes it possible to buy almost any product in installments every day. No down payment, commissions or overpayments.

More than 150,000 stores for shopping with free installments! "Halva" is available to everyone!

Free registration and service

(accrued only for purchases with your own money)

3 At store checkouts - via Google, Apple or Samsung Pay (except online purchases).

Card delivery by courier

There is no way to come for Halva - it will come to you itself!

You can get all the information about tariffs, partners, discounts and installment periods on the information portal www.halvacard.ru and by calling the hotline 8-800-100-777-2.

Conditions of registration

• Citizenship of the Russian Federation;
• Age from 20 to 75 years (for cards with a limit of more than 0.1 ruble);
• Age from 18 to 90 years (for cards with a limit of 0.1 ruble);
• Official employment (work experience at last place of work for at least 4 months)
• Availability of permanent registration for at least the last 4 months in the territory of one locality of the Russian Federation, residence in the city where the Bank’s division is located or in one of the adjacent localities (but no more than 70 kilometers from any internal structural division of the Bank);
• Having a personal mobile phone.

  To obtain a Halva Card, all you need is a Russian Passport! *

  * If information is necessary or insufficient, the Bank has the right to request additional information about the client (documents confirming ownership of property: apartment, vehicle, etc.), including additional documents (second identification document; documents confirming the client’s income ).

Redemption

• Through self-service devices and Bank offices;
• Through Russian Post Offices;
• Through Third Party Organizations*;
• By transferring from card to card using details;
• Through the Internet banking service (transfer from other client accounts).

* The size of the commission is set independently by third-party organizations.

Any modern financial institution offers its clients a huge range of services and Sovcombank is no exception. But in addition to traditional loans and deposits, this institution offers to take advantage of promotional offers, under the terms of which, for example, you can receive additional interest payments on finance on the card or purchase a car in partner showrooms at a very attractive discount. What offers are available from Sovcombank today and how to take advantage of them?

Offers for private clients

So, at the moment Sovcombank offers the following special offers:

• "Honorary Client"(allows you to use the card for free, and also receive an additional payment for storing your own funds on the card);
• "Credit Doctor"(a program with which each client can significantly improve their credit history);
• “Buy a car” (allows you to purchase a car on credit at the bank’s partner showrooms, but with a reduced interest rate);
• “Ask a Lawyer” (a whole range of services for legal support when purchasing real estate, cars, inheritance registration, consumer rights protection);
• "Caring Parents"(children's accident insurance program);
• “Hello, Neighbor” (insurance program in case of damage to neighbors in apartment buildings);
• “Stop debt” (a service for recalculating debts or issuing a new credit program and canceling the old one).

As practice shows, the most popular shares at Sovcombank are “Credit Doctor” and “Stop Debt”. Under the terms of the first, the client can receive a loan with a slightly higher interest rate, but for a short period. The maximum loan amount is 9999 rubles, which allows you not to create a large financial burden, but due to the high rate, the contract will have a positive impact on the borrower’s credit rating. This loan promotion from Sovcombank is an excellent alternative to so-called “microloans.” The interest rate in this case is significantly lower, and the client has the right to choose the loan term independently (up to 9 months).

And Sovcombank’s “StopDolg” loan offers are in demand among those clients who have debt on loans from third-party banks and for some reason cannot repay them on time. This program is aimed at reducing the financial burden and dividing the total debt into several intermediate ones. Under the terms of such a service, the interest rate will be slightly higher than the original one, but all penalties and interest will be removed from the client.

Sokvombank also has offers for pensioners. These include the “Honorary Client” program. Its essence is that if you receive a pension on a card from this bank, then 5% per annum will be charged to it simply for storing funds. In this case, the client will be provided with money immediately at his request, and not at the end of the contract. Such loan offers from Sovcombank are convenient because they allow you to simultaneously accumulate and increase your capital. After all, pensioners always need to have access to a large amount of funds that may be needed, for example, for treatment.

And also, under the terms of Sovcombank’s promotions, you can receive a coupon for a gift in partner stores. All that is needed for this is to transfer funds using the Best2Pay system (implying automatic regular payments). You can also use it to pay for your purchases or even pay off your loan debt. More detailed conditions for promotions and gifts from Sovcombank for private clients are constantly published and updated on the official website of the institution.

Offers for legal entities

For legal entities and businessmen, Sovcombank can offer:

• “Startup” (program for business development under 3 months);
• “A year without worries” (providing a package of office applications from Microsoft for 1 year);
• “Bring a partner” (for attracting clients and partners, as well as for creating a current account in this bank, individual, more favorable terms of cooperation are provided).

There are also special offers from Sovcombank on deposits, thanks to which you can count on an interest rate above 17% with the ability to claim your funds at any time.

In total, Sovcombank really offers a huge range of services for its clients, and also attracts clients with a whole range of promotional offers that will allow them to save even more or increase their invested capital at a higher rate than in other banks.