What do you need to register with Yandex Money? Yandex.Money wallet - login to your personal account, registration (creation)

Hello, dear readers of the site. In this article, we will look at how to register and create a wallet in Yandex.Money. How to deposit or withdraw money, top up, cash out or transfer funds.

Yandex money is the main competitor to systems such as Qiwi and WebMoney. And this is quite natural, because the virtual wallet has a simple and intuitive interface, as well as a lot of advantages due to which YandexMoney is valued by most users.

If you still don’t have your own e-wallet and you’re reading this article, then it’s probably time to create one.

What are the advantages of the Yandex system?

Most people choose YandexMoney due to advantages that its competitors do not have. Namely:

• Simple and fast registration
• Intuitive interface that even a child can understand
• Possibility of using virtual money on smartphones
• Wide service capabilities
• High level of security. It is almost impossible to hack, which cannot be said about WebMoney

The only drawback is that Yandex Money only works with rubles. However, if you want to convert them into another currency, you can use online exchangers.

How to create your own wallet in Yandex Money

To create a Yandex wallet, you need to go through a mandatory, simple registration procedure. It is quite easy to do and will take you no more than 2-3 minutes. Your actions:

• Go to the official website at - https://money.yandex.ru
• Click on the “Create Wallet” button.

• Enter your first and last name
• Create and enter a login
• Create a strong password consisting of letters, numbers and symbols
• Provide your phone number
• Click "Get code"
• Check the box “Terms of user agreement”
• Click “Register”

Please note that it is not necessary to enter a phone number. As an alternative security measure, you can click on the “I don’t have a phone” tab, where you need to select a security question and provide an answer that only you will know. Read also: . Upon completion of registration, you will be taken to the “Passport” section, where you will need:

• Select “More”
• Click on the line “Money”

After this, the default home page will display “Open Wallet.”

To enter you need:

• Enter phone number

• Then, in a special window, enter the code that was sent to you via SMS
• Enter your email
• Agrees with the terms
• Click “Open wallet”

In an earlier version of Yandex, a permanent password was used, transmitted over a closed channel (at the time of replenishing an account, debiting or cashing out funds). However, today they decided to abandon it in favor of one-time codes that are automatically sent to your phone number.

Although this security measure is more reliable, nevertheless, in the future, you can replace it with a more convenient permanent password. Moreover, it will be synchronized across all your devices in a special Yandex application, which can be downloaded from GooglePlay or AppStore.

Additionally, authorization in YandexMoney is automatically terminated 15 minutes after the last action. Accordingly, if you accidentally forget your smartphone somewhere with an open virtual wallet, then after 15 minutes access to it will be blocked and no one except you will be able to withdraw funds from your account.

How to use YandexMoney, payment system capabilities and security settings

After opening the web wallet, you will see the number “0” at the top right corner. This is your current balance. By clicking on it, you will find out the number of your own Yandex Wallet.

As a standard, the central part of the page shows the options with which you can start working (linking a bank card, replenishment, payment for services, transfers, etc.).

And to better understand how the web wallet works, let’s take a look at its settings. You will need to do the following:

• Choose your balance
• In the pop-up context window, click on “Wallet Management”
• Next, you get to this page

Now in order:

Possibilities

Initially, the Yandex wallet can be considered anonymous, since during registration you can enter any of your information. However, now there is no way to refuse a phone number (you can only change it).

It is also worth considering that anonymous status imposes some restrictions on your Yandex wallet. There is also an alternative way of working. To do this, you will need to go to the “Change Status” section. Then you will need:

• Select the status “Name”
• Enter your last name, first name, patronymic and passport details in a special form

It is important to note that only residents have the opportunity to change their status to “Named”. If you want to receive the “Identified” status, then in this case you will need to visit the nearest Yandex branch and provide your passport information. But there is an alternative option for obtaining status - sending a scan of your documents to the administration. After confirming your identity, you receive more expanded work opportunities.

Safety

In the “Informing” section you can use the SMS-informing service. This will allow you to track and control all operations and transactions. The cost of subscribing to this service is only 20 rubles per month. Email notifications are naturally free.

It was said above that previously YandexMoney had a permanent payment password, which is more vulnerable to one-time codes sent free to the user via SMS message. Now the client of the payment system has the opportunity to choose the most relevant option for himself. Additionally, you can insure yourself (in case you lose your mobile phone) by ordering emergency codes. Using these passwords, the user can confirm payment for services, transfers, etc. without a phone.

Installing Yandex wallet on a smartphone

Do you plan to use your web wallet often? Then the best solution would be to install the YandexMoney application on your own smartphone. The mobile program will generate one-time payment codes, which is very convenient. After all, SMS messages cannot be delivered consistently and in a timely manner, and therefore the application will be more reliable.

In order to install the program on your smartphone, you will need to perform the following steps:
For Android devices:

• Login to GooglePlay
• Enter “Yandex. Money - online payments"
• Install

For devices running the iOS operating system:

• Go to AppStore
• Enter “Yandex. Money - online payments"
• Download

Once the download is complete, you will be required to log into the application and do the following:

• Enter your username and password
• Additionally, you will need to come up with a password for the application itself (in some gadgets you can replace this security measure with a fingerprint)

After that, you will be taken to a page where the interface is very simple and looks quite nice.

Now that everything is installed and configured, you can fully use the system (replenish your account, make transfers, cash out or pay for goods and utilities). All you need to do is follow a few simple steps.

For example, to transfer funds to another Yandex wallet number, you need to select the “Transfer” section. Then:

• Specify the purpose of the payment, enter the recipient's number
• Specify the amount you want to transfer, indicate notes
• Click on the transfer button, enter the received one-time payment code

To avoid accidentally transferring funds to another number, you can set a protection code. This protection must consist of a digital code, without which the recipient will not be able to receive the transfer. You should also set the validity period of the protection. Accordingly, if the recipient does not enter the correct code within a certain time, the funds will be returned.

The Yandex payment system covers a fairly impressive number of goods and services that are available to the user. Here you can pay:

• Popular online games, taxes, fines, duties
• Utilities, railway and air tickets
• Goods and services, loans, etc.

Additionally, you will have access to automatic payment for services. For example, you can set up automatic replenishment of your mobile account. Money will be debited when the amount is below the specified parameter in the settings. Agree, it is very convenient.

Of course, the system will each time request a one-time payment code, which is sent to your connected phone number via SMS message or generated from an application on your smartphone. If you forgot your gadget somewhere, you can use one of the emergency passwords.

Cards for YandexMoney, link

The system settings provide the ability to work with bank cards. So, by selecting the “Bank Cards” section, you will be offered several options:

Card for payments. You can link your MasterCard or Visa card to make purchases in online stores that require other types of currencies (for example, dollars, tenge, etc.) to pay for services and goods. Funds will be debited directly without going to your wallet.

However, why is this necessary? For comfort. The fact is that by linking your card to Yandex, you make your payments secure. Additionally, in order to pay for certain goods or services, you will not need to provide your details each time. However, bank verification will still be present. Linking does not involve any commission.

Yandex.Money card. A convenient financial instrument that appeared relatively recently. A similar innovation is also present in Qiwi and WebMoney. In essence, it is a full-fledged plastic card, on which the balance is equivalent to the contents of the electronic wallet. It turns out to be a very convenient tool for withdrawing finances.

Pay in restaurants, cafes, supermarkets, gas stations, etc. Additionally, you can withdraw money at the nearest ATM. At the same time, the commission will be only 3%, which is lower than most banks. You can order such a financial instrument completely free of charge, however, you will have to pay for postage.

Virtual card. Some sites do not accept payment via YandexMoney, however, you can use an electronic card (just enter its details to pay). The number of this financial instrument is stored on the company’s server, and passwords are communicated to you by SMS message or email. There is no fee for using a virtual card.

How to top up your online wallet account

There are many ways to deposit money into a Yandex virtual account. The main ones can be considered:

• Transfers from bank cards
• From any terminal that can often be found in shopping centers, supermarkets, communication stores, etc.
• Transfer from another e-wallet
• From a prepaid card. Can be purchased at almost any mobile phone store

In general, replenishing a Yandex web wallet is as easy as putting money into your phone number.

Withdrawal of money from the payment system

Regardless of which method you choose, the withdrawal fee will always be 3%.

So, let's look at the most popular methods of cashing out funds:

1). Multi-pass. It consists in the fact that you transfer funds to the Otkrytie card from Alfa Bank, and only then go to the nearest ATM and cash out.

2). Through payment transfer systems. The easiest way to withdraw is through intermediaries, such as RNKO "RIB" or CONTACT (available only for registered and identified users).

3). Transfer to any bank to an individual. Everything is clear here, no comments.

4). Transfer to an account opened for a legal entity(available only to identified users). Are you engaged in business activities? Then this withdrawal method will be relevant for you. If you receive payment in Yandex money, then you should change your status to “Professional”. You will then have the opportunity to withdraw quite large amounts.

5). Purchase of goods and services. Many users most often, instead of withdrawing funds, prefer to spend them on paying for various goods and services. For example, to top up a phone, online games, to purchase goods, pay utilities, fines, etc.

6). Order a Yandex card. It was said earlier that it is no different from a regular bank credit card. It allows you to pay wherever there is a payment terminal using Yandex or can withdraw money from the nearest ATM.

Yandex wallet is by far the most popular virtual financial instrument. In this article we looked at how to register and use the payment system. Undoubtedly, Yandex money has its advantages and disadvantages, however, it is up to you to decide whether to open an account or not. Good luck!

Yandex.Money is the most popular service in Russia for working with electronic money and online payments.

With its help, users can make any purchases on the Internet.

The wallet account is replenished from a bank card or other payment system. You can also deposit funds on the site using self-service terminals.

You can store only one currency in your Yandex Money wallet – the Russian ruble.

The service was created in 2002 and over more than 15 years of operation has gained enormous popularity among residents of Russia and the CIS. The total number of active accounts is 30+ million.

Let's look at how to create your own wallet, how reliable it is and what opportunities Yandex Money provides.

Is it safe to useYandex Money?

Yandex.Money is an official project of the developers of the Yandex search engine.

The service is provided with real accounts, which officially opened and registered in the following Russian banks:

• VTB 24;
• Sberbank;
• Alfa Bank;
• Opening.

For residents of the Russian Federation, the service opens up a lot of opportunities for convenient handling of personal funds.

Yandex Money is officially recognized by the banking system of Russia and the world.

Users have access to options for setting up and protecting their account.

Also, the site has 24/7 support, with the help of which wallet owners can find out how to solve a particular problem.

After replenishing, transferring funds, paying bills and carrying out other transactions, you will receive valid receipts.

The wallet can be linked to your bank card. Also, Users can order the issue of a personalized card from Yandex.

Note! Yandex.Money guarantees maximum security only to identified users. If you work with an anonymous account, it will be much more difficult to prove hacking or theft of funds.

Possibilities

The main advantage of Yandex.Money is the versatility of its use.

Despite the fact that the service was created exclusively for citizens of the Russian Federation, today there are working identification methods for other CIS countries.

Work with your wallet using your computer or mobile application.

Instant update of information will always allow you to stay informed of any movements in your account.

Yandex.Money features:

• Carrying out basic banking operations (replenishment and transfer of money, payment for purchases);
• Access to related Yandex services. With their help, you can pay your mobile bill, pay for utilities, repay a loan, pay off a traffic police fine and make other types of payments;
• Interaction with the aggregator Yandex.Kassa. This development allows entrepreneurs to easily organize the acceptance of payments received from Yandex.Money users;
• Accept payments using QR code. Use a simplified scheme for secure transaction processing using your smartphone;
• Issue of personalized cards. With them, users can avoid paying commissions for transferring money to bank accounts. A Yandex card is an ideal way to make purchases in any stores without commissions.

Developers regularly introduce new functionality into the service. With the help of Yandex Money, you can work with other company projects.

For example, order and pay for a taxi, car sharing, various subscriptions to multimedia services and much more.

Registration

You can register a Yandex.Money wallet completely free of charge. There is no limit on your age or location.

Immediately after creating your profile, you will receive an anonymous electronic money account.

You only need to go to https://money.yandex.ru/ to start working with the service.

If you created a page under a fictitious nickname, please register again.

To create an account, follow the instructions:

• Go to the page;
• Create a login, password and indicate a valid email of any domain to which transaction notifications will be sent;
• Enter your mobile number and click on the “Continue” button. To register via social networks, click on the icon of the desired site at the top of the registration field;
• To confirm your mobile number, a digital code will be sent to your phone. Enter it in the field that appears and click on “Next”;

• You will be redirected to the window of the created wallet.

By default, a wallet with anonymous status is created.

This means that there are restrictions on the maximum possible amount for storing and withdrawing funds.

Identification in Yandex.Money

The range of available functions on the Yandex.Money website depends on the status of the account owner.

There are several of them:

• Anonymous– is assigned to all new accounts and is saved if the account owner does not take any action to assign a new status. The data that is stored about you in the system is only your name, login and mobile number;
• Nominal– issued if you have correctly filled out the form indicating the details of your Russian passport https://money.yandex.ru/id/light. Please note that owners from other countries cannot obtain this status online. The resource accepts only passports of Russian citizens;
• Identified – allows you to get an account without significant restrictions on storage, payment and withdrawal of funds. You can receive this status only by indicating all your passport data (not only indicating the number and series of the document, as in the previous version, but also sending screenshots of your passport and your photo with it). An identified user is considered by the service to be a real person. All data is securely stored by Yandex and is not transferred to third parties.

Limits on one-time transaction amount. Anonymous account - 15,000 rubles, Personal account - 60,000 rubles, Identified account - 250,000 rubles with a subsequent increase in the maximum amount.

The figure below provides a description of the capabilities of each type of account in the Yandex.Money system:

You can view the current status of your wallet and change it at page:

The result of reviewing your online application or passport scans will be visible in your account within 7 working days.

A notification will be sent to your linked email about the assignment of a new status.

If after this time your application has still not been reviewed, please contact support or fill out the form again.

How do residents of other countries get identified?

Yandex has provided residents of other countries with several options for identification in the electronic money service.

This cannot be done online, as you need to confirm your identity and all documents.

As a result, you will receive an identified status.

Yandex.Money offices. There are company branches in Moscow, Nizhny Novgorod and St. Petersburg that deal with Yandex.Money issues, including the process of user identification.

Visit one of the offices, taking with you the following documents:

• International passport;
• Passport of your country;
• A visa or any other document that confirms your legal stay in the Russian Federation;
• Migration card if you are a migrant. Please note that citizens of Belarus may not provide this document.

Give the package of documents to the office workers, indicate your wallet number, and within a few minutes your status will be confirmed for free.

Euroset salons. In all countries with working Euroset showrooms, you can pass Yandex identification .

This service costs 300 rubles and takes only 5-10 minutes.

List of documents:

• For Russian citizens – Russian passport;
• Citizens of Belarus - a passport of their country;
• Residents of other countries - a passport and its notarized translation into Russian, a foreign passport (for those who are in the Russian Federation).

Salons of the Svyaznoy network. The cost of identification is 300 rubles.

The procedure is exactly the same as in Euroset salons.

Take all the necessary documents with you, come to any branch, give your wallet number and pay for the service. By the end of the day, the new status will be assigned to your wallet.

SystemContact. Cost – 250 rubles (of which 100 will be returned to your wallet). Waiting time – 1 day. Go to link and fill out the application. Next, you need to print it out and present it, together with your passport, to the Contact department employee.

Note! Due to current sanctions in Ukraine, identification cannot be completed using any of the above methods. If you are a citizen of this country or for some reason the described options do not suit you, you can find Yandex agents in Ukraine, Belarus, Kazakhstan, Georgia, Armenia and Uzbekistan. A complete list of countries and agent locations can be found here. The waiting period for identification is 10 working days. The cost of the service is from 200 rubles.

Working with the site

Once the status you need has been assigned, you can easily carry out any transactions and perform other operations using Yandex.Wallet.

Linking a card

To add a bank card, find the corresponding field on the main page and click on “Link”.

In the new window, enter the card number, expiration date and three-digit code.

After adding a card, you will be able to withdraw money to it and top up your wallet using your bank account.

If the card currency is not Russian rubles, funds will be converted automatically based on the current exchange rate of your bank.

Refill

To deposit funds into your wallet, click on the “Top up” button to the left of the icon for the current amount of electronic money.

In the new window, select the replenishment method - bank card, from your phone balance, in cash or through online banking from Sberbank. Commission for transferring funds is 1%.

Withdrawal of funds

To withdraw money from your wallet, click on the “Withdraw” field to the right of the amount icon.

Bottom line

With Yandex Money, you get the opportunity to make purchases anywhere and store your funds on a secure service.

In the future, the company plans to expand the scope of use of electronic rubles.

In the fall of 2018, the release of a fast payment service at gas stations, cafes, shops and restaurants in Russia using a smartphone application is expected.

Thematic videos:

Greetings, friends. The day before yesterday I received a new bank card from Yandex Money in the mail (the old one is expiring), and I’m used to the fact that money from an electronic wallet is always at hand. While the whole process is fresh in my head, I decided to talk about receiving a card and about the payment system as a whole (how to create, configure and use a Yandex wallet).

Electronic payment systems are convenient in themselves due to the fact that they do not have the problems inherent in bank accounts - instant transfers, simple replenishment, automation of online purchases, etc. Nowadays, many online stores directly accept payments through them. Again, you can top up your mobile phone instantly and without fees, pay fines to the traffic police, I even make taxes and payments to the pension fund for my individual entrepreneur through the Yandex Money wallet.

With the advent of real physical plastic MasterCard cards linked to a wallet, the last problem disappeared - the use of electronic money in real life (if only Webmoney had done the same). Now I pay for all everyday goods, including groceries, by card - it’s convenient and there are no losses.

For those who make money online or are planning to do so, the question is “Should I register Yandex wallet or not?” It’s not even worth it, since with its help you can automate the acceptance of payments on the site.

Yandex Money - wallet registration

Using any service from Yandex begins with creating an account - registering an electronic mailbox on the website mail.yandex.ru. There are also options using social network accounts, but I recommend registering Yandex mail and using it for this service. If you have such a box, then everything is in order and you can move on to the next step.

The next step awaits us is the service login page, which in the future will be the entrance to your personal account - money.yandex.ru. There you will find a button asking you to open your wallet and a brief abstract explaining why this is needed. Click the button and you will be taken to the registration page.

Submit your email and be sure to include your phone number. If you didn’t have a phone connected to your mailbox, then you can’t do without it, since confirmation codes for expense transactions will be sent to your number (so that no one can write off money without you). After clicking on the “continue” button, an additional field will appear to confirm your phone number, and at the same time, an SMS with an access code will be sent to your mobile phone.

At this point, registration is completed and the wallet has been created. The initial login will differ from subsequent logins in that you will see prompts. One concerns the top right panel of the account, where the balance, wallet number, deposit and withdrawal buttons and card information are displayed. The second refers to the left menu. The tips are without details, so you can close them immediately; we will look at all the points in more detail below.

Under the prompts in the most visible place you will see your wallet number, consisting of 15 digits - these 15 digits will be necessary for replenishing and for receiving payments from other users.

Personal data and other settings

As your data, the service uses the information that you provided during registration (phone number, email), but it can be supplemented, which will increase the security of the wallet, or changed. In addition, there are a number of settings that will help you customize your wallet personally.

This is done in the “Settings” section of the left panel of your personal account. There are a total of 3 tabs in the settings, one of them concerns bank cards and we will look at it later, but now let’s move on to the first one – Personal Data.

Phone – as for the phone, you can change it (you never know if you’ll take another number) or you can add an additional number, which will increase the reliability of your wallet.

Mail – cannot be changed, but additional mailboxes can be added.

Region has little influence.

Password is a security setting and there are 3 points:

1. Issue emergency codes – this option allows you to generate a list of codes that can be used to confirm payment when the phone is not available. For example, if you went abroad and there is no roaming, therefore SMS will not arrive - take the emergency codes and pay.
2. Switch to passwords in the application - by default, codes are sent via SMS, as indicated at the beginning of the paragraph, but you can change the method of receiving them to a smartphone application. If you switch to passwords in the application, then when you request payments, the program on your phone will generate passwords.
3. Always ask for a password - initially the password is asked only for the most important actions - payments, changing credentials. If you activate this item, then any action in the Yandex wallet will require a permission password.

Balance – you can hide the balance and the amount of available funds will not be shown.

All the rest

The name of the tab speaks for itself; settings are collected here on a residual basis - which does not fit into other sections. The “Information” block is of greatest interest to everyone. In it you can enable SMS notifications about all transactions with your account (paid service), disable email notifications (enabled by default) and unsubscribe from the service's newsletter.

For clients of Alfa-Bank and Otkritie Bank, you can establish a direct connection with your accounts in these financial institutions. Everything else is intuitive.

There will be several separate sections about bank cards, so I don’t say anything about them in the settings.

Wallet statuses and account identification

In the Yandex Money system, there are 3 user statuses depending on the degree of their anonymity. The higher the degree of anonymity, the more restrictions are placed on the wallet and, conversely, people who have documented themselves are allowed to do a lot.

Brief description of statuses:

• anonymous– a wallet whose owner has not submitted any documentary data about himself to the system; such an account is limited to 15,000 rubles (according to the law of the Russian Federation), payments can only be made within Russia, and transfers are not available at all, money can only be withdrawn through MasterCard from Yandex Money;
• personal– your personal account contains passport data, INN and SNILS; the limit of such a wallet has been increased to 60,000 rubles, you can make payments all over the world and transfers to other users of the payment system;
• identified– you must present your passport in one of the ways (more about them below); The wallet limit rises to 500,000 rubles and all the system’s capabilities for depositing and withdrawing money become available.

You can see your current status by clicking on the wallet image in the upper right corner in your Yandex Money personal account.

All new wallets receive the “anonymous” status; to change it, click on the link in your personal account, marked with an arrow in the image above. The following window will appear:

If you plan to operate large sums of money through this electronic payment system, for example, to do business on the Internet, then you should immediately register for the “Identified” status; it is done once and for all, but there will be no problems in the future. For ordinary users who need electronic money from time to time and do not intend to store and transfer large sums there, it is enough to register for the “Name” level and calm down.

How to make a Yandex wallet “Name”

Click on the “Get status” button under the description of the personalized wallet and you will be taken to a form to fill out the data:

After saving, there will be a message saying that everything worked out and when you refresh the page in the browser, the status of your wallet will change to personal wallet.

Obtaining the “Identified” status

On the status page, click the “Get status” button under the description of the “Identified” status. Pages will open describing different options for checking your passport data.

The easiest way to identify your Yandex wallet is Euroset communication stores, they are in every city, so it is universal (I confirmed my wallet this way). Click on the link with the confirmation option (Euroset) and you will see a page with a step-by-step algorithm of actions.

There are many points, in fact everything is done simply and quickly.

At the dawn of the emergence of electronic currencies, the biggest problem was depositing and withdrawing funds, since there were few ways to replenish funds and most of them implied a considerable commission, which was repulsive, since losing money on exchange interest was not interesting. Now everything has become simpler - there are more ways to deposit funds, commissions have become significantly lower, and in some places they have gone to 0%.

You can get to the page with a description of all the deposit methods currently available through your personal Yandex Money account.

I will not consider each of them today, since there are a lot of them. Let's focus on the most popular ones.

Top up Yandex money from a card

You can top up your own account from your personal account by clicking on the button in the picture above and selecting the “From a bank card” option. If the account is someone else’s (you can top up your own this way), then open the page – Transfer money and fill in the necessary data.

The commission will be 49 rubles. For large payments this is acceptable.

Top up Yandex Money from your phone

Top-ups from your phone only work for your own account – you cannot send money to other people’s wallets or from numbers not linked to yours. Log in to your personal account, click the “Top up” button and select the “From mobile balance” tab. The commission will be 10.86% - in my opinion this is a lot, but in emergency cases it can be useful.

Top up Yandex money through Sberbank – 0%

Sberbank has introduced a 0% commission, which makes this method of replenishment the most profitable, along with Euroset stores and some other points that do not charge a commission. True, to use this method you will need a plastic bank card; if you don’t have one, then below I will describe ways to get by with cash without any cards.

Instructions from the Sberbank website

Replenishment without commission - Euroset salons

Euroset salons work closely with electronic wallets; if you remember, it is through them that it is easiest to obtain an identified wallet status. Unlike Sberbank, here you just need to go to the seller, give your account number or linked phone number and give the money. The minimum amount is 50 rubles and the funds are credited to your account instantly.

Since Euroset is everywhere, the method is the most universal, fast and free. I would call it a “Best Seller”.

Transfers between Yandex wallet and Webmoney

Despite the popularity of both payment systems, there is no direct transfer between them. Usually people get out of it by using various exchangers, paying large commissions and risking running into scammers.

The only convenient way to replenish each other is to link wallets to each other - you indicate that both belong to the same person, as a result you get a direct conversion path.

Instructions for linking are posted both on the Yandex money website - here, and on the Webmoney website - here.

To bind, a number of conditions must be met:

1. Russian citizenship,
2. Identified wallet in Yandex,
3. Minimum formal Webmoney certificate,
4. Matching passport data in both systems.

Not the easiest way, but sometimes you can’t do without it.

Other replenishment methods

Among the well-known ones are the possibility of quick replenishment through a Qiwi wallet, various payment terminals (the commission in them may vary even within the same company) and Contact and Unistream money transfers.

At the time of reading the article, the situation may change and the list of available methods will be replenished with other convenient methods - you will find all of them in your personal account.

How to withdraw money from Yandex wallet

By analogy with replenishment, in the top menu of the personal account of the payment system there is a “Withdraw” button - this section describes the available methods.

When withdrawing funds back to real life, everything is not as cloudless as when depositing them. The reason is simple – there are no methods without percentages. There is no way to withdraw real money for free, except for one way - to pay with it.

Free cash withdrawal is only available when making purchases. And the Yandex Money Bank Card with which I started the article is a real salvation, since when you buy groceries in Magnit or air tickets on the Pobeda website, you spend without commissions.

It’s not for nothing that this card is in first place on the list - the payment system itself recommends this method. There will be a detailed section of the article below about the map.

Transfer from Yandex Money to a Sberbank card (or another)

The commission in this case will be 3% of the amount, plus 15 rubles. You can withdraw money to any card using its 16-digit number. On the withdrawal page, select the “Card of any Bank” item and fill out the data in the form that opens. The money will arrive instantly.

Transfer to bank account

You can make a withdrawal to a regular bank account using the details (BIC, current account) for both individuals and legal entities. The size of the commission on physical accounts will be the same as when withdrawing to a card - 3% +15 rubles, only it will take up to 3 banking days, and not instantly.

Accounts for individual entrepreneurs and legal entities will cost less, and only 2% will be spent on withdrawals.

There are several privileged banks with which the payment system cooperates more closely - these are Alfa-Bank, Otkritie, Promsvyazbank and Tinkoff - to these institutions payments to regular accounts go instantly, like to card accounts, and the commission is slightly lower than the standard - 3%, but without additional 15 rubles.

How to transfer money from Yandex to Qiwi

A common question that concerns many users. There is no way to do it directly using the Qiwi wallet number, but there is a slightly crooked method. It consists in the fact that you issue yourself a virtual card in your Qiwi wallet - you get its number, expiration date and other data like a regular plastic card. Then you make withdrawals as if to a regular bank card – the point described above.

In terms of costs, more money will be added to issue a virtual card.

Withdrawal via Western Union and Contact

While there were no card options, these methods were in demand, now I don’t see much point in them, since in addition to the poison commission, interest on transfer systems is also added - the money turns out to be very expensive.

But they exist, and if anyone needs them, know about them.

Transfer funds to another wallet

In the left menu, select the “Translations” section. A window will open that is already familiar to us from withdrawing funds. Above the form there are tabs “to Yandex money wallet”, “to card”, etc. The first tab should open immediately. In the form, indicate the Yandex wallet number, mailbox or linked telephone number of the person to whom you are sending money and the amount.

When transferring within the system, the commission is only 0.5%. You can protect your payment from accidental errors or suspicious transactions with a protection code. The recipient will not be able to use the funds sent until you tell him the code. The code is valid for a limited time.

Bank card Yandex Money

Now the best part is where the article began. I’ll tell you step by step about ordering a plastic card. The whole process is divided into 3 stages:

1. Order,
2. Receipt by mail,
3. Activation.

The initial registration of the card is carried out in your personal account - a special tab in the top drop-down menu.

The page will contain a brief description of the card and an order button. The issue itself and delivery by mail are free, and maintenance costs 249 rubles for 3 years for Russians and 349 for citizens of other countries (if delivery is abroad).

Click order, the site will ask you to confirm entry into the secure section using SMS or emergency entry keys. After confirmation, all you have to do is fill out the form with your data - first name, last name, code word to contact support (if you call the service by phone).

The next step is to fill in the delivery address to which the envelope with the card will be sent.

When all the data has been entered, all that remains is to pay and wait for notification from the mail.

Please note that the delivery address does not have to match your registration - indicate any one where you actually live or where it is convenient for you to receive it.

Card delivery by mail

Regarding the question of how long it takes for a card to arrive by mail, I will answer that it depends on the work of the post office itself. I received it in Moscow and less than a week passed from the moment I ordered on the website to receipt at the post office. This is despite the fact that I made a mistake with the postal code. The shipment is sent by registered mail, so a notification will be sent to your mailbox and you will need to go with it to the Russian Post office indicated on the notice - usually this is the one closest to your address.

Card activation

After you receive the card by mail, you will need to perform one more action - activation. The card arrives inactive and cannot be used.

To start the procedure, go to the page money.yandex.ru/act, where you will be asked to confirm access to your wallet. Depending on your security settings, this will be a payment password, emergency code or SMS.

The next step is to enter the data from the plastic card received by mail into the appropriate fields on the layout displayed on the activation page:

The next step is to create a PIN code, with which you will gain access to money at ATMs and stores.

Important! Never tell anyone your PIN code!

After confirmation, you can start using your new MasterCard from Yandex. The service will immediately offer to top it up using a mobile phone or a bank card.

True, the commissions for these methods are crazy, so do not forget that the card is linked to your account in Yandex Money and when you top up your wallet there, you will automatically top up the card. We discussed how to do this above.

How to block a card

If you suddenly lose your card or it is stolen from you, you need to somehow save the funds. In the left menu of the service, select the “settings” item, and go inside it to the “Bank cards” tab. I have two of them so far, since I haven’t blocked the old one yet (it’s working until the end of the month).

Next to each of them there is a button for blocking and for setting a PIN code if it is not installed (I had the old one without a PIN code). If it is lost or stolen, go there immediately and block the work before the attackers have time to spend your money.

Yandex Money virtual card

A virtual card has the same parameters as a regular plastic card, but it cannot be used to pay in physical stores. It is used to make payments online. For example, you want to buy something in an online store, but it does not accept Yandex Money, but accepts card payments. In this case, you don’t have to spend money on issuing a plastic card, but make yourself a virtual one - it’s completely free and starts working instantly.

Enter its number and CVC code in the online store and the money will go into your electronic wallet as payment.

It is created through the appropriate menu in the top panel of your personal account.

Payment of fines, taxes, housing and communal services, etc.

A lot of different services accept Yandex money for payment, and the integration is done at a high level.

Traffic fines can not only be paid, their availability is checked on the website in real time. The situation is similar with taxes. According to your TIN, you will immediately find out the amount of your debt to the tax authorities and pay. Very comfortably.

In addition to these services, there are many others, you will find all of them in the “Products and Services” tab. Study it, maybe what now requires you to drag yourself to the other end of the city is already at hand in your laptop.

Accepting payments via Yandex

In your personal account there is a designer for payment forms, where you can quickly create an invoice, page, button or form through which you can accept payments with Yandex Money or using bank cards. This is a simple solution for Internet entrepreneurs, individuals and representatives of other types of businesses.

Payment through these forms comes instantly to your wallet. Configuration is carried out in the “Accepting payments” section.

Using this opportunity, you can start your own small business right now.

Yandex Money mobile application

Electronic money can always be at hand if you install a mobile application. I have Android and in Google Play it is easily searched for all related queries, and it is officially called “Yandex Money: online payments”. I am sure that it will not be difficult for Apple fans to find it either.

How to make money on the Internet for a beginner – 23... (13 votes, average: 5 out of 5)

Yandex wallet is one of the most popular and well-known payment systems in Russia, so it needs no introduction. But, despite this, many users have not yet had time to try it and understand all the advantages of the wallet. Moreover, many of those who managed to register an account for themselves are still experiencing certain difficulties.

Therefore, in this article we will shed light not only on how Yandex.Money is registered. You will also learn the main points on how you can use poison to the greatest benefit.

Registration and wallet creation

Of course, it is logical to start with registration. Moreover, there is nothing complicated in this procedure. To get started, you don't even need documents. Just a few minutes of free time, a computer and the Internet. So, registering a Yandex wallet has the following algorithm:

After this, you will go to your personal account, where a message will appear stating that the wallet has been successfully created. This is manual data entry.

There is also an alternative option. You can create a Yandex wallet using a social network, for example, VK, Facebook or Twitter. To do this, follow the first two points from the above instructions. At the third stage, click on the icon of the social network that you actively use and to which your phone number and email are linked.

After this, a window will open in which you will have to click the “Allow” button if the conditions suit you. This concludes the question of how to open an account in Yandex Money.

How to use the wallet

Even though Yandex Money wallet registration has been completed, you still will not be able to use your account to its full potential.

In connection with the law on payment systems of the Russian Federation, all that is available to you after registration is replenishing your account.

But you will not be able to withdraw money, transfer to another account, or pay for a purchase. To unlock all of these features, you will need to complete an authentication process.

It’s worth mentioning that you can open a wallet absolutely free. That is, the payment system itself works for free. And if on the Internet you come across an advertisement for free registration, then know that these are scammers. Everything is done only by you personally and only on the official website, without any intermediaries, commission payments, and so on. So, let's take a closer look at how to use your newly opened account.

Identification

Identification is a procedure that allows the system to determine the owner of the wallet. That is, for this you will need to enter your passport information. And there are several nuances here. First, there are three types of accounts:

Anonymous – issued immediately after Yandex Money registration. The only function available is topping up your wallet with cash. And you can store no more than 15,000 rubles in your account.

Personal - simplified verification, basic functions are available (transfers, withdrawal of money, payment for goods and services) and average limits.

Identified – a full range of services and capabilities, as well as maximum limits.

Secondly, the available functions and the ability to undergo verification depend on your citizenship:

Bank cards Yandex Money

You already know how to create a Yandex wallet, as well as how to get a full list of features and increase limits. But this payment system has a very convenient tool - bank cards. These are the same payment instruments that have long been known and familiar to us, thanks to banks. We all know about credit and debit cards. Everything is the same here. There are several options available:

Plastic card with a chip - allows you to pay for goods in stores and boutiques. Supports contactless payment function.

A regular plastic card with a magnetic stripe – withdrawing cash from an ATM, paying for goods in stores and salons that accept MasterCard cards.

Virtual – issued instantly and has the same details as a regular plastic credit card. Its advantage is that it is easy to pay in online stores, including foreign ones. In addition, it is used where it is not possible to accept money into your YaD wallet or payment for goods through YaD is not supported.

The point is that the card has a common balance with the virtual wallet. That is, when using any of the listed cards, money is withdrawn immediately from your Yandex account without additional fees. More details about these payment instruments, as well as how to apply for them, are described in the article “”.

Transfer from one wallet to another

It’s worth starting right away that even for this basic operation it’s not enough for you to register with Yandex Money. You will also need to go through an identification procedure, at least a simplified version (if you have a Russian passport). Only after this will this function be opened. And the payment system should not be blamed here. It only obeys the laws of the Russian Federation.

In general, this transaction is the simplest, fastest and has a minimum commission of 0.5%. But to carry it out, you will need. If you are making a transfer in favor of another participant in the system, then everything is simple, he must give you the required number. If you need to accept a payment and for this you need to provide your wallet number.

Replenishment

As you already understand, to replenish your balance in Poison, you do not need to identify yourself. You just need to register a Yandex Money wallet. At the same time, there are many options for how to deposit money into your account:

• Cash through a payment terminal.
• From other virtual payment systems, for example, WebMoney, Qiwi and so on.
• From a bank card or account.
• Through the Contact salon (in cash).
• From your mobile phone balance.
• Through SberBank-online.
• Microloan.

Conclusion

One of the most important functions is withdrawal of funds. It, like others, will be available only after verification. Here, as with replenishment, there are many options:

• To a bank card.
• Transfer to another payment system, including international, for example, PayPal.
• To a bank account.
• Transfer to a legal entity or individual entrepreneur.
• Mobile account replenishment.
• Withdrawing cash from an ATM with a YaD card.

It is worth understanding that the commission will depend on the withdrawal method. In this case, the most profitable method is to withdraw cash from an ATM from a Yandex Money card or withdraw it to a bank card. More details about all the methods and the accompanying commissions are described in the article “”.

Earnings

One of the important questions that most users of this payment system are interested in is how to make money from their wallet. And here everything depends only on your imagination. There are quite a lot of possibilities and it is simply impossible to describe them all. Moreover, especially cunning ones come up with more and more methods. The main ideas and possibilities are described in the article "".

Support

If you have any difficulties or questions regarding the operation of the payment system, you can always contact technical support. In addition, this service works to resolve controversial issues, identify scammers and solve problems that cannot be solved on your own, for example, blocking or unblocking wallets, returning money that did not reach the recipient, and so on.

The service operates 24 hours a day. In this case, it is possible to contact in writing or call the hotline number. If there is a Yandex Money office in your city, you can visit it and resolve the issue in person. The operation of this service is described in detail in the article "".

How to delete a Yandex wallet

The question of deleting an account and personal information comes up quite often, along with the question of how to make a wallet. The fact is that users create an account in a hurry, but when faced with certain difficulties or, having learned about the features of this payment system, they try to delete the created account.

Conclusion

So, we learned about how to make a Yandex wallet and the main points on how to use your account for certain purposes. Based on the above, we can conclude:

• This payment system is not the most convenient to use, due to the identification procedure, which is easy to complete only for residents of the Russian Federation.
• However, if you pass verification, you get a fairly wide range of functions.

Otherwise, Yandex Money is not particularly different from other payment systems, except that YD does not have the ability to create accounts in different currencies, which in some cases is quite inconvenient.

But, if we talk about the Russian market, the Yandex wallet has a very wide range of applications. After all, through it you can perform almost any transaction - payment of fines, taxes, housing and communal services, loans, goods, and so on.

Hello dear blog readers. Topic of this article Yandex money registration.

Today you will learn how to register with Yandex Money, create your own electronic wallet there, how to withdraw and deposit funds in the Yandex Money system, how to top up, transfer and cash out funds in the Yandex Money wallet.

There is a lot of electronic money circulating on the Internet; in order to perform any manipulations with it, there are various programs and online payment services for replenishing, exchanging, withdrawing and other operations with electronic money. At the very end of the article you can watch a short video lesson on how to register with Yandex Money.

The most popular online payment services in Russia and the CIS countries are WebMoney, Yandex Money, Qiwi wallet and RBK Money. I am registered and use most of these services. My first electronic wallet appeared in the WebMoney system, after which on Qiwi, Yandex Money, PayPal, Perfect Money, Liberty Reserve and others.

In order for you to have your own electronic wallet in Yandex, you need to go through a simple registration process with Yandex Money.

Let's start registration

The first thing you need to do is get yourself an email account on Yandex. If you don't have one yet, you can use the information - registration. The Yandex portal has many useful services, access to which can be used with your login and password data received during registration in the mail.

If you already have an email on Yandex, then just log into it. You can also use an alternative option, log in using social networks, and.

After we have entered the mail, you need to go to the Yandex Money service using your login or social networks in which you are registered. It’s more convenient for me to log in using my Twitter account, but here it’s up to you to decide how convenient it is to do so.

After this, you need to click on the big orange Open wallet button.

The Opening an Account in Yandex Money tab will open in front of us. Here you need to indicate your mobile phone number and characters from the picture.

By specifying your mobile phone number, you can restore access to your Yandex e-wallet at any time, for example, if you lose your password or it becomes known to third parties.

If you have difficulty seeing or the characters are not legible, you can click on the gray link - show another picture, enter new characters and click Continue.

After a few seconds, another window will open where you need to enter some information about yourself. You should receive an SMS message on your mobile phone with a code that you must enter in the appropriate line.

You also need to come up with a complex payment password in order to make transactions with electronic money.

The payment password must be different from your username and password for logging into Yandex money. If the SMS did not arrive, you can specify a different number or ask to send the SMS again.

Don't forget to write down your login, password and payment password in your notebook, diary or wherever all your passwords are stored. They can be forgotten, but if everything is written down, they can be remembered.

Next, put two checkboxes and accept the user agreement. If you want to get acquainted with them, you can follow the corresponding links or read in the How to connect subsection. After that, click on the Open account button.

You need to wait a little, the registration process may take several minutes.

If the user is inactive in the Yandex wallet, your session is closed after fifteen minutes. In order to resume operations in your wallet, you need to log in again. Such a protective system was not invented just like that.

If you forget to leave your wallet, the system will automatically do it for you, thereby reducing the risk of hacking and loss of your money. This security system is present in most reliable electronic wallets and online services.

That's the whole simple procedure for registering a wallet in Yandex money, now I suggest moving on to setting up your Yandex wallet.

How to set up and use Yandex wallet

After opening an account, you will see a page with your wallet number, which you need to write down.

In the center of this page there are small tips on how to use the wallet: link a bank card, top up your account, receive Yandex Money, make purchases, make transfers, withdraw your funds, and more.

First of all, you need to go to the Yandex wallet settings, where you can get acquainted with important information. In order to get into the settings of your wallet, you need to follow the Manage wallet link, which is located on the left side of the page.

Here you can manage your e-wallet, change personal data and much more.

Now let's look at each item in order to manage our wallet.

Account management

In your account, you can change additional settings that were specified when registering your wallet.

In the Account tab you can add or edit your passport.

Change your mobile phone number if you specified it during registration. Change your status from anonymous to identified user of the Yandex Money system.

If you do not intend to carry out monetary transactions and transfers exceeding the amount of 15,000 rubles, then you can remain anonymous.

If you have your own business and need to make large transfers for large amounts, then I recommend going through the identification procedure. You will have more functions and possibilities with money transactions.

In the account column, you can upload your photo or select a portrait.

Password tab

If you change one of your passwords and forget it, it may take time and a little effort on your part to recover it.

If you are obsessed with security, then this sub-item is especially for you. Here you can change your main password, change and restore your payment password, and also switch to one-time passwords, which have a higher degree of protection than regular passwords.

Here are three different methods of one-time passwords, let's take a closer look at each of them:

Passwords in SMS

Passwords in SMS are probably one of the most reliable means of encryption when handling electronic money. If you have an electronic wallet on the WebMoney service, then you understand what we are talking about.

For each payment transaction, to confirm it, the security system sends an SMS to your phone with a code that must be entered in the appropriate field. Only after this procedure the payment is completed. If you do not enter the code, then there will be no payment either.

Electronic token

Electronic token is a small plastic card, a bit like a credit card, that has an electronic dial and a small push button. Its cost is around 700 rubles. You can buy such a token in the Softkey online store. The principle of operation of the token is the same as that of SMS.

When making a payment transaction, the system requests a code, you click on the token button and in the upper part, where the dial is, a unique code appears that must be entered in the appropriate field. The declared service life of such a token card is about 4 years.

Code table

A code table is a small table in which codes, letters and numbers of the Latin alphabet are written. It is similar to a chessboard, a game of minesweeper and a sea battle.

The principle of operation is that the system asks you which symbols are located in certain squares, you find these squares, take the symbols indicated there from there and insert them into the appropriate field.

If you do not often use electronic payment services, you can leave a regular password or switch to SMS passwords. If you often manipulate electronic money, then password protection in SMS or an electronic token is suitable for you.

Bank cards

Let's say you have a bank card, in this section you can link this card for further use in the Yandex Money service.

There is also the opportunity to issue a new Yandex Money bank card, costing 149 rubles, if you live in Russia.

If you live in any other country, then this amount will be 199 rubles.

Informing

In this item you can set the settings for receiving news from Yandex Money. If you do not want to receive news, you can turn off email notifications.

You can also edit the E-mail address to which notifications about all completed transactions with your Yandex money will be sent.

Delivery of invoices

Invoice delivery is a free service of reminders and notifications of regular payments due.

If you run out of funds, for example, on Skype, payment for hosting and domains, advertising campaigns in Yandex Direct.

Collecting money

The Yandex Money service has a useful function of collecting money for various needs. Anyone can donate a certain amount for the development of your project or other event if they wish.

So we went through all the important settings of our Yandex Money electronic Internet wallet. Now you can top up your account, transfer a certain amount to another wallet, withdraw, cash out or simply withdraw your money.

How to deposit funds into a Yandex Money wallet

In order to top up your wallet, you need to go to the Top up account section.

The How to top up your account window will open in front of us, where there are four types of top up, which in turn are divided into subtypes.

Let's take a closer look at each of them:

Bank cards

Top up your account with a bank card. If you have a credit card, then you can transfer funds from it to your e-wallet, the commission will be 49 rubles, regardless of the replenishment amount.

However, there are small nuances; this card must be issued by a Russian bank (if you live in Russia). If you live in Ukraine, then Yandex Money accepts bank cards only from Privat Bank. And your card must also allow online payments.

Cash

Top up your account with cash.

If you want to top up your wallet with cash, you can do this in different ways through terminals, sales offices (if there are any in your region), bank branches, Contact and Unistream transfer systems.

Electronic currency

Topping up your account with electronic currency. If you already have electronic wallets in other payment systems, then you can transfer funds from them to Yandex wallet (if such a possibility exists, of course).

Yandex Money cooperates with WebMoney, the RoboxChange.com service and some other exchange services. For transfers from WebMoney to a Yandex wallet or vice versa, a commission of 4.5 percent is charged.

Prepaid cards

Prepaid cards are no longer issued; you can use the first three methods to replenish your wallet.

Before exchanging money at any exchanger, I advise you to read reviews about it. WebMoney has a special service for this, called Web Money Advisor. On it, anyone can leave a review about this or that electronic exchange service.

In order to see reviews for the desired exchanger, I suggest pasting this text into the address bar of your browser.

For example, I took the exchanger roboxchange.com, you can replace it and insert your exchanger address.

How to transfer money in Yandex wallet

In order to transfer funds to another Yandex wallet, you need to go to the Transfer tab.

A money transfer window will open in front of us, in which we need to indicate the recipient: account number or Yandex mail address or phone number. Then indicate the transfer amount, how much money you want to transfer, the amount to be paid along with the transfer fee will appear under this line. This commission is 0.5 percent of the transfer amount.

Your transfer can be protected with a protection code - in simple words, these are numbers without which the recipient will not be able to withdraw money. You can specify the number of days this code is valid. It is also possible to write a short message or comment to the payment recipient.

How to withdraw and cash funds in Yandex Money

Here we come to the most interesting point (withdrawal of money) of our article, registration in Yandex Money. You can withdraw and cash funds from your Yandex wallet in different ways. For cashing out money, Yandex takes its 3 percent.

I will list the main ways to withdraw funds from a Yandex wallet:

1. Withdraw to a bank card that you link to your wallet account or an issued Yandex Money card, costing 199 rubles.
2. Transfer money through a bank to an individual’s account, if you have one, of course.
3. Transfer and withdrawal of money through a bank to a legal entity, but for this type of operation you must have a professional account in the Yandex Money system.
4. We withdraw money in cash through the Contact system, RiBank and.
5. Perhaps you will not withdraw funds at all, but pay for various everyday payments such as utility bills, telephone, Internet, purchasing goods in online stores, paying for hosting, Skype, and so on.

Let's sum it up

The topic of our article was about electronic money, and more specifically about Yandex Money registration. Today we talked to you in detail and went through the entire process of registering a new wallet on Yandex. We sorted out most of the settings of the electronic wallet, learned how to deposit, transfer and withdraw Yandex Money funds. Now you can make purchases on the Internet and use electronic money at your discretion.

And now I propose to consolidate our knowledge and watch a short video lesson about Yandex Money.

You may have questions related to registering with Yandex Money. You can ask them below in the comments to this article, and also use the form with me.

Thank you for reading me on