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Why do some people think Samsung Pay is better than Apple Pay? Samsung Pay in Sberbank

Using the Samsung Pay application usually does not cause difficulties for owners of devices that support this technology. In short, all you need to do is bring your phone to the terminal and the payment will go through, however, as in any business, there are some nuances.

Make sure you have the Samsung Pay app installed on your phone and that your device supports the technology. Samsung Galaxy smartphones 5,6,7 series (not all models of these series) support the application, but most often it is not pre-installed on the gadget. To figure out how to use Samsung Pay and start working with it, you need to reflash (update your phone software) to the latest version.

How to reflash a phone

You can update your smartphone software in several ways:

  1. Without using a computer - this method is called FOTA;
  2. Through a special program that must first be installed on your computer - Smart Switch.

Important point: It will be impossible to return to the previous version of the software after flashing, so before starting the procedure, it is advisable to save all the necessary information contained in the phone to another device (computer, laptop, phone, flash drive or disk).

Without a computer

When updating without a computer, you need to do the following:

  • Charge the phone to at least 80%, connect it to the Internet or to a Wi-Fi network (if the mode for downloading updates only via Wi-Fi is selected), the speed must be at least 5 Mbit/s.
  • In the menu, go to “settings”, “about device” and select “software update”;
  • Click on “update” or “update manually”, after which it will check for a new software version; if there is one, it will be prompted to download it. If not, a corresponding message will appear.
  • Next, you need to accept the offer to download software updates and you will need to click on the “install” button.
  • The phone will turn on and off and the update will begin.

Important: You cannot turn off your smartphone during the software update process - it will be damaged. After the update, you need to reset the data for the phone to work normally. If this is not done, errors may occur during use.

Using a computer program

When updating the software using the Smart Switch program, all the steps are similar, only you first need to connect the phone to the computer and launch the program. Both devices also cannot be turned off during the boot process. You also need to reset the data at the end of the installation; the Smart Switch program has a backup function.

And the third, most reliable, but also requiring financial investment option is an update at a service center. Also, if problems arise during the manual update process, you must contact the service center.

How to use Samsung Pay

After flashing the device, the Samsung Pay application icon will be displayed on the working screen, into which you will need to log in using your Samsung account and follow all the system instructions.

The application has an intuitive interface, with the help of prompts you can add bank cards to the system.

To use Samsung Pay to pay for a purchase, bring your phone to the terminal

As of December 2016, the Samsung pay application supports Master Card debit and credit cards of thirteen Russian banks, including visa cards of three banks and cards of the Yandex-Money payment system.

All terminals that accept bank cards for payment using contactless payment or magnetic stripe reading work with the Samsung pay application.

To make a payment, simply log in to the application using your fingerprint or enter a PIN code (depending on the selected authorization method), select the desired card and bring your smartphone to the terminal reader.

Visual video on how to use this technology

Author: . Two higher educations: legal (specialization: civil law) and economics (specialization: economics and psychology). Professional experience: lawyer in a consumer credit cooperative, since 2010, working in a bank as head of the sales department.
December 29, 2016.

BINBANK cards are also supported, but only those issued under the name MDM Bank. Support for new maps will be implemented later.

How Samsung Pay works

Payment is very simple. To pay, just open the application by swiping up and bring your phone to the bank terminal, confirming the purchase. All user data is stored in encrypted form, and information about virtual cards is transmitted to the terminal, which allows you to keep real data safe. No commission is charged.

What devices does Samsung Pay support?

Naturally, only owners of Samsung devices can use this system. But not all of the company’s gadgets support the payment system.

What devices is Samsung Pay supported on:

  • Galaxy S line (from series 6*);
  • Galaxy A line 2016 (A5 and A7);
  • Galaxy A line 2017;
  • Galaxy Note 5;
  • Gear S3.

* — Galaxy S6 and S6 Edge support payment only using NFC technology. Payment via MST is not available on these models.

The payment system will not work on other devices, as well as on those from this list that were purchased in another country. There is no point in wondering how to connect Samsung Pay to smartphones with Root rights or unofficial firmware, because... There is no such option and there never will be due to the lack of security on these devices.

How to set up Samsung Pay

How to install Samsung Pay? There is no need to install a special application. If the device supports this payment system, then the application that is necessary to use it is included in the basic set and is in the list of all applications installed on the device. If your device is supported, but there is no Samsung Pay icon, then follow these steps:

  1. Add .
    1. Go to “Settings”, then to the “accounts” section.
    2. Click "Add Account". Select “Samsung account” from the list provided.
    3. Log in to your account or register by filling out all the required fields, and also confirm your registration in a letter that will be sent to your email.
  2. Check for updates for your device.
    1. Enter “Settings”, find the “About device” section, in which you should select “Software Update” and click on “Update”.
    2. If there are updates, confirm their installation and wait until the process is completed.

After this, the application icon should appear. If this does not happen, then you should contact a Samsung service center or technical support.

When all the necessary steps have been completed, all that remains is to configure the application.

How to set up Samsung Pay:

  1. Launch the application.
  2. Add your fingerprint or create a passcode to confirm purchases.
  3. Click on the map symbol or the “add” button.
  4. Take a photo of the card or enter all the data manually.
  5. Click “Next” and accept the agreement.
  6. Press the SMS button. Enter the code that will come in the message and click “Send”.
  7. Enter your signature on the screen.

Registration will be completed within 10 minutes. If this does not happen, and the card is supported, then you should contact the bank, because He is the one who does the blocking. It is possible that the card has restrictions that do not allow it to be used in such payment systems.

How to use Samsung Pay

How to set up Samsung Pay may be the most important question, but it’s not the only one. You also need to know how to use Samsung Pay.

How to pay for your purchase:

  1. Swipe your finger across the smartphone screen from the home key up.
  2. When the card image appears on the screen, bring the device to the payment terminal.
  3. Confirm payment.
  4. You can remove the device from the terminal as soon as the second one establishes a connection with the bank, as evidenced by the inscription on its screen.

If you lose your smartphone, all data can be quickly and easily deleted using the company's special Find My Mobile service. If necessary, you can delete all information manually by performing a general reset.

The following phones support Samsung Pay: Galaxy 5 series and up, Galaxy Note 5, S6 Edge+, S7 and S7 Edge and A7. Read more about the features of use on these devices.

You can upload bank credit and/or debit card data into an application on your smartphone and make purchases at any terminal using the service of the South Korean developer. What devices does Samsung Pay technology work on in Russia?

Let us remind you that Samsung Pay is a contactless payment service. Launched in Russia at the end of September 2016. It allows you to make payments using your mobile phone at any terminals that accept bank cards. This application supports two payment technologies - MST (Magnetic Secure Transfer) and NFS (Near Field Communication).

What phones does Samsung pay work on?

At the moment (December 2016), the application is supported by Galaxy smartphones of the fifth, sixth, seventh series. These are the following models:

1. Galaxy A5 (2016) SM-A510F

A dual-SIM smartphone with the Android 5.1 operating system, in the middle price category (20,690 rubles - the average price on Yandex.Market). Sales of this model started on 01/01/2016. Score, according to research by Roskachestvo – 4.262

2. Galaxy Note 5 (duos, 32 GB, 64 GB)

3. Galaxy S6 Edge+

The evaluation score from Roskachestvo is 4.4, the average price on Yandex.Market is 45,990 rubles. (fell by 8%). Smartphone with built-in battery without CD card slot.

4. Samsung Galaxy S6 (SM-G920F) and S6 Edge (SM-G925F), Samsung Pay is available on these models from November 8, they do not support MST technology)


5. Galaxy S7 and S7 Edge (SM-G935F)

6. Samsung Galaxy A7 2016 (SM-A710F)

Development prospects

Currently, Samsung Pay operates in Russia and other countries: South Korea, Spain, USA, Brazil, China, Singapore, Puerto Rico, Australia, Malaysia. The system is planned to be launched in India in 2017.

The developers promise that soon the application will be able to be installed not only on Samsung smartphones (from 2017, all new mid- and high-price Samsung phone models will be available with pre-installed Samsung Pay), but also on models from other manufacturers.

At the end of September 2016, the Samsung Pay payment system became available in Russia, which is a secure and convenient mobile payment service? available to users of Samsung Galaxy smartphones and owners of MasterCard bank cards. The Samsung payment system allows you to connect a bank card from one of the participating banks and use it to pay for purchases at all retail outlets equipped with terminals for accepting payments using NFC contactless technology.

Samsung Pay is a payment system that allows payments to bank card holders, but currently in Russia such a mechanism is available only to MasterCard card holders of some large Russian banks.

Which Russian banks work with Samsung Pay in Russia

According to the situation in the fall of 2016, the Samsung Pay payment system works with the following Russian banking organizations and payment services:

  • Raiffeisen Bank, (JSC);
  • Bank VTB 24, (PJSC);
  • Russian Standard Bank (JSC);
  • ALFA-BANK, (JSC);
  • Yandex.Money, (LLC);
  • MTS-Bank, (PJSC).


According to the Samsung press service, the Samsung Pay payment system will later support bank cards from other Russian banks. At the moment, it is possible to use only MasterCard bank cards; support for Visa cards is expected in the near future, but Samsung has not yet provided detailed information about the timing.


How Samsung Pay works in Russia - security issues

If we talk very briefly about how Samsung Pay works, the entire payment process is as follows: to make a transaction, you need to select a bank card connected to the Samsung Pay service in your smartphone, authorize (for this you will need a PIN code or your fingerprint), and then bring your smartphone closer to the payment terminal.


Users of the new payment system are wondering whether Samsung Pay is safe to operate in Russia? To this we can answer that the Samsung Pay payment system is endowed with three levels of protection of personal and banking information:

1. KNOX secure environment- Samsung KNOX is a built-in security system designed to protect your smartphone from malicious attacks. The system constantly monitors possible vulnerabilities in the smartphone. In the event of a threat to the smartphone, they have a high level of protection (they are encrypted) and are located in a separate protected container inside Samsung KNOX. Before the card is registered, the KNOX secure environment checks the firmware of your smartphone.

If viruses are detected on your smartphone or unauthorized modification of the phone firmware, the card will not be registered. If a virus penetrates your smartphone, the Samsung Pay payment system will be blocked, and after that, it will become impossible to use it.

Please note: If Root is detected on a smartphone, Samsung Pay on the smartphone is completely blocked. It is impossible to use Samsung Pay on such a smartphone, even if you restore the original manufacturer settings.

2. Tokenization- the essence of this procedure is to replace the client’s real data (this includes the bank card number) with virtual ones. When a card is activated for the Samsung Pay payment system, the real card number will be replaced on your smartphone with a special code consisting of numbers, the so-called token, which is generated randomly.

3. Authorization by PIN code or fingerprint- before carrying out Any payments using the Samsung Pay payment system must be logged in. To do this, you need to swipe your phone or enter a PIN code for each payment. And even if trouble happens and the phone is lost, criminals will not be able to pay for the purchase without your fingerprint or PIN code (it is known only to you).


A very positive point for users is that the Samsung Pay system, in addition to the NFC (Near Field Communication) contactless payment technology, also supports Samsung’s own contactless transaction technology MST (Magnetic Secure Transmission), thanks to which the Samsung Pay service is compatible not only with NFC payment devices , but also with those payment terminals where you can pay for goods using a bank card only using a magnetic stripe and a contact chip.

Thus You can pay using Samsung Pay at almost any retail outlet in Russia, where there are terminals for accepting bank cards and not only with NFC technology, but also accepting cards with a magnetic stripe or contact chip.

Despite all the conveniences of Samsung Pay, today you cannot always and not everywhere pay for purchases, for example in terminals where the only way to carry out a transaction is to place the card in the card reader of the terminal (as in ATMs).


Owners of the following Samsung smartphones can make payments for goods and services at any time using Samsung Pay from a bank card linked to the service:

  • Samsung Galaxy A7 2016 (SM-A710F)
  • Samsung Galaxy A5 2016 (SM-A510F)
  • Samsung Galaxy S7 (SM-G930F)
  • Samsung Galaxy S6 edge+ (SM-G928F)
  • Samsung Galaxy S7 edge (SM-G935F)
  • Samsung Galaxy Note 5 (SM-N920C)

How to connect a bank card to Samsung Pay

To begin with, the user should make sure that your smartphone, your bank and your bank card support Samsung Pay payment service. To do this you need to go through the following steps:

  1. Install on your Android smartphone and launch the Samsung Pay application;
  2. Click the "Launch" button; Unlock the screen. To do this, enter your PIN code or swipe your finger across the screen (to read your fingerprint).
  3. If you decide to connect your first card to Samsung Pay, click on the card symbol. If a second or third card is being added, click “Add”;
  4. You can enter it manually or take a photo. Click “Next”. Accept the bank agreement and the agreement with the terms of use of the Samsung service;
  5. To confirm your registration, click on the “SMS” link. You should receive a one-time code via SMS to the phone number you provided at the bank, which you must enter in the appropriate field and click “Send”;
  6. Using a stylus or finger, enter your signature and click on the “Done” link. This measure is necessary if the cashier at the store expresses a desire to compare the signature on the check with the signature on the card.

As a result, your card is added and connected to Samsung Pay. Keep in mind that you can attach a maximum of 10 cards from different banks participating in the Samsung payment system to one Android smartphone.

Depending on what your bank or financial institution requires, you have the right to add the same card to a certain number of smartphones.

Statistics on the operation of the Samsung Pay payment system in Russia

Alfa-Bank published statistics on the operation of the Samsung Pay system in Russia in the very first month after the launch of the Korean payment service. According to AlfaBank, the largest number of transactions through Samsung Pay were made in Moscow and St. Petersburg (39.4% and 8.93%, respectively). In terms of the number of payments, the cities of Krasnodar, Novosibirsk, Nizhny Novgorod, Vladivostok, Tyumen, Kazan, Ufa and Yekaterinburg entered the top ten.

The most popular in terms of the number of transactions through Samsung Pay were supermarkets - where system users made 30.78% of the total number of purchases, followed by restaurants and cafes (18.68% of transactions) and clothing stores (12.06% of purchases).


During the first month of working with Samsung Pay by Alfa Bank clients, the most expensive purchase was made in Ufa at a household appliances store in the amount of 81,000 rubles.

The date of the official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! Owners of smartphones running the operating system of the same name are happy and, of course, wondering what devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over analogues that focus only on one brand.

Android Pay compatibility with your gadget

Your gadget will be fully compatible with only two components. This:

  1. Operating system Android version KitKat4 and higher. This version works successfully on models of almost any brand released after 2013. You can view the version of your operating system in “Settings” by selecting the “Device Information” sub-item. Read more about this here.
  2. The developer version of Android won't work either.
  3. The next point will be the presence on your or another Android gadget of a module that is responsible for contactless data transfer (NFC module). If you don’t know for sure whether such a function exists on, say, a phone, you can find out more information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about that in our article.
  4. You do not have to have a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. In this way, Google strives to protect customers from scammers: devices with an unlocked bootloader are less secure. For more information, see our information. Anything is possible 😉
  5. The Samsung MyKnox app must not be installed on your phone.
  6. The device must be certified by Google.

And there are also some phones that seem to be suitable, but nevertheless you will not be able to use the payment service on them:

  • Samsung Galaxy: Note III, Light, S3
  • Elephone P9000
  • Evo 4G LTE
  • Nexus 7 (2012)

Well, that’s all, you’ll agree – a little. Today, there are about 40% of Android gadgets with the appropriate characteristics. That is, in addition to almost any smartphone or tablet of the latest generation, the service can be downloaded, for example, to a phone released in 2014. And they can do so at any retail outlet where contactless payments are accepted, and there are a great many of them today. If you want to know, go to the corresponding article.