What and where you can pay via Paypal. What is PayPal. After registration, can I change my e-mail – account identifier?

PayPal is an international platform that allows you to make payments online anonymously and without disclosing your personal financial transaction. Clothing, accessories, appliances and household goods are not a complete list of what you can pay through PayPal.

System capabilities

The system operates in 190 countries, including Russia. She cooperates with large and small online stores. Most often, citizens of the Russian Federation use PayPal to pay for purchases on Ebay and Aliexpress.

With PayPal you can:

Buy any goods in global online stores that support this type of payment for orders.
Perform fast and secure transactions without providing payment and shipping information.
Manage your finances from your smartphone using the official mobile application.
It's easy and simple to send funds to recipients in all countries.
Create your own virtual financial account from which you can pay for orders. To conduct transactions, it is not necessary to have an account in the system. You can use PayPal services from a bank account opened in any global currency.
Organize a convenient and secure system for receiving payment for your online store, website or organization, accept money in official currency from anywhere in the world.

This is not a complete list of system capabilities. The list of what you can pay with PayPal in Russia is much longer.

Where can I pay with PayPal?

PayPal is slowly but surely conquering the Russian segment, but its full potential is still being revealed on foreign platforms. The greatest use of the resource was found in the Asian market, namely in the Joom, Aliexpress and Taobao markets. Other small sellers from China are also willing to accept payment through this system. But we will only talk about large and well-known giants in the sales field that accept this type of transaction:

Aliexpress is rightfully considered the most popular and massive reseller. It brought together millions of sellers and buyers from all over the world. Every year, billions of its financial transactions and orders pass through the PayPal platform. On Aliexpress, a user can buy almost anything: from clothes to specific professional equipment and spare parts. The market supports both retail small orders and wholesale bulk purchases. Delivery is mostly free and takes from a week to a month, depending on the chosen delivery method.
TinyDeal - analogue of Aliexpress. It is in no way inferior to it in terms of the quality of services provided, but is not in as great demand as its direct competitor. In its assortment you can also find various products at low prices.
Another Chinese resource that allows you to make purchases at wholesale prices is
LightInTheBox. It is rarely used, giving preference to its more well-known analogues - Aliexpress and Ebay, but in its vastness there are offers at lower prices and products that have no analogues. It supports different product groups: clothing, electronics, special equipment, accessories, premium items and much more.
GearBest – a relatively young but developing online store. Immediately after its creation, management introduced the ability to pay for orders via PayPal. Users can order various electronics, gadgets and household appliances at manufacturer prices. The assortment also includes various accessories, clothing and unusual gifts for different holidays.

It is worth mentioning separately the small resources that accept transactions through this system. We can highlight such promising sites as Kitmall, FocalPrice and Bangood.

What can you pay with Paypal in Russia?

Due to the popularity of the system in the Asian and American markets, domestic resources also began to become interested in it. So far, not all large and small stores have mastered this type of payment, but the most popular ones have already implemented it.

At the moment, there are online trading platforms where you can pay with PayPal in Russia:

Car enthusiasts and electronics buyers can purchase the desired products at the e36 store. A wide range of products includes gadgets for cars, household goods, household appliances and much more.
"Lamoda" is a domestic leader in the field of clothing and accessories. Its distinctive feature is the sale of branded collections from global and Russian manufacturers at large discounts. Sales last a limited amount of time, on average a day or two, and product prices are reduced by up to 90%.
"Proskater" is another online store that willingly accepts this type of payment. He specializes in selling printed publications. With its help, you can order your favorite books in different languages at affordable prices.
"Yves Rocher" is a well-known French manufacturer and seller of high-quality decorative and skincare cosmetics. Its branded stores are located in all major cities, but fans of online shopping can pay for their orders online using PayPal.
"Holodilnik.ru" occupies a leading position in Russia in sales of household appliances. Many years of experience in cooperation with customers and organizing convenience for customers are the main reasons why this platform was one of the first to introduce this type of payment for goods.
"KupiVIP" is known to many fans of online shopping. Its catalogs present different categories of clothing and accessories from domestic and international fashion houses at the lowest prices. Regular sales, discounts, promotions, a wide range of items and support for secure Internet payment make it a leader in its segment.

Every year more and more Russian platforms begin to cooperate with PayPal, so it is impossible to include them all in the list.

Before making purchases, you should pay attention to the “Delivery and Payment” section on the store’s website to check which money transfer systems it supports.

Payment for orders on the Ebay website

Another resource where you can pay for goods using PayPal is the American reseller Ebay. Long-term cooperation, integration and joint development make eBay the most profitable site for paying for purchases through PayPal. There are several reasons for this:

complete purchase protection that protects the interests of both the buyer and the seller. It automatically applies to all transactions that do not violate the rules of the site;
all transactions are processed instantly, and the user receives his funds within a few seconds;
also, no commissions are charged to the sender, and the transfer of funds remains free, regardless of the order amount;
a payment tracking service is available in your personal account, so users can immediately receive up-to-date information about the payment status of their order;
If you don’t have the required amount of funds in your PayPal account at the time of making a purchase, you may not replenish your account and waste extra time. During payment, money is automatically withdrawn from the specified bank card.

In case of refusal of the order, its return to the supplier or non-receipt of the paid goods by the buyer for regulated reasons, the seller can return the funds back to the client’s account without commission.
If necessary, after opening a “dispute”, the buyer may demand a refund of his money. If he did not violate the rules, the funds will be returned to the account automatically without additional costs.

There are many more online stores where you can pay for purchases through PayPal than were mentioned in this article, and this list is regularly updated. You can check the possibility of paying in this way with managers or on the website itself. Electronic payments made by this system are distinguished by security, practicality, high speed of transaction processing and comprehensive protection of the interests of buyers and sellers.

Due to the growing number of online stores, we are already accustomed to making profitable purchases online. To make such shopping comfortable, we have developed such a useful payment service for online purchases as PayPal. Therefore, every buyer should know how to pay for their purchases through PayPal.

What is PayPal

PayPal- an electronic payment system that is the most popular on a service such as eBay. It represents a division of this company, which gives this payment system a number of advantages:

the ability to send money for purchases without disclosing financial information;
providing flexible payment options (debit or credit card, bank account);
payment for orders without commission;
guarantee of efficiency and security of transfers;

IT IS IMPORTANT! Never provide your username or password, or your payment card or account details. When going to the official PayPal website, be sure to check the link in the address bar. Only by going to the official page of the site, you don’t have to worry about your funds and the safety of the operation.

How to pay via PayPal

So, first you need to decide which card to link this payment system to. Many cards prohibit their use outside the country in which they were issued. It is possible to make payments through such types of bank cards as VISA Classic, Mastercard Standard, American Express.

Please note that it is necessary that there is a balance of at least a few dollars on the card (for authorization on the official website).

A new type of bank card was created specifically for online payments. They do not have a magnetic stripe, cannot be used in ATMs, and are often not even made of plastic. You are simply provided with its details on a special form.

But no matter what type of card you choose, you will need an email. After creating your email and bank card, you should register on the PayPal service. Everything is simple here: fill out the form, link your bank card, and confirm your email address by clicking on the link.

Let's move on to the most important question - how to pay for PayPal purchases? In this matter everything is extremely simple.

Not everyone knows what PayPal is and how to use it. The economy does not stand still. Many goods and services can be obtained on the Internet. For secure payments, for the convenience of all participants in business relations, this electronic payment system was specially developed.

What is PayPal?

The main thing in payments via the Internet is security guarantees. A person should know that his money will not go in an unknown direction, and he will not become a victim of fraud. The PayPal payment system is a system through which you can send and receive financial transfers. Its main feature is ensuring the protection of the rights of sellers and buyers. The company is a kind of electronic bank, as it performs almost the same functions on the Internet.

PayPal - pros and cons

In the era of booming technological development, such a system has simply become a necessity. Like any product, the PayPal service has both advantages and disadvantages. Using the payment system, you can even buy a car in a matter of seconds without leaving your home or pay utility bills. All this makes human life much easier. Let's look at the pros and cons of this system in more detail.

PayPal benefits

PayPal wallet has a huge number of advantages, among which the following must be highlighted:

To work with this system, you do not need additional PC software: you can manage your personal account from any browser and any PC;
a high level of security is a huge plus: the client’s identity is carefully checked;
an additional security measure is to link a credit card to a virtual account: this operation is necessary to confirm the client’s identity;
in case of an unsuccessful money transaction, the user receives his money back.

Cons of PayPal

Any system has its unpleasant sides. PayPal account is no exception, because it has restrictions on working in post-Soviet countries. Until recently, in Russia it was difficult to withdraw money from an account. Increased security measures, on the one hand, are good, but the system independently blocks accounts at the slightest suspicion, without warnings or explanations. You cannot convert money into other electronic currencies.

What is PayPal and how to use it?

PayPal has a very simple interface. Before starting work, you need to study the system in detail and register. Then link a real card to the virtual account. Many domestic sellers are expanding internationally, and in Europe they have been freely using this payment system for a long time, so the pressing issue remains the correct use of this device.

How to register with PayPal?

To create a PayPal wallet, you first need to go through the registration process. You only need to provide real information. Otherwise, there is a high probability that your account will be blocked in the future. Detailed instructions include the following:

indicate the country, select the interface language;
select the account type: corporate (for companies) or personal (for use by one person);
then enter all personal data;
Upon completion of registration, a confirmation email will be sent to you.

How to top up your PayPal account?

The second important question: how to top up PayPal. To avoid problems with replenishment, you need to link a credit card, then it will be easier to perform operations. You can top up with cash through the terminal; for this you will also need to create an . And then we link the virtual card to the account. So, there are two ways to get money into your personal account in the system:

transfer money from another PayPal account;
receive payment for goods or services offered.

How to withdraw money from PayPal?

A pressing issue for many post-Soviet countries has become the withdrawal of money from PayPal. There is a way to withdraw money through another person. For example, you need to withdraw money and buy him some goods. Then you make an exchange: he pays you in cash, and you pay for his goods in the store from your account. This method allows you not to spend a single extra penny. One of your relatives or friends will become your intermediary to receive money in this way. What is PayPal and what other withdrawal options are there?

Withdraw money from the company's office. There are not so many such offices, so only some citizens will be so lucky, but in general, this is an ideal way with minimal commissions.
Withdraw money to a bank card. To begin with, you will need to withdraw small amounts of money twice and wait a couple of days. Withdraw via or Qiwi. In this case, these wallets will act as intermediaries. The operations will be carried out faster, but you will have to pay a commission.

How to pay via PayPal?

Another important point of interest to users is how to pay via PayPal. If you need to buy an item in an online store, and this payment method is indicated there, then you just need to select it and enter your login and email address. The money will be withdrawn from the card linked to the account or from the balance on the virtual account itself. Payment fees are paid by the recipient, not the sender.

What PayPal is and what it is needed for is very clear. From all of the above, it turns out that this is a system for paying for purchases and services that contributes to the development of the economy in countries where it can be used to its fullest. The only downside is the difficulties with withdrawing money in the post-Soviet space. Technologies are developing and, most likely, in another couple of years, it will be possible to fully use the capabilities of the system anywhere on Earth. In any case, using such a service is convenient and profitable.

Paying for purchases in foreign stores via PayPal protects you 100% from scammers. You can be sure that the money will not go elsewhere, and you will be left without goods. Customer purchases are protected in such a way that until the buyer confirms receipt of the goods, money is not credited to the seller's account. In case of incidents, the buyer receives his money back. The company is registered in the states as a money transfer company. It carries out all banking operations and is subject to a unified taxation system, and its work is regulated by all basic laws.

Today, using a specific example, we will analyze the payment process through PayPal. You may ask, why pay via PayPal if you can pay for goods using a Visa or MasterCard? It's simple.

The PayPal payment system works in 190 and 18 national currencies. With PayPal, you can pay for goods with a credit card in online stores anywhere in the world.

There are three reasons to use PayPal rather than a credit card to pay:

Payments via PayPal are completely secure, since bank card payment details are hidden from the payee. Those. When paying via PayPal, you do not expose your credit card online. PayPal has very strong security measures for this data.
PayPal is working to identify dubious transactions and high-risk transactions. Those. the system analyzes hundreds and thousands of transactions and identifies unreliable sellers and buyers.
PayPal allows you to dispute a transaction(open dispute). This means that you can get your money back if you do not receive the item or the item does not meet your expectations.

Payment for goods on eBay via PayPal

Let's look at the PayPal payment process using the example of buying an iPad on eBay. To make purchases at this online auction you must have:

eBay account (registration)
PayPal Account ()
Bank card for linking (or virtual Visa QIWI Virtual card)

First, register on eBay and look for an iPad. Search and tricks of buying on eBay deserves a separate article, which is beyond the scope of this resource. There is a lot of material on this topic on the Internet. Let's say we want to buy an iPad and find a suitable lot:

Price - $719.99

Shipping cost - $48.65 (USPS Priority mail delivery)

Let's assume that everything is fine and press the button. BuyItNow:

We are taken to the ordering page:

Here you check the delivery address, cart and below will be the final purchase price (including delivery):

Specify the payment option (Visa via PayPal) and click the button Continue

You will be redirected to the PayPal website for payment. On the left you will see the amount to be paid, and on the right you need to enter your PayPal username and password.

If you already have a card linked, you will only need to confirm the purchase. Moreover, there would be no need to enter either the card number, security codes or other cardholder data. This is a big advantage of this system. If the card is not yet linked, as in this case, then you can link it:

At this point, the payment process via PayPal can be considered complete. Most likely, you will receive an email notification from Ebay that the item has been paid for, and a notification from PayPal that a certain amount has been debited from your account. If you have enabled SMS notifications from the bank, then an SMS with payment details will also be sent to your phone.

PayPal fees

Payment for purchases(jpayment for goods and services on the Internet with PayPal is always free for buyers). In case of currency conversion, the retail exchange rate is used.
Selling goods(Merchants pay a commission for secure and fast payment processing. Commission ranges from 2.4% + $0.3 per transaction. The amount of the commission depends on your sales volume, and whether you sell goods domestically or abroad)
Money transaction(no commission is charged when transferring funds using your PayPal account balance. If funds come from a bank card, the commission is 3.4% + $0.3).

The main advantage of the PayPal payment system is its security. Payments for purchases and transfers are securely protected. As, indeed, the client’s personal data. To work, you need the minimum: an account with an associated email address and a bank card. At the same time, all information about it and the payer’s data remains confidential when making a payment. Thanks to its functionality and good security, the number of system users is growing and they inevitably have the question of how to pay via PayPal.

Payment in online stores

The system's popularity has grown thanks to e-commerce. PayPal payments are accepted by most online stores, especially international ones. Moreover, some mega-retailers work only with this system: for example, until recently, purchases on Aliexpress, popular among our citizens, were unthinkable without PP. In other words, in many cases it is difficult to find a worthy alternative to PayPal.

Here's what else you can pay via PayPal, besides goods:

services offered via the Internet;
Forex transactions;
mobile communications from almost any provider.

The list of services for which you can pay from your account is huge. These include online games, virtual casinos, and services of Internet and digital television providers - you can’t count everything.

Aliexpress payment

Aliexpress has recently stopped working with PayPal, which has alienated many fans of the system from the store. It is difficult to say what prompted this decision, but the fact remains. However, there is one way to pay for purchases. Everything is done through transferring funds to another payment system, for example, QIWI or WebMoney. But it is difficult and ultimately more expensive.

Payment by Amazon

Amazon doesn't accept PayPal payments either. By the way, eBay, which initiated the creation and supported the development of PayPal, is currently working on a platform that can compete with Amazon.

To make a payment, a plastic card such as Visa, MasterCard or similar is used. Or one of the Amazon cards. When paying, the details of both the buyer and his card are entered, so it is recommended to issue a separate one specifically for working on Amazon so that fraudsters do not use the main account.

eBay payment

But on eBay, the owner of a PayPal account feels right at home. Only here the full potential of the system is most fully revealed (how to buy goods on eBay via PayPal).

Payment in other online stores

In most stores in the USA, China, Australia and Europe, PayPal is quite respected and loved. As a rule, the payment method is included in the list of available ones and does not cause problems, and the procedure is approximately the same everywhere.

This is done simply. You need to enter the payment section on the seller's website. When choosing a payment method, if there is a PayPal logo, select it and enter the required login and password to confirm the payment. That's all.

The money, including delivery, will be debited from the account, and the goods will be prepared for shipment. You just need to take into account that the amount may increase by the amount of the currency conversion fee. By the way, the site has its own converter.

Pay for the phone

Officially, the PayPal electronic transfer system does not accept payments for the services of mobile operators. The official website does not say a word about how to pay via PayPal for a phone. However, there are ways to replenish your balance, for example, using the Ding service or WebMoney, Yandex.Money or QIWI wallets.

What guarantees does PayPal provide?

As already mentioned, all information about the client and his payment card is located in a special protected area, and no one can obtain the details. In addition, there are guarantees for transactions.

On the “Safety and Protection” page of the official website and in the PayPal payment instructions, guarantees are indicated for sellers and buyers:

the seller will not receive the money until the buyer confirms receipt of the order;
if the goods/services are not received or their quality is inadequate, the payment can be returned;
The payment decision can be contested within 180 days from the date of the transaction.

However, guarantees do not apply to all types of goods and services. Exceptions include:

vehicles;
advertisements;
air travel;
goods made to order.

Overall, everything looks reliable, thoughtful and fair. The system continues to improve customer protection measures, which contributes to its evolution.